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Mortgage Brokers · Philadelphia, PA/Updated June 13, 2026

The 10 Best Mortgage Brokers in Philadelphia, PA

Finding the right mortgage broker can save you money and stress. Here’s how to avoid common pitfalls and choose wisely in Philadelphia.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceAndrew Eckstut, Mortgage Lender NMLS #218196
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Philadelphia-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In a city where real estate prices can fluctuate dramatically, securing the right mortgage is crucial for homebuyers and homeowners alike. The right mortgage broker can help you navigate Philadelphia’s competitive housing market, ensuring you get the best rates and terms for your financial situation.

To build our list of the best mortgage brokers in Philadelphia, we evaluated ten local providers based on their Vetted Scores, customer reviews, and overall reputation. Each broker was assessed without any influence from advertising, and our rankings are updated monthly to reflect the latest feedback from clients.

10mortgage brokers evaluated in Philadelphia
4.94average rating across the field
1.4Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Philadelphia? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Andrew Eckstut, Mortgage Lender NMLS #218196

★★★★★5.0(247 reviews)

With a perfect 5-star rating from 247 reviews, Andrew Eckstut is a standout in Philadelphia's mortgage market.

Read full review
Best Value
95Score

Absolute Home Mortgage Corporation

★★★★★5.0(216 reviews)

Also rated 5 stars with 216 reviews, Absolute Home Mortgage Corporation impresses clients with competitive rates and a straightforward application process.

Read full review
Most Reviewed
94Score

Kyle Kelly at Citywide (NMLS #1065549)

★★★★★5.0(102 reviews)

Kyle Kelly holds a 5-star rating from 102 reviews, making him a trusted choice among Philadelphia mortgage brokers.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
247First-time homebuyers
2
95Score
5.0★★★★★
216Affordability seekers
3
94Score
5.0★★★★★
102Guidance on financing options
4
91Score
4.9★★★★★
179Unique financing solutions
5
89Score
4.8★★★★★
309Quick closings
6
88Score
4.9★★★★★
92Specialized mortgage solutions
7
85Score
4.8★★★★★
143No-nonsense mortgage experience
8
83Score
5.0★★★★★
36Personal attention
9
82Score
5.0★★★★★
32Guidance through the mortgage process
10
78Score
5.0★★★★★
9New clients seeking assistance
Methodology

How we evaluated all 10 mortgage brokers.

We examined multiple factors to determine the best mortgage brokers in the Philadelphia area. Our evaluation included their customer ratings, number of reviews, and consistency in service quality across various client interactions.

No broker pays for placement on our list, ensuring our rankings remain unbiased. We refresh our findings monthly, so you can trust that our recommendations are current and reflect the most reliable options available.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Andrew Eckstut, Mortgage Lender NMLS #218196

★★★★★5.0(247 reviews)
96Score

With a perfect 5-star rating from 247 reviews, Andrew Eckstut is a standout in Philadelphia's mortgage market. Clients frequently commend his transparency and responsiveness throughout the loan process. He excels in providing tailored mortgage solutions, making him ideal for first-time homebuyers. However, his busy schedule may lead to longer wait times for initial consultations.

Pros

  • Excellent customer service
  • Tailored mortgage solutions
  • Highly responsive

Cons

  • Busy schedule may delay consultations
  • Limited office hours
Best forFirst-time homebuyers
Service areaPhiladelphia, PA
Typical pricing$300 to $1,000 in fees
2
Best Value

Absolute Home Mortgage Corporation

★★★★★5.0(216 reviews)
95Score

Also rated 5 stars with 216 reviews, Absolute Home Mortgage Corporation impresses clients with competitive rates and a straightforward application process. Many reviewers appreciate their knowledgeable staff who guide them through every step. This firm is particularly well-suited for clients looking for affordability. Some users noted occasional delays in processing times during peak seasons.

Pros

  • Competitive rates
  • Straightforward application process
  • Knowledgeable staff

Cons

  • Occasional processing delays
  • Limited branch locations
Best forAffordability seekers
Service areaPhiladelphia, PA
Typical pricing$300 to $800 in fees
3
Most Reviewed

Kyle Kelly at Citywide (NMLS #1065549)

★★★★★5.0(102 reviews)
94Score

Kyle Kelly holds a 5-star rating from 102 reviews, making him a trusted choice among Philadelphia mortgage brokers. Clients highlight his personalized service and extensive knowledge of loan products. He is particularly effective for those needing guidance on various financing options. However, his popularity can lead to a backlog in response times.

Pros

  • Personalized service
  • Extensive loan knowledge
  • Great communication

Cons

  • Can be slow to respond during busy times
  • May have limited availability
Best forGuidance on financing options
Service areaPhiladelphia, PA
Typical pricing$350 to $900 in fees
4

Innovative Mortgage Brokers

★★★★★4.9(179 reviews)
91Score

With a rating of 4.9 stars from 179 reviews, Innovative Mortgage Brokers earns praise for its innovative approach and diverse loan options. Clients appreciate the friendly staff and the ease of the application process. They're a solid choice for those looking for unique financing solutions. However, some clients reported limited communication during the closing process.

Pros

  • Innovative loan options
  • Friendly staff
  • Easy application process

Cons

  • Limited communication during closing
  • Occasional service inconsistencies
Best forUnique financing solutions
Service areaPhiladelphia, PA
Typical pricing$300 to $700 in fees
5

UMortgage

★★★★★4.8(309 reviews)
89Score

UMortgage has a strong 4.8-star rating from 309 reviews, showcasing its reliability in the mortgage sector. Clients commend their swift service and clear communication. They are particularly effective for quick closings and refinancing options. However, some users mentioned that their fees can be on the higher side compared to competitors.

