CityVettedCityvetted
Independent. Never pay-to-play.
Mortgage Brokers · Murfreesboro, TN/Updated June 13, 2026

The 10 Best Mortgage Brokers in Murfreesboro, TN

Murfreesboro's mortgage market is competitive, with several top-rated brokers ready to help you secure financing. Find the right fit for your needs.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceFirst Community Mortgage - Murfreesboro, TN
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Murfreesboro-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Murfreesboro has a vibrant mortgage market, characterized by a mix of well-established firms and promising newcomers. With a total of 10 providers evaluated, the competition here is fierce, evidenced by a narrow rating spread of just 0.1 stars across the top contenders.

This ranking highlights the best mortgage brokers based on customer reviews and ratings. We considered various factors, including service area and response time, to help you make an informed choice in securing your mortgage.

10mortgage brokers evaluated in Murfreesboro
4.98average rating across the field
1.4Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Murfreesboro? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

First Community Mortgage - Murfreesboro, TN

★★★★★4.9(552 reviews)

With a rating of 4.9 from 552 reviews, First Community Mortgage is recognized for its exceptional customer service and thorough loan process.

Read full review
Best Value
95Score

Patrick Jones at FirstBank Mortgage holds a perfect rating of 5 from 137 reviews, with clients praising his professionalism and ability to find great loan options.

Read full review
Most Reviewed
94Score

FirstBank Mortgage

★★★★★5.0(125 reviews)

FirstBank Mortgage also carries a 5-star rating from 125 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
4.9★★★★★
552Personalized mortgage guidance
2
95Score
5.0★★★★★
137Value-driven mortgage solutions
3
FirstBank Mortgage
FirstBank Mortgage
Most Reviewed
94Score
5.0★★★★★
125Diverse mortgage options
4
92Score
5.0★★★★★
124First-time homebuyers
5
91Score
5.0★★★★★
112Personalized mortgage service
6
90Score
5.0★★★★★
88Clients seeking clear communication
7
89Score
5.0★★★★★
86Proactive lending approach
8
88Score
4.9★★★★★
70Detailed mortgage explanations
9
82Score
5.0★★★★★
43Home equity solutions
10
78Score
5.0★★★★★
13Competitive rates in a personal setting
Methodology

How we evaluated all 10 mortgage brokers.

To compile this list, we evaluated each mortgage broker based on their customer ratings and review counts, ensuring that only the most reliable and well-reviewed options are included. We do not accept payment for placement, ensuring an unbiased assessment.

This ranking is refreshed monthly to reflect the latest customer feedback and ratings, providing you with an up-to-date resource for finding the right mortgage broker in Murfreesboro.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

First Community Mortgage - Murfreesboro, TN

★★★★★4.9(552 reviews)
96Score

With a rating of 4.9 from 552 reviews, First Community Mortgage is recognized for its exceptional customer service and thorough loan process. Clients frequently highlight the team's responsiveness and expertise in securing competitive rates. However, some users have mentioned longer wait times during peak seasons. This broker is ideal for those seeking personalized guidance throughout their mortgage journey.

Pros

  • Exceptional customer service
  • Thorough loan process
  • Competitive rates

Cons

  • Longer wait times during peak seasons
Best forPersonalized mortgage guidance
Service areaMurfreesboro, TN
Typical pricing$0 to $1,500 in fees
2
Best Value

Patrick Jones, FirstBank Mortgage, NMLS# 203203

★★★★★5.0(137 reviews)
95Score

Patrick Jones at FirstBank Mortgage holds a perfect rating of 5 from 137 reviews, with clients praising his professionalism and ability to find great loan options. Many appreciate his clear communication and fast processing times. However, his smaller review base may mean less consistency in service. This choice is best for customers looking for value without sacrificing quality.

Pros

  • Perfect rating
  • Professional and communicative
  • Fast processing

Cons

  • Smaller review base may indicate inconsistency
Best forValue-driven mortgage solutions
Service areaMurfreesboro, TN
Typical pricing$0 to $1,200 in fees
3
Most Reviewed

FirstBank Mortgage

★★★★★5.0(125 reviews)
94Score

FirstBank Mortgage also carries a 5-star rating from 125 reviews. Reviewers often commend the team's efficiency and friendliness. They are known for providing a wide range of mortgage products, appealing to various needs. A downside is that some clients experienced minor delays during processing. This broker is best for those who value a diverse selection of mortgage options.

Pros

  • Friendly and efficient team
  • Wide range of mortgage products
  • Strong customer satisfaction

Cons

  • Minor processing delays reported
Best forDiverse mortgage options
Service areaMurfreesboro, TN
Typical pricing$0 to $1,500 in fees
4

iServe Residential Lending, LLC

★★★★★5.0(124 reviews)
92Score

IServe Residential Lending, LLC holds a 5-star rating from 124 reviews. Clients appreciate the knowledgeable staff and their ability to guide borrowers through complex processes. However, some users have noted that response times can vary. This broker is well-suited for first-time homebuyers seeking expert advice. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is first-time homebuyers. It serves Murfreesboro, TN, with $0 to $1,300 in fees pricing, and the honest trade-offs are variable response times.

Pros

  • Knowledgeable staff
  • Guidance through complex processes
  • Good for first-time buyers

Cons

  • Variable response times
Best forFirst-time homebuyers
Service areaMurfreesboro, TN
Typical pricing$0 to $1,300 in fees
5

Kelly Cearing

★★★★★5.0(112 reviews)
91Score

Kelly Cearing has earned a 5-star rating from 112 reviews, with clients highlighting her dedication and availability throughout the mortgage process. She's particularly praised for her ability to simplify complicated terms. A downside is that some clients wish for more diverse loan options. This choice is best for those who value a personable approach to lending.

