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Mortgage Brokers · Orlando, FL/Updated June 13, 2026

The 10 Best Mortgage Brokers in Orlando, FL

Orlando's mortgage market is competitive, featuring a mix of established leaders and promising newcomers. Here's how to find the right broker for you.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceMortgage Expert™
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Orlando-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In Orlando, the mortgage market is dense, with a variety of brokers ready to assist you in securing your home loan. The competition is fierce, with top-rated businesses like Mortgage Expert™ and Union Home Mortgage - Orlando vying for your attention. With a total of 2,339 reviews across 10 evaluated providers, you have plenty of options to choose from.

We built this list by analyzing customer feedback and ratings, focusing on broker responsiveness and their service areas. Each business here offers a unique advantage, whether it's experience, local knowledge, or specialized services, giving you the tools to make an informed decision.

10mortgage brokers evaluated in Orlando
4.96average rating across the field
2.3Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Orlando? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Mortgage Expert™

★★★★★5.0(309 reviews)

With a perfect 5-star rating from 309 reviews, Mortgage Expert™ is the clear leader among Orlando mortgage brokers.

Read full review
Most Reviewed
94Score

Union Home Mortgage - Orlando

★★★★★4.9(623 reviews)

Union Home Mortgage - Orlando holds an impressive 4.9-star rating based on 623 reviews.

Read full review
Best for FHA Loans
93Score

New American Funding - Orlando, FL

★★★★★4.9(463 reviews)

New American Funding - Orlando has a stellar 4.9-star rating from 463 reviews, with many clients praising their expertise in FHA loans.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Mortgage Expert™
Mortgage Expert™
Editor's Choice
96Score
5.0★★★★★
309First-time homebuyers
2
94Score
4.9★★★★★
623Refinancing and home purchases
3
93Score
4.9★★★★★
463FHA loans
4
92Score
4.9★★★★★
340Conventional loans and investment properties
5
91Score
5.0★★★★★
142Transparent mortgage processes
6
90Score
4.9★★★★★
224Fast service
7
89Score
5.0★★★★★
105Tailored loan solutions
8
88Score
5.0★★★★★
85First-time buyers
9
87Score
5.0★★★★★
47Mortgage education
10
82Score
5.0★★★★★
1Quick service
Methodology

How we evaluated all 10 mortgage brokers.

To evaluate the best mortgage brokers in Orlando, we reviewed customer ratings and feedback, ensuring that no one pays for placement in our rankings. Each broker was scored based on their overall rating and the number of reviews they received, with a total of 10 businesses assessed in the metro area.

Our rankings are refreshed monthly to reflect the most current performance and customer satisfaction, ensuring you have access to the latest information. This transparency helps you understand who you can trust for your mortgage needs.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Mortgage Expert™

★★★★★5.0(309 reviews)
96Score

With a perfect 5-star rating from 309 reviews, Mortgage Expert™ is the clear leader among Orlando mortgage brokers. Clients appreciate their personalized service and expertise in navigating the mortgage process. They're particularly well-regarded for first-time homebuyers seeking guidance. However, their high demand can lead to longer wait times for appointments.

Pros

  • Personalized service
  • Expert guidance
  • Strong reputation

Cons

  • Longer wait times for appointments
  • Limited availability
Best forFirst-time homebuyers
Service areaOrlando, FL
Typical pricing$0 to $1,200 in closing costs
2
Most Reviewed

Union Home Mortgage - Orlando

★★★★★4.9(623 reviews)
94Score

Union Home Mortgage - Orlando holds an impressive 4.9-star rating based on 623 reviews. Clients rave about their knowledgeable staff and efficient service, making them a popular choice for refinancing and home purchases. While they have a strong track record, some customers have noted occasional communication lapses during peak periods.

