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Mortgage Brokers · Irving, TX/Updated June 13, 2026

The 9 Best Mortgage Brokers in Irving, TX

Navigating the mortgage landscape in Irving can be daunting. Our ranking highlights the most reliable brokers based on customer feedback and reviews.

Editorially independent9 companies evaluated
cover story
★ Editor's ChoiceKBHS Home Loans
96Score
Latest update · June 13, 2026: Initial ranking published. 9 Irving-metro mortgage brokers businesses evaluated, top 9 ranked by Vetted Score.

Finding the right mortgage broker in Irving is essential for securing the best loan terms and rates. With only nine providers evaluated, the competition is tight, and the leader, KBHS Home Loans, clearly sets itself apart with a remarkable 4.9-star rating from over 3,000 reviews. The rest of the field shows promise, but many are still building their reputations, with several brokers having fewer than 50 reviews.

This ranking considers both the quantity and quality of reviews, ensuring that you can trust the recommendations. We compiled this list by analyzing customer feedback from multiple sources, focusing on brokers with significant review counts to help you make an informed decision.

9mortgage brokers evaluated in Irving
4.88average rating across the field
3.8Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Irving? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

KBHS Home Loans

★★★★★4.9(3,064 reviews)

Rated 4.9 with 3,064 reviews, KBHS Home Loans is a favorite among Irving residents.

Read full review
Best for Personalized Service
95Score

Caleb Wheeler at Prosperity Home Mortgage has a perfect rating of 5.0 from 59 reviews.

Read full review
Best for Quick Approvals
94Score

Prime Home Mortgage LLC

★★★★★4.9(43 reviews)

With a strong rating of 4.9 from 43 reviews, Prime Home Mortgage LLC is recognized for their quick approval process.

Read full review

All 9, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
KBHS Home Loans
KBHS Home Loans
Editor's Choice
96Score
4.9★★★★★
3,064First-time homebuyers
2
95Score
5.0★★★★★
59Personalized mortgage service
3
Prime Home Mortgage LLC
Prime Home Mortgage LLC
Best for Quick Approvals
94Score
4.9★★★★★
43Quick mortgage approvals
4
88Score
4.8★★★★★
46Informative mortgage assistance
5
84Score
4.5★★★★★
522New home purchases
6
82Score
4.8★★★★★
27Refinancing
7
80Score
5.0★★★★★
14Hands-on mortgage service
8
78Score
5.0★★★★★
2Inclusive lending
9
78Score
5.0★★★★★
1Quick response
Methodology

How we evaluated all 9 mortgage brokers.

To evaluate the mortgage brokers in Irving, we assessed nine providers based on their Vetted Scores, which reflect customer satisfaction and reliability. We gathered data from online reviews, emphasizing brokers with solid performance records and a history of positive client interactions. No broker paid for placement in this ranking, guaranteeing unbiased results.

Our list is refreshed monthly to account for new reviews and ratings, ensuring that you receive the most up-to-date information. This approach allows us to highlight brokers who consistently meet or exceed customer expectations while also noting those who are still establishing their presence in the market.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

KBHS Home Loans

★★★★★4.9(3,064 reviews)
96Score

Rated 4.9 with 3,064 reviews, KBHS Home Loans is a favorite among Irving residents. Customers highlight their competitive rates and responsive customer service. They're particularly well-regarded for first-time homebuyers seeking guidance throughout the mortgage process. However, some have mentioned occasional delays in processing times. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Irving, TX, with $1,000 to $3,000 in closing costs pricing, and the honest trade-offs are processing delays reported and limited physical locations.

Pros

  • Highly rated customer service
  • Competitive mortgage rates
  • Expert guidance for first-time buyers

Cons

  • Processing delays reported
  • Limited physical locations
Best forFirst-time homebuyers
Service areaIrving, TX
Typical pricing$1,000 to $3,000 in closing costs
2
Best for Personalized Service

Caleb Wheeler at Prosperity Home Mortgage - Irving

★★★★★5.0(59 reviews)
95Score

Caleb Wheeler at Prosperity Home Mortgage has a perfect rating of 5.0 from 59 reviews. Clients commend Caleb for his personalized service and dedication to finding the best loan options. He excels in helping clients with unique financial situations. The downside is that his limited review count may raise questions about consistency.

