Insurance Agencies · Wilmington, NC/Updated June 13, 2026
The 10 Best Insurance Agents in Wilmington, NC
Wilmington's insurance market is competitive, with numerous agents vying to provide the best coverage for residents. Here are the top picks based on real customer feedback.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceSizemore Insurance - Wilmington
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Wilmington-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.
In Wilmington, NC, the insurance market is notably competitive. With ten providers evaluated, the density of options means you can find agents who not only offer solid policies but also prioritize customer service. The combined 5,637 reviews reflect a community that values trust and reliability in their insurance needs.
This ranking highlights the top ten insurance agents based on customer ratings and feedback. Agents are evaluated on their responsiveness, service area, and state licensing, ensuring you have access to qualified professionals who understand your specific needs.
10insurance agents evaluated in Wilmington
4.89average rating across the field
5.6Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
To determine the best insurance agents in Wilmington, we evaluated ten local providers based on their customer ratings and the volume of reviews. Each business was scored on a scale of 0 to 100, with no one paying for placement. Our rankings reflect genuine customer experiences.
We refresh our evaluations monthly, ensuring that the rankings remain current and relevant. This approach provides an accurate snapshot of the local insurance landscape, allowing you to make informed decisions when selecting an agent.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
With a remarkable rating of 4.9 from 683 reviews, Sizemore Insurance - Wilmington is praised for its attentive service and knowledgeable staff. Customers appreciate the personalized approach and quick response times. However, some note that appointment availability can be limited during peak times. Overall, Sizemore is best for individuals seeking tailored insurance solutions in Wilmington.
Pros
Personalized service
Quick response times
Knowledgeable staff
Cons
Limited appointment availability during peak times
Atlantic Coast Insurance Agency holds a strong 4.9 rating from 629 reviews. Reviewers commend their competitive pricing and excellent customer service. They are particularly noted for their responsiveness and ease of policy management. A downside is that some customers experienced longer wait times during peak hours, but overall, they offer great value for money.
Insurance Solutions stands out with a perfect rating of 5 from 192 reviews. Clients appreciate their comprehensive coverage options and thorough explanations of policies. They excel at handling claims and providing support throughout the process. However, their smaller review base may imply less proven reliability compared to larger agencies. Still, they are a solid choice for anyone seeking detailed insurance guidance.
Wells Insurance has a solid rating of 4.9 from 279 reviews. Clients often highlight their friendly agents and ease of policy setup. They are reliable for personal and business insurance needs. However, some customers mention that their website could be more user-friendly, making it harder to find information online. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personal and business insurance. It serves Wilmington, NC, with $100 to $350 per month pricing, and the honest trade-offs are less user-friendly website and limited online resources.
Able Insurance holds a rating of 4.8 from a whopping 2,922 reviews. Customers appreciate their wide range of insurance products and competitive rates. However, some reviews mention inconsistencies in customer service, suggesting that experiences may vary depending on the agent. This could be a concern for those seeking consistent service.
THG Insurance boasts a 4.9 rating with 187 reviews. Clients commend their low rates and helpful service. They are particularly noted for their auto insurance options. However, some customers feel that their coverage options could be more extensive, limiting choices for specific needs. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable auto insurance. It serves Wilmington, NC, with $80 to $200 per month pricing, and the honest trade-offs are limited coverage options and less comprehensive for specialized needs.
Heinberg & Major Auto Insurance has a strong rating of 4.9 from 156 reviews. Customers appreciate their personalized service and in-depth knowledge of auto insurance. However, some have reported longer wait times for claims processing, which could be frustrating for those needing quick resolutions. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized auto insurance service. It serves Wilmington, NC, with $100 to $250 per month pricing, and the honest trade-offs are longer claims processing times and limited policy types.
Superior Insurance has a rating of 4.8 based on 370 reviews. Customers often highlight their friendly agents and straightforward policy options. They are well-regarded for their home insurance offerings. However, some clients wish for more detailed policy explanations, which could enhance their understanding of coverage. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is home insurance. It serves Wilmington, NC, with $100 to $300 per month pricing, and the honest trade-offs are lack of detailed policy explanations and possibly higher premiums.
Sheally Insurance Group has a solid rating of 4.8 from 180 reviews. Clients appreciate their attentive service and thorough approach to policy selection. They are a good choice for families looking for comprehensive coverage. However, some have noted that their response times can be slower during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is comprehensive family coverage. It serves Wilmington, NC, with $120 to $350 per month pricing, and the honest trade-offs are slower response times during busy periods and limited online tools.
American Harbor Insurance Co. holds a perfect 5 rating from 39 reviews. Clients appreciate their attentive agents and tailored services. However, the limited number of reviews suggests they are still building a reputation in the area. They could be a good option for those looking for personalized service. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized service. It serves Wilmington, NC, with $100 to $300 per month pricing, and the honest trade-offs are limited review base and still building reputation.
Selecting an insurance agent in Wilmington involves considering several factors unique to the area. Here are key points to guide your decision.
Check Local Experience
Look for agents who have a history of serving Wilmington residents. Local agents understand the specific risks and needs of the community.
Evaluate Response Times
Assess how quickly agents respond to inquiries. Fast response times can be crucial during emergencies.
Verify Licensing and Credentials
Ensure the agent is licensed in North Carolina and has the necessary certifications to provide insurance in your area.
What it costs
What insurance costs in Wilmington
Insurance costs can vary widely based on coverage and provider. Here’s a general breakdown of what to expect in Wilmington.
Basic CoverageExpect to pay between $100 to $300 per month for essential coverage options.
Standard CoverageFor more comprehensive plans, the cost typically ranges from $300 to $600 monthly.
Premium CoverageHigh-end policies, which include extensive coverage, can range from $600 to $1,000 or more each month.
Specialty InsuranceSpecialty policies, such as for high-value homes or unique risks, may start at $1,000 and go up significantly based on coverage.
Frequently asked questions
How much does insurance cost in Wilmington?
Insurance rates in Wilmington vary based on coverage and provider, but you can expect average premiums to range from $100 to $300 per month depending on your needs.
What types of insurance can I find in Wilmington?
Wilmington insurance agencies offer a variety of coverage options including auto, home, health, and business insurance.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Wilmington residents: <strong>Sizemore Insurance - Wilmington</strong>
If you want a reliable agent with a proven track record, choose Sizemore Insurance - Wilmington. With 683 reviews and a 4.9-star rating, they excel in customer service and policy options. For those seeking a similarly high rating but with slightly fewer reviews, Atlantic Coast Insurance Agency is a fantastic alternative. If you prioritize a perfect score and a more personal approach, Insurance Solutions could be the right fit, especially for those with specific coverage needs.