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Bankruptcy Lawyer · Memphis, TN/Updated June 13, 2026

The 10 Best Bankruptcy Lawyers in Memphis, TN

Navigating bankruptcy can be overwhelming. These Memphis lawyers offer expertise to guide you through the process.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceArthur Ray Law Offices
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Memphis-metro bankruptcy lawyer businesses evaluated, top 10 ranked by Vetted Score.

Bankruptcy is a significant legal step, especially in Memphis, where the market features a mix of well-reviewed leaders and smaller firms. The competition is dense, with many options available, but the top firms distinguish themselves with a track record of positive client experiences and substantial review counts.

To create this list, we evaluated ten bankruptcy lawyers in the Memphis metro area, focusing on their Vetted Scores derived from client reviews and ratings. We believe in transparency, so no firm paid for placement, and we refresh our evaluations monthly to reflect the latest client feedback.

10bankruptcy lawyers evaluated in Memphis
4.70average rating across the field
1.1Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does bankruptcy lawyer cost in Memphis? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Arthur Ray Law Offices

★★★★★4.8(368 reviews)

With a stellar rating of 4.8 from 368 reviews, Arthur Ray Law Offices earns high praise for its comprehensive guidance through the bankruptcy process.

Read full review
Best Value
94Score

Darrell Castle & Associates

★★★★★4.8(217 reviews)

Darrell Castle & Associates also holds a rating of 4.8, backed by 217 reviews.

Read full review
Most Reviewed
92Score

The Law Offices of Philip F. Counce

★★★★★4.9(90 reviews)

The Law Offices of Philip F.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Arthur Ray Law Offices
Arthur Ray Law Offices
Editor's Choice
96Score
4.8★★★★★
368Personalized bankruptcy guidance
2
94Score
4.8★★★★★
217Cost-effective bankruptcy representation
3
92Score
4.9★★★★★
90Compassionate bankruptcy assistance
4
89Score
4.7★★★★★
143Responsive legal support
5
88Score
4.9★★★★★
38Dedicated legal representation
6
82Score
5.0★★★★★
25Thorough bankruptcy law knowledge
7
80Score
4.6★★★★★
123Straightforward legal guidance
8
78Score
4.5★★★★★
34Approachable bankruptcy advice
9
78Score
5.0★★★★★
1Responsive service
10
76Score
3.8★★★★★
109Affordable bankruptcy services
Methodology

How we evaluated all 10 bankruptcy lawyers.

Our evaluation process involved analyzing a combination of ratings and reviews from various sources to determine overall client satisfaction. We considered both the quantity and quality of reviews, ensuring a balanced perspective on each firm's performance in the Memphis market.

We assess firms based on their responsiveness, expertise, and client service. This list reflects our commitment to providing accurate and up-to-date information, helping you make the best choice for your bankruptcy needs.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Arthur Ray Law Offices

★★★★★4.8(368 reviews)
96Score

With a stellar rating of 4.8 from 368 reviews, Arthur Ray Law Offices earns high praise for its comprehensive guidance through the bankruptcy process. Clients appreciate the personalized attention and clear communication throughout their cases. While the firm excels in customer service, its availability can sometimes be limited due to high demand.

Pros

  • Highly rated by clients
  • Personalized service
  • Clear communication

Cons

  • Limited availability
  • Potential for longer wait times
Best forPersonalized bankruptcy guidance
Service areaMemphis, TN
Typical pricing$1,000 to $3,000
2
Best Value

Darrell Castle & Associates

★★★★★4.8(217 reviews)
94Score

Darrell Castle & Associates also holds a rating of 4.8, backed by 217 reviews. Clients commend the firm for its affordability and effective representation in bankruptcy cases. Their attorneys are known for being approachable and knowledgeable. However, some clients have mentioned a slower response time during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is cost-effective bankruptcy representation. It serves Memphis, TN, with $800 to $2,500 pricing, and the honest trade-offs are slower response times and limited office hours.

