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Mortgage Brokers · Bellevue, WA/Updated June 13, 2026

The 10 Best Mortgage Brokers in Bellevue, WA

Navigating the mortgage landscape in Bellevue can be challenging. Our rankings highlight the best options based on real customer feedback.

Editorially independent15 companies evaluated
cover story
★ Editor's ChoiceThe Burns Team at CrossCountry Mortgage
95Score
Latest update · June 13, 2026: Initial ranking published. 15 Bellevue-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In Bellevue, the choice of mortgage brokers is vast, but only a few truly excel. The Burns Team at CrossCountry Mortgage leads the pack with a perfect 5-star rating from 249 reviews, significantly outpacing the competition. This stark contrast highlights not only their success but also the varying levels of service available in the area.

We've evaluated 15 mortgage brokers in Bellevue, focusing on their customer feedback and overall ratings. This list features the top 10 providers, ensuring you have access to the best options for your home financing needs.

15mortgage brokers evaluated in Bellevue
4.93average rating across the field
2.5Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Bellevue? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
95Score

The Burns Team at CrossCountry Mortgage

★★★★★5.0(249 reviews)

With a perfect rating of 5 stars from 249 reviews, The Burns Team at CrossCountry Mortgage excels in providing personalized service and quick responses to inquiries.

Read full review
Best Value
94Score

Bay Equity Home Loans

★★★★★5.0(198 reviews)

Bay Equity Home Loans also holds a 5-star rating, backed by 198 reviews.

Read full review
Most Reviewed
93Score

On Q Home Loans | Bellevue

★★★★★5.0(190 reviews)

On Q Home Loans has garnered a 5-star rating from 190 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
95Score
5.0★★★★★
249Personalized mortgage assistance
2
94Score
5.0★★★★★
198Cost-effective mortgage solutions
3
93Score
5.0★★★★★
190Innovative mortgage options
4
92Score
4.9★★★★★
573First-time homebuyers
5
91Score
4.9★★★★★
418Diverse mortgage products
6
90Score
5.0★★★★★
148Personalized mortgage guidance
7
89Score
5.0★★★★★
104Quick mortgage processing
8
88Score
4.9★★★★★
147Diverse financing solutions
9
85Score
5.0★★★★★
65Budget-friendly mortgage options
10
84Score
4.9★★★★★
85Personalized mortgage research
Methodology

How we evaluated all 15 mortgage brokers.

To create this ranking, we assessed each mortgage broker's customer ratings and review counts, ensuring a fair evaluation of their performance. Our ranking system is transparent; no business pays for placement, and we refresh this list monthly to reflect the most current data.

We considered both the volume of reviews and the consistency of ratings across these businesses. This approach ensures we highlight those who not only receive high scores but also maintain them over time, giving you confidence in your choice.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

The Burns Team at CrossCountry Mortgage

★★★★★5.0(249 reviews)
95Score

With a perfect rating of 5 stars from 249 reviews, The Burns Team at CrossCountry Mortgage excels in providing personalized service and quick responses to inquiries. Clients appreciate their expertise and the streamlined mortgage process. However, some have noted availability issues during peak times. This team is ideal for those seeking a dedicated mortgage broker with a strong track record.

Pros

  • Exceptional customer service
  • Fast response times
  • Strong local knowledge

Cons

  • Limited availability during busy periods
  • May have higher fees than some competitors
Best forPersonalized mortgage assistance
Service areaBellevue, WA
Typical pricing$300 to $1,500 in closing costs
2
Best Value

Bay Equity Home Loans

★★★★★5.0(198 reviews)
94Score

Bay Equity Home Loans also holds a 5-star rating, backed by 198 reviews. Customers commend their competitive rates and transparent communication. They are particularly praised for their flexibility in loan options. A downside is that some clients experienced slower processing times. This broker is a great choice if you prioritize value and clear guidance throughout the mortgage process.

