Local services · Raleigh, NC/Updated June 13, 2026
The Best Insurance Agencies in Raleigh, NC
Finding the right insurance agency can save you time and money. Here are the best options in Raleigh, based on real customer feedback.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceZacharko Insurance Agency
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Raleigh-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.
Choosing the right insurance agency is crucial for protecting your assets and ensuring peace of mind. In Raleigh, NC, a city known for its vibrant community and growing economy, having the right coverage is essential for both individuals and businesses. With numerous agencies to choose from, it can be overwhelming to find one that meets your needs.
We evaluated 10 local insurance agencies, considering their customer ratings, review counts, and overall reputation. This list is based solely on customer feedback, ensuring that no agency pays for placement. Each agency was assessed for its strengths and weaknesses, providing you with an honest overview of your options.
10providers evaluated in Raleigh
4.93average rating across the field
2.6Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
To create this ranking, we analyzed data from customer reviews across various platforms, focusing on overall ratings and the number of reviews each agency has received. We also considered the consistency of feedback related to service quality, responsiveness, and expertise. Our evaluation process is transparent, and agencies do not pay for higher placement in our rankings.
This list is updated monthly to reflect the latest customer insights and trends in the insurance industry. As of today, we are confident that these rankings reflect the best insurance agencies in Raleigh, NC, based on real experiences and ratings.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
Zacharko Insurance Agency boasts a perfect rating of 5 from 502 reviews, making it a standout choice for insurance in Raleigh. Customers frequently praise their knowledgeable agents and personalized service, making it ideal for those seeking tailored insurance solutions. However, some clients have noted longer wait times during peak hours.
With a solid rating of 5 from 205 reviews, Raleigh Insurance Group is recognized for its competitive pricing and excellent customer service. Clients appreciate the agency's responsiveness and the clarity of its policies. The only drawback is that some customers have mentioned a slower claims process than expected. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is budget-friendly insurance options. It serves Raleigh, NC, with $100 to $250 monthly pricing, and the honest trade-offs are slow claims process and limited range of insurance products.
All About Insurance has earned a 4.9 rating from 462 reviews, reflecting its strong reputation in the Raleigh community. Customers often highlight the agency's friendly staff and comprehensive coverage options. However, some have reported challenges with policy renewals and updates. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is comprehensive coverage options. It serves Raleigh, NC, with $120 to $280 monthly pricing, and the honest trade-offs are challenges with policy renewals and occasional miscommunication.
ACF Insurance & Financial Services, Inc. holds a 4.9 rating from 383 reviews, appreciated for its knowledgeable agents and financial planning services. Customers find the agency helpful for both insurance and investment needs. A notable con is that their office hours may not be convenient for everyone. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is insurance and financial planning. It serves Raleigh, NC, with $150 to $300 monthly pricing, and the honest trade-offs are limited office hours and higher premiums than some competitors.
Dan Thompson Agency has a strong 4.9 rating from 323 reviews, with many clients praising their attentive service and tailored policies. This agency is a good option for those looking for a personalized approach. However, some reviews indicate a lack of follow-up after initial consultations. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personalized insurance approach. It serves Raleigh, NC, with $100 to $250 monthly pricing, and the honest trade-offs are lack of follow-up and limited online resources.
Lawson Insurance Group enjoys a 4.9 rating from 279 reviews, known for its friendly and knowledgeable staff. Customers appreciate the agency’s ability to simplify complex insurance terms. The main drawback is that some clients feel that the agency could improve its digital presence. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is simplifying insurance processes. It serves Raleigh, NC, with $120 to $270 monthly pricing, and the honest trade-offs are limited digital presence and occasional delays in service.
G. Suggs Insurance Agency, Inc. has a commendable 4.9 rating from 136 reviews, with customers praising their thoroughness and friendly approach. Many clients find the agency reliable for personal and commercial insurance needs. However, some customers have reported difficulties in reaching agents during busy hours. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personal and commercial insurance. It serves Raleigh, NC, with $100 to $250 monthly pricing, and the honest trade-offs are difficult to reach during peak times and limited online tools.
Lee Winters Insurance Agency has a solid 4.9 rating from 134 reviews, appreciated for its personalized service and attention to detail. Clients often commend the agency for its quick responses. A downside is that some customers feel that the agency could offer more competitive rates. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is attention to detail in service. It serves Raleigh, NC, with $120 to $260 monthly pricing, and the honest trade-offs are rates may not be competitive and limited range of products.
Snotherly Insurance Agency has a strong 4.9 rating from 126 reviews, known for its excellent customer service and reliable advice. Clients appreciate the agency’s commitment to finding the best coverage for their needs. However, some reviews indicate that response times could be improved. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is client-focused insurance service. It serves Raleigh, NC, with $100 to $250 monthly pricing, and the honest trade-offs are response times could improve and occasional miscommunication.
Piedmont Insurance and Business Group holds a rating of 5 from 58 reviews, praised for its quick service and friendly staff. While customers appreciate the agency's efficiency, the thin review base makes it a promising but unproven option for comprehensive insurance needs. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is quick and efficient service. It serves Raleigh, NC, with $100 to $200 monthly pricing, and the honest trade-offs are thin review base and limited offerings compared to larger agencies.
Selecting the right insurance agent involves careful consideration of several factors. Here are some tips to help you make an informed decision.
Check Reviews
Look for agencies with strong ratings and a high number of reviews to gauge customer satisfaction.
Evaluate Expertise
Choose an agency that specializes in the type of insurance you need, whether it's auto, home, or business insurance.
Compare Quotes
Get quotes from multiple agencies to compare coverage options and pricing to find the best fit.
Assess Customer Service
Consider agencies that prioritize customer service and are responsive to inquiries and claims.
What it costs
What insurance costs in Raleigh
The cost of insurance in Raleigh can vary widely based on the type of coverage, the agency, and individual circumstances. Here’s a breakdown of typical pricing tiers.
Auto InsuranceExpect to pay between $100 to $300 monthly, depending on your driving history and coverage levels.
Home InsuranceHomeowners can expect costs ranging from $800 to $2,000 annually, influenced by property value and location.
Life InsuranceLife insurance premiums generally start at $20 to $50 monthly, varying by age and health.
Business InsuranceBusiness insurance can range from $500 to $3,000 annually, depending on the type of business and coverage needs.
Frequently asked questions
How much does insurance cost in Raleigh?
Insurance costs in Raleigh can range from $100 to $300 monthly for auto insurance and $800 to $2,000 annually for home insurance.
What factors influence insurance rates?
Factors include your driving record, location, type of coverage, and the insurance agency's pricing structure.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Raleigh homes: Zacharko Insurance Agency
For those seeking top-notch service, Zacharko Insurance Agency stands out with its excellent ratings and customer feedback. Following closely are Raleigh Insurance Group, which offers great value, and All About Insurance, known for its comprehensive coverage options.