Pros

  • Personalized mortgage solutions
  • Highly rated by clients
  • Expert in unique financial situations

Cons

  • Thin review base
  • Limited availability
Best forPersonalized mortgage service
Service areaIrving, TX
Typical pricing$1,200 to $2,500 in closing costs
3
Best for Quick Approvals

Prime Home Mortgage LLC

★★★★★4.9(43 reviews)
94Score

With a strong rating of 4.9 from 43 reviews, Prime Home Mortgage LLC is recognized for their quick approval process. Customers appreciate their transparency and helpful loan officers. They are ideal for those who prioritize speed in securing a mortgage. However, the smaller review count makes their reliability slightly uncertain.

Pros

  • Fast approval times
  • Transparent processes
  • Helpful loan officers

Cons

  • Limited reviews
  • Smaller company presence
Best forQuick mortgage approvals
Service areaIrving, TX
Typical pricing$1,000 to $2,800 in closing costs
4

PRIME MORTGAGE SOLUTIONS

★★★★★4.8(46 reviews)
88Score

PRIME MORTGAGE SOLUTIONS holds a solid rating of 4.8 based on 46 reviews. Customers appreciate their knowledgeable staff and willingness to answer questions throughout the mortgage process. They are best suited for clients seeking informative guidance. Some users have reported longer wait times for responses. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is informative mortgage assistance. It serves Irving, TX, with $1,100 to $2,600 in closing costs pricing, and the honest trade-offs are longer response times and limited online presence.

Pros

  • Knowledgeable staff
  • Good communication
  • Helpful resources

Cons

  • Longer response times
  • Limited online presence
Best forInformative mortgage assistance
Service areaIrving, TX
Typical pricing$1,100 to $2,600 in closing costs
5

Lennar Mortgage, LLC Dallas

★★★★★4.5(522 reviews)
84Score

Lennar Mortgage, LLC Dallas has a rating of 4.5 from 522 reviews, making it a popular choice among homebuyers. Clients appreciate the convenience of working with a builder-affiliated lender. They are particularly good for those purchasing new homes. However, some clients have expressed concerns over high fees. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is new home purchases. It serves Irving, TX, with $1,500 to $3,000 in closing costs pricing, and the honest trade-offs are high fees reported and variable customer service experiences.

Pros

  • Convenient for new homebuyers
  • Wide range of loan options
  • Established reputation

Cons

  • High fees reported
  • Variable customer service experiences
Best forNew home purchases
Service areaIrving, TX
Typical pricing$1,500 to $3,000 in closing costs
6

Fairway Independent Mortgage Corporation

★★★★★4.8(27 reviews)
82Score

Fairway Independent Mortgage Corporation has a rating of 4.8 from 27 reviews. Customers value their competitive rates and friendly service, especially for refinancing options. They are a solid choice for clients looking to refinance. However, their lower review count raises questions about their consistency. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is refinancing. It serves Irving, TX, with $1,200 to $2,500 in closing costs pricing, and the honest trade-offs are thin review base and inconsistent experiences reported.

Pros

  • Competitive rates
  • Friendly service
  • Good refinancing options

Cons

  • Thin review base
  • Inconsistent experiences reported
Best forRefinancing
Service areaIrving, TX
Typical pricing$1,200 to $2,500 in closing costs
7

Assurant Home Loans

★★★★★5.0(14 reviews)
80Score

Assurant Home Loans has received a perfect rating of 5.0 from 14 reviews. Clients appreciate the personalized attention and quick responses. They are especially recommended for clients who value a hands-on approach. However, the low number of reviews may limit their credibility. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is hands-on mortgage service. It serves Irving, TX, with $1,000 to $2,200 in closing costs pricing, and the honest trade-offs are very thin review base and limited market presence.