Pros

  • Competitive rates
  • Transparent communication
  • Flexible loan options

Cons

  • Potentially slower processing times
  • Limited physical office hours
Best forCost-effective mortgage solutions
Service areaBellevue, WA
Typical pricing$250 to $1,200 in closing costs
3
Most Reviewed

On Q Home Loans | Bellevue

★★★★★5.0(190 reviews)
93Score

On Q Home Loans has garnered a 5-star rating from 190 reviews. Clients often highlight their knowledgeable staff and the efficient application process. They are particularly noted for their innovative loan products. However, some users reported challenges with follow-up communication. This broker is best for buyers looking for a variety of mortgage options and a streamlined experience.

Pros

  • Knowledgeable staff
  • Efficient application process
  • Innovative loan products

Cons

  • Inconsistent follow-up
  • Limited branch locations
Best forInnovative mortgage options
Service areaBellevue, WA
Typical pricing$250 to $1,500 in closing costs
4

Sammamish Mortgage

★★★★★4.9(573 reviews)
92Score

Sammamish Mortgage has a strong 4.9-star rating from 573 reviews, praised for its educational approach to home lending. Reviewers appreciate the detailed explanations and guidance throughout the process. However, some have mentioned a lack of responsiveness during busy periods. Ideal for first-time homebuyers needing clear advice. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Bellevue, WA, with $300 to $1,200 in closing costs pricing, and the honest trade-offs are potential responsiveness issues and limited loan options compared to larger firms.

Pros

  • Educational approach
  • Good for first-time buyers
  • Transparent fees

Cons

  • Potential responsiveness issues
  • Limited loan options compared to larger firms
Best forFirst-time homebuyers
Service areaBellevue, WA
Typical pricing$300 to $1,200 in closing costs
5

Evergreen Home Loans Bellevue NMLS 3182

★★★★★4.9(418 reviews)
91Score

Evergreen Home Loans Bellevue holds a strong 4.9-star rating from 418 reviews. Customers often praise their responsive team and comprehensive loan options. However, a few clients have cited higher fees than expected. This brokerage is well-suited for those looking for a wide range of mortgage products. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is diverse mortgage products. It serves Bellevue, WA, with $300 to $1,400 in closing costs pricing, and the honest trade-offs are higher fees and fewer personal touches reported.

Pros

  • Responsive team
  • Wide loan options
  • Local expertise

Cons

  • Higher fees
  • Fewer personal touches reported
Best forDiverse mortgage products
Service areaBellevue, WA
Typical pricing$300 to $1,400 in closing costs
6
90Score

Jeff Johnson - Megastar Financial Mortgage Corp has a 5-star rating from 148 reviews. Clients appreciate his personalized service and thorough explanations of the mortgage process. However, some have mentioned limited loan options. This choice is ideal for those who value one-on-one interactions and tailored advice. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized mortgage guidance. It serves Bellevue, WA, with $300 to $1,500 in closing costs pricing, and the honest trade-offs are limited loan options and higher closing costs reported.

Pros

  • Personalized service
  • Thorough explanations
  • Strong customer relationships

Cons

  • Limited loan options
  • Higher closing costs reported
Best forPersonalized mortgage guidance
Service areaBellevue, WA
Typical pricing$300 to $1,500 in closing costs
7

Troy Gamble

★★★★★5.0(104 reviews)
89Score

Troy Gamble has a perfect 5-star rating from 104 reviews. Clients frequently commend his responsiveness and thorough knowledge of the mortgage process. However, some reviews mention a lack of comprehensive follow-up after initial meetings. This broker is best for clients who want a quick, straightforward mortgage experience. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is quick mortgage processing. It serves Bellevue, WA, with $250 to $1,200 in closing costs pricing, and the honest trade-offs are limited follow-up and less availability during peak times.

Pros

  • Quick responses
  • Thorough knowledge
  • Easy to work with

Cons

  • Limited follow-up
  • Less availability during peak times
Best forQuick mortgage processing
Service areaBellevue, WA
Typical pricing$250 to $1,200 in closing costs
8

New American Funding - Kirkland, WA

★★★★★4.9(147 reviews)
88Score

New American Funding has a strong 4.9-star rating from 147 reviews, noted for its diverse loan products and solid customer service. Clients appreciate the attention to detail, but some have reported issues with communication timelines. This option is suitable for those seeking a variety of financing solutions. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is diverse financing solutions. It serves Bellevue, WA, with $300 to $1,300 in closing costs pricing, and the honest trade-offs are communication timeline issues and limited local offices.