Pros

  • Affordable services
  • Knowledgeable attorneys
  • Approachable staff

Cons

  • Slower response times
  • Limited office hours
Best forCost-effective bankruptcy representation
Service areaMemphis, TN
Typical pricing$800 to $2,500
3
Most Reviewed

The Law Offices of Philip F. Counce

★★★★★4.9(90 reviews)
92Score

The Law Offices of Philip F. Counce has an impressive rating of 4.9 from 90 reviews. Clients often highlight the thoroughness of their legal strategies and the compassionate approach taken during tough financial times. One downside is that the firm may not have the same resources as larger competitors. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is compassionate bankruptcy assistance. It serves Memphis, TN, with $1,000 to $3,000 pricing, and the honest trade-offs are fewer resources than larger firms and limited staff.

Pros

  • Compassionate approach
  • Thorough legal strategies
  • High client satisfaction

Cons

  • Fewer resources than larger firms
  • Limited staff
Best forCompassionate bankruptcy assistance
Service areaMemphis, TN
Typical pricing$1,000 to $3,000
4

Hurst Law Firm PA

★★★★★4.7(143 reviews)
89Score

Hurst Law Firm PA has a rating of 4.7 from 143 reviews. Clients appreciate the firm’s responsiveness and the thorough explanations of their legal options. However, some reviewers note that the initial consultation could be more detailed, leaving them with questions. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is responsive legal support. It serves Memphis, TN, with $900 to $2,800 pricing, and the honest trade-offs are initial consultation lacks detail and may require follow-up questions.

Pros

  • Responsive communication
  • Thorough explanations

Cons

  • Initial consultation lacks detail
  • May require follow-up questions
Best forResponsive legal support
Service areaMemphis, TN
Typical pricing$900 to $2,800
5

The Arnold Law Firm

★★★★★4.9(38 reviews)
88Score

The Arnold Law Firm rates 4.9 from 38 reviews. Clients often mention the firm’s dedication and willingness to answer tough questions. However, the smaller number of reviews may indicate a less established presence in the market. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is dedicated legal representation. It serves Memphis, TN, with $1,000 to $2,500 pricing, and the honest trade-offs are fewer reviews may indicate limited experience and smaller firm.

Pros

  • Dedicated attorneys
  • Willingness to answer questions

Cons

  • Fewer reviews may indicate limited experience
  • Smaller firm
Best forDedicated legal representation
Service areaMemphis, TN
Typical pricing$1,000 to $2,500
6
82Score

Janet M. Lane holds a perfect rating of 5.0 from 25 reviews. Clients praise her thoroughness and understanding of bankruptcy law. However, the limited number of reviews makes her service somewhat unproven compared to more established firms. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is thorough bankruptcy law knowledge. It serves Memphis, TN, with $1,000 to $2,500 pricing, and the honest trade-offs are limited reviews may indicate less experience and smaller client base.

Pros

  • Thorough understanding of law
  • Client-focused service

Cons

  • Limited reviews may indicate less experience
  • Smaller client base
Best forThorough bankruptcy law knowledge
Service areaMemphis, TN
Typical pricing$1,000 to $2,500
7

Law Office of John E. Dunlap

★★★★★4.6(123 reviews)
80Score

The Law Office of John E. Dunlap has a 4.6 rating from 123 reviews. Clients appreciate the firm’s straightforward approach and knowledgeable staff. A downside is that some clients feel the communication could be improved, especially during busy times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is straightforward legal guidance. It serves Memphis, TN, with $800 to $2,000 pricing, and the honest trade-offs are communication could improve and busy periods may hinder responsiveness.

