Mortgage Brokers · Amarillo, TX/Updated June 13, 2026
The 10 Best Mortgage Brokers in Amarillo, TX
Finding the right mortgage broker can be a challenge in Amarillo, where trust and price vary widely. We've ranked the best to help you make an informed choice.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceThe Wood Group of Fairway Independent Mortgage Corp
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Amarillo-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.
In Amarillo, securing the right mortgage can significantly impact your financial future. With a mix of well-reviewed leaders and smaller shops, the mortgage broker landscape is diverse, but it can be confusing to navigate.
To help you find the best fit for your needs, we evaluated ten local mortgage brokers based on their ratings and reviews, focusing on transparency and customer satisfaction. Our rankings reflect the most trusted options available in the city.
10mortgage brokers evaluated in Amarillo
4.86average rating across the field
784customer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
Our evaluation process involved analyzing a total of ten mortgage brokers in Amarillo, assessing their customer ratings and review counts. We only included businesses that received verified customer feedback, ensuring a fair comparison.
No company pays for placement in our rankings. We refresh our data monthly to keep our listings accurate and up-to-date, giving you a reliable resource for choosing your mortgage broker.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
With a perfect 5-star rating from 123 reviews, The Wood Group of Fairway Independent Mortgage Corp is the clear leader in Amarillo's mortgage scene. Clients frequently highlight their exceptional customer service and expertise in navigating various loan options. They excel in first-time homebuyer programs, but their popularity means you might experience longer wait times during peak seasons.
NRL Mortgage - Amarillo holds an impressive 4.9-star rating from 119 reviews. Customers appreciate their competitive rates and transparent processes. This broker is ideal for those seeking value without sacrificing service quality. However, some clients have noted that communication can occasionally lag during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is value-conscious borrowers. It serves Amarillo, TX, with $250 to $550 in closing costs pricing, and the honest trade-offs are communication can lag and busy periods may affect service.
With a 4.8-star rating from 125 reviews, Providence Home Loans is well-regarded for its personalized approach. Clients often mention the thorough guidance received throughout the mortgage process. This lender is best for those who appreciate a tailored experience, but a few reviews indicate that processing times can vary significantly. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized mortgage experiences. It serves Amarillo, TX, with $300 to $600 in closing costs pricing, and the honest trade-offs are variable processing times and may require more documentation.
Kali Arredondo has a solid 5-star rating from 48 reviews. Clients appreciate her individualized attention and expertise in the lending process. She is particularly good at handling unique financial situations. However, her smaller client base means less feedback compared to larger firms. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is complex financial situations. It serves Amarillo, TX, with $300 to $600 in closing costs pricing, and the honest trade-offs are smaller client base and less feedback available.
Amarillo National Bank - Mortgage Lender has a 4.8-star rating from 103 reviews. Reviewers commend their local expertise and responsive service. This bank is a great choice for those who value community ties. However, they may not offer as many non-traditional loan options as some competitors. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is community-oriented borrowers. It serves Amarillo, TX, with $250 to $500 in closing costs pricing, and the honest trade-offs are limited non-traditional options and higher fees for some services.
AMC Mortgage has a 4.9-star rating from 55 reviews. Many clients highlight their fast turnaround times and friendly staff. They are a good option for those needing quick approvals. However, the limited number of reviews suggests they are still building a reputation in the area. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is quick mortgage approvals. It serves Amarillo, TX, with $300 to $600 in closing costs pricing, and the honest trade-offs are limited reviews and less established reputation.
Jeremy Noyes has a strong 4.9-star rating from 44 reviews. Clients appreciate his professionalism and clear communication throughout the mortgage process. He is best for those who prioritize clarity. However, his smaller clientele means fewer reviews to gauge overall performance. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is clear communication. It serves Amarillo, TX, with $300 to $600 in closing costs pricing, and the honest trade-offs are smaller client base and fewer reviews available.
Kris Anderson has a perfect 5-star rating from 23 reviews. Clients often mention his approachable demeanor and willingness to answer questions. He is a good choice for first-time buyers. However, the limited number of reviews may not provide a full picture of his capabilities. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is first-time buyers. It serves Amarillo, TX, with $300 to $600 in closing costs pricing, and the honest trade-offs are limited reviews and less established presence.
PrimeLending, A PlainsCapital Company has a 4.6-star rating from 106 reviews. Their clients appreciate the variety of loan products available and the knowledgeable staff. They are suitable for borrowers looking for diverse options. However, some customers have reported slower processing times compared to competitors. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is diverse loan options. It serves Amarillo, TX, with $250 to $550 in closing costs pricing, and the honest trade-offs are slower processing times and occasional communication issues.
HomeTrust Mortgage has a 4.7-star rating from 38 reviews. Clients value their local knowledge and personalized service. They are good for those who prefer a community-focused lender. However, the limited number of reviews suggests they may not have the same level of experience as larger firms. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is community-focused borrowers. It serves Amarillo, TX, with $300 to $600 in closing costs pricing, and the honest trade-offs are limited reviews and less experience.
Selecting a mortgage broker requires balancing trust and cost. Here are key factors to consider when making your decision.
Evaluate Reviews
Look for brokers with a strong track record and numerous positive reviews. This indicates reliability and customer satisfaction.
Compare Rates
Examine the interest rates and fees offered by different brokers. A lower rate can save you money over the life of your mortgage.
Check Local Expertise
Choose brokers who understand the Amarillo market. Local knowledge can help you find the best deals and navigate specific challenges.
What it costs
What mortgage brokers cost in Amarillo
The cost of mortgage services can vary significantly based on the broker and the specific services they offer. Here’s a breakdown of what you can expect to pay.
Basic ConsultationInitial consultations are often free, allowing you to gauge the broker's expertise without any commitment.
Application FeesExpect to pay between $300 to $600 for application processing, depending on the complexity of your financial situation.
Origination FeesThese fees can range from 0.5% to 1% of the loan amount, which is important to factor into your total costs.
Closing CostsClosing costs typically range from $2,000 to $5,000, covering various fees associated with finalizing your mortgage.
Frequently asked questions
How much does mortgage brokerage service cost in Amarillo?
Costs can vary, but expect rates ranging from 4.6% to 5.0% depending on the lender and your financial profile.
What should I consider when choosing a mortgage broker in Amarillo?
Look for brokers with strong ratings and a solid number of reviews. The top-rated options like <strong>The Wood Group of Fairway Independent Mortgage Corp</strong> and <strong>NRL Mortgage- Amarillo</strong> have proven track records.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Amarillo homebuyers: <strong>The Wood Group of Fairway Independent Mortgage Corp</strong>
The Wood Group of Fairway Independent Mortgage Corp offers the best overall service with a perfect 5-star rating on 123 reviews. For value, NRL Mortgage- Amarillo provides excellent service at a 4.9-star rating with 119 reviews. If you're looking to splurge, consider Providence Home Loans, which also holds a strong 4.8-star rating across 125 reviews.