CityVettedCityvetted
Independent. Never pay-to-play.
Bankruptcy Lawyer · Sacramento, CA/Updated June 13, 2026

The 10 Best Bankruptcy Lawyers in Sacramento, CA

Sacramento's bankruptcy landscape features a few standout firms amid a sea of smaller practitioners. Here's how to find the right lawyer for your needs.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceLaw Offices of Mo Mokarram
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Sacramento-metro bankruptcy lawyer businesses evaluated, top 10 ranked by Vetted Score.

Bankruptcy can be a daunting process, especially in a competitive market like Sacramento. With a mix of well-reviewed leaders and smaller firms, finding the right bankruptcy lawyer involves more than just a quick search. The city has ten evaluated providers, each bringing a unique approach to navigating financial distress.

We ranked these firms based on their Vetted Scores, which reflect customer reviews and overall satisfaction. Our list is designed to help you identify the best options available, ensuring you receive the support necessary during this challenging time.

10bankruptcy lawyers evaluated in Sacramento
4.88average rating across the field
818customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does bankruptcy lawyer cost in Sacramento? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Law Offices of Mo Mokarram

★★★★★5.0(87 reviews)

With a perfect rating of 5 stars from 87 reviews, the Law Offices of Mo Mokarram excels in providing personalized bankruptcy solutions.

Read full review
Best Value
95Score

Liviakis Law Firm

★★★★★5.0(84 reviews)

The Liviakis Law Firm also holds a 5-star rating from 84 reviews, noted for its affordability and effective legal strategies.

Read full review
Most Reviewed
92Score

Fraley & Fraley PC boasts a strong rating of 4.8 stars from 160 reviews, making it one of the most reviewed firms in Sacramento.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
87Individuals seeking tailored legal assistance
2
95Score
5.0★★★★★
84Budget-conscious clients seeking quality representation
3
92Score
4.8★★★★★
160Clients who value extensive feedback and reviews
4
88Score
4.8★★★★★
150Clients who appreciate clear communication
5
90Score
4.9★★★★★
71Clients seeking personal attention
6
87Score
4.8★★★★★
95Clients prioritizing thorough legal support
7
85Score
5.0★★★★★
40Clients seeking dedicated service from a smaller firm
8
84Score
4.7★★★★★
86Clients who appreciate a no-nonsense approach
9
82Score
4.9★★★★★
29Clients valuing a client-centered approach
10
78Score
4.9★★★★★
16Clients who prefer a friendly, small-firm atmosphere
Methodology

How we evaluated all 10 bankruptcy lawyers.

To create our rankings, we evaluated ten bankruptcy lawyers in Sacramento, focusing on their ratings and the number of reviews. We do not accept payment for placement, ensuring our list remains unbiased and transparent for readers seeking legal assistance.

Our evaluations are updated monthly to reflect the most current information. This ensures that you have access to the latest data when making your decision, allowing you to choose a lawyer who meets your specific needs.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Law Offices of Mo Mokarram

★★★★★5.0(87 reviews)
96Score

With a perfect rating of 5 stars from 87 reviews, the Law Offices of Mo Mokarram excels in providing personalized bankruptcy solutions. Clients commend the firm's expertise, responsiveness, and compassionate approach during tough financial times. However, as a smaller firm, it may not have the extensive resources of larger practices. This firm is best for individuals seeking tailored legal assistance.

Pros

  • High level of client satisfaction
  • Personalized service
  • Experienced attorney

Cons

  • Limited resources compared to larger firms
Best forIndividuals seeking tailored legal assistance
Service areaSacramento, CA
Typical pricing$200 to $500 per hour
2
Best Value

Liviakis Law Firm

★★★★★5.0(84 reviews)
95Score

The Liviakis Law Firm also holds a 5-star rating from 84 reviews, noted for its affordability and effective legal strategies. Clients appreciate the firm’s thorough communication and dedication to achieving favorable outcomes. A potential downside is that some clients feel the firm could improve its responsiveness during busy periods. Ideal for those looking for quality legal representation without breaking the bank.