Pros

  • Diverse loan products
  • Solid customer service
  • Attention to detail

Cons

  • Communication timeline issues
  • Limited local offices
Best forDiverse financing solutions
Service areaBellevue, WA
Typical pricing$300 to $1,300 in closing costs
9
85Score

Best Mortgage has earned a 5-star rating from 65 reviews, with clients praising their straightforward approach and low fees. However, the limited number of reviews raises concerns about their experience. They are best for clients seeking a no-frills, affordable mortgage option. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is budget-friendly mortgage options. It serves Bellevue, WA, with $200 to $1,000 in closing costs pricing, and the honest trade-offs are limited experience and fewer loan options.

Pros

  • Straightforward service
  • Low fees
  • Good for budget-conscious clients

Cons

  • Limited experience
  • Fewer loan options
Best forBudget-friendly mortgage options
Service areaBellevue, WA
Typical pricing$200 to $1,000 in closing costs
10

Guild Mortgage - Tucker Maxwell

★★★★★4.9(85 reviews)
84Score

Guild Mortgage - Tucker Maxwell holds a 4.9-star rating from 85 reviews. Clients appreciate their thoroughness and commitment to finding the best loan options. However, some have cited long wait times for responses. This broker is suitable for those who prioritize thorough research and personalized service. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized mortgage research. It serves Bellevue, WA, with $300 to $1,400 in closing costs pricing, and the honest trade-offs are long wait times and limited online tools.

Pros

  • Thorough research
  • Personalized service
  • Good loan options

Cons

  • Long wait times
  • Limited online tools
Best forPersonalized mortgage research
Service areaBellevue, WA
Typical pricing$300 to $1,400 in closing costs
Before you book

How to choose a mortgage broker in Bellevue

Selecting the right mortgage broker is key to a smooth home buying experience. Here are three essential factors to consider.

Review Counts Matter

Look for brokers with a substantial number of reviews. A high review count often indicates reliability and consistent service.

Check for Specializations

Some brokers specialize in certain types of loans or buyer situations. Find one that aligns with your specific needs.

Assess Communication Styles

Choose a broker who communicates clearly and promptly. This can significantly impact your overall experience.

What it costs

What mortgage brokers cost in Bellevue

The cost of services from mortgage brokers in Bellevue can vary based on several factors, including loan type and broker experience. Here’s a general breakdown of what you might expect.

Application FeesTypically range from $300 to $600, depending on the lender and complexity of the loan.
Closing CostsUsually between 2% to 5% of the loan amount, covering various fees associated with finalizing the mortgage.
Broker FeesCan vary widely, often between 1% to 2% of the loan amount, depending on the broker’s services.
Rate Lock FeesSome brokers may charge fees for locking in your interest rate, typically around $500.

Frequently asked questions

How much does a mortgage broker cost in Bellevue?

Mortgage broker fees in Bellevue typically range from 0.5% to 2% of the loan amount, depending on the complexity of your financial situation and the broker you choose.

What is the average rating of mortgage brokers in Bellevue?

The average rating of mortgage brokers in Bellevue is around 4.9 stars, reflecting a highly competitive market with a mix of well-reviewed leaders and smaller shops.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Bellevue homebuyers: <strong>The Burns Team at CrossCountry Mortgage</strong>

The strongest choice is The Burns Team at CrossCountry Mortgage, with a perfect 5-star rating from 249 reviews. Their extensive positive feedback sets them apart as the top option. Close behind is Bay Equity Home Loans, also with 5 stars but from 198 reviews, proving their reliability. Finally, On Q Home Loans offers a solid alternative, holding 5 stars on 190 reviews. For the most proven track record, go with The Burns Team; for equally capable service, Bay Equity and On Q are excellent picks.