Pros

  • Straightforward approach
  • Knowledgeable staff

Cons

  • Communication could improve
  • Busy periods may hinder responsiveness
Best forStraightforward legal guidance
Service areaMemphis, TN
Typical pricing$800 to $2,000
8

The Bankruptcy Law Firm, PLLC

★★★★★4.5(34 reviews)
78Score

The Bankruptcy Law Firm, PLLC has a rating of 4.5 from 34 reviews. Clients mention the firm’s solid advice and approachable nature. However, the relatively low number of reviews may suggest that their services are still gaining traction. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is approachable bankruptcy advice. It serves Memphis, TN, with $900 to $2,200 pricing, and the honest trade-offs are low review count may indicate limited experience and less established presence.

Pros

  • Solid legal advice
  • Approachable attorneys

Cons

  • Low review count may indicate limited experience
  • Less established presence
Best forApproachable bankruptcy advice
Service areaMemphis, TN
Typical pricing$900 to $2,200
9

Bankruptcy Lawyers Memphis TN

★★★★★5.0(1 reviews)
78Score

Bankruptcy Lawyers Memphis TN has a perfect 5.0 rating, but only one review. The single review praises the firm’s responsiveness and support. However, this thin review base makes it a promising but unproven choice for potential clients. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is responsive service. It serves Memphis, TN, with $1,000 to $2,500 pricing, and the honest trade-offs are thin review base and unproven in the market.

Pros

  • Perfect rating from one review
  • Responsive service

Cons

  • Thin review base
  • Unproven in the market
Best forResponsive service
Service areaMemphis, TN
Typical pricing$1,000 to $2,500
10

Jimmy E. McElroy & Associates

★★★★★3.8(109 reviews)
76Score

Jimmy E. McElroy & Associates has a rating of 3.8 from 109 reviews. Clients appreciate the firm’s affordability and willingness to help. However, some reviews point to insufficient communication and varying levels of service quality, which may cause concern for potential clients. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable bankruptcy services. It serves Memphis, TN, with $600 to $1,800 pricing, and the honest trade-offs are insufficient communication and varying service quality.

Pros

  • Affordable services
  • Willing to help

Cons

  • Insufficient communication
  • Varying service quality
Best forAffordable bankruptcy services
Service areaMemphis, TN
Typical pricing$600 to $1,800
Before you book

How to choose a bankruptcy lawyer in Memphis

Selecting the right bankruptcy lawyer in Memphis involves considering a few key factors to ensure you find the best fit for your situation.

Evaluate their experience

Look for lawyers who specialize in bankruptcy and have a history of successful cases in Memphis.

Check their availability

A responsive lawyer can make a significant difference. Ensure they can accommodate your timeline and needs.

Assess their local knowledge

Familiarity with Memphis courts and regulations can enhance your lawyer's effectiveness in navigating your case.

What it costs

What bankruptcy lawyers cost in Memphis

Understanding the costs associated with hiring a bankruptcy lawyer in Memphis is essential for budgeting your legal expenses.

Initial Consultation FeesExpect to pay between $100 to $300 for an initial consultation, which may be credited towards your total fee.
Flat Fees for Chapter 7 BankruptcyFlat fees typically range from $1,000 to $2,500, depending on the complexity of your case.
Flat Fees for Chapter 13 BankruptcyFees usually range from $2,500 to $4,000, reflecting the longer process involved.
Hourly RatesSome lawyers charge hourly rates between $200 to $500, depending on their experience and reputation.

Frequently asked questions

How much does hiring a bankruptcy lawyer cost in Memphis?

Most bankruptcy lawyers in Memphis charge between $1,000 to $2,500 for their services, depending on the complexity of your case.

What should I consider when choosing a bankruptcy lawyer in Memphis?

Look for experience, client reviews, and your specific needs. For example, if you need personalized attention, consider a smaller firm.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Memphis residents: <Editor's Choice name>

If you want a highly rated firm with a proven track record, go with Arthur Ray Law Offices. They excel in complex cases and have consistently received high praise from clients. For those looking for a solid alternative, Darrell Castle & Associates is a great choice, especially for straightforward bankruptcy filings. If you prefer a more personalized approach and have a smaller case, The Law Offices of Philip F. Counce offers excellent service and attention to detail.