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Mortgage Brokers · Bentonville, AR/Updated June 13, 2026

The 9 Best Mortgage Brokers in Bentonville, AR

Bentonville's mortgage market is evolving, balancing trust with affordability. Here's how to navigate your options.

Editorially independent9 companies evaluated
cover story
★ Editor's ChoiceLance Hauth LeaderOne Financial Corporation
96Score
Latest update · June 13, 2026: Initial ranking published. 9 Bentonville-metro mortgage brokers businesses evaluated, top 9 ranked by Vetted Score.

Finding the right mortgage broker in Bentonville is essential for securing favorable loan terms while navigating the local housing market. With a growing number of providers, understanding who to trust and what to expect can save you time and money.

In this ranking, we evaluated nine mortgage brokers in Bentonville, focusing on their Vetted Scores derived from customer reviews. Each broker's performance was assessed transparently, ensuring you have the best information to make an informed decision.

9mortgage brokers evaluated in Bentonville
5.00average rating across the field
238customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Bentonville? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Lance Hauth LeaderOne Financial Corporation

★★★★★5.0(98 reviews)

With a perfect rating of 5 stars from 98 reviews, Lance Hauth at LeaderOne Financial Corporation is highly praised for his responsiveness and personalized service.

Read full review
Best Value
93Score

Megan Chaney - Guild Mortgage

★★★★★5.0(37 reviews)

Megan Chaney at Guild Mortgage holds a 5-star rating from 37 reviews, with clients highlighting her ability to find competitive rates and tailored mortgage solutions.

Read full review
Most Reviewed
91Score

Charity Cummings - Guild Mortgage

★★★★★5.0(26 reviews)

Charity Cummings also has a 5-star rating, with 26 reviews praising her friendly approach and thorough knowledge of the mortgage landscape.

Read full review

All 9, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
98First-time homebuyers
2
93Score
5.0★★★★★
37Value seekers
3
91Score
5.0★★★★★
26Clients needing guidance
4
88Score
5.0★★★★★
23Hassle-free experiences
5
85Score
5.0★★★★★
18Dedicated service
6
82Score
5.0★★★★★
14Clients valuing personal interaction
7
80Score
5.0★★★★★
13Quick assistance
8
78Score
5.0★★★★★
8Speedy service
9
78Score
5.0★★★★★
1Risk-takers
Methodology

How we evaluated all 9 mortgage brokers.

We evaluated the mortgage brokers in Bentonville based on their customer ratings and review counts, with a focus on transparency and trustworthiness. Each business's Vetted Score reflects real feedback from clients, ensuring that no one pays for placement in our rankings.

This list is updated monthly, allowing us to capture the latest trends and customer experiences. Our goal is to provide you with an accurate snapshot of the mortgage brokerage landscape in Bentonville.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Lance Hauth LeaderOne Financial Corporation

★★★★★5.0(98 reviews)
96Score

With a perfect rating of 5 stars from 98 reviews, Lance Hauth at LeaderOne Financial Corporation is highly praised for his responsiveness and personalized service. Clients appreciate his expertise in navigating the mortgage process, making it particularly beneficial for first-time homebuyers. However, as the market is still forming, some may find limited options for unique lending situations.

Pros

  • Highly responsive
  • Personalized service
  • Extensive expertise

Cons

  • Limited options for unique situations
Best forFirst-time homebuyers
Service areaBentonville, AR
Typical pricing$0 to $1,200 in closing costs
2
Best Value

Megan Chaney - Guild Mortgage

★★★★★5.0(37 reviews)
93Score

Megan Chaney at Guild Mortgage holds a 5-star rating from 37 reviews, with clients highlighting her ability to find competitive rates and tailored mortgage solutions. She excels in helping clients understand their options, making her a great choice for those looking for value. A potential drawback is her smaller review base compared to others, which may raise some trust concerns.

Pros

  • Competitive rates
  • Tailored solutions
  • Clear communication

Cons

  • Smaller review base
Best forValue seekers
Service areaBentonville, AR
Typical pricing$0 to $1,500 in closing costs
3
Most Reviewed

Charity Cummings - Guild Mortgage

★★★★★5.0(26 reviews)
91Score

Charity Cummings also has a 5-star rating, with 26 reviews praising her friendly approach and thorough knowledge of the mortgage landscape. Clients commend her for guiding them through complex paperwork, making her ideal for those who may feel overwhelmed. However, her limited number of reviews could make some potential clients hesitant.

Pros

  • Friendly demeanor
  • Thorough guidance
  • Knowledgeable

Cons

  • Limited number of reviews
Best forClients needing guidance
Service areaBentonville, AR
Typical pricing$0 to $1,800 in closing costs
4

Mutual of Omaha Mortgage

★★★★★5.0(23 reviews)
88Score

Mutual of Omaha Mortgage has a solid 5-star rating from 23 reviews. Clients appreciate the straightforward loan process and the transparency in fees. This lender is often recommended for those seeking a hassle-free experience. However, the review count is still low, which may lead to questions about reliability. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is hassle-free experiences. It serves Bentonville, AR, with $0 to $1,500 in closing costs pricing, and the honest trade-offs are low review count.

