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Mortgage Brokers · Everett, WA/Updated June 13, 2026

The 10 Best Mortgage Brokers in Everett, WA

Finding the right mortgage broker can save you from costly mistakes. Our rankings help you avoid pitfalls in Everett's competitive market.

Editorially independent15 companies evaluated
cover story
★ Editor's ChoiceNew American Funding - Dan Keller
96Score
Latest update · June 13, 2026: Initial ranking published. 15 Everett-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In Everett, securing a mortgage can be a daunting task, especially with the potential for miscommunication or hidden fees that can lead to financial strain. A well-chosen mortgage broker not only simplifies the process but also helps you avoid costly mistakes that can arise from inadequate guidance.

To create this list, we evaluated 15 mortgage brokers in the Everett area, focusing on their customer ratings and review counts. The result is a transparent ranking that highlights the best options for your specific needs.

15mortgage brokers evaluated in Everett
4.97average rating across the field
1.4Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Everett? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

New American Funding - Dan Keller

★★★★★5.0(371 reviews)

With a perfect 5-star rating from 371 reviews, New American Funding - Dan Keller is a standout in Everett's mortgage market.

Read full review
Best Value
95Score

C2 Financial - Everett has earned a stellar 5-star rating from 135 reviews.

Read full review
Most Reviewed
94Score

Mike Sapida | Dwell Mortgage

★★★★★5.0(129 reviews)

Mike Sapida at Dwell Mortgage holds a 5-star rating from 129 reviews, reflecting a strong reputation in the community.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
371First-time homebuyers
2
95Score
5.0★★★★★
135Refinancing
3
94Score
5.0★★★★★
129Guidance through the mortgage process
4
92Score
5.0★★★★★
113Local touch
5
90Score
5.0★★★★★
90Unique financial situations
6
89Score
5.0★★★★★
89Newcomers to the mortgage process
7
84Score
5.0★★★★★
84First-time buyers
8
82Score
4.9★★★★★
115Clear communication
9
81Score
4.9★★★★★
96Traditional loans
10
78Score
4.9★★★★★
70Thorough mortgage process
Methodology

How we evaluated all 15 mortgage brokers.

We assessed each mortgage broker based on their Vetted Score derived from customer reviews and overall ratings. No broker pays for placement in this ranking, ensuring that our list reflects genuine customer experiences.

Our evaluations are refreshed monthly to provide the most current insights, allowing you to make informed decisions based on the latest feedback from clients in Everett.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

New American Funding - Dan Keller

★★★★★5.0(371 reviews)
96Score

With a perfect 5-star rating from 371 reviews, New American Funding - Dan Keller is a standout in Everett's mortgage market. Clients appreciate Dan's personalized service and expertise in navigating loan options. This broker excels in providing tailored solutions for first-time homebuyers. However, some clients noted longer wait times during peak seasons.

Pros

  • Personalized service
  • Expert guidance
  • Good for first-time buyers

Cons

  • Potentially longer wait times
Best forFirst-time homebuyers
Service areaEverett, WA
Typical pricing$1,500 to $3,000 in closing costs
2
95Score

C2 Financial - Everett has earned a stellar 5-star rating from 135 reviews. Customers praise their competitive rates and transparent fee structure. This broker is known for providing great value, especially for those looking to refinance. A few clients mentioned communication could improve, but overall, satisfaction remains high. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is refinancing. It serves Everett, WA, with $1,200 to $2,500 in closing costs pricing, and the honest trade-offs are communication could improve.

Pros

  • Competitive rates
  • Transparent fees
  • Great for refinancing

Cons

  • Communication could improve
Best forRefinancing
Service areaEverett, WA
Typical pricing$1,200 to $2,500 in closing costs
3
Most Reviewed

Mike Sapida | Dwell Mortgage

★★★★★5.0(129 reviews)
94Score

Mike Sapida at Dwell Mortgage holds a 5-star rating from 129 reviews, reflecting a strong reputation in the community. Clients commend Mike for his responsiveness and thorough explanations of mortgage products. He is a solid choice for those needing guidance through the mortgage process. However, some reviews indicate that turnaround times could vary.

Pros

  • Responsive communication
  • Thorough explanations
  • Strong community reputation

Cons

  • Variable turnaround times
Best forGuidance through the mortgage process
Service areaEverett, WA
Typical pricing$1,000 to $2,800 in closing costs
4

Dwell Mortgage

★★★★★5.0(113 reviews)
92Score

Dwell Mortgage has a solid 5-star rating from 113 reviews. Customers appreciate their friendly service and straightforward loan processes. This broker is particularly good for those who prefer a local touch. However, a few clients mentioned that they encountered delays in processing times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is local touch. It serves Everett, WA, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are processing delays.

Pros

  • Friendly service
  • Straightforward processes
  • Local expertise

Cons

  • Processing delays
Best forLocal touch
Service areaEverett, WA
Typical pricing$1,000 to $2,500 in closing costs
5
90Score

The Humphrey Mortgage Team has a 5-star rating from 90 reviews. Clients highlight their professionalism and commitment to finding the right mortgage solutions. They are well-suited for those with unique financial situations. A couple of reviews noted that their availability could be limited at times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is unique financial situations. It serves Everett, WA, with $1,200 to $3,000 in closing costs pricing, and the honest trade-offs are limited availability.