Pros

  • Knowledgeable staff
  • Efficient service
  • Wide range of loan options

Cons

  • Communication lapses during busy times
  • Higher fees than some competitors
Best forRefinancing and home purchases
Service areaOrlando, FL
Typical pricing$0 to $1,500 in closing costs
3
Best for FHA Loans

New American Funding - Orlando, FL

★★★★★4.9(463 reviews)
93Score

New American Funding - Orlando has a stellar 4.9-star rating from 463 reviews, with many clients praising their expertise in FHA loans. Their team is known for being approachable and informative, helping borrowers understand their options. However, some customers reported that the approval process can be slower than expected. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is fHA loans. It serves Orlando, FL, with $0 to $1,300 in closing costs pricing, and the honest trade-offs are slower approval process and limited branch locations.

Pros

  • Expertise in FHA loans
  • Approachable staff
  • Informative consultations

Cons

  • Slower approval process
  • Limited branch locations
Best forFHA loans
Service areaOrlando, FL
Typical pricing$0 to $1,300 in closing costs
4

Royal Mortgage USA

★★★★★4.9(340 reviews)
92Score

Royal Mortgage USA has a strong 4.9-star rating from 340 reviews. Clients appreciate their competitive rates and dedication to customer service. They're a good option for those looking for conventional loans or investment properties. However, some reviews mention that response times can vary significantly. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is conventional loans and investment properties. It serves Orlando, FL, with $0 to $1,400 in closing costs pricing, and the honest trade-offs are variable response times and limited online resources.

Pros

  • Competitive rates
  • Dedicated customer service
  • Good for investment properties

Cons

  • Variable response times
  • Limited online resources
Best forConventional loans and investment properties
Service areaOrlando, FL
Typical pricing$0 to $1,400 in closing costs
5

Integrity Mortgage

★★★★★5.0(142 reviews)
91Score

Integrity Mortgage earns a perfect 5-star rating from 142 reviews, highlighting their transparency and reliability. Clients appreciate their straightforward approach, making them a solid choice for those who value integrity in the mortgage process. However, their smaller size means they may have fewer resources than larger firms. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is transparent mortgage processes. It serves Orlando, FL, with $0 to $1,200 in closing costs pricing, and the honest trade-offs are fewer resources than larger firms and limited loan products.

Pros

  • Transparent and reliable
  • Straightforward approach
  • Strong customer relationships

Cons

  • Fewer resources than larger firms
  • Limited loan products
Best forTransparent mortgage processes
Service areaOrlando, FL
Typical pricing$0 to $1,200 in closing costs
6

Pioneer Mortgage Funding - Orlando

★★★★★4.9(224 reviews)
90Score

Pioneer Mortgage Funding - Orlando has a solid 4.9-star rating from 224 reviews. Clients commend their quick closings and knowledgeable staff, making them a reliable choice for those needing fast service. However, some customers have experienced issues with follow-up communication. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is fast service. It serves Orlando, FL, with $0 to $1,500 in closing costs pricing, and the honest trade-offs are follow-up communication issues and limited loan options.

Pros

  • Quick closings
  • Knowledgeable staff
  • Good for urgent needs

Cons

  • Follow-up communication issues
  • Limited loan options
Best forFast service
Service areaOrlando, FL
Typical pricing$0 to $1,500 in closing costs
7

Multi Home Loans LLC NMLS#1823582

★★★★★5.0(105 reviews)
89Score

Multi Home Loans LLC has a perfect 5-star rating from 105 reviews, with clients praising their personalized service and responsiveness. They are especially favored by clients looking for tailored loan solutions. However, their limited number of reviews may make some potential customers hesitant. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is tailored loan solutions. It serves Orlando, FL, with $0 to $1,200 in closing costs pricing, and the honest trade-offs are limited number of reviews and smaller company may lack resources.

Pros

  • Personalized service
  • Responsive team
  • Tailored loan solutions

Cons

  • Limited number of reviews
  • Smaller company may lack resources
Best forTailored loan solutions
Service areaOrlando, FL
Typical pricing$0 to $1,200 in closing costs
8

Skyline Mortgage

★★★★★5.0(85 reviews)
88Score

Skyline Mortgage has a perfect 5-star rating from 85 reviews, with customers highlighting their friendly staff and willingness to explain the mortgage process. They are a good option for first-time buyers looking for guidance. However, their smaller size may limit their loan offerings compared to larger firms. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is first-time buyers. It serves Orlando, FL, with $0 to $1,300 in closing costs pricing, and the honest trade-offs are limited loan offerings and small team may lead to longer wait times.

