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Insurance Agencies · Amarillo, TX/Updated June 13, 2026

The 10 Best Insurance Agents in Amarillo, TX

Finding the right insurance agent can save you from costly mistakes. Here's how to avoid common pitfalls and choose wisely.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceAcceptance Insurance
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Amarillo-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

Insurance is a critical aspect of financial security, especially in Amarillo, where weather-related incidents can lead to significant claims. Choosing the wrong insurance agent can result in inadequate coverage or unexpected costs when you need help the most.

To help you find the best insurance agents in Amarillo, we evaluated ten local providers based on customer reviews, ratings, and overall service quality. Each listing reflects real experiences from the community, ensuring you can make an informed choice.

10insurance agents evaluated in Amarillo
4.77average rating across the field
937customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Amarillo? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Acceptance Insurance

★★★★★4.9(329 reviews)

Acceptance Insurance has an impressive rating of 4.9 stars from 329 reviews.

Read full review
Best Value
95Score

Cortez Insurance Agency

★★★★★5.0(101 reviews)

Cortez Insurance Agency boasts a perfect 5-star rating from 101 reviews.

Read full review
Most Reviewed
94Score

Freeway Insurance

★★★★★4.8(165 reviews)

With a rating of 4.8 stars from 165 reviews, Freeway Insurance is well-regarded for its extensive range of insurance products and quick service.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Acceptance Insurance
Acceptance Insurance
Editor's Choice
96Score
4.9★★★★★
329Personalized insurance solutions
2
95Score
5.0★★★★★
101Budget-friendly insurance options
3
Freeway Insurance
Freeway Insurance
Most Reviewed
94Score
4.8★★★★★
165A wide range of insurance products
4
85Score
5.0★★★★★
58Specialized insurance solutions
5
84Score
5.0★★★★★
50A welcoming insurance experience
6
82Score
4.6★★★★★
121Working with local agents
7
81Score
4.6★★★★★
41Personable insurance service
8
80Score
5.0★★★★★
3Budget-friendly auto insurance
9
79Score
4.5★★★★★
2SR22 insurance needs
10
78Score
4.3★★★★★
67General insurance coverage
Methodology

How we evaluated all 10 insurance agents.

Our evaluation process involved analyzing customer reviews and ratings from various sources, totaling 937 reviews across ten agencies. We prioritize transparency, meaning no company pays for placement in our rankings.

This list is refreshed monthly to reflect the most current data, ensuring that you receive up-to-date information when selecting an insurance agent in Amarillo.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Acceptance Insurance

★★★★★4.9(329 reviews)
96Score

Acceptance Insurance has an impressive rating of 4.9 stars from 329 reviews. Customers appreciate their friendly service and clear communication, making them a top choice for those seeking personalized insurance solutions. However, some clients report occasional wait times during busy periods. Overall, Acceptance Insurance excels in providing tailored coverage options for individuals and families in Amarillo.

Pros

  • High customer satisfaction
  • Diverse insurance options
  • Personalized service

Cons

  • Possible wait times
  • Limited office hours
Best forPersonalized insurance solutions
Service areaAmarillo, TX
Typical pricing$100 to $300
2
Best Value

Cortez Insurance Agency

★★★★★5.0(101 reviews)
95Score

Cortez Insurance Agency boasts a perfect 5-star rating from 101 reviews. Clients commend their competitive pricing and knowledgeable agents who go the extra mile to find the best coverage. While most experiences are positive, a few customers mention limited hours for appointments. This agency is ideal for budget-conscious consumers looking for quality service in Amarillo.

Pros

  • Great pricing
  • Knowledgeable agents
  • Excellent customer service

Cons

  • Limited appointment hours
  • Smaller agency size
Best forBudget-friendly insurance options
Service areaAmarillo, TX
Typical pricing$80 to $250
3
Most Reviewed

Freeway Insurance

★★★★★4.8(165 reviews)
94Score

With a rating of 4.8 stars from 165 reviews, Freeway Insurance is well-regarded for its extensive range of insurance products and quick service. Customers appreciate the efficiency and professionalism of the agents. However, some reviews mention that the office can get crowded. Freeway Insurance is a solid option for those who value variety and speed in their insurance shopping experience.

Pros

  • Wide variety of products
  • Quick service
  • Professional staff

Cons

  • Crowded office
  • Potential for rushed service
Best forA wide range of insurance products
Service areaAmarillo, TX
Typical pricing$90 to $280
4

Legacy Insurance Brokers

★★★★★5.0(58 reviews)
85Score

Legacy Insurance Brokers holds a solid 5-star rating from 58 reviews. Clients appreciate their attentive service and the ability to find unique coverage options. While they are praised for their customer care, the smaller review base raises questions about consistency. This agency may be best for those seeking specialized insurance solutions and personalized attention.

Pros

  • Attentive service
  • Unique coverage options

Cons

  • Smaller review base
  • Limited visibility
Best forSpecialized insurance solutions
Service areaAmarillo, TX
Typical pricing$120 to $300
5

Texas Preferred Insurance

★★★★★5.0(50 reviews)
84Score

Texas Preferred Insurance has a perfect rating of 5 stars based on 50 reviews. Customers praise their friendly staff and thorough explanations of policies. However, some feedback indicates that response times can be slow during peak hours. This agency is well-suited for those seeking a welcoming environment and clear guidance on insurance options.

