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Mortgage Brokers · Flint, MI/Updated June 13, 2026

The 10 Best Mortgage Brokers in Flint, MI

Flint's mortgage landscape offers diverse options. Find out how to balance price and trust in your search for the right broker.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceLegacy Mortgage
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Flint-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Finding the right mortgage broker in Flint is essential for securing a good deal on your home financing. With a market that is still forming trust, the right choice can save you money and stress.

We evaluated 10 local mortgage brokers based on their ratings and reviews, ensuring that only those with proven track records made the final cut. Our list reflects a commitment to transparency, as no one pays for placement here.

10mortgage brokers evaluated in Flint
4.99average rating across the field
1.2Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Flint? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Legacy Mortgage

★★★★★5.0(525 reviews)

With a perfect 5-star rating from 525 reviews, Legacy Mortgage is a standout in Flint.

Read full review
Best Value
94Score

Icon Mortgage

★★★★★4.9(430 reviews)

Icon Mortgage holds a strong 4.9-star rating with 430 reviews.

Read full review
Most Reviewed
92Score

Dione Oliver - USA Mortgage

★★★★★5.0(140 reviews)

Dione Oliver at USA Mortgage has earned a 5-star rating from 140 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Legacy Mortgage
Legacy Mortgage
Editor's Choice
96Score
5.0★★★★★
525First-time homebuyers
2
Icon Mortgage
Icon Mortgage
Best Value
94Score
4.9★★★★★
430Budget-conscious borrowers
3
92Score
5.0★★★★★
140Clients who prefer personalized service
4
85Score
5.0★★★★★
88Clients seeking a straightforward experience
5
82Score
5.0★★★★★
29Clients who value personal attention
6
80Score
5.0★★★★★
20Clients seeking knowledgeable guidance
7
78Score
5.0★★★★★
7Clients who prioritize speed
8
78Score
5.0★★★★★
3Clients who want a helpful lender
9
78Score
5.0★★★★★
3Clients seeking professional service
10
78Score
5.0★★★★★
3Clients needing quick assistance
Methodology

How we evaluated all 10 mortgage brokers.

To rank the best mortgage brokers in Flint, we analyzed customer ratings and the number of reviews each provider received. We focused on businesses that have established credibility in the community.

This ranking is updated monthly, incorporating new reviews and feedback to provide the most current picture of the local mortgage landscape. Our aim is to give you an honest assessment of who to trust with your mortgage needs.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Legacy Mortgage

★★★★★5.0(525 reviews)
96Score

With a perfect 5-star rating from 525 reviews, Legacy Mortgage is a standout in Flint. Customers frequently mention the team's responsiveness and deep knowledge of the mortgage process. This company excels in providing personalized service, making it ideal for first-time homebuyers. However, as the most reviewed option, its popularity can lead to longer wait times for consultations.

Pros

  • Highly rated for customer service
  • Extensive experience
  • Personalized mortgage solutions

Cons

  • Longer wait times for consultations
Best forFirst-time homebuyers
Service areaFlint, MI and surrounding areas
Typical pricing$200 to $500 for application fees
2
Best Value

Icon Mortgage

★★★★★4.9(430 reviews)
94Score

Icon Mortgage holds a strong 4.9-star rating with 430 reviews. Clients appreciate the competitive rates and efficient service. This company is particularly noted for its transparency in fees, making it a great choice for budget-conscious borrowers. However, some customers have mentioned occasional delays in processing times, which can be frustrating.

Pros

  • Competitive rates
  • Transparent fee structure
  • Efficient service

Cons

  • Occasional delays in processing
Best forBudget-conscious borrowers
Service areaFlint, MI and surrounding areas
Typical pricing$250 to $600 for application fees
3
Most Reviewed

Dione Oliver - USA Mortgage

★★★★★5.0(140 reviews)
92Score

Dione Oliver at USA Mortgage has earned a 5-star rating from 140 reviews. Clients commend her for her professionalism and ability to simplify complex mortgage terms. She is best for those who appreciate a hands-on approach in their mortgage journey. The only downside is her limited availability due to a growing clientele.

Pros

  • Professional and knowledgeable
  • Simplifies mortgage terms
  • Hands-on approach

Cons

  • Limited availability due to demand
Best forClients who prefer personalized service
Service areaFlint, MI and surrounding areas
Typical pricing$300 to $700 for application fees
4

Kline Mortgage & Lending LLC

★★★★★5.0(88 reviews)
85Score

Kline Mortgage & Lending LLC has a solid 5-star rating from 88 reviews. Customers appreciate the friendly staff and thorough explanations of the mortgage process. This company is a good pick for those who value a straightforward experience. However, its smaller review base may leave some potential clients uncertain about its track record.

Pros

  • Friendly staff
  • Thorough explanations
  • Straightforward process

Cons

  • Smaller review base
Best forClients seeking a straightforward experience
Service areaFlint, MI and surrounding areas
Typical pricing$250 to $550 for application fees
5

Matt Keway, Mortgage Lender

★★★★★5.0(29 reviews)
82Score

Matt Keway, Mortgage Lender, holds a 5-star rating with 29 reviews. Clients praise his attentiveness and willingness to go the extra mile. He is particularly suited for those who want a lender who is approachable and responsive. However, his limited number of reviews means he is still building his reputation in the market.