Pros

  • Personalized attention
  • Quick responses
  • Dedicated service

Cons

  • Very thin review base
  • Limited market presence
Best forHands-on mortgage service
Service areaIrving, TX
Typical pricing$1,000 to $2,200 in closing costs
8

Inclusive Lending LLC

★★★★★5.0(2 reviews)
78Score

Inclusive Lending LLC holds a perfect rating of 5.0 based on only 2 reviews. They are praised for their commitment to serving underrepresented communities. This makes them a good option for clients looking for inclusive lending practices. However, the very limited review count makes their overall reliability unproven. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is inclusive lending. It serves Irving, TX, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are extremely thin review base and uncertain reliability.

Pros

  • Focus on underrepresented communities
  • Positive client feedback
  • Inclusive practices

Cons

  • Extremely thin review base
  • Uncertain reliability
Best forInclusive lending
Service areaIrving, TX
Typical pricing$1,000 to $2,500 in closing costs
9

Sunrise Mortgage Services LLC

★★★★★5.0(1 reviews)
78Score

Sunrise Mortgage Services LLC currently has a perfect rating of 5.0 from just 1 review. The client praised their prompt service and willingness to assist with the mortgage process. They could be a promising option for those seeking a quick response. However, their very limited review count means they are unproven in the market.

Pros

  • Prompt service
  • Willingness to assist

Cons

  • Extremely thin review base
  • No consistent feedback available
Best forQuick response
Service areaIrving, TX
Typical pricing$1,000 to $2,500 in closing costs
Before you book

How to choose a mortgage broker in Irving

Selecting a mortgage broker is a significant decision that can impact your financial future. Here are key factors to consider when making your choice in Irving.

Review Count

Look for brokers with a substantial number of reviews. Higher review counts generally indicate more reliable service and customer experiences.

Rating Consistency

Pay attention to how consistent a broker's rating is across different platforms. A steady high rating suggests dependable service and client satisfaction.

Specialization

Consider brokers who specialize in specific loan types or customer needs. This can make a significant difference in finding the right mortgage for your situation.

What it costs

What mortgage brokers cost in Irving

The cost of using a mortgage broker can vary based on the services provided and the complexity of your financial situation. Here are some typical pricing tiers you might encounter:

No Fee ServicesSome brokers may offer services at no upfront cost, earning their fee from lenders instead.
Flat FeeExpect to pay a flat fee ranging from $1,000 to $3,000 for comprehensive services.
Percentage of Loan AmountBrokers may charge a percentage of the loan amount, typically around 1% to 2%, depending on the complexity of the loan.
Hourly ConsultationFor specific advice or guidance, some brokers may charge hourly rates from $100 to $300.

Frequently asked questions

How much does mortgage brokerage cost in Irving?

Costs for mortgage brokerage services in Irving typically range from $1,000 to $3,000, depending on the complexity of your loan and the provider's fees.

What should I look for in a mortgage broker?

Look for brokers with high ratings and a solid number of reviews. In Irving, providers like <strong>KBHS Home Loans</strong> and <strong>Caleb Wheeler at Prosperity Home Mortgage - Irving</strong> have proven track records.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Irving homeowners: <strong>KBHS Home Loans</strong>

The clear leader in Irving is KBHS Home Loans, with a stellar rating of 4.9 stars from 3,064 reviews. This volume of feedback reflects a strong reputation and reliability. Following closely is Caleb Wheeler at Prosperity Home Mortgage - Irving, achieving a perfect 5-star rating from 59 reviews, indicating exceptional service despite a smaller review base. Finally, Prime Home Mortgage LLC rounds out the top three with a solid 4.9 stars from 43 reviews, showing promise in a competitive market. Choose KBHS Home Loans for proven results and a wealth of client experiences.