CityVettedCityvetted
Independent. Never pay-to-play.
Mortgage Brokers · Lubbock, TX/Updated June 13, 2026

The 10 Best Mortgage Brokers in Lubbock, TX

Finding the right mortgage broker can save you from costly mistakes. Here are the best options in Lubbock to guide you through the mortgage process.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceBenchmark Mortgage
95Score
Latest update · June 13, 2026: Initial ranking published. 10 Lubbock-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Lubbock's real estate market offers a variety of options, but choosing the wrong mortgage broker can lead to delays, increased costs, and frustration. The right broker not only streamlines the process, but also helps you find the best terms for your mortgage.

Our list ranks the top mortgage brokers in Lubbock based on their Vetted Scores, which reflect customer reviews and satisfaction. We evaluated ten local providers to bring you the best choices for securing a mortgage in this competitive market.

10mortgage brokers evaluated in Lubbock
4.96average rating across the field
1.3Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Lubbock? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
95Score

Benchmark Mortgage

★★★★★5.0(557 reviews)

With a perfect 5-star rating from 557 reviews, Benchmark Mortgage is a clear favorite among Lubbock residents.

Read full review
Most Reviewed
94Score

Revolution Mortgage

★★★★★5.0(279 reviews)

Revolution Mortgage maintains a strong 5-star rating from 279 reviews, highlighting their competitive rates and responsive service.

Read full review
Best for Personal Service
93Score

Union Home Mortgage | Caprock Home Team

★★★★★5.0(107 reviews)

Union Home Mortgage - Caprock Home Team enjoys a 5-star rating from 107 reviews, praised for their personalized approach and attentive service.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Benchmark Mortgage
Benchmark Mortgage
Editor's Choice
95Score
5.0★★★★★
557First-time homebuyers
2
Revolution Mortgage
Revolution Mortgage
Most Reviewed
94Score
5.0★★★★★
279Quick closings
3
93Score
5.0★★★★★
107Personalized mortgage experience
4
89Score
4.9★★★★★
98FHA loans
5
89Score
4.9★★★★★
83Personalized loan assistance
6
89Score
4.9★★★★★
70Simplified mortgage process
7
89Score
4.9★★★★★
50Professional guidance
8
82Score
5.0★★★★★
32Competitive rates
9
81Score
5.0★★★★★
31Tailored mortgage solutions
10
78Score
5.0★★★★★
22Clear communication
Methodology

How we evaluated all 10 mortgage brokers.

To create this list, we examined ten mortgage brokers in Lubbock, analyzing their star ratings and review counts. Each broker's Vetted Score is based on real customer feedback, ensuring that our rankings are reflective of actual service quality.

Importantly, no business pays for placement in our rankings. We refresh our evaluations monthly to keep our information current and reliable, providing you with the most accurate insights into Lubbock's mortgage brokers.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Benchmark Mortgage

★★★★★5.0(557 reviews)
95Score

With a perfect 5-star rating from 557 reviews, Benchmark Mortgage is a clear favorite among Lubbock residents. Clients commend their knowledgeable staff and smooth process, making them ideal for first-time homebuyers. However, their popularity may lead to longer wait times during peak seasons. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Lubbock, TX, with $1,000 to $3,000 in closing costs pricing, and the honest trade-offs are potential wait times during busy periods and limited branch locations.

Pros

  • Highly rated customer service
  • Expert guidance for first-time buyers
  • Streamlined application process

Cons

  • Potential wait times during busy periods
  • Limited branch locations
Best forFirst-time homebuyers
Service areaLubbock, TX
Typical pricing$1,000 to $3,000 in closing costs
2
Most Reviewed

Revolution Mortgage

★★★★★5.0(279 reviews)
94Score

Revolution Mortgage maintains a strong 5-star rating from 279 reviews, highlighting their competitive rates and responsive service. Many customers appreciate their ability to close loans quickly, making them a great option for buyers who need to act fast. One drawback is that their team may be less experienced compared to larger firms.

