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Local services · High Point, NC/Updated June 13, 2026

The Best Mortgage Brokers in High Point, NC

Finding the right mortgage broker can make all the difference in your home-buying journey. Here’s our top pick for High Point.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceUnion Home Mortgage - High Point
96Score
Latest update · June 13, 2026: Initial ranking published. 10 High Point-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In High Point, NC, securing the right mortgage broker can significantly impact your home financing experience. With a range of options available, it's essential to choose a broker who understands local market conditions and can tailor solutions to your needs.

We evaluated ten mortgage brokers in the area based on their customer ratings and review counts. Our aim was to highlight those who consistently provide excellent service and value to their clients.

10providers evaluated in High Point
4.91average rating across the field
478customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in High Point? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

Union Home Mortgage - High Point

★★★★★5.0(167 reviews)

With a perfect rating of 5 from 167 reviews, Union Home Mortgage in High Point is highly praised for its customer service and efficient processes.

Read full review
Best Value
95Score

Guild Mortgage - Tim Kritcher

★★★★★5.0(137 reviews)

Guild Mortgage - Tim Kritcher boasts a strong 5-star rating from 137 reviews, with clients often praising the value and clarity of services offered.

Read full review
Most Reviewed
94Score

Guild Mortgage - John Schmidlin

★★★★★4.9(97 reviews)

With a rating of 4.9 from 97 reviews, Guild Mortgage - John Schmidlin is recognized for his expertise and attentive service.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
167Customer service and efficiency
2
95Score
5.0★★★★★
137Value and personalized guidance
3
94Score
4.9★★★★★
97Expertise and thorough support
4
92Score
5.0★★★★★
17Personalized service
5
91Score
5.0★★★★★
13Dedicated and personalized service
6
90Score
5.0★★★★★
13Responsive and helpful service
7
89Score
5.0★★★★★
10Friendly service
8
87Score
4.7★★★★★
13Knowledgeable loan guidance
9
82Score
5.0★★★★★
3Personal attention
10
78Score
4.5★★★★★
8Straightforward mortgage processes
Methodology

How we evaluated all 10 providers.

Our evaluation process involved analyzing customer reviews and ratings across multiple platforms to ensure a fair assessment. We consider factors such as responsiveness, expertise, and overall client satisfaction.

No business can pay for placement in our rankings. We refresh our data monthly to reflect the most current reviews and ratings, ensuring our recommendations remain relevant and trustworthy.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Union Home Mortgage - High Point

★★★★★5.0(167 reviews)
96Score

With a perfect rating of 5 from 167 reviews, Union Home Mortgage in High Point is highly praised for its customer service and efficient processes. Many clients commend the team's responsiveness and expertise in navigating mortgage options. However, some feedback indicates that wait times during peak periods can be lengthy.

Pros

  • Excellent customer service
  • Fast processing times
  • Wide range of mortgage options

Cons

  • Potential wait times during busy periods
  • Limited physical locations
Best forCustomer service and efficiency
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
2
Best Value

Guild Mortgage - Tim Kritcher

★★★★★5.0(137 reviews)
95Score

Guild Mortgage - Tim Kritcher boasts a strong 5-star rating from 137 reviews, with clients often praising the value and clarity of services offered. Reviewers highlight Tim's personalized approach and willingness to guide clients through the mortgage process. A downside is the occasional difficulty in reaching the office during busy hours.

Pros

  • Personalized service
  • Clear communication
  • Competitive rates

Cons

  • Occasional communication delays
  • Limited hours
Best forValue and personalized guidance
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
3
Most Reviewed

Guild Mortgage - John Schmidlin

★★★★★4.9(97 reviews)
94Score

With a rating of 4.9 from 97 reviews, Guild Mortgage - John Schmidlin is recognized for his expertise and attentive service. Customers appreciate John's detailed explanations and support throughout the mortgage process. However, some clients have noted that turnaround times can vary based on loan complexity. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is expertise and thorough support. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are variable turnaround times and limited product offerings.

Pros

  • Expert guidance
  • Thorough explanations
  • Responsive communication

Cons

  • Variable turnaround times
  • Limited product offerings
Best forExpertise and thorough support
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
4

Guild Mortgage - Kerlin Phillips

★★★★★5.0(17 reviews)
92Score

Guild Mortgage - Kerlin Phillips holds a perfect 5-star rating from 17 reviews, indicating strong client satisfaction. Reviewers highlight Kerlin's friendly demeanor and commitment to finding the best loan options. However, the limited number of reviews makes it promising but unproven for broader assessments of performance. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personalized service. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and limited experience.