Pros

  • Affordable rates
  • Effective legal strategies
  • Thorough communication

Cons

  • Responsiveness can vary during busy times
Best forBudget-conscious clients seeking quality representation
Service areaSacramento, CA
Typical pricing$150 to $400 per hour
3
Most Reviewed

Fraley & Fraley PC Sacramento Bankruptcy Attorneys

★★★★★4.8(160 reviews)
92Score

Fraley & Fraley PC boasts a strong rating of 4.8 stars from 160 reviews, making it one of the most reviewed firms in Sacramento. Clients praise the firm for its knowledgeable attorneys and the supportive environment provided throughout the bankruptcy process. A notable drawback is that some clients mention longer wait times for appointments. This firm is best for those who value extensive client feedback.

Pros

  • Highly knowledgeable attorneys
  • Supportive environment
  • Extensive client feedback

Cons

  • Longer wait times for appointments
Best forClients who value extensive feedback and reviews
Service areaSacramento, CA
Typical pricing$200 to $450 per hour
4

Sacramento Bankruptcy Lawyer

★★★★★4.8(150 reviews)
88Score

This firm has a solid rating of 4.8 stars from 150 reviews. Clients highlight the attorney's thorough knowledge of bankruptcy law and the clear explanations provided throughout the process. However, some clients report that the office can be difficult to reach at times. Ideal for those seeking a knowledgeable attorney who communicates well.

Pros

  • Thorough knowledge of bankruptcy law
  • Clear explanations throughout the process

Cons

  • Office can be hard to reach
Best forClients who appreciate clear communication
Service areaSacramento, CA
Typical pricing$200 to $400 per hour
5

Sacramento Bankruptcy Lawyer

★★★★★4.9(71 reviews)
90Score

With a rating of 4.9 stars from 71 reviews, this firm is praised for its attentive service and personalized approach. Clients appreciate the thorough consultations they receive, which help clarify their options. On the downside, the smaller volume of reviews may make it feel less established. Best for those who value personal attention in their legal matters.

Pros

  • Attentive service
  • Personalized consultations

Cons

  • Smaller volume of reviews
Best forClients seeking personal attention
Service areaSacramento, CA
Typical pricing$200 to $450 per hour
6

Stutz Law Office

★★★★★4.8(95 reviews)
87Score

Stutz Law Office has a commendable rating of 4.8 stars from 95 reviews. Clients often mention the firm’s thoroughness and ability to ease their financial worries. However, some have noted that appointment availability can be limited. This firm is well-suited for those who prioritize thorough and attentive legal support. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is clients prioritizing thorough legal support. It serves Sacramento, CA, with $200 to $450 per hour pricing, and the honest trade-offs are limited appointment availability.

Pros

  • Thorough legal support
  • Ability to ease financial worries

Cons

  • Limited appointment availability
Best forClients prioritizing thorough legal support
Service areaSacramento, CA
Typical pricing$200 to $450 per hour
7

Law Offices of Mark Shmorgon

★★★★★5.0(40 reviews)
85Score

The Law Offices of Mark Shmorgon holds a 5-star rating from 40 reviews, indicating strong client satisfaction. Reviewers appreciate the attorney's expertise and the firm's commitment to providing clear guidance. However, the limited number of reviews suggests it may not have the same level of experience as larger firms. Best for those looking for dedicated service from a smaller practice.

Pros

  • Strong client satisfaction
  • Expertise in bankruptcy law

Cons

  • Limited number of reviews
Best forClients seeking dedicated service from a smaller firm
Service areaSacramento, CA
Typical pricing$200 to $500 per hour
8

Law Office of George T. Burke

★★★★★4.7(86 reviews)
84Score

With a rating of 4.7 stars from 86 reviews, the Law Office of George T. Burke is noted for its straightforward approach and keen understanding of bankruptcy law. Clients value the clear communication and effective representation. However, a few reviewers mentioned occasional delays in response times. It’s a good option for those who appreciate a no-nonsense approach.