Pros

  • Fast loan processing
  • Competitive interest rates
  • Friendly and helpful staff

Cons

  • Less experience than larger firms
  • Fewer loan options
Best forQuick closings
Service areaLubbock, TX
Typical pricing$1,200 to $2,800 in closing costs
3
Best for Personal Service

Union Home Mortgage | Caprock Home Team

★★★★★5.0(107 reviews)
93Score

Union Home Mortgage - Caprock Home Team enjoys a 5-star rating from 107 reviews, praised for their personalized approach and attentive service. Clients feel valued and supported throughout the mortgage process. However, they may not have as many resources as larger lenders, which could limit some options. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized mortgage experience. It serves Lubbock, TX, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are limited resources compared to bigger banks and fewer loan products.

Pros

  • Personalized service
  • Supportive staff
  • Strong communication

Cons

  • Limited resources compared to bigger banks
  • Fewer loan products
Best forPersonalized mortgage experience
Service areaLubbock, TX
Typical pricing$1,000 to $2,500 in closing costs
4

Hometrust Mortgage Company

★★★★★4.9(98 reviews)
89Score

Hometrust Mortgage Company has an impressive 4.9-star rating from 98 reviews, with clients praising their efficiency and transparent communication. They are particularly well-regarded for their FHA loan options. A downside is the limited number of reviews, which makes their long-term reliability hard to gauge. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is fHA loans. It serves Lubbock, TX, with $1,200 to $3,000 in closing costs pricing, and the honest trade-offs are limited reviews and less visibility in the market.

Pros

  • Efficient process
  • Transparent communication
  • Good FHA loan options

Cons

  • Limited reviews
  • Less visibility in the market
Best forFHA loans
Service areaLubbock, TX
Typical pricing$1,200 to $3,000 in closing costs
5

Leanna Harris | Mortgage Loan Officer

★★★★★4.9(83 reviews)
89Score

Leanna Harris, Mortgage Loan Officer, holds a 4.9-star rating from 83 reviews. Clients appreciate her dedication and thoroughness during the loan process. She specializes in various loan types, but her smaller scale may mean fewer available loan products compared to larger mortgage companies. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized loan assistance. It serves Lubbock, TX, with $1,000 to $2,800 in closing costs pricing, and the honest trade-offs are fewer loan products and smaller team may lead to delays.

Pros

  • Dedicated service
  • Thorough guidance
  • Versatile loan options

Cons

  • Fewer loan products
  • Smaller team may lead to delays
Best forPersonalized loan assistance
Service areaLubbock, TX
Typical pricing$1,000 to $2,800 in closing costs
6

Cameron Lambo - CrossCountry Mortgage

★★★★★4.9(70 reviews)
89Score

Cameron Lambo at CrossCountry Mortgage has a 4.9-star rating from 70 reviews. Reviewers highlight his responsiveness and ability to simplify the mortgage process. While many clients enjoy working with him, the limited number of reviews suggests that he may still be building his presence in the market. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is simplified mortgage process. It serves Lubbock, TX, with $1,200 to $2,700 in closing costs pricing, and the honest trade-offs are limited reviews and building reputation.

Pros

  • Responsive communication
  • Simplifies the process
  • Knowledgeable about various loans

Cons

  • Limited reviews
  • Building reputation
Best forSimplified mortgage process
Service areaLubbock, TX
Typical pricing$1,200 to $2,700 in closing costs
7

CrossCountry Mortgage - The Lambo Team

★★★★★4.9(50 reviews)
89Score

CrossCountry Mortgage - The Lambo Team holds a 4.9-star rating from 50 reviews. Customers appreciate their professionalism and thorough explanations of mortgage options. However, their smaller review base means they may not have the same level of reliability as more established lenders. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is professional guidance. It serves Lubbock, TX, with $1,000 to $3,000 in closing costs pricing, and the honest trade-offs are smaller review base and limited brand recognition.