Pros

  • Friendly service
  • Commitment to client needs
  • Good loan options

Cons

  • Thin review base
  • Limited experience
Best forPersonalized service
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
5

Jamie Hart with The Mortgage Firm

★★★★★5.0(13 reviews)
91Score

Jamie Hart with The Mortgage Firm has earned a 5-star rating from 13 reviews, with clients praising Jamie's dedication and support during the mortgage process. Reviewers appreciate her personalized approach and thoroughness. The limited review count suggests a need for more feedback to fully assess her services. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is dedicated and personalized service. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and limited visibility.

Pros

  • Dedicated service
  • Personalized approach
  • Thorough explanations

Cons

  • Thin review base
  • Limited visibility
Best forDedicated and personalized service
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
6

Gaby Medrano - Guild Mortgage

★★★★★5.0(13 reviews)
90Score

Gaby Medrano - Guild Mortgage also has a 5-star rating from 13 reviews. Clients commend Gaby for her responsiveness and willingness to go the extra mile. However, the small number of reviews makes it a promising but unproven option for potential clients. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is responsive and helpful service. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and limited experience.

Pros

  • Responsive service
  • Willingness to assist
  • Good communication

Cons

  • Thin review base
  • Limited experience
Best forResponsive and helpful service
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
7

Donna Kritcher - Guild Mortgage

★★★★★5.0(10 reviews)
89Score

Donna Kritcher - Guild Mortgage has a 5-star rating from 10 reviews. Clients often highlight her friendly and approachable style, making the mortgage process less daunting. However, with a limited review count, her performance remains promising but unproven. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is friendly service. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and limited visibility.

Pros

  • Friendly approach
  • Client-focused service
  • Clear communication

Cons

  • Thin review base
  • Limited visibility
Best forFriendly service
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
8
87Score

Triad Mortgage: Gina Milloway has a solid 4.7 rating from 13 reviews. Clients appreciate Gina's knowledge of various loan products and her ability to explain complex terms clearly. However, the limited number of reviews may not reflect a full range of experiences. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is knowledgeable loan guidance. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and variable response times.

Pros

  • Knowledgeable about loans
  • Clear explanations
  • Helpful service

Cons

  • Thin review base
  • Variable response times
Best forKnowledgeable loan guidance
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
9

Jeff Benfield - Union Home Mortgage

★★★★★5.0(3 reviews)
82Score

Jeff Benfield - Union Home Mortgage has a 5-star rating from just 3 reviews. Clients have praised his attentive service and willingness to help. However, the very thin review base makes it difficult to assess his overall performance comprehensively. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personal attention. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are very thin review base and limited feedback.

Pros

  • Attentive service
  • Willingness to help

Cons

  • Very thin review base
  • Limited feedback
Best forPersonal attention
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
10

Milestone Mortgage Services

★★★★★4.5(8 reviews)
78Score

Milestone Mortgage Services has a 4.5 rating from 8 reviews. Clients appreciate the straightforward approach and clear communication. However, the small number of reviews raises questions about consistency in service quality. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is straightforward mortgage processes. It serves High Point, NC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and variable experiences.

Pros

  • Straightforward approach
  • Clear communication

Cons

  • Thin review base
  • Variable experiences
Best forStraightforward mortgage processes
Service areaHigh Point, NC
Typical pricing$300 to $600 application fee
Before you book

How to choose a mortgage broker in High Point

Choosing the right mortgage broker is crucial for a smooth home financing process. Here are key factors to consider when making your decision.

Experience

Look for brokers with a proven track record in the High Point area, as local expertise can help navigate specific market conditions.

Customer Reviews

Check online reviews to gauge client satisfaction and identify any recurring issues that may affect your experience.

Communication Style

Choose a broker who communicates clearly and promptly, ensuring you understand each step of the mortgage process.

Loan Options

Consider brokers who offer a variety of loan products, as this flexibility can help you find the best fit for your financial situation.

What it costs

What mortgage services cost in High Point

Mortgage broker fees can vary based on the complexity of the loan and the broker's experience. Here's a general overview of what to expect in High Point.

Application FeesTypically range from $300 to $600, depending on the broker and the services included.
Origination FeesThese fees can range from 0.5% to 1% of the loan amount, covering the broker's commission.
Closing CostsExpect total closing costs to be between $2,000 to $5,000, including various fees associated with the loan finalization.
Consultation FeesSome brokers may charge for initial consultations, which can range from $100 to $300.

Frequently asked questions

How much does mortgage brokerage cost in High Point?

Mortgage brokerage fees vary but typically range from $300 to $600 for application fees, plus origination fees of 0.5% to 1% of the loan amount.

What should I look for in a mortgage broker?

Look for experience, strong customer reviews, a clear communication style, and a range of loan options.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most High Point homebuyers: Editor's Choice Union Home Mortgage

For those seeking reliable mortgage services in High Point, Union Home Mortgage stands out as our top choice due to its exceptional customer service and efficiency. Following closely are Guild Mortgage - Tim Kritcher, known for its value, and Guild Mortgage - John Schmidlin, praised for expertise and thorough support.