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Bankruptcy Lawyer · Memphis, TN/Updated June 13, 2026

The Best Bankruptcy Lawyers in Memphis, TN

When financial difficulties arise, having the right legal support is essential. Here are the best bankruptcy lawyers in Memphis to help you navigate your options.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceArthur Ray Law Offices
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Memphis-metro bankruptcy lawyer businesses evaluated, top 10 ranked by Vetted Score.

Bankruptcy can be a daunting process, but having an experienced lawyer by your side can make all the difference. In Memphis, where financial struggles are all too common, finding a reliable bankruptcy attorney is crucial for individuals and businesses alike. The right lawyer can guide you through the complexities of bankruptcy law, ensuring that you make informed decisions that protect your future.

To compile this list of the best bankruptcy lawyers in Memphis, we evaluated ten firms based on their ratings, customer reviews, and overall reputation in the community. Each lawyer on this list has proven their commitment to helping clients regain control of their financial situations, with many receiving high praise from those they've assisted.

10bankruptcy lawyers evaluated in Memphis
4.69average rating across the field
1.1Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does bankruptcy lawyer cost in Memphis? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

Arthur Ray Law Offices

★★★★★4.8(363 reviews)

With a stellar rating of 4.8 from 363 reviews, Arthur Ray Law Offices stands out for its personalized service and thorough approach.

Read full review
Best Value
95Score

Darrell Castle & Associates

★★★★★4.8(211 reviews)

Darrell Castle & Associates boasts a solid rating of 4.8 from 211 reviews, known for its reasonable pricing and effective representation.

Read full review
Most Reviewed
94Score

The Law Offices of Philip F. Counce

★★★★★4.9(89 reviews)

The Law Offices of Philip F.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Arthur Ray Law Offices
Arthur Ray Law Offices
Editor's Choice
96Score
4.8★★★★★
363Personalized bankruptcy guidance
2
95Score
4.8★★★★★
211Affordable bankruptcy solutions
3
94Score
4.9★★★★★
89Compassionate legal support
4
91Score
4.7★★★★★
136Thorough legal representation
5
90Score
4.9★★★★★
34Complex bankruptcy cases
6
88Score
4.6★★★★★
116Friendly and supportive service
7
86Score
4.8★★★★★
26Personalized legal guidance
8
84Score
4.6★★★★★
64Supportive legal assistance
9
82Score
5.0★★★★★
1New clients seeking dedicated service
10
78Score
3.8★★★★★
109Clients seeking approachable service
Methodology

How we evaluated all 10 bankruptcy lawyers.

Our evaluation process involved analyzing customer feedback, online ratings, and the overall performance of each law firm. We focused on factors such as responsiveness, clarity of communication, and success rates in bankruptcy cases. Importantly, no firm pays for placement on our list, ensuring that our rankings are unbiased and based solely on merit.

This ranking is updated monthly to reflect the latest reviews and ratings, allowing us to provide you with the most current and relevant information. Last updated June 13, 2026.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Arthur Ray Law Offices

★★★★★4.8(363 reviews)
96Score

With a stellar rating of 4.8 from 363 reviews, Arthur Ray Law Offices stands out for its personalized service and thorough approach. Clients appreciate the dedication and expertise that Arthur Ray brings to each case, making it a top choice for individuals facing bankruptcy. However, some users have noted limited availability for urgent matters, so it's wise to plan ahead.

Pros

  • High client satisfaction
  • Personalized service
  • Experienced team

Cons

  • Limited urgent availability
  • Somewhat higher fees
Best forPersonalized bankruptcy guidance
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
2
Best Value

Darrell Castle & Associates

★★★★★4.8(211 reviews)
95Score

Darrell Castle & Associates boasts a solid rating of 4.8 from 211 reviews, known for its reasonable pricing and effective representation. Clients often praise the firm for its thorough consultations and detailed explanations of the bankruptcy process. However, some reviews mention longer wait times for responses during busy periods, which could be a concern for those needing quick answers.

Pros

  • Reasonable pricing
  • Thorough consultations
  • Effective representation

Cons

  • Longer response times
  • Less availability during peak times
Best forAffordable bankruptcy solutions
Service areaMemphis and nearby regions
Typical pricing$1,200 to $2,500
3
Most Reviewed

The Law Offices of Philip F. Counce

★★★★★4.9(89 reviews)
94Score

The Law Offices of Philip F. Counce holds an impressive rating of 4.9 from 89 reviews, receiving accolades for its compassionate approach and successful outcomes. Clients often highlight Philip’s ability to simplify complex legal jargon, making the process less intimidating. A potential drawback is the smaller review base compared to larger firms, which may leave some clients wanting more extensive feedback.

Pros

  • Compassionate service
  • Successful outcomes
  • Clear communication

Cons

  • Smaller review base
  • Limited firm size
Best forCompassionate legal support
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
4

Hurst Law Firm PA

★★★★★4.7(136 reviews)
91Score

Hurst Law Firm PA has a solid rating of 4.7 from 136 reviews, recognized for its professionalism and thorough legal representation. Clients appreciate the firm’s commitment to keeping them informed throughout their bankruptcy proceedings. However, some have reported that the attorney's schedule can be quite busy, which might lead to delays in communication at times.

Pros

  • Professional staff
  • Thorough representation
  • Good communication

Cons

  • Busy schedules
  • Potential delays in response
Best forThorough legal representation
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
5

The Arnold Law Firm

★★★★★4.9(34 reviews)
90Score

The Arnold Law Firm shines with a high rating of 4.9 from 34 reviews, particularly noted for its expertise in complex bankruptcy cases. Clients commend the firm for its detailed approach and effective strategies. However, the limited number of reviews may raise concerns about its consistency and availability for prospective clients.