Pros

  • Friendly staff
  • Thorough policy explanations

Cons

  • Slow response times
  • Smaller agency
Best forA welcoming insurance experience
Service areaAmarillo, TX
Typical pricing$100 to $250
6

Amarillo's Insurance Agency

★★★★★4.6(121 reviews)
82Score

Amarillo's Insurance Agency has a rating of 4.6 stars from 121 reviews. Reviewers appreciate their local knowledge and personalized service. However, some clients have reported issues with follow-up communication. This agency is a good choice for those who prefer working with local agents familiar with the Amarillo market. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is working with local agents. It serves Amarillo, TX, with $90 to $260 pricing, and the honest trade-offs are follow-up communication issues and limited product range.

Pros

  • Local knowledge
  • Personalized service

Cons

  • Follow-up communication issues
  • Limited product range
Best forWorking with local agents
Service areaAmarillo, TX
Typical pricing$90 to $260
7

Herring Insurance Agency of Amarillo

★★★★★4.6(41 reviews)
81Score

Herring Insurance Agency of Amarillo has a rating of 4.6 stars from 41 reviews. Customers often highlight the friendly service and willingness to help with claims. However, the limited number of reviews may indicate a less established reputation. This agency is suitable for those seeking a personable approach to their insurance needs.

Pros

  • Friendly service
  • Willingness to help with claims

Cons

  • Limited reviews
  • Less established
Best forPersonable insurance service
Service areaAmarillo, TX
Typical pricing$85 to $240
8

Low Cost Auto Insurance Pros

★★★★★5.0(3 reviews)
80Score

Low Cost Auto Insurance Pros holds a 5-star rating from just 3 reviews, indicating a promising but unproven service. Customers appreciate the low rates offered, but the sparse feedback raises concerns about overall reliability. This agency might be worth considering for those focused solely on budget-friendly auto insurance. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is budget-friendly auto insurance. It serves Amarillo, TX, with $70 to $200 pricing, and the honest trade-offs are limited reviews and unproven reliability.

Pros

  • Low rates
  • Potential for savings

Cons

  • Limited reviews
  • Unproven reliability
Best forBudget-friendly auto insurance
Service areaAmarillo, TX
Typical pricing$70 to $200
9

Prime SR22 Insurance Amarillo

★★★★★4.5(2 reviews)
79Score

Prime SR22 Insurance Amarillo has a rating of 4.5 stars from only 2 reviews, indicating a very limited sample size. While the reviews suggest positive experiences, the lack of feedback makes it hard to assess the agency's overall performance. This agency may be a consideration for those specifically looking for SR22 insurance in Amarillo.

Pros

  • Positive initial reviews
  • Specialty in SR22 insurance

Cons

  • Very limited reviews
  • Unknown reputation
Best forSR22 insurance needs
Service areaAmarillo, TX
Typical pricing$75 to $220
10

West Texas Insurance Agency

★★★★★4.3(67 reviews)
78Score

West Texas Insurance Agency has a rating of 4.3 stars from 67 reviews. Customers mention helpful agents and a decent selection of insurance products. However, some feedback points to delays in service. This agency is a reasonable option for those seeking general insurance coverage in Amarillo, but be prepared for potential wait times.

Pros

  • Helpful agents
  • Decent product selection

Cons

  • Service delays
  • Average customer experience
Best forGeneral insurance coverage
Service areaAmarillo, TX
Typical pricing$80 to $250
Before you book

How to choose an insurance agent in Amarillo

Selecting the right insurance agent is essential to securing the coverage you need. Here are key factors to consider to avoid common mistakes.

Check their reputation

Look for agents with high ratings and numerous reviews to gauge their reliability and service quality.

Assess their specialization

Consider agents who specialize in the type of insurance you need, whether it's auto, home, or business coverage.

Evaluate customer service

Choose agents known for responsive communication and personalized service, as this can make a significant difference in your experience.

What it costs

What insurance costs in Amarillo

Basic coverageExpect to pay around $50 to $100 per month for basic auto or home insurance.
Standard coverageStandard policies typically range from $100 to $200 monthly, offering more comprehensive protection.
Premium coverageFor extensive coverage and additional riders, premiums can range from $200 to $400 or more each month.
Specialty insuranceSpecialty policies, such as those for high-value items or businesses, can vary significantly, often starting at $300 monthly.

Frequently asked questions

How much does insurance cost in Amarillo?

Insurance costs in Amarillo can vary widely, but on average, you might expect to pay between $100 to $300 per month, depending on coverage levels and provider.

What types of insurance can I find in Amarillo?

In Amarillo, you can find various types of insurance including auto, home, health, and life insurance, offered by both large agencies and smaller local shops.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Amarillo residents: <strong>Acceptance Insurance</strong>

Call Acceptance Insurance first for their proven track record with 4.9 stars from 329 reviews. If you want a perfect rating and personalized service, Cortez Insurance Agency is the choice with 5 stars on 101 reviews. For those focused on affordability, Freeway Insurance offers competitive rates with a strong 4.8-star rating on 165 reviews.