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Mortgage Brokers · Phoenix, AZ/Updated June 13, 2026

The 10 Best Mortgage Brokers in Phoenix, AZ

Finding the right mortgage broker in Phoenix can be a daunting task. Our rankings reveal the best options based on trust and pricing.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceFairway Independent Mortgage Corporation
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Phoenix-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In a city where the housing market is booming, choosing the right mortgage broker is essential for securing favorable loan terms. With ten providers evaluated in Phoenix, we focused on their reputation, customer satisfaction, and overall performance.

Each of the ranked brokers was assessed based on their Vetted Score, which reflects real customer reviews. This ensures that you’re looking at trusted professionals who have proven their worth in this competitive market.

10mortgage brokers evaluated in Phoenix
4.94average rating across the field
4.7Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Phoenix? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Fairway Independent Mortgage Corporation

★★★★★5.0(609 reviews)

With a perfect rating of 5 stars from 609 reviews, Fairway Independent Mortgage Corporation excels in customer service and efficient loan processing.

Read full review
Best for First-Time Buyers
95Score

Mortgage Brothers

★★★★★5.0(347 reviews)

Mortgage Brothers holds a 5-star rating from 347 reviews, with clients praising their personalized approach and competitive rates.

Read full review
Most Supportive Staff
94Score

Road to Home Mortgage, LLC

★★★★★5.0(332 reviews)

Road to Home Mortgage has a 5-star rating from 332 reviews, with clients highlighting their supportive staff and thorough explanations of mortgage options.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
609First-time homebuyers
2
Mortgage Brothers
Mortgage Brothers
Best for First-Time Buyers
95Score
5.0★★★★★
347First-time buyers
3
Road to Home Mortgage, LLC
Road to Home Mortgage, LLC
Most Supportive Staff
94Score
5.0★★★★★
332Clients needing detailed guidance
4
92Score
4.9★★★★★
1,924Variety of loan options
5
91Score
5.0★★★★★
163Personalized service
6
90Score
4.9★★★★★
359Refinancing options
7
89Score
4.9★★★★★
210Fast mortgage processing
8
88Score
4.9★★★★★
175One-on-one personalized service
9
84Score
4.8★★★★★
546Straightforward mortgage options
10
78Score
5.0★★★★★
68Small, dedicated team
Methodology

How we evaluated all 10 mortgage brokers.

We evaluated the top mortgage brokers in Phoenix by analyzing their customer reviews and ratings. Our process included a thorough examination of over 4,700 combined reviews, ensuring an accurate representation of each broker's performance.

Importantly, no broker paid for placement in our rankings. We refresh our evaluations monthly to keep the information current and relevant for you.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Fairway Independent Mortgage Corporation

★★★★★5.0(609 reviews)
96Score

With a perfect rating of 5 stars from 609 reviews, Fairway Independent Mortgage Corporation excels in customer service and efficient loan processing. Clients appreciate their transparency and knowledgeable staff, making them ideal for first-time homebuyers. However, a few users mentioned occasional delays in communication during peak times. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Phoenix, AZ, with $1,500 to $3,000 pricing, and the honest trade-offs are potential communication delays during busy periods.

Pros

  • Outstanding customer service
  • Highly knowledgeable staff
  • Fast loan processing

Cons

  • Potential communication delays during busy periods
Best forFirst-time homebuyers
Service areaPhoenix, AZ
Typical pricing$1,500 to $3,000
2
Best for First-Time Buyers

Mortgage Brothers

★★★★★5.0(347 reviews)
95Score

Mortgage Brothers holds a 5-star rating from 347 reviews, with clients praising their personalized approach and competitive rates. They are particularly well-regarded for guiding first-time buyers through the mortgage process. A few reviews noted that their response times could be improved during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time buyers. It serves Phoenix, AZ, with $1,200 to $2,800 pricing, and the honest trade-offs are response times may lag during peak times.

Pros

  • Personalized service
  • Competitive rates
  • Expert guidance for first-time buyers

Cons

  • Response times may lag during peak times
Best forFirst-time buyers
Service areaPhoenix, AZ
Typical pricing$1,200 to $2,800
3
Most Supportive Staff

Road to Home Mortgage, LLC

★★★★★5.0(332 reviews)
94Score

Road to Home Mortgage has a 5-star rating from 332 reviews, with clients highlighting their supportive staff and thorough explanations of mortgage options. They are best for those who want a hands-on approach and detailed guidance. Some clients mentioned that the initial paperwork can feel overwhelming. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is clients needing detailed guidance. It serves Phoenix, AZ, with $1,000 to $2,500 pricing, and the honest trade-offs are initial paperwork can be overwhelming.

Pros

  • Supportive and knowledgeable staff
  • Thorough mortgage explanations
  • Hands-on guidance

Cons

  • Initial paperwork can be overwhelming
Best forClients needing detailed guidance
Service areaPhoenix, AZ
Typical pricing$1,000 to $2,500
4

Agave Home Loans

★★★★★4.9(1,924 reviews)
92Score

Agave Home Loans has a strong rating of 4.9 stars from 1,924 reviews. Clients appreciate their streamlined processes and knowledgeable team. They excel in offering a variety of loan options. However, some users reported that their busy schedule can lead to longer wait times for responses. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is variety of loan options. It serves Phoenix, AZ, with $1,000 to $2,500 pricing, and the honest trade-offs are longer wait times for responses during busy periods.

Pros

  • Streamlined processes
  • Variety of loan options
  • Knowledgeable team

Cons

  • Longer wait times for responses during busy periods
Best forVariety of loan options
Service areaPhoenix, AZ
Typical pricing$1,000 to $2,500
5
91Score

Home Loans by Paige, with a rating of 5 stars from 163 reviews, is praised for its personalized service and responsiveness. Clients appreciate Paige Martinez's ability to simplify complex processes. However, the smaller review base may make some potential clients hesitant. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized service. It serves Phoenix, AZ, with $1,200 to $2,800 pricing, and the honest trade-offs are smaller review base may deter some.