Pros

  • Professional staff
  • Customized solutions
  • Good for unique financial situations

Cons

  • Limited availability
Best forUnique financial situations
Service areaEverett, WA
Typical pricing$1,200 to $3,000 in closing costs
6

New American Funding - Everett, WA

★★★★★5.0(89 reviews)
89Score

New American Funding - Everett holds a 5-star rating from 89 reviews. Customers appreciate the ease of the application process and the helpful staff. This broker is a good option for those new to the mortgage process. However, some clients have reported issues with follow-up communication. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is newcomers to the mortgage process. It serves Everett, WA, with $1,000 to $2,800 in closing costs pricing, and the honest trade-offs are follow-up communication issues.

Pros

  • Easy application process
  • Helpful staff
  • Good for newcomers

Cons

  • Follow-up communication issues
Best forNewcomers to the mortgage process
Service areaEverett, WA
Typical pricing$1,000 to $2,800 in closing costs
7

Evergreen Home Loans Everett NMLS 1816812

★★★★★5.0(84 reviews)
84Score

Evergreen Home Loans Everett has a solid 5-star rating from 84 reviews. Clients appreciate their friendly approach and willingness to answer questions. They are particularly good for first-time buyers looking for guidance. However, some reviews mention limited product options compared to larger lenders. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is first-time buyers. It serves Everett, WA, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are limited product options.

Pros

  • Friendly approach
  • Willingness to answer questions
  • Good for first-time buyers

Cons

  • Limited product options
Best forFirst-time buyers
Service areaEverett, WA
Typical pricing$1,000 to $2,500 in closing costs
8

Jason Gosser

★★★★★4.9(115 reviews)
82Score

Jason Gosser has earned a 4.9-star rating from 115 reviews. Clients commend his knowledge and ability to simplify the mortgage process. This broker is ideal for those who value clear communication. A few clients reported longer wait times for responses during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is clear communication. It serves Everett, WA, with $1,200 to $2,600 in closing costs pricing, and the honest trade-offs are longer wait times during busy periods.

Pros

  • Knowledgeable
  • Simplifies process
  • Clear communication

Cons

  • Longer wait times during busy periods
Best forClear communication
Service areaEverett, WA
Typical pricing$1,200 to $2,600 in closing costs
9

1st Security Bank Home Lending Office

★★★★★4.9(96 reviews)
81Score

1st Security Bank Home Lending Office holds a 4.9-star rating from 96 reviews. Customers appreciate their straightforward process and friendly staff. They are a solid choice for those looking to secure traditional loans. However, some clients mentioned that the service could feel impersonal at times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is traditional loans. It serves Everett, WA, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are impersonal service.

Pros

  • Straightforward process
  • Friendly staff
  • Good for traditional loans

Cons

  • Impersonal service
Best forTraditional loans
Service areaEverett, WA
Typical pricing$1,000 to $2,500 in closing costs
10

Tyler Beard at CrossCountry Mortgage

★★★★★4.9(70 reviews)
78Score

Tyler Beard at CrossCountry Mortgage has a 4.9-star rating from 70 reviews. Clients appreciate his dedication and attention to detail. He is a good choice for those who want a thorough approach to their mortgage. However, some reviews indicate that the response times could be slow during busy periods. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is thorough mortgage process. It serves Everett, WA, with $1,000 to $2,700 in closing costs pricing, and the honest trade-offs are slow response times during busy periods.

Pros

  • Dedicated service
  • Attention to detail
  • Thorough approach

Cons

  • Slow response times during busy periods
Best forThorough mortgage process
Service areaEverett, WA
Typical pricing$1,000 to $2,700 in closing costs
Before you book

How to choose a mortgage broker in Everett

Selecting the right mortgage broker is essential for a smooth home-buying experience. Here are key factors to consider.

Check Reviews and Ratings

Look for brokers with high ratings and a substantial number of reviews. This indicates reliability and customer satisfaction.

Assess Experience and Specializations

Consider brokers who have experience with your specific financial situation or property type, whether it's a first-time home purchase or refinancing.

Evaluate Communication Skills

Choose a broker who communicates clearly and promptly. This can help prevent misunderstandings and ensure a smoother process.

What it costs

What mortgage brokers cost in Everett

The cost of hiring a mortgage broker in Everett varies based on the services provided and the complexity of your mortgage needs. Here's a breakdown of typical pricing tiers.

Basic ConsultationTypically free or $100 to $200, this includes an initial meeting to discuss your mortgage options.
Standard Service FeeExpect to pay $500 to $1,500 for comprehensive services, including application assistance and lender negotiations.
Complex TransactionsFor more complex transactions, fees can range from $1,500 to $3,000, depending on the level of service and expertise required.
Commission-Based FeesSome brokers may charge a commission based on the loan amount, typically 1% to 2%, which is paid at closing.

Frequently asked questions

How much does a mortgage broker cost in Everett?

Mortgage brokers in Everett typically charge a fee that ranges from 1% to 2% of the loan amount. Some brokers may also offer no-fee options, where they get paid by lenders instead.

What is the average time to close a mortgage in Everett?

The average time to close a mortgage in Everett is about 30 to 45 days, depending on the lender and the complexity of your financial situation.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Everett homebuyers: <strong>New American Funding - Dan Keller</strong>

Start with New American Funding - Dan Keller for its proven track record and extensive reviews. If you're looking for a smaller, more personalized experience, C2 Financial - Everett - Independent Mortgage Brokers - NMLS #2008859 is a great choice with a solid reputation. For those interested in a local expert with a focus on flexibility, Mike Sapida | Dwell Mortgage will serve you well.