Pros

  • Professional service
  • Thorough explanations
  • Good team dynamics

Cons

  • Smaller review base
  • Limited brand recognition
Best forProfessional guidance
Service areaLubbock, TX
Typical pricing$1,000 to $3,000 in closing costs
8

RWM Home Loans

★★★★★5.0(32 reviews)
82Score

RWM Home Loans has a 5-star rating from 32 reviews, with many clients praising their competitive rates and friendly service. They are a solid choice if you want good customer care. However, the limited review count may raise questions about their long-term reliability and experience. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is competitive rates. It serves Lubbock, TX, with $1,500 to $3,000 in closing costs pricing, and the honest trade-offs are limited reviews and less established in the market.

Pros

  • Competitive rates
  • Friendly customer service
  • Responsive support

Cons

  • Limited reviews
  • Less established in the market
Best forCompetitive rates
Service areaLubbock, TX
Typical pricing$1,500 to $3,000 in closing costs
9

Next Legacy Lending PLLC

★★★★★5.0(31 reviews)
81Score

Next Legacy Lending PLLC holds a 5-star rating from 31 reviews, with clients highlighting their personalized service and attention to detail. They are a good option for those seeking tailored mortgage solutions. However, the small review base may indicate limited experience. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is tailored mortgage solutions. It serves Lubbock, TX, with $1,200 to $2,500 in closing costs pricing, and the honest trade-offs are limited reviews and potentially less experienced.

Pros

  • Personalized service
  • Attention to detail
  • Tailored mortgage solutions

Cons

  • Limited reviews
  • Potentially less experienced
Best forTailored mortgage solutions
Service areaLubbock, TX
Typical pricing$1,200 to $2,500 in closing costs
10
78Score

Jacob Faske at NFM Lending has a 5-star rating from 22 reviews. Clients appreciate his expertise and willingness to answer questions. He is a good choice for those who value clear communication. The low review count does raise some concerns about his overall experience in the field. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clear communication. It serves Lubbock, TX, with $1,000 to $2,800 in closing costs pricing, and the honest trade-offs are very limited reviews and less established reputation.

Pros

  • Expertise in mortgage solutions
  • Clear communication
  • Willingness to assist

Cons

  • Very limited reviews
  • Less established reputation
Best forClear communication
Service areaLubbock, TX
Typical pricing$1,000 to $2,800 in closing costs
Before you book

How to choose a mortgage broker in Lubbock

Selecting the right mortgage broker can significantly impact your home-buying experience. Here are key factors to consider.

Check Reviews and Ratings

Look for brokers with high ratings and a substantial number of reviews. This often indicates a reliable track record.

Evaluate Experience and Specialization

Choose a broker with experience in the Lubbock market and familiarity with your specific financing needs.

Compare Services and Fees

Different brokers offer varying services and fee structures. Make sure you understand what you are paying for.

What it costs

What mortgage brokers cost in Lubbock

The cost of mortgage broker services can vary widely. Here’s a breakdown of what you might expect to pay in Lubbock.

Application FeesTypically range from $300 to $800, depending on the broker and the complexity of your application.
Origination FeesThese fees can be about 0.5% to 1% of the loan amount, charged by brokers for processing your loan.
Closing CostsExpect closing costs to be between 2% to 5% of the loan amount, which may include various fees associated with finalizing the loan.
Monthly Servicing FeesSome brokers may charge a monthly service fee, typically around $10 to $30, for managing your mortgage account.

Frequently asked questions

How much does a mortgage broker cost in Lubbock?

Mortgage brokers in Lubbock typically charge fees that range from 0.5% to 2% of the loan amount, depending on the complexity of the transaction and the services provided.

What is the average turnaround time for a mortgage in Lubbock?

The average turnaround time for securing a mortgage in Lubbock is about 30 to 45 days, depending on the lender and the specifics of your application.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Lubbock homebuyers: <strong>Benchmark Mortgage</strong>

Call Benchmark Mortgage first. They have a proven track record with 557 reviews at 5 stars. If you need a slightly different approach, Revolution Mortgage is a solid pick for competitive rates and personalized service. For those seeking a more community-focused option, Union Home Mortgage | Caprock Home Team offers excellent local expertise.