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Financial Advisors · Chattanooga, TN/Updated June 13, 2026

The 10 Best Financial Advisors in Chattanooga, TN

Finding the right financial advisor can be daunting. Avoid common pitfalls by trusting our vetted list of Chattanooga's best.

MHMaya Hendricks · Home Services Editor
Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceGuardian Investment Advisors, LLC
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Chattanooga-metro financial advisors businesses evaluated, top 10 ranked by Vetted Score.

Choosing a financial advisor is a critical decision for your financial future, especially in Chattanooga where the market is still developing. With ten providers evaluated and ranked, you can find a trusted partner to help manage your investments and financial goals.

Our list reflects the best options available based on real customer reviews and ratings. We considered the number of reviews and overall satisfaction to present a clear picture of who you can trust with your finances.

10financial advisors evaluated in Chattanooga
4.91average rating across the field
349customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does financial advisors cost in Chattanooga? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Guardian Investment Advisors, LLC

★★★★★4.9(137 reviews)

With a stellar rating of 4.9 from 137 reviews, Guardian Investment Advisors, LLC is highly regarded for its personalized service and financial planning expertise.

Read full review
Best Value
95Score

Cody Sims, a Private Wealth Advisor with Ameriprise Financial Services, LLC, holds a 4.9 rating from 68 reviews.

Read full review
Most Reviewed
94Score

George Financial

★★★★★4.8(62 reviews)

George Financial has garnered a 4.8 rating from 62 reviews, showcasing a solid reputation in the Chattanooga area.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Guardian Investment Advisors, LLC
96Score
4.9★★★★★
137Individuals seeking personalized financial advice
2
Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC
95Score
4.9★★★★★
68Clients looking for value-focused financial advice
3
George Financial
George Financial
Most Reviewed
94Score
4.8★★★★★
62Clients seeking friendly financial guidance
4
Evergreen Advisors
82Score
5.0★★★★★
21Environmentally conscious investors
5
Wealthbright Advisors
82Score
5.0★★★★★
13Clients seeking innovative financial strategies
6
Ascending Financial
81Score
4.8★★★★★
18Clients valuing clear communication
7
Integra Wealth, LLC
80Score
5.0★★★★★
11Clients seeking a personalized investment experience
8
NorthShore Financial Strategies
79Score
4.7★★★★★
12Clients seeking proactive financial management
9
78Score
5.0★★★★★
4Clients looking for an educational approach
10
78Score
5.0★★★★★
3Clients seeking customized financial strategies
Methodology

How we evaluated all 10 financial advisors.

For this ranking, we evaluated ten financial advisors in the Chattanooga area, focusing on their customer ratings and the number of reviews they received. Each business was scored on a scale of 0 to 100, with transparency at the forefront of our evaluation process.

None of the businesses pay for placement, ensuring that our rankings are unbiased and reflect genuine customer experiences. We refresh this list monthly to keep it current and relevant for your financial planning needs.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Guardian Investment Advisors, LLC

★★★★★4.9(137 reviews)
96Score

With a stellar rating of 4.9 from 137 reviews, Guardian Investment Advisors, LLC is highly regarded for its personalized service and financial planning expertise. Clients appreciate the tailored investment strategies that cater to individual goals. However, with a thin review base, new clients may want to approach cautiously. This firm is best for those seeking a dedicated financial partner in Chattanooga.

Guardian Investment Advisors, LLC photo 1Guardian Investment Advisors, LLC photo 2Guardian Investment Advisors, LLC photo 3Guardian Investment Advisors, LLC photo 4

Pros

  • Highly personalized service
  • Expert financial planning
  • Strong client relationships

Cons

  • Thin review base may raise concerns
Best forIndividuals seeking personalized financial advice
Service areaChattanooga, TN
Typical pricing$150 to $300 per hour
2
95Score

Cody Sims, a Private Wealth Advisor with Ameriprise Financial Services, LLC, holds a 4.9 rating from 68 reviews. Clients commend his ability to simplify complex financial concepts and provide valuable insights. While he offers competitive pricing and a broad range of services, the limited number of reviews may leave some potential clients uncertain. This option is ideal for those looking for value without sacrificing quality.

Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC photo 1Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC photo 2Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC photo 3

Pros

  • Simplifies complex financial concepts
  • Competitive pricing
  • Wide range of services

Cons

  • Limited number of reviews may raise concerns
Best forClients looking for value-focused financial advice
Service areaChattanooga, TN
Typical pricing$100 to $250 per hour
3
Most Reviewed

George Financial

★★★★★4.8(62 reviews)
94Score

George Financial has garnered a 4.8 rating from 62 reviews, showcasing a solid reputation in the Chattanooga area. Reviewers often highlight the approachable nature of the advisors and their commitment to helping clients achieve financial security. A downside is that they may not offer as many specialized services compared to larger firms. This firm is best for clients seeking friendly and accessible financial guidance.

George Financial photo 1George Financial photo 2George Financial photo 3

Pros

  • Approachable advisors
  • Commitment to client security
  • Solid reputation

Cons

  • Limited specialized services compared to larger firms
Best forClients seeking friendly financial guidance
Service areaChattanooga, TN
Typical pricing$100 to $250 per hour
4

Evergreen Advisors

★★★★★5.0(21 reviews)
82Score

Evergreen Advisors carries a perfect 5-star rating from 21 reviews, with clients praising their attentive service and thorough financial planning. They focus on sustainability and long-term growth, appealing to environmentally conscious investors. However, their thin review base means they are still proving themselves within the market. This firm is best for clients prioritizing sustainable investment strategies.

Evergreen Advisors photo 1Evergreen Advisors photo 2Evergreen Advisors photo 3

Pros

  • Attentive service
  • Focus on sustainability
  • Thorough financial planning

Cons

  • Thin review base may raise concerns
Best forEnvironmentally conscious investors
Service areaChattanooga, TN
Typical pricing$150 to $400 per hour
5

Wealthbright Advisors

★★★★★5.0(13 reviews)
82Score

Wealthbright Advisors also holds an impressive 5-star rating, albeit from just 13 reviews. Clients admire their innovative financial solutions and personalized attention. The small review count suggests they are still building a track record, which may be a concern for some. This firm is best for those looking for innovative financial strategies tailored to their unique needs.

Wealthbright Advisors photo 1Wealthbright Advisors photo 2Wealthbright Advisors photo 3

Pros

  • Innovative financial solutions
  • Personalized attention

Cons

  • Small review count may raise concerns
Best forClients seeking innovative financial strategies
Service areaChattanooga, TN
Typical pricing$200 to $350 per hour
6

Ascending Financial

★★★★★4.8(18 reviews)
81Score

Ascending Financial has a 4.8 rating from 18 reviews, with clients appreciating their clear communication and dedication to helping clients reach their financial goals. However, the limited number of reviews may leave potential clients wanting more assurance of their reliability. This firm is best for those who value clear communication in their financial planning.

Ascending Financial photo 1Ascending Financial photo 2Ascending Financial photo 3

Pros

  • Clear communication
  • Dedicated to client goals

Cons

  • Limited review count may raise concerns
Best forClients valuing clear communication
Service areaChattanooga, TN
Typical pricing$150 to $300 per hour
7

Integra Wealth, LLC

★★★★★5.0(11 reviews)
80Score

Integra Wealth, LLC enjoys a perfect 5-star rating from 11 reviews, with clients praising their personalized approach and expertise in investment strategies. The very small review base, however, makes it hard to gauge their long-term reliability. This firm is best for clients looking for a highly personalized investment experience. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients seeking a personalized investment experience. It serves Chattanooga, TN, with $150 to $350 per hour pricing, and the honest trade-offs are very small review base raises concerns.

