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Insurance Agencies · Everett, WA/Updated June 13, 2026

The 10 Best Insurance Agents in Everett, WA

Everett's unique insurance market offers a range of choices for residents. Our rankings highlight the best agents based on real customer reviews.

Editorially independent15 companies evaluated
cover story
★ Editor's ChoiceMcClain Insurance Services
96Score
Latest update · June 13, 2026: Initial ranking published. 15 Everett-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

In Everett, the insurance market is characterized by a mix of well-reviewed agencies and smaller shops, leading to a competitive environment. With a total of 15 providers evaluated, the top 10 agents showcase a collective rating spread of just 0.2 stars, indicating high performance across the board.

Finding the right insurance agent is crucial for securing coverage that fits your needs. To compile this list, we thoroughly analyzed customer reviews and ratings, ensuring that only the most reputable agencies made the cut.

15insurance agents evaluated in Everett
4.73average rating across the field
3.4Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Everett? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

McClain Insurance Services

★★★★★5.0(566 reviews)

With a perfect 5-star rating from 566 reviews, McClain Insurance Services is a standout in Everett.

Read full review
Best Value
95Score

The Miller Insurance Agency of Washington

★★★★★5.0(252 reviews)

The Miller Insurance Agency of Washington also holds a 5-star rating but with 252 reviews, showcasing their strong reputation.

Read full review
Most Reviewed
94Score

Vern Fonk Insurance

★★★★★4.9(828 reviews)

Vern Fonk Insurance has a solid 4.9-star rating based on 828 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
566Tailored insurance solutions
2
95Score
5.0★★★★★
252Auto and home insurance packages
3
Vern Fonk Insurance
Vern Fonk Insurance
Most Reviewed
94Score
4.9★★★★★
828Quick claims processing
4
90Score
4.9★★★★★
474Life and health insurance
5
89Score
4.9★★★★★
279Low-cost auto insurance
6
88Score
4.9★★★★★
266Home and auto insurance
7
87Score
4.9★★★★★
214Personalized policies
8
85Score
5.0★★★★★
89Commercial insurance
9
82Score
4.8★★★★★
48Business insurance solutions
10
80Score
4.9★★★★★
32Home insurance
Methodology

How we evaluated all 15 insurance agents.

Our evaluation process involved assessing each agency's customer ratings and the volume of reviews they received. We believe that a higher number of reviews provides a more accurate picture of an agency's reliability and service quality.

No agency paid for placement in our rankings, and we refresh our data monthly to reflect the latest customer feedback. This approach ensures that our recommendations are both current and trustworthy.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

McClain Insurance Services

★★★★★5.0(566 reviews)
96Score

With a perfect 5-star rating from 566 reviews, McClain Insurance Services is a standout in Everett. Customers frequently commend their personalized service and knowledgeable agents. They excel in providing tailored insurance solutions for families and businesses alike. However, as a rapidly growing agency, some clients have noted occasional delays in response times during peak periods.

Pros

  • Personalized service
  • Knowledgeable agents
  • Wide range of insurance options

Cons

  • Occasional response delays
Best forTailored insurance solutions
Service areaEverett and surrounding areas
Typical pricing$100 to $500
2
Best Value

The Miller Insurance Agency of Washington

★★★★★5.0(252 reviews)
95Score

The Miller Insurance Agency of Washington also holds a 5-star rating but with 252 reviews, showcasing their strong reputation. Clients appreciate their competitive pricing and exceptional customer service. They are particularly well-regarded for auto and home insurance packages. However, some customers have mentioned a limited selection of specialty insurance options.

Pros

  • Competitive pricing
  • Exceptional customer service
  • Strong reputation

Cons

  • Limited specialty insurance options
Best forAuto and home insurance packages
Service areaEverett and nearby areas
Typical pricing$80 to $400
3
Most Reviewed

Vern Fonk Insurance

★★★★★4.9(828 reviews)
94Score

Vern Fonk Insurance has a solid 4.9-star rating based on 828 reviews. Customers often highlight their comprehensive coverage options and friendly agents. They are especially noted for their quick claims processing. However, some clients have reported challenges in navigating their online services. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is quick claims processing. It serves Everett and surrounding regions, with $90 to $450 pricing, and the honest trade-offs are online service navigation can be challenging.

Pros

  • Comprehensive coverage options
  • Friendly agents
  • Quick claims processing

Cons

  • Online service navigation can be challenging
Best forQuick claims processing
Service areaEverett and surrounding regions
Typical pricing$90 to $450
4

Grace Bocalan - State Farm Insurance Agent

★★★★★4.9(474 reviews)
90Score

Grace Bocalan - State Farm Insurance Agent holds a 4.9-star rating with 474 reviews. Clients appreciate her attentive service and thorough explanations. She is particularly strong in life and health insurance. However, some customers have found her office hours less flexible compared to competitors. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is life and health insurance. It serves Everett and nearby areas, with $100 to $450 pricing, and the honest trade-offs are less flexible office hours.

Pros

  • Attentive service
  • Thorough explanations
  • Strong in life and health insurance

Cons

  • Less flexible office hours
Best forLife and health insurance
Service areaEverett and nearby areas
Typical pricing$100 to $450
5

Freeway Insurance

★★★★★4.9(279 reviews)
89Score

Freeway Insurance is rated 4.9 stars with 279 reviews. Customers often highlight their affordability and ease of getting quotes. They excel in providing low-cost auto insurance. However, some clients have expressed concerns about customer service during the claims process. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is low-cost auto insurance. It serves Everett and surrounding areas, with $70 to $300 pricing, and the honest trade-offs are customer service during claims can be lacking.