Pros

  • Personalized service
  • Highly responsive
  • Simplifies complex processes

Cons

  • Smaller review base may deter some
Best forPersonalized service
Service areaPhoenix, AZ
Typical pricing$1,200 to $2,800
6

Forever American Mortgage

★★★★★4.9(359 reviews)
90Score

Forever American Mortgage has a solid rating of 4.9 stars from 359 reviews. Clients commend their competitive rates and friendly staff. They are particularly good for those looking for refinancing options. A few clients noted that the loan process can take longer than expected. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is refinancing options. It serves Phoenix, AZ, with $1,000 to $2,500 pricing, and the honest trade-offs are loan processing can take longer than expected.

Pros

  • Competitive rates
  • Friendly staff
  • Good for refinancing

Cons

  • Loan processing can take longer than expected
Best forRefinancing options
Service areaPhoenix, AZ
Typical pricing$1,000 to $2,500
7

Orion Mortgage Corporation

★★★★★4.9(210 reviews)
89Score

Orion Mortgage Corporation holds a rating of 4.9 stars from 210 reviews, with clients highlighting their professionalism and quick turnaround times. They are a solid choice for those needing fast service. However, some clients expressed concerns about the clarity of communication during the process. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is fast mortgage processing. It serves Phoenix, AZ, with $1,500 to $3,000 pricing, and the honest trade-offs are clarity of communication may vary.

Pros

  • Professional staff
  • Quick turnaround times
  • Good for fast service

Cons

  • Clarity of communication may vary
Best forFast mortgage processing
Service areaPhoenix, AZ
Typical pricing$1,500 to $3,000
8

Lizy Hoeffer - Top Phoenix Loan Officer

★★★★★4.9(175 reviews)
88Score

Lizy Hoeffer has a strong rating of 4.9 stars from 175 reviews. Clients appreciate her attention to detail and personalized approach. She is a great fit for those who value one-on-one service. A few clients mentioned that her availability can sometimes be limited. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is one-on-one personalized service. It serves Phoenix, AZ, with $1,200 to $2,800 pricing, and the honest trade-offs are availability can be limited.

Pros

  • Attention to detail
  • Personalized approach
  • One-on-one service

Cons

  • Availability can be limited
Best forOne-on-one personalized service
Service areaPhoenix, AZ
Typical pricing$1,200 to $2,800
9

Lennar Mortgage, LLC Arizona

★★★★★4.8(546 reviews)
84Score

Lennar Mortgage holds a rating of 4.8 stars from 546 reviews. Clients appreciate their competitive pricing and efficient service. They are well-suited for those looking for straightforward mortgage options. However, some users reported mixed experiences regarding customer support. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is straightforward mortgage options. It serves Phoenix, AZ, with $1,000 to $2,500 pricing, and the honest trade-offs are mixed customer support experiences.

Pros

  • Competitive pricing
  • Efficient service
  • Straightforward mortgage options

Cons

  • Mixed customer support experiences
Best forStraightforward mortgage options
Service areaPhoenix, AZ
Typical pricing$1,000 to $2,500
10

Mark Fazio Team - Mortgage Broker Phoenix

★★★★★5.0(68 reviews)
78Score

Mark Fazio Team has a 5-star rating from 68 reviews, with clients praising their friendly demeanor and willingness to help. They are a good option for those seeking a small, dedicated team. However, the limited number of reviews may raise concerns about their experience level. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is small, dedicated team. It serves Phoenix, AZ, with $1,000 to $2,500 pricing, and the honest trade-offs are limited reviews may raise concerns.

Pros

  • Friendly service
  • Dedicated team
  • Willingness to help

Cons

  • Limited reviews may raise concerns
Best forSmall, dedicated team
Service areaPhoenix, AZ
Typical pricing$1,000 to $2,500
Before you book

How to choose a mortgage broker in Phoenix

Selecting the right mortgage broker involves balancing trust and cost. Here are three key considerations to help you make an informed decision.

Review Ratings and Feedback

Examine the review scores and read customer experiences to gauge broker reliability.

Compare Loan Options and Fees

Look at the range of loan products offered and associated fees to find the best financial fit.

Assess Experience and Specialization

Consider brokers with specific expertise in your type of mortgage or local market conditions.

What it costs

What mortgage brokers cost in Phoenix

Understanding the costs associated with mortgage brokers can help you budget effectively. Here’s what to expect in Phoenix.

Standard FeesMost brokers charge a fee of 1% to 2% of the loan amount.
Discount ProgramsSome brokers may offer discounted services for first-time homebuyers or veterans.
Consultation FeesInitial consultations are often free, but be aware of potential fees for detailed financial assessments.
Service Add-OnsAdditional services such as credit counseling may incur extra costs.

Frequently asked questions

How much do mortgage broker services cost in Phoenix?

Costs can vary, but expect fees to range from 0.5% to 1% of the loan amount, depending on the broker and the complexity of your situation.

What factors should I consider when choosing a mortgage broker in Phoenix?

Consider their reputation, number of reviews, and responsiveness, as well as the types of loans they specialize in to find the best fit for your needs.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Phoenix homeowners: <Editor's Choice name>

The best overall option is Fairway Independent Mortgage Corporation for its stellar 5-star rating and extensive 609 reviews. For the best value, Mortgage Brothers offers exceptional service with a solid 5-star rating from 347 reviews. If you're looking to splurge, consider Road to Home Mortgage, LLC, which also holds a 5-star rating with 332 reviews, making it a great choice for personalized service.