Integra Wealth, LLC photo 1Integra Wealth, LLC photo 2

Pros

  • Personalized approach
  • Expertise in investment strategies

Cons

  • Very small review base raises concerns
Best forClients seeking a personalized investment experience
Service areaChattanooga, TN
Typical pricing$150 to $350 per hour
8

NorthShore Financial Strategies

★★★★★4.7(12 reviews)
79Score

NorthShore Financial Strategies has a 4.7 rating from 12 reviews. Clients appreciate their proactive approach and attention to detail in managing finances. However, the limited number of reviews may prompt potential clients to seek more established firms for greater assurance. This firm is best for those looking for proactive financial management.

NorthShore Financial Strategies photo 1NorthShore Financial Strategies photo 2NorthShore Financial Strategies photo 3

Pros

  • Proactive approach
  • Attention to detail

Cons

  • Limited review count may raise concerns
Best forClients seeking proactive financial management
Service areaChattanooga, TN
Typical pricing$100 to $250 per hour
9

Scenic City Wealth

★★★★★5.0(4 reviews)
78Score

Scenic City Wealth holds a perfect 5-star rating from just 4 reviews. Clients highlight their friendly service and willingness to educate clients on their financial options. However, the extremely thin review base raises questions about their overall reliability. This firm is best for clients who appreciate an educational approach to financial planning.

Pros

  • Friendly service
  • Educational approach

Cons

  • Extremely thin review base raises concerns
Best forClients looking for an educational approach
Service areaChattanooga, TN
Typical pricing$150 to $300 per hour
10

HHM Wealth Advisors

★★★★★5.0(3 reviews)
78Score

HHM Wealth Advisors has a perfect 5-star rating from only 3 reviews. Clients commend their attentive service and customized financial solutions. However, the very small review base may cause hesitation for new clients. This firm is best for those seeking customized financial strategies with a personal touch. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients seeking customized financial strategies. It serves Chattanooga, TN, with $100 to $250 per hour pricing, and the honest trade-offs are very small review base raises concerns.

Pros

  • Attentive service
  • Customized financial solutions

Cons

  • Very small review base raises concerns
Best forClients seeking customized financial strategies
Service areaChattanooga, TN
Typical pricing$100 to $250 per hour
Before you book

How to choose a financial advisor in Chattanooga

Selecting the right financial advisor requires asking the right questions to gauge their expertise and fit for your needs. Here are key considerations to keep in mind.

What is your investment philosophy?

Understanding their approach to investments can help you determine if it aligns with your risk tolerance and financial goals.

How do you charge for your services?

Clarifying their fee structure, whether it's hourly, flat fee, or commission-based, can prevent unexpected costs down the line.

Can you provide references from current clients?

Asking for references can give you insight into the advisor's track record and the satisfaction of other clients.

What it costs

What financial advisors cost in Chattanooga

Hourly RateMost advisors charge between $100 to $300 per hour, depending on their expertise and reputation.
Flat FeeFlat fees typically range from $1,000 to $5,000 for comprehensive financial planning services.
Percentage of Assets Under ManagementThis common model charges around 0.5% to 1% of your managed assets annually.
Retainer FeeSome advisors offer retainer services for a monthly fee, usually between $200 to $1,000, based on the level of service.

Frequently asked questions

How much does financial advising cost in Chattanooga?

Fees vary, but you can expect rates from $100 to $300 per hour, depending on the advisor's experience and services offered.

What should I look for in a financial advisor?

Look for an advisor with a strong rating and a solid number of reviews. This indicates reliability and client satisfaction.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Chattanooga residents: <strong>Guardian Investment Advisors, LLC</strong>

Guardian Investment Advisors, LLC is the clear leader with a 4.9-star rating from 137 reviews, making it a solid choice for anyone seeking trustworthy financial guidance. If you prefer a more personalized approach or have specific wealth management needs, consider Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC, also rated at 4.9 stars but with fewer reviews. For those looking for a firm with a slightly different perspective, George Financial, with a 4.8-star rating, is a strong alternative, particularly for clients who value a more boutique experience.

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