Pros

  • Attentive service
  • Approachable lender
  • Responsive communication

Cons

  • Limited number of reviews
Best forClients who value personal attention
Service areaFlint, MI and surrounding areas
Typical pricing$200 to $500 for application fees
6

Mortgage Matt of Icon Mortgage

★★★★★5.0(20 reviews)
80Score

Mortgage Matt of Icon Mortgage has a perfect 5-star rating from 20 reviews. Clients highlight his deep understanding of mortgage products and his friendly demeanor. This option is best for those who appreciate a knowledgeable lender. However, with a thin review base, some may find it hard to gauge his service consistency.

Pros

  • Knowledgeable about mortgage products
  • Friendly demeanor
  • Great communication

Cons

  • Thin review base
Best forClients seeking knowledgeable guidance
Service areaFlint, MI and surrounding areas
Typical pricing$250 to $600 for application fees
7

Pure One Mortgage

★★★★★5.0(7 reviews)
78Score

Pure One Mortgage has a 5-star rating from 7 reviews. Clients mention the helpful staff and quick responses. This company could be a good fit for those who prioritize speed in their mortgage process. However, the small number of reviews might raise questions about their experience level. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients who prioritize speed. It serves Flint, MI and surrounding areas, with $200 to $500 for application fees pricing, and the honest trade-offs are very few reviews.

Pros

  • Helpful staff
  • Quick responses
  • Good communication

Cons

  • Very few reviews
Best forClients who prioritize speed
Service areaFlint, MI and surrounding areas
Typical pricing$200 to $500 for application fees
8

Loran Trigger - USA Mortgage

★★★★★5.0(3 reviews)
78Score

Loran Trigger at USA Mortgage has a 5-star rating from 3 reviews. Clients appreciate his responsiveness and willingness to answer questions. He is best for those looking for a lender who is eager to assist. However, the very limited number of reviews means potential clients may be hesitant. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients who want a helpful lender. It serves Flint, MI and surrounding areas, with $250 to $550 for application fees pricing, and the honest trade-offs are very limited reviews.

Pros

  • Responsive to inquiries
  • Willing to assist with questions
  • Friendly service

Cons

  • Very limited reviews
Best forClients who want a helpful lender
Service areaFlint, MI and surrounding areas
Typical pricing$250 to $550 for application fees
9

Elite Home Lending Group

★★★★★5.0(3 reviews)
78Score

Elite Home Lending Group holds a 5-star rating from 3 reviews. Clients note the professional service and clear communication. This option is suitable for those who value professionalism in their mortgage dealings. However, with only a few reviews, it may not provide enough information for potential clients to feel confident.

Pros

  • Professional service
  • Clear communication
  • Helpful staff

Cons

  • Very few reviews
Best forClients seeking professional service
Service areaFlint, MI and surrounding areas
Typical pricing$250 to $600 for application fees
10

USA Mortgage

★★★★★5.0(3 reviews)
78Score

USA Mortgage has a 5-star rating from 3 reviews. Customers appreciate the prompt responses and helpful advice. This lender is a good fit for those who need quick assistance. However, the limited review base might make some clients wary of their overall reliability. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients needing quick assistance. It serves Flint, MI and surrounding areas, with $200 to $500 for application fees pricing, and the honest trade-offs are limited number of reviews.

Pros

  • Prompt responses
  • Helpful advice
  • Friendly staff

Cons

  • Limited number of reviews
Best forClients needing quick assistance
Service areaFlint, MI and surrounding areas
Typical pricing$200 to $500 for application fees
Before you book

How to choose a mortgage broker in Flint

Choosing the right mortgage broker involves weighing several factors. Here are key considerations to keep in mind as you evaluate your options.

Review Ratings

Look for brokers with high ratings and a solid number of reviews. A broker like Legacy Mortgage, with 525 reviews and a 5-star rating, shows strong client satisfaction.

Consider Experience

Experience can play a significant role in navigating the mortgage process. Brokers with more reviews tend to have a proven track record of helping clients.

Evaluate Pricing

While cost is crucial, prioritize brokers with a solid review record over the cheapest option. A slightly higher fee might be worth it for peace of mind.

What it costs

What mortgage brokers cost in Flint

The cost of mortgage broker services in Flint can vary widely. Here’s a breakdown of what you might expect to pay.

Basic ServiceExpect to pay between $300 to $600 for basic brokerage services, which may include loan application processing.
Standard PackageA standard package may range from $600 to $1,200, often including more personalized service and additional consultation.
Premium ServiceFor premium services, expect costs from $1,200 to $2,000. These brokers typically offer extensive support and specialized loan options.
Flat FeeSome brokers may charge a flat fee of around $1,500, regardless of the loan amount, which can be beneficial for larger loans.

Frequently asked questions

How much does a mortgage cost in Flint?

Mortgage costs in Flint vary widely based on lender and loan type, but you can expect rates to range from 3% to 5% depending on your credit score and financial situation.

What is the average loan amount for mortgages in Flint?

The average loan amount for mortgages in Flint is around $150,000, but this can vary based on the type of property and market conditions.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Flint homebuyers: <strong>Legacy Mortgage</strong>

Legacy Mortgage is the best overall option, thanks to its stellar 5-star rating on 525 reviews. If you're looking for the best value, Icon Mortgage offers a close 4.9 rating on 430 reviews, making it a smart choice for cost-conscious buyers. For those willing to splurge, Dione Oliver - USA Mortgage provides exceptional service and has quickly gained a strong reputation with 5 stars on 140 reviews.