Pros

  • Straightforward process
  • Transparent fees
  • Hassle-free experience

Cons

  • Low review count
Best forHassle-free experiences
Service areaBentonville, AR
Typical pricing$0 to $1,500 in closing costs
5

Nate Craig at Rate (NMLS #1229979)

★★★★★5.0(18 reviews)
85Score

Nate Craig at Rate has received a perfect 5-star rating from 18 reviews. Customers praise his dedication and ability to simplify the mortgage process. He is an excellent choice for those looking for a dedicated broker. However, his lower review count may make some clients cautious. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is dedicated service. It serves Bentonville, AR, with $0 to $1,700 in closing costs pricing, and the honest trade-offs are lower review count.

Pros

  • Dedicated service
  • Simplifies process
  • Great communication

Cons

  • Lower review count
Best forDedicated service
Service areaBentonville, AR
Typical pricing$0 to $1,700 in closing costs
6

Tina McCarver

★★★★★5.0(14 reviews)
82Score

Tina McCarver has a strong 5-star rating from 14 reviews, with clients highlighting her friendly approach and willingness to assist throughout the mortgage process. She is a good option for clients who value personal interaction. However, her limited reviews may suggest a less established presence in the market. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients valuing personal interaction. It serves Bentonville, AR, with $0 to $1,600 in closing costs pricing, and the honest trade-offs are limited reviews.

Pros

  • Friendly service
  • Willingness to assist
  • Personal interaction

Cons

  • Limited reviews
Best forClients valuing personal interaction
Service areaBentonville, AR
Typical pricing$0 to $1,600 in closing costs
7

HERO Mortgage

★★★★★5.0(13 reviews)
80Score

HERO Mortgage holds a 5-star rating from 13 reviews, with clients appreciating the quick response times and knowledgeable staff. They are particularly suitable for those needing prompt assistance. However, with only 13 reviews, they may still be considered unproven by some. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is quick assistance. It serves Bentonville, AR, with $0 to $1,800 in closing costs pricing, and the honest trade-offs are unproven with few reviews.

Pros

  • Quick response times
  • Knowledgeable staff
  • Prompt assistance

Cons

  • Unproven with few reviews
Best forQuick assistance
Service areaBentonville, AR
Typical pricing$0 to $1,800 in closing costs
8

On Q Home Loans | Bentonville

★★★★★5.0(8 reviews)
78Score

On Q Home Loans has a 5-star rating from just 8 reviews, with clients noting their helpfulness and quick service. They can be a good option for those who prioritize speed. However, their extremely low review count raises concerns about their reliability and established track record. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is speedy service. It serves Bentonville, AR, with $0 to $1,500 in closing costs pricing, and the honest trade-offs are extremely low review count.

Pros

  • Helpful staff
  • Quick service
  • Speedy process

Cons

  • Extremely low review count
Best forSpeedy service
Service areaBentonville, AR
Typical pricing$0 to $1,500 in closing costs

Residential Alliance Mortgage has a perfect 5-star rating, but with only 1 review, it's hard to gauge their overall reliability. The single review indicates positive experiences, suggesting they might offer good service. However, this lack of reviews makes them a risky choice for many clients. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is risk-takers. It serves Bentonville, AR, with $0 to $1,500 in closing costs pricing, and the honest trade-offs are only 1 review and unproven service.

Pros

  • Positive review

Cons

  • Only 1 review
  • Unproven service
Best forRisk-takers
Service areaBentonville, AR
Typical pricing$0 to $1,500 in closing costs
Before you book

How to choose a mortgage broker in Bentonville

Selecting the right mortgage broker requires balancing price with the quality of service and trustworthiness. Here are some key factors to consider.

Review Ratings

Look for brokers with high ratings and a substantial number of reviews. This indicates a consistent level of service and client satisfaction.

Experience and Specialization

Consider brokers who specialize in your specific needs, whether you're a first-time homebuyer or looking to refinance.

Fees and Pricing Structures

Understand the fee structures of each broker. Some may offer lower rates but come with hidden costs.

What it costs

What mortgage brokers cost in Bentonville

The cost of working with mortgage brokers in Bentonville can vary significantly. Here’s a breakdown of what to expect.

Basic ConsultationOften free, this initial meeting helps you understand your options without commitment.
Application FeesThese can range from $300 to $600, depending on the broker and complexity of your application.
Origination FeesTypically 0.5% to 1% of the loan amount, this fee covers the broker's work in processing your mortgage.
Closing CostsExpect closing costs to range from 2% to 5% of the home’s purchase price, including various fees, taxes, and insurance.

Frequently asked questions

How much does a mortgage broker cost in Bentonville?

Mortgage broker fees can vary, but expect costs to range from 1% to 2% of the loan amount.

What is the average rating for mortgage brokers in Bentonville?

Most mortgage brokers in Bentonville have a perfect rating of 5 stars, though many have under 50 reviews.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Bentonville homebuyers: <strong>Lance Hauth LeaderOne Financial Corporation</strong>

Lance Hauth LeaderOne Financial Corporation is the best overall choice for its proven track record with 98 reviews, followed by Megan Chaney - Guild Mortgage as the best value thanks to a solid rating on 37 reviews. If you're looking to splurge, consider Charity Cummings - Guild Mortgage, who also holds a perfect rating but with fewer reviews.