Pros

  • Swift service
  • Clear communication
  • Good for refinancing

Cons

  • Higher fees than some competitors
  • Limited local branches
Best forQuick closings
Service areaPhiladelphia, PA
Typical pricing$400 to $900 in fees
6

BHS Mortgages Residential & Commercial

★★★★★4.9(92 reviews)
88Score

BHS Mortgages holds a 4.9-star rating with 92 reviews, appealing to both residential and commercial clients. Reviewers highlight their expertise and willingness to assist with complex transactions. They are best for clients needing specialized mortgage solutions. However, some clients experienced delays in communication during peak periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is specialized mortgage solutions. It serves Philadelphia, PA, with $350 to $800 in fees pricing, and the honest trade-offs are delays in communication and limited online resources.

Pros

  • Expertise in complex transactions
  • Good for residential and commercial
  • Helpful staff

Cons

  • Delays in communication
  • Limited online resources
Best forSpecialized mortgage solutions
Service areaPhiladelphia, PA
Typical pricing$350 to $800 in fees
7

Go Magnum Loans

★★★★★4.8(143 reviews)
85Score

Go Magnum Loans has a solid 4.8-star rating from 143 reviews, with clients appreciating their straightforward approach and quick responses. They are particularly good for those who prefer a no-nonsense experience. However, some customers noted that their range of loan products could be more extensive. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is no-nonsense mortgage experience. It serves Philadelphia, PA, with $300 to $700 in fees pricing, and the honest trade-offs are limited loan product range and occasional service delays.

Pros

  • Straightforward approach
  • Quick responses
  • No-nonsense experience

Cons

  • Limited loan product range
  • Occasional service delays
Best forNo-nonsense mortgage experience
Service areaPhiladelphia, PA
Typical pricing$300 to $700 in fees
8

David Frankel at Rate (NMLS #959313)

★★★★★5.0(36 reviews)
83Score

David Frankel has garnered a 5-star rating from 36 reviews, indicating a strong reputation among clients. Reviewers appreciate his attentive service and thorough explanations of the mortgage process. He is particularly beneficial for clients who value personal attention. However, with fewer reviews, his experience may be less established compared to others.

Pros

  • Attentive service
  • Thorough explanations
  • Personalized attention

Cons

  • Fewer reviews
  • Less established presence
Best forPersonal attention
Service areaPhiladelphia, PA
Typical pricing$300 to $800 in fees
9

Ryan Dolan | Citywide Home Mortgage

★★★★★5.0(32 reviews)
82Score

Ryan Dolan has a 5-star rating from 32 reviews, showcasing his strong performance in the mortgage market. Clients often commend his responsiveness and knowledge. He is ideal for those looking for guidance through the mortgage process. However, like many in this ranking, he may experience high demand, leading to response delays.

Pros

  • Responsive
  • Knowledgeable
  • Great customer service

Cons

  • High demand can lead to delays
  • Limited online presence
Best forGuidance through the mortgage process
Service areaPhiladelphia, PA
Typical pricing$300 to $800 in fees
10

Liberty Mortgage Brokers

★★★★★5.0(9 reviews)
78Score

Liberty Mortgage Brokers has a 5-star rating from 9 reviews, indicating a promising start. Clients appreciate their friendly service and willingness to assist. However, with a thin review base, their reliability and experience remain unproven compared to more established competitors. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is new clients seeking assistance. It serves Philadelphia, PA, with $300 to $700 in fees pricing, and the honest trade-offs are thin review base and unproven reliability.

Pros

  • Friendly service
  • Willingness to assist

Cons

  • Thin review base
  • Unproven reliability
Best forNew clients seeking assistance
Service areaPhiladelphia, PA
Typical pricing$300 to $700 in fees
Before you book

How to choose a mortgage broker in Philadelphia

Choosing the right mortgage broker can dramatically impact your home-buying experience. Here are some essential questions to ask before making your decision.

What types of loans do you offer?

Understanding the variety of loan options available can help you find the best fit for your financial situation.

What are your fees?

Ask about all associated costs, including origination fees, to avoid surprises during the closing process.

Can you provide references?

Speaking to past clients can offer insights into their experiences and the broker's reliability.

What it costs

What mortgage brokers cost in Philadelphia

The costs associated with hiring a mortgage broker can vary based on their services and your financial needs. Here’s a breakdown of typical pricing in Philadelphia.

Standard Broker FeeTypically ranges from 1% to 2% of the loan amount.
Application FeesThese can range from $300 to $500, depending on the broker and the complexity of your application.
Processing FeesExpect to pay between $500 to $1,000 for processing your mortgage application.
Closing CostsThese generally fall between 2% to 5% of the home purchase price, covering various fees and expenses.

Frequently asked questions

How much does a mortgage broker cost in Philadelphia?

Fees can vary, but most mortgage brokers in Philadelphia typically charge between $1,000 to $3,000 for their services, depending on the complexity of the loan.

What is the average mortgage rate in Philadelphia?

As of now, the average mortgage rate in Philadelphia hovers around 6.5%, but rates can fluctuate based on market conditions and individual borrower qualifications.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Philadelphia homebuyers: <Editor's Choice name>

If you are seeking the best mortgage broker in Philadelphia, Andrew Eckstut, Mortgage Lender NMLS #218196 is your top choice. With a perfect 5-star rating from 247 reviews, he is highly regarded for his service and expertise. For those looking for a strong alternative, Absolute Home Mortgage Corporation also holds a 5-star rating with 216 reviews, making it a solid option for a reliable broker. If you prefer a more personal touch, Kyle Kelly at Citywide (NMLS #1065549 with 5 stars from 102 reviews is a great pick, especially if you value tailored guidance in your mortgage process.