Pros

  • Dedicated and available
  • Simplifies complicated terms
  • Personable service

Cons

  • Limited loan options
Best forPersonalized mortgage service
Service areaMurfreesboro, TN
Typical pricing$0 to $1,200 in fees
6

New Haven Mortgage - Murfreesboro TN

★★★★★5.0(88 reviews)
90Score

New Haven Mortgage holds a 5-star rating from 88 reviews. Clients often commend the team's willingness to go the extra mile and their transparent communication. However, some users reported that the process can be slower than expected. This broker is ideal for clients prioritizing clear communication and support. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is clients seeking clear communication. It serves Murfreesboro, TN, with $0 to $1,400 in fees pricing, and the honest trade-offs are slower than expected processing.

Pros

  • Willingness to go the extra mile
  • Transparent communication
  • Supportive team

Cons

  • Slower than expected processing
Best forClients seeking clear communication
Service areaMurfreesboro, TN
Typical pricing$0 to $1,400 in fees
7

The Brandon Burks Team at FirstBank Mortgage has a solid 5-star rating from 86 reviews. Clients appreciate their proactive approach and ability to secure favorable terms. However, some clients mentioned that the team can be quite busy, potentially leading to delays. This team is best for those who want a proactive lender.

Pros

  • Proactive approach
  • Ability to secure favorable terms
  • Strong client relationships

Cons

  • Potential for delays due to busyness
Best forProactive lending approach
Service areaMurfreesboro, TN
Typical pricing$0 to $1,300 in fees
8

The Shannon Wheeler Mortgage Team

★★★★★4.9(70 reviews)
88Score

The Shannon Wheeler Mortgage Team has a 4.9-star rating from 70 reviews. Clients often highlight their thoroughness and willingness to explain the mortgage process in detail. However, a few clients noted that the initial response time could be improved. This team is a good choice for those wanting detailed explanations.

Pros

  • Thorough and detailed service
  • Willing to explain processes
  • Positive client feedback

Cons

  • Initial response time can improve
Best forDetailed mortgage explanations
Service areaMurfreesboro, TN
Typical pricing$0 to $1,200 in fees

Nancy Releford at Home Equity Mortgage holds a 5-star rating from 43 reviews. Clients appreciate her expertise in home equity loans and her personalized service. However, the lower review count raises some concerns about consistency. This broker is best for those specifically looking for home equity solutions. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is home equity solutions. It serves Murfreesboro, TN, with $0 to $1,500 in fees pricing, and the honest trade-offs are lower review count raises concerns.

Pros

  • Expertise in home equity loans
  • Personalized service
  • Positive client feedback

Cons

  • Lower review count raises concerns
Best forHome equity solutions
Service areaMurfreesboro, TN
Typical pricing$0 to $1,500 in fees
10
78Score

Jason Roe at Your Rate Broker has a solid 5-star rating from 13 reviews. Clients value his willingness to work hard to find the best rates. However, the very limited review base makes it hard to gauge overall reliability. This option is suitable for those looking for competitive rates in a more personal setting.

Pros

  • Willingness to find best rates
  • Personal service
  • Positive client feedback

Cons

  • Very limited review base
Best forCompetitive rates in a personal setting
Service areaMurfreesboro, TN
Typical pricing$0 to $1,200 in fees
Before you book

How to choose a mortgage broker in Murfreesboro

Selecting a mortgage broker can be daunting, especially in a competitive market like Murfreesboro. Here are key factors to consider when making your choice.

Local Expertise

Choose a broker who has a thorough understanding of the Murfreesboro housing market and local lending practices.

Response Time

Look for brokers who are known for their quick response times, as this can make a significant difference in securing your mortgage.

State Licensing

Ensure your broker is licensed in Tennessee and has a good standing with state regulatory bodies.

What it costs

What mortgage brokers cost in Murfreesboro

The cost of mortgage broker services can vary widely based on the complexity of your loan and the broker's fees. Here’s a general breakdown of what to expect.

Consultation FeesMany brokers offer free initial consultations, but some may charge a fee ranging from $100 to $300.
Origination FeesTypical origination fees range from 0.5% to 1% of the loan amount, depending on the broker and the loan type.
Processing FeesProcessing fees can vary but usually fall between $300 and $800.
Commission StructureBrokers may earn a commission based on the loan amount, typically around 1% to 2%.

Frequently asked questions

How much does a mortgage broker cost in Murfreesboro?

The cost of working with a mortgage broker can vary, but you can expect fees to range from $1,000 to $3,000 depending on the complexity of your loan and the broker's service.

What factors should I consider when choosing a mortgage broker?

Look for brokers with strong ratings and a solid number of reviews, as they often indicate reliability and customer satisfaction. Also consider their specialties, such as first-time homebuyers or refinancing.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Murfreesboro homebuyers: <Editor's Choice name>

If you are a first-time homebuyer seeking personalized service, Patrick Jones, FirstBank Mortgage is your best bet. With a perfect 5-star rating from 137 reviews, he excels at guiding clients through the mortgage process. For those looking for a well-established option, First Community Mortgage - Murfreesboro, TN offers a reliable choice with a 4.9-star rating from 552 reviews, making it ideal for a range of clients. If you want a strong alternative, FirstBank Mortgage is also a solid pick, providing excellent service and support.