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Insurance Agencies · Wilmington, NC/Updated June 13, 2026

The 10 Best Insurance Agents in Wilmington, NC

Wilmington's insurance market is competitive, with numerous agents vying to provide the best coverage for residents. Here are the top picks based on real customer feedback.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceSizemore Insurance - Wilmington
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Wilmington-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

In Wilmington, NC, the insurance market is notably competitive. With ten providers evaluated, the density of options means you can find agents who not only offer solid policies but also prioritize customer service. The combined 5,637 reviews reflect a community that values trust and reliability in their insurance needs.

This ranking highlights the top ten insurance agents based on customer ratings and feedback. Agents are evaluated on their responsiveness, service area, and state licensing, ensuring you have access to qualified professionals who understand your specific needs.

10insurance agents evaluated in Wilmington
4.89average rating across the field
5.6Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Wilmington? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Sizemore Insurance - Wilmington

★★★★★4.9(683 reviews)

With a remarkable rating of 4.9 from 683 reviews, Sizemore Insurance - Wilmington is praised for its attentive service and knowledgeable staff.

Read full review
Best Value
95Score

Atlantic Coast Insurance Agency

★★★★★4.9(629 reviews)

Atlantic Coast Insurance Agency holds a strong 4.9 rating from 629 reviews.

Read full review
Most Reviewed
94Score

Insurance Solutions

★★★★★5.0(192 reviews)

Insurance Solutions stands out with a perfect rating of 5 from 192 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
4.9★★★★★
683Tailored insurance solutions
2
95Score
4.9★★★★★
629Affordable insurance options
3
Insurance Solutions
Insurance Solutions
Most Reviewed
94Score
5.0★★★★★
192Detailed insurance guidance
4
90Score
4.9★★★★★
279Personal and business insurance
5
89Score
4.8★★★★★
2,922Wide range of insurance products
6
88Score
4.9★★★★★
187Affordable auto insurance
7
87Score
4.9★★★★★
156Personalized auto insurance service
8
86Score
4.8★★★★★
370Home insurance
9
85Score
4.8★★★★★
180Comprehensive family coverage
10
82Score
5.0★★★★★
39Personalized service
Methodology

How we evaluated all 10 insurance agents.

To determine the best insurance agents in Wilmington, we evaluated ten local providers based on their customer ratings and the volume of reviews. Each business was scored on a scale of 0 to 100, with no one paying for placement. Our rankings reflect genuine customer experiences.

We refresh our evaluations monthly, ensuring that the rankings remain current and relevant. This approach provides an accurate snapshot of the local insurance landscape, allowing you to make informed decisions when selecting an agent.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Sizemore Insurance - Wilmington

★★★★★4.9(683 reviews)
96Score

With a remarkable rating of 4.9 from 683 reviews, Sizemore Insurance - Wilmington is praised for its attentive service and knowledgeable staff. Customers appreciate the personalized approach and quick response times. However, some note that appointment availability can be limited during peak times. Overall, Sizemore is best for individuals seeking tailored insurance solutions in Wilmington.

Pros

  • Personalized service
  • Quick response times
  • Knowledgeable staff

Cons

  • Limited appointment availability during peak times
  • Higher premiums for some plans
Best forTailored insurance solutions
Service areaWilmington, NC
Typical pricing$100 to $300 per month
2
Best Value

Atlantic Coast Insurance Agency

★★★★★4.9(629 reviews)
95Score

Atlantic Coast Insurance Agency holds a strong 4.9 rating from 629 reviews. Reviewers commend their competitive pricing and excellent customer service. They are particularly noted for their responsiveness and ease of policy management. A downside is that some customers experienced longer wait times during peak hours, but overall, they offer great value for money.

Pros

  • Competitive pricing
  • Excellent customer service
  • Responsive agents

Cons

  • Longer wait times during peak hours
  • Limited online resources
Best forAffordable insurance options
Service areaWilmington, NC
Typical pricing$80 to $250 per month
3
Most Reviewed

Insurance Solutions

★★★★★5.0(192 reviews)
94Score

Insurance Solutions stands out with a perfect rating of 5 from 192 reviews. Clients appreciate their comprehensive coverage options and thorough explanations of policies. They excel at handling claims and providing support throughout the process. However, their smaller review base may imply less proven reliability compared to larger agencies. Still, they are a solid choice for anyone seeking detailed insurance guidance.

Pros

  • Comprehensive coverage options
  • Thorough policy explanations
  • Strong claims support

Cons

  • Smaller review base
  • Higher premiums on some policies
Best forDetailed insurance guidance
Service areaWilmington, NC
Typical pricing$150 to $400 per month
4

Wells Insurance

★★★★★4.9(279 reviews)
90Score

Wells Insurance has a solid rating of 4.9 from 279 reviews. Clients often highlight their friendly agents and ease of policy setup. They are reliable for personal and business insurance needs. However, some customers mention that their website could be more user-friendly, making it harder to find information online. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personal and business insurance. It serves Wilmington, NC, with $100 to $350 per month pricing, and the honest trade-offs are less user-friendly website and limited online resources.

Pros

  • Friendly agents
  • Ease of policy setup
  • Reliable for personal and business insurance

Cons

  • Less user-friendly website
  • Limited online resources
Best forPersonal and business insurance
Service areaWilmington, NC
Typical pricing$100 to $350 per month
5

Able Insurance

★★★★★4.8(2,922 reviews)
89Score

Able Insurance holds a rating of 4.8 from a whopping 2,922 reviews. Customers appreciate their wide range of insurance products and competitive rates. However, some reviews mention inconsistencies in customer service, suggesting that experiences may vary depending on the agent. This could be a concern for those seeking consistent service.

