Local services · Wilmington, NC/Updated June 13, 2026
The Best Insurance Agencies in Wilmington, NC
Finding the right insurance agency can be daunting. Our top picks in Wilmington promise reliability and exceptional service.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceSizemore Insurance - Wilmington
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Wilmington-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.
Insurance is a vital aspect of financial security, and choosing the right agency can make all the difference. In Wilmington, NC, residents have access to a variety of insurance agents who offer tailored solutions to meet diverse needs, from auto to home insurance.
To compile this list, we evaluated local insurance agencies based on customer ratings and review counts. Our methodology ensures that no agency pays for placement, giving you an honest look at the best options available.
10providers evaluated in Wilmington
4.86average rating across the field
5.3Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
We assessed each insurance agency by analyzing their customer reviews and overall ratings. Agencies with higher ratings and a larger number of reviews were prioritized, reflecting their reliability and customer satisfaction. Our rankings are updated monthly to ensure accuracy and relevance.
We take pride in our impartiality; no business can pay to influence their ranking. This transparency aims to help you make informed decisions based on real feedback from local customers.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
Sizemore Insurance boasts an impressive rating of 4.9 from 669 reviews. Clients praise their personalized service and knowledgeable agents who go above and beyond to find the best coverage options. They excel in providing tailored solutions for both individuals and businesses. However, their premium pricing may not suit every budget.
Atlantic Coast Insurance Agency also holds a 4.9 rating with 568 reviews. Customers appreciate their competitive pricing and responsive customer service. They are known for helping clients navigate complex insurance needs efficiently. A minor drawback is that they may have longer wait times during peak seasons. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is affordable insurance options. It serves Wilmington and nearby regions, with $80 to $250 per month pricing, and the honest trade-offs are potential wait times during busy periods.
Wells Insurance stands strong with a 4.9 rating from 272 reviews. Clients commend their thorough approach and commitment to finding the right coverage. They specialize in both personal and commercial insurance. However, some clients have noted a slower response time during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is comprehensive insurance coverage. It serves Wilmington and surrounding areas, with $90 to $280 per month pricing, and the honest trade-offs are slower response times during busy periods.
Able Insurance has earned a solid 4.8 rating with a remarkable 2,767 reviews. Customers frequently highlight their exceptional customer service and a wide variety of policies. They are particularly adept at handling unique insurance needs. However, some customers have reported occasional issues with claims processing. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is unique insurance needs. It serves Wilmington and nearby areas, with $120 to $350 per month pricing, and the honest trade-offs are occasional claims processing issues.
THG Insurance boasts a 4.9 rating from 187 reviews. Clients appreciate their personalized attention and detailed explanations of policy options. They excel in providing tailored solutions for both individuals and businesses. However, their limited number of reviews may leave potential clients wanting more reassurance. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is tailored insurance solutions. It serves Wilmington and surrounding areas, with $90 to $300 per month pricing, and the honest trade-offs are limited number of reviews.
Heinberg & Major Auto Insurance has a strong 4.9 rating from 148 reviews. Customers often commend their efficient service and expertise in auto insurance. They focus primarily on personal auto coverage. However, their specialization may limit options for clients seeking comprehensive coverage across different areas. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is auto insurance. It serves Wilmington and surrounding regions, with $100 to $250 per month pricing, and the honest trade-offs are limited coverage options beyond auto.
Superior Insurance holds an impressive 4.8 rating from 358 reviews. Clients praise their knowledgeable agents and competitive pricing. They offer a wide range of insurance products. However, some customers have expressed concerns about the availability of agents during peak hours. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is affordable insurance products. It serves Wilmington and nearby areas, with $90 to $280 per month pricing, and the honest trade-offs are agent availability during peak hours.
James E Moore Insurance Agency enjoys a 4.9 rating from 103 reviews. Customers appreciate their friendly service and willingness to answer questions thoroughly. They are especially well-regarded for their home insurance offerings. However, the agency's smaller size may limit some service options. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is home insurance. It serves Wilmington and surrounding areas, with $80 to $240 per month pricing, and the honest trade-offs are limited service options due to size.
Sheally Insurance Group has a commendable 4.8 rating from 180 reviews. Customers often note their attentive service and in-depth knowledge of various insurance types. They excel in providing personalized insurance solutions. However, their smaller client base may make their reputation seem less established. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized insurance solutions. It serves Wilmington and nearby areas, with $90 to $250 per month pricing, and the honest trade-offs are smaller client base.
Superior Insurance, another branch, maintains a 4.8 rating from 61 reviews. Customers appreciate their accessible agents and straightforward policies. However, the low review count suggests a promising but unproven service experience. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is straightforward insurance options. It serves Wilmington and nearby regions, with $85 to $260 per month pricing, and the honest trade-offs are low review count.
Choosing the right insurance agent is crucial for securing the coverage you need. Here are some factors to consider when making your decision.
Customer Reviews
Look for agencies with high ratings and positive feedback from past clients.
Range of Services
Choose an agency that offers a variety of insurance products to meet your specific needs.
Personalized Service
Find agents who take the time to understand your situation and provide tailored recommendations.
Local Knowledge
Select an agency familiar with Wilmington's insurance landscape and regulations.
What it costs
What insurance costs in Wilmington
Insurance costs can vary widely depending on coverage types and individual circumstances. Here’s a general overview of what you might expect to pay.
Auto InsuranceTypically ranges from $100 to $300 per month, depending on coverage and driving history.
Homeowners InsuranceAverage costs range from $800 to $1,500 annually, influenced by property value and location.
Renters InsuranceGenerally costs between $15 to $30 per month, offering essential coverage for personal belongings.
Life InsurancePremiums can range from $20 to $100 per month based on age, health, and policy type.
Frequently asked questions
How much does insurance cost in Wilmington?
Insurance costs vary based on coverage types and individual circumstances, typically ranging from $80 to $350 per month.
What types of insurance should I consider?
Consider auto, home, renters, and life insurance based on your personal needs and financial situation.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Wilmington residents: Sizemore Insurance
For those seeking reliability and exceptional service, Sizemore Insurance stands out as the clear choice. Alongside Atlantic Coast Insurance Agency and Wells Insurance, they offer tailored solutions and high customer satisfaction, ensuring you find the right coverage for your needs.