Pros

  • Affordable rates
  • Easy quote process
  • Low-cost auto insurance

Cons

  • Customer service during claims can be lacking
Best forLow-cost auto insurance
Service areaEverett and surrounding areas
Typical pricing$70 to $300
6

Monte Cain - State Farm Insurance Agent

★★★★★4.9(266 reviews)
88Score

Monte Cain - State Farm Insurance Agent has a 4.9-star rating from 266 reviews. Clients value his personalized approach and responsiveness. He is particularly effective in home and auto insurance. However, some have noted limited availability during weekends. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is home and auto insurance. It serves Everett and nearby areas, with $80 to $400 pricing, and the honest trade-offs are limited weekend availability.

Pros

  • Personalized approach
  • Responsive service
  • Strong in home and auto insurance

Cons

  • Limited weekend availability
Best forHome and auto insurance
Service areaEverett and nearby areas
Typical pricing$80 to $400
7

Calrose Insurance

★★★★★4.9(214 reviews)
87Score

Calrose Insurance has a 4.9-star rating with 214 reviews. Customers appreciate their friendly staff and quick service. They excel in offering personalized policies for individuals. However, some reviews indicate that their office can become crowded, leading to longer wait times. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personalized policies. It serves Everett and surrounding areas, with $90 to $400 pricing, and the honest trade-offs are crowded office can lead to longer wait times.

Pros

  • Friendly staff
  • Quick service
  • Personalized policies

Cons

  • Crowded office can lead to longer wait times
Best forPersonalized policies
Service areaEverett and surrounding areas
Typical pricing$90 to $400
8

Westphal Insurance Agency

★★★★★5.0(89 reviews)
85Score

Westphal Insurance Agency holds a 5-star rating with 89 reviews. Clients appreciate their professional service and clarity in policy details. They are often praised for their commercial insurance offerings. However, their smaller size may limit the range of services compared to larger agencies. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is commercial insurance. It serves Everett and surrounding areas, with $150 to $600 pricing, and the honest trade-offs are limited range of services.

Pros

  • Professional service
  • Clear policy details
  • Good for commercial insurance

Cons

  • Limited range of services
Best forCommercial insurance
Service areaEverett and surrounding areas
Typical pricing$150 to $600
9

Leavitt Group Northwest

★★★★★4.8(48 reviews)
82Score

Leavitt Group Northwest has a solid 4.8-star rating based on 48 reviews. Customers appreciate their knowledgeable agents and variety of insurance products. They are particularly known for their business insurance solutions. However, the smaller review count suggests they are still building their reputation. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is business insurance solutions. It serves Everett and surrounding areas, with $100 to $500 pricing, and the honest trade-offs are smaller review count.

Pros

  • Knowledgeable agents
  • Variety of insurance products
  • Good for business insurance

Cons

  • Smaller review count
Best forBusiness insurance solutions
Service areaEverett and surrounding areas
Typical pricing$100 to $500
10

Gardner Agency: Allstate Insurance

★★★★★4.9(32 reviews)
80Score

Gardner Agency: Allstate Insurance has a 4.9-star rating from 32 reviews. Clients commend their reliable service and straightforward policies. They are best known for home insurance. However, the limited number of reviews indicates a less established presence in the community. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is home insurance. It serves Everett and surrounding areas, with $100 to $450 pricing, and the honest trade-offs are limited number of reviews.

Pros

  • Reliable service
  • Straightforward policies
  • Good for home insurance

Cons

  • Limited number of reviews
Best forHome insurance
Service areaEverett and surrounding areas
Typical pricing$100 to $450
Before you book

How to choose an insurance agent in Everett

Selecting an insurance agent in Everett requires consideration of service area, response times, and state licensing. Here are key factors to keep in mind.

Check local expertise

Look for agents who understand the specific risks and needs of Everett residents, from natural disasters to local regulations.

Evaluate response time

Choose an agent known for prompt communication and assistance, especially during claims processes or urgent inquiries.

Verify licensing and credentials

Ensure the agent is licensed in Washington State and check for any additional certifications that may enhance their expertise.

What it costs

What insurance costs in Everett

Insurance rates in Everett can vary based on coverage types and personal factors. Here's a general breakdown of costs.

Auto Insurance$800 to $1,500 annually, depending on coverage level and driving history.
Homeowners Insurance$1,000 to $2,500 annually, based on home value and location.
Renters Insurance$150 to $400 annually, depending on coverage limits and personal property value.
Life Insurance$300 to $1,200 annually, influenced by age, health, and policy type.

Frequently asked questions

How much does insurance cost in Everett?

Insurance costs in Everett vary widely depending on factors such as coverage type, personal circumstances, and provider. Generally, you can expect rates to range from $100 to $300 per month for standard coverage.

What types of insurance do these agencies offer?

Most agencies in Everett offer a variety of insurance products, including auto, home, life, and business insurance. Specific offerings may vary by agency.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Everett residents: <strong>McClain Insurance Services</strong>

McClain Insurance Services is the best fit for those seeking exceptional service and a proven track record, as evidenced by its 5-star rating from 566 reviews. If you want personalized attention and a reliable partnership, this agency is your top choice. For those who prefer another strong option, The Miller Insurance Agency of Washington also holds a 5-star rating with 252 reviews, making it ideal for customers who value solid service but may not require the extensive experience of McClain. If you're looking for competitive rates and great reviews, Vern Fonk Insurance is a strong contender, rated at 4.9 stars with 828 reviews, perfect for budget-conscious clients.