Pros

  • Wide range of products
  • Competitive rates
  • Large customer base

Cons

  • Inconsistent customer service
  • Varied agent experiences
Best forWide range of insurance products
Service areaWilmington, NC
Typical pricing$90 to $300 per month
6

THG Insurance

★★★★★4.9(187 reviews)
88Score

THG Insurance boasts a 4.9 rating with 187 reviews. Clients commend their low rates and helpful service. They are particularly noted for their auto insurance options. However, some customers feel that their coverage options could be more extensive, limiting choices for specific needs. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable auto insurance. It serves Wilmington, NC, with $80 to $200 per month pricing, and the honest trade-offs are limited coverage options and less comprehensive for specialized needs.

Pros

  • Low rates
  • Helpful service
  • Strong auto insurance options

Cons

  • Limited coverage options
  • Less comprehensive for specialized needs
Best forAffordable auto insurance
Service areaWilmington, NC
Typical pricing$80 to $200 per month
7

Heinberg & Major Auto Insurance

★★★★★4.9(156 reviews)
87Score

Heinberg & Major Auto Insurance has a strong rating of 4.9 from 156 reviews. Customers appreciate their personalized service and in-depth knowledge of auto insurance. However, some have reported longer wait times for claims processing, which could be frustrating for those needing quick resolutions. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized auto insurance service. It serves Wilmington, NC, with $100 to $250 per month pricing, and the honest trade-offs are longer claims processing times and limited policy types.

Pros

  • Personalized service
  • In-depth knowledge of auto insurance
  • Strong customer relationships

Cons

  • Longer claims processing times
  • Limited policy types
Best forPersonalized auto insurance service
Service areaWilmington, NC
Typical pricing$100 to $250 per month
8

Superior Insurance

★★★★★4.8(370 reviews)
86Score

Superior Insurance has a rating of 4.8 based on 370 reviews. Customers often highlight their friendly agents and straightforward policy options. They are well-regarded for their home insurance offerings. However, some clients wish for more detailed policy explanations, which could enhance their understanding of coverage. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is home insurance. It serves Wilmington, NC, with $100 to $300 per month pricing, and the honest trade-offs are lack of detailed policy explanations and possibly higher premiums.

Pros

  • Friendly agents
  • Straightforward policy options
  • Strong home insurance offerings

Cons

  • Lack of detailed policy explanations
  • Possibly higher premiums
Best forHome insurance
Service areaWilmington, NC
Typical pricing$100 to $300 per month
9

Sheally Insurance Group

★★★★★4.8(180 reviews)
85Score

Sheally Insurance Group has a solid rating of 4.8 from 180 reviews. Clients appreciate their attentive service and thorough approach to policy selection. They are a good choice for families looking for comprehensive coverage. However, some have noted that their response times can be slower during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is comprehensive family coverage. It serves Wilmington, NC, with $120 to $350 per month pricing, and the honest trade-offs are slower response times during busy periods and limited online tools.

Pros

  • Attentive service
  • Thorough policy selection
  • Good for families

Cons

  • Slower response times during busy periods
  • Limited online tools
Best forComprehensive family coverage
Service areaWilmington, NC
Typical pricing$120 to $350 per month
10

American Harbor Insurance Co.

★★★★★5.0(39 reviews)
82Score

American Harbor Insurance Co. holds a perfect 5 rating from 39 reviews. Clients appreciate their attentive agents and tailored services. However, the limited number of reviews suggests they are still building a reputation in the area. They could be a good option for those looking for personalized service. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized service. It serves Wilmington, NC, with $100 to $300 per month pricing, and the honest trade-offs are limited review base and still building reputation.

Pros

  • Attentive agents
  • Tailored services
  • Good customer relationships

Cons

  • Limited review base
  • Still building reputation
Best forPersonalized service
Service areaWilmington, NC
Typical pricing$100 to $300 per month
Before you book

How to choose an insurance agent in Wilmington

Selecting an insurance agent in Wilmington involves considering several factors unique to the area. Here are key points to guide your decision.

Check Local Experience

Look for agents who have a history of serving Wilmington residents. Local agents understand the specific risks and needs of the community.

Evaluate Response Times

Assess how quickly agents respond to inquiries. Fast response times can be crucial during emergencies.

Verify Licensing and Credentials

Ensure the agent is licensed in North Carolina and has the necessary certifications to provide insurance in your area.

What it costs

What insurance costs in Wilmington

Insurance costs can vary widely based on coverage and provider. Here’s a general breakdown of what to expect in Wilmington.

Basic CoverageExpect to pay between $100 to $300 per month for essential coverage options.
Standard CoverageFor more comprehensive plans, the cost typically ranges from $300 to $600 monthly.
Premium CoverageHigh-end policies, which include extensive coverage, can range from $600 to $1,000 or more each month.
Specialty InsuranceSpecialty policies, such as for high-value homes or unique risks, may start at $1,000 and go up significantly based on coverage.

Frequently asked questions

How much does insurance cost in Wilmington?

Insurance rates in Wilmington vary based on coverage and provider, but you can expect average premiums to range from $100 to $300 per month depending on your needs.

What types of insurance can I find in Wilmington?

Wilmington insurance agencies offer a variety of coverage options including auto, home, health, and business insurance.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Wilmington residents: <strong>Sizemore Insurance - Wilmington</strong>

If you want a reliable agent with a proven track record, choose Sizemore Insurance - Wilmington. With 683 reviews and a 4.9-star rating, they excel in customer service and policy options. For those seeking a similarly high rating but with slightly fewer reviews, Atlantic Coast Insurance Agency is a fantastic alternative. If you prioritize a perfect score and a more personal approach, Insurance Solutions could be the right fit, especially for those with specific coverage needs.