Pros

  • Expertise in complex cases
  • Detailed approach
  • Effective strategies

Cons

  • Limited reviews
  • Potential availability issues
Best forComplex bankruptcy cases
Service areaMemphis and nearby areas
Typical pricing$1,200 to $2,500
6

Law Office of John E. Dunlap

★★★★★4.6(116 reviews)
88Score

Law Office of John E. Dunlap has a rating of 4.6 from 116 reviews, appreciated for its straightforward advice and supportive staff. Clients often feel at ease with the team’s friendly demeanor and willingness to address concerns. However, some clients noted that the office can be busy, which may affect the promptness of service.

Pros

  • Straightforward advice
  • Supportive staff
  • Friendly atmosphere

Cons

  • Busy office
  • Potential delays
Best forFriendly and supportive service
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
7
86Score

Janet M. Lane has garnered a rating of 4.8 from 26 reviews, known for her personalized approach and attention to detail. Clients appreciate her ability to explain the bankruptcy process clearly. However, the limited number of reviews may leave potential clients wanting more extensive feedback before making a decision. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personalized legal guidance. It serves Memphis and surrounding areas, with $1,200 to $2,500 pricing, and the honest trade-offs are limited reviews and less established presence.

Pros

  • Personalized approach
  • Detail-oriented
  • Clear explanations

Cons

  • Limited reviews
  • Less established presence
Best forPersonalized legal guidance
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
8

Johnson and Johnson PC

★★★★★4.6(64 reviews)
84Score

Johnson and Johnson PC holds a rating of 4.6 from 64 reviews, recognized for its knowledgeable staff and supportive environment. Clients often commend the firm's ability to handle cases with care. However, some reviews indicate that the firm may have limited resources, which could impact the depth of service for more complex cases.

Pros

  • Knowledgeable staff
  • Supportive environment
  • Caring approach

Cons

  • Limited resources
  • Might struggle with complex cases
Best forSupportive legal assistance
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
9

Bankruptcy Lawyers Memphis TN

★★★★★5.0(1 reviews)
82Score

Bankruptcy Lawyers Memphis TN has an exceptional rating of 5.0 from just 1 review, showcasing a promising start for a new firm. This lawyer is praised for their attentive service and dedication to clients. However, the extremely thin review base leaves their long-term reliability and consistency unproven. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is new clients seeking dedicated service. It serves Memphis and surrounding areas, with $1,200 to $2,500 pricing, and the honest trade-offs are thin review base and unproven long-term reliability.

Pros

  • Exceptional rating
  • Attentive service
  • Dedicated approach

Cons

  • Thin review base
  • Unproven long-term reliability
Best forNew clients seeking dedicated service
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
10

Jimmy E. McElroy & Associates

★★★★★3.8(109 reviews)
78Score

Jimmy E. McElroy & Associates has a rating of 3.8 from 109 reviews, known for their approachable staff and willingness to help clients. While many appreciate the firm’s effort to provide assistance, some clients have reported dissatisfaction with the outcomes of their cases. This mixed feedback may lead potential clients to consider other options.

Pros

  • Approachable staff
  • Willingness to help
  • Local expertise

Cons

  • Mixed reviews
  • Dissatisfaction with outcomes
Best forClients seeking approachable service
Service areaMemphis and surrounding areas
Typical pricing$1,200 to $2,500
Before you book

How to choose a bankruptcy lawyer in Memphis

Choosing the right bankruptcy lawyer is essential for navigating your financial challenges effectively. Here are some key factors to consider when making your decision.

Experience in Bankruptcy Law

Look for a lawyer with extensive experience specifically in bankruptcy cases, as this can significantly impact your case's outcome.

Client Reviews and Testimonials

Research client reviews to gauge the attorney's reputation and the experiences of past clients.

Clear Communication

Choose a lawyer who communicates clearly and is responsive to your questions and concerns throughout the process.

Fee Structure

Understand the lawyer's fee structure upfront to avoid any unexpected costs during your bankruptcy proceedings.

What it costs

What bankruptcy lawyers cost in Memphis

The cost of hiring a bankruptcy lawyer in Memphis can vary based on several factors, including the complexity of your case and the attorney's experience. Here’s a general breakdown of what to expect.

Consultation Fee$0 to $150 for initial consultations, depending on the firm.
Chapter 7 Bankruptcy$1,200 to $2,500, covering attorney fees and court costs.
Chapter 13 Bankruptcy$2,500 to $4,000, often including a payment plan for fees.
Complex CasesFees can exceed $4,000 for complicated bankruptcy cases requiring extensive legal work.

Frequently asked questions

How much does bankruptcy lawyers cost in Memphis?

Bankruptcy lawyer fees in Memphis typically range from $1,200 to $4,000, depending on the complexity of the case.

What should I bring to my first meeting with a bankruptcy lawyer?

Bring financial documents, a list of debts, income statements, and any relevant legal documents to your first consultation.

How long does the bankruptcy process take?

The bankruptcy process can take anywhere from a few months to over a year, depending on the type of bankruptcy filed and the complexity of your case.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Memphis residents: Editor's Choice Arthur Ray Law Offices

For those navigating bankruptcy in Memphis, Arthur Ray Law Offices comes highly recommended for its personalized service and high client satisfaction. Following closely is Darrell Castle & Associates, recognized for its value and effectiveness. Lastly, The Law Offices of Philip F. Counce stands out for its compassionate approach and clear communication, making them ideal choices for anyone in need of bankruptcy assistance.