Pros

  • Friendly staff
  • Willingness to explain processes
  • Good for first-time buyers

Cons

  • Limited loan offerings
  • Small team may lead to longer wait times
Best forFirst-time buyers
Service areaOrlando, FL
Typical pricing$0 to $1,300 in closing costs
9

HomePride Lending

★★★★★5.0(47 reviews)
87Score

HomePride Lending has a perfect 5-star rating from 47 reviews, with clients appreciating their approachable team and clear communication. They excel in helping clients understand their mortgage options. However, with fewer reviews, their experience level may not be as established as other brokers in the area. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is mortgage education. It serves Orlando, FL, with $0 to $1,200 in closing costs pricing, and the honest trade-offs are fewer reviews and less established than competitors.

Pros

  • Approachable team
  • Clear communication
  • Good for mortgage education

Cons

  • Fewer reviews
  • Less established than competitors
Best forMortgage education
Service areaOrlando, FL
Typical pricing$0 to $1,200 in closing costs
10

Best rate Mortgage Lenders

★★★★★5.0(1 reviews)
82Score

Best Rate Mortgage Lenders has a perfect 5-star rating, albeit from just 1 review. The client praised their quick service and competitive rates. However, this thin review base makes them promising but unproven compared to more established firms in the Orlando market. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is quick service. It serves Orlando, FL, with $0 to $1,500 in closing costs pricing, and the honest trade-offs are thin review base and unproven service quality.

Pros

  • Quick service
  • Competitive rates

Cons

  • Thin review base
  • Unproven service quality
Best forQuick service
Service areaOrlando, FL
Typical pricing$0 to $1,500 in closing costs
Before you book

How to choose a mortgage broker in Orlando

Selecting the right mortgage broker can significantly impact your home-buying experience. Here are key factors to consider when making your choice in Orlando.

Service Area

Ensure the broker operates in your desired neighborhoods, as local expertise can make a big difference.

Response Time

Look for brokers known for their quick responses, especially in a competitive market where timing can be crucial.

State Licensing

Verify that the broker is licensed in Florida and familiar with local regulations and processes.

What it costs

What mortgage brokers cost in Orlando

The cost of mortgage brokerage services can vary widely based on the complexity of your needs and the broker's fee structure. Here’s a breakdown of what you can expect.

Standard FeesMost brokers charge 1% to 2% of the loan amount as their fee.
Flat FeesSome brokers may offer flat fees ranging from $1,000 to $3,000, depending on the services provided.
No Upfront FeesCertain brokers allow you to pay their fees at closing, which can help ease initial costs.
Discount OptionsLook for brokers offering discounts for first-time homebuyers or other specific programs.

Frequently asked questions

How much does a mortgage broker cost in Orlando?

Mortgage broker fees in Orlando typically range from 0.5% to 2% of the loan amount, depending on the broker and the complexity of your financial situation.

What should I look for in a mortgage broker?

Look for a broker with strong reviews and a proven track record. In Orlando, consider those with 4.9 stars or higher and a substantial number of reviews for reliability.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Orlando homebuyers: <Editor's Choice name>

If you want a seamless and highly-rated experience, choose Mortgage Expert™. Their perfect score of 5 stars from 309 reviews demonstrates their exceptional service for first-time buyers or those needing personalized guidance. For those with more complex financial needs or who appreciate a wealth of customer feedback, Union Home Mortgage - Orlando offers a stellar 4.9 rating with 623 reviews, making it a solid choice. If you're looking for competitive rates and flexibility, New American Funding - Orlando, FL is another great option with a 4.9 rating from 463 reviews, ideal for refinancing or purchasing a new home.