Local services · Mount Pleasant, SC/Updated June 13, 2026
The Best Insurance Agents in Mount Pleasant, SC
Find the most trusted insurance agents in Mount Pleasant, SC, based on real reviews and expert evaluations.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent9 companies evaluated
cover story
★ Editor's ChoiceMappus Insurance Agency, a Division of Afore Insurance Services
96Score
Latest update · June 13, 2026: Initial ranking published. 9 Mount Pleasant-metro insurance agencies businesses evaluated, top 9 ranked by Vetted Score.
Finding a reliable insurance agent is essential for safeguarding your assets and ensuring peace of mind. In Mount Pleasant, SC, a city known for its growing population and vibrant community, having the right insurance coverage is more important than ever.
We evaluated nine local insurance agencies based on customer reviews, ratings, and overall service quality. Our list includes the top performers, ensuring you have access to the best options for your insurance needs.
9providers evaluated in Mount Pleasant
4.92average rating across the field
1.7Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
To create this list, we analyzed customer reviews and ratings from various platforms, focusing on those with the highest scores and most feedback. Each agency's service quality, responsiveness, and client satisfaction played a key role in our evaluation.
No business paid for placement on this list. We refresh our rankings monthly to provide the most accurate and up-to-date information. Our last update was on June 13, 2026.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
Mappus Insurance Agency boasts a perfect rating of 5 from 655 reviews, making it a standout choice for insurance in Mount Pleasant. Clients frequently commend their attentive service and personalized coverage options. The agency excels in providing comprehensive home and auto insurance solutions. However, their extensive clientele may lead to longer wait times during peak periods.
Pros
High customer satisfaction
Wide range of coverage options
Personalized service
Cons
Potential wait times
Limited online presence
Best forComprehensive home and auto insurance
Service areaMount Pleasant and surrounding areas
Typical pricing$800 to $2,000 annually for home insurance
Ridpath Insurance holds a perfect 5-star rating from 272 reviews, praised for its competitive pricing and friendly agents. Customers appreciate the agency’s ability to tailor policies to individual needs. Ridpath is especially known for its fast response times and clarity in communication. A downside is that their smaller team may limit availability during busy seasons.
Pros
Competitive pricing
Tailored policies
Fast response times
Cons
Limited team size
Availability during busy seasons
Best forAffordable and tailored insurance solutions
Service areaMount Pleasant and nearby areas
Typical pricing$500 to $1,500 annually for auto insurance
Home Insurance Agency has earned a perfect 5-star rating with 102 reviews, highlighting its focus on home insurance solutions. Clients love the knowledgeable staff and their willingness to explain complex policy details. The agency is best known for its comprehensive coverage options. However, their specialization may not cover all insurance needs, which could require additional agents for other types.
Pros
Knowledgeable staff
Focus on home insurance
Clear policy explanations
Cons
Limited to home insurance
May require additional agents for other types
Best forHome insurance solutions
Service areaMount Pleasant and surrounding regions
Typical pricing$800 to $2,000 annually for home insurance
Coastal Insurance Brokers holds a strong rating of 4.9 from 138 reviews, with clients praising their quick claims processing and extensive policy options. Many appreciate the agents' willingness to go the extra mile for customer satisfaction. While they offer a variety of insurance products, some clients noted that their response times can vary based on agent availability.
Pros
Quick claims processing
Extensive policy options
Customer-oriented service
Cons
Variable response times
Agent availability may vary
Best forQuick claims processing and diverse coverage
Service areaMount Pleasant and surrounding areas
Typical pricing$1,200 to $3,500 annually for business insurance
Billy Swails - State Farm Insurance Agent has earned a solid rating of 4.8 from 172 reviews. Clients commend the personalized attention and thorough explanations of policies. Known for their strong local presence, they provide a range of insurance products. However, some customers mentioned that their pricing may not always be the most competitive in the market.