Pros

  • Straightforward approach
  • Clear communication

Cons

  • Occasional delays in response
Best forClients who appreciate a no-nonsense approach
Service areaSacramento, CA
Typical pricing$200 to $400 per hour
9

Sacramento Law Group LLP

★★★★★4.9(29 reviews)
82Score

Scoring 4.9 stars from 29 reviews, Sacramento Law Group LLP is recognized for its client-centered approach and knowledgeable attorneys. Clients commend the firm for its ability to simplify complex legal processes. However, the small review base may leave some potential clients hesitant. Best for those who value a client-centered approach in their legal matters.

Pros

  • Client-centered approach
  • Knowledgeable attorneys

Cons

  • Small review base may cause hesitation
Best forClients valuing a client-centered approach
Service areaSacramento, CA
Typical pricing$200 to $450 per hour
10

Brooks & Carpenter

★★★★★4.9(16 reviews)
78Score

Brooks & Carpenter has a rating of 4.9 stars from just 16 reviews. Clients appreciate the firm’s approachable attorneys and the supportive environment during the bankruptcy process. However, the limited number of reviews raises questions about its track record. This firm may be best for clients who prefer a friendly, small-firm atmosphere.

Pros

  • Approachable attorneys
  • Supportive environment

Cons

  • Limited number of reviews raises questions
Best forClients who prefer a friendly, small-firm atmosphere
Service areaSacramento, CA
Typical pricing$200 to $450 per hour
Before you book

How to choose a bankruptcy lawyer in Sacramento

Selecting the right bankruptcy lawyer involves considering several factors unique to the Sacramento area. Here are key points to keep in mind.

Evaluate Experience and Specialization

Look for lawyers with a strong background in bankruptcy law. Check their experience in handling cases similar to yours.

Consider Service Area and Availability

Ensure the lawyer serves your specific location in Sacramento and is responsive to inquiries. Quick communication can make a significant difference.

Check State Licensing and Credentials

Verify that the lawyer is licensed to practice in California and has a good standing with the state bar. Credentials can indicate professionalism.

What it costs

What bankruptcy lawyers cost in Sacramento

Understanding the cost of hiring a bankruptcy lawyer in Sacramento is essential for planning your finances. Here are typical pricing tiers.

Initial Consultation FeeMost lawyers charge between $100 to $300 for an initial consultation, where you can discuss your case and options.
Flat Fees for Chapter 7 BankruptcyExpect to pay around $1,500 to $3,500 for Chapter 7 bankruptcy filings, depending on the complexity of your case.
Flat Fees for Chapter 13 BankruptcyFor Chapter 13 bankruptcy, fees typically range from $3,000 to $5,000, reflecting the longer commitment involved.
Hourly RatesSome lawyers may charge hourly rates from $200 to $500, depending on their experience and the specifics of your case.

Frequently asked questions

How much does a bankruptcy lawyer cost in Sacramento?

Bankruptcy lawyers in Sacramento typically charge between $1,000 to $3,500 for their services, depending on the complexity of your case.

What is the average rating of bankruptcy lawyers in Sacramento?

The average rating of bankruptcy lawyers evaluated in Sacramento is around 4.7 stars, based on a total of 818 reviews.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Sacramento residents: <Editor's Choice name>

If you're facing financial challenges, consider the Law Offices of Mo Mokarram for expert guidance and a proven track record. For those seeking personalized service with a strong reputation, Liviakis Law Firm is an excellent option. If you need a firm with extensive experience and solid reviews, Fraley & Fraley PC Sacramento Bankruptcy Attorneys is worth a look. Each of these firms caters to different needs, ensuring you can find the right fit for your situation.