Pros
Personalized attention
Thorough policy explanations
Strong local presence
Cons
Pricing may not be competitive
Limited online resources
Best forPersonalized insurance service
Service areaMount Pleasant and nearby areas
Typical pricing$500 to $1,500 annually for auto insurance
C. T. Lowndes & Company has a commendable rating of 4.8 from 166 reviews, with clients appreciating their professional approach and attention to detail. They offer a variety of insurance products and are known for their strong communication skills. A downside noted by some clients is that their office hours may be limited, which can make it difficult for some to reach them during the day.
Pros
Professional approach
Strong communication skills
Variety of insurance products
Cons
Limited office hours
Somewhat higher fees
Best forProfessional service and communication
Service areaMount Pleasant and surrounding areas
Typical pricing$800 to $2,000 annually for home insurance
Schirmer Insurance Group, LLC enjoys a solid 4.8 rating from 163 reviews, with clients praising their thoroughness and reliability. They offer a comprehensive suite of insurance services, which is beneficial for clients needing multiple types of coverage. However, some clients have reported occasional delays in policy updates and responses, which could be a concern for those needing immediate assistance.
Pros
Thorough and reliable service
Comprehensive coverage options
Multiple insurance types offered
Cons
Occasional delays in policy updates
Response times can vary
Best forThorough service across multiple insurance types
Service areaMount Pleasant and nearby areas
Typical pricing$1,200 to $3,500 annually for business insurance
Gill Insurance of the Lowcountry has a perfect rating of 5 from 38 reviews, with clients appreciating the personalized service and attention to detail. This agency is ideal for those seeking tailored insurance solutions. However, with a smaller review base, it remains promising but unproven when compared to larger agencies.
Pros
Personalized service
Attention to detail
Tailored solutions
Cons
Smaller review base
Less established presence
Best forTailored insurance solutions
Service areaMount Pleasant and surrounding areas
Typical pricing$800 to $2,000 annually for home insurance
Acrisure Mount Pleasant, SC (Atlantic Shield Insurance Group) has a rating of 5 from only 18 reviews. Customers appreciate the friendly service and willingness to help with various insurance needs. However, the limited review count raises concerns about their reliability and consistency in service delivery. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is friendly customer service. It serves Mount Pleasant and surrounding areas, with $300 to $2,000 annually depending on the type of insurance pricing, and the honest trade-offs are limited review count and concerns about reliability.
Pros
Friendly service
Willingness to assist
Cons
Limited review count
Concerns about reliability
Best forFriendly customer service
Service areaMount Pleasant and surrounding areas
Typical pricing$300 to $2,000 annually depending on the type of insurance
How to choose an insurance agent in Mount Pleasant
Selecting the right insurance agent requires careful consideration. Here are some factors to keep in mind when making your choice.
Experience and Expertise
Look for agents with a strong background in the specific type of insurance you need, whether it's home, auto, or business insurance.
Customer Reviews
Pay attention to customer feedback to gauge the level of service and satisfaction other clients have experienced.
Range of Services
Choose an agent who offers a variety of insurance products to ensure you can meet all your coverage needs in one place.
Personal Connection
It's important to feel comfortable and understood by your agent. A personal connection can make the insurance process smoother.
What it costs
What insurance costs in Mount Pleasant
Insurance costs can vary widely based on coverage types and individual circumstances. Here’s a general idea of what you might expect to pay.
Home Insurance$800 to $2,000 annually, depending on the home's value and location.
Auto Insurance$500 to $1,500 annually, influenced by vehicle type and driving history.
Business Insurance$1,200 to $3,500 annually, based on the size and nature of the business.
Life Insurance$300 to $2,000 annually, depending on the policy type and coverage amount.
Frequently asked questions
How much does insurance cost in Mount Pleasant?
Insurance costs can vary widely, with home insurance ranging from $800 to $2,000 annually and auto insurance from $500 to $1,500 annually.
What should I look for in an insurance agent?
Look for experience, customer reviews, range of services, and a personal connection to ensure you find the right fit for your needs.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Mount Pleasant residents: Editor's Choice Mappus Insurance Agency
For residents seeking reliable insurance solutions in Mount Pleasant, the top three agencies stand out: Mappus Insurance Agency for its exceptional customer service, Ridpath Insurance for its value, and Home Insurance Agency for its home insurance expertise. Each offers unique strengths that cater to different insurance needs.
Cityvetted
