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Mortgage Brokers · Scottsdale, AZ/Updated June 13, 2026

The 10 Best Mortgage Brokers in Scottsdale, AZ

Avoid costly mistakes by selecting a trusted mortgage broker in Scottsdale. Our rankings guide you to the best in the business.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceHomeowners Financial Group
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Scottsdale-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Finding the right mortgage broker in Scottsdale is critical. A poor choice can lead to financial strain or missed opportunities, especially in a competitive housing market. With the right broker, you can secure favorable terms and streamline the home-buying process.

We evaluated ten local mortgage brokers based on their customer reviews and ratings, focusing on those with proven track records. Each broker was assigned a Vetted Score, reflecting their overall performance and reliability in the Scottsdale area.

10mortgage brokers evaluated in Scottsdale
4.99average rating across the field
1.5Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Scottsdale? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Homeowners Financial Group

★★★★★5.0(896 reviews)

With a perfect 5-star rating from 896 reviews, Homeowners Financial Group is highly regarded for its personalized service and expert guidance throughout the mortgage process.

Read full review
Best Value
95Score

Modern Home Lending

★★★★★5.0(157 reviews)

Modern Home Lending has earned a 5-star rating from 157 reviews, with clients often highlighting its competitive rates and straightforward application process.

Read full review
Most Reviewed
94Score

AZ Mortgage Broker, LLC

★★★★★5.0(114 reviews)

AZ Mortgage Broker, LLC holds a 5-star rating from 114 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
896Best overall mortgage service
2
95Score
5.0★★★★★
157Best value for first-time homebuyers
3
94Score
5.0★★★★★
114Most reviewed mortgage broker
4
91Score
5.0★★★★★
107Clear communication and education
5
90Score
5.0★★★★★
98Complex loan scenarios
6
89Score
5.0★★★★★
62Personalized mortgage experience
7
84Score
4.9★★★★★
49Reverse mortgage expertise
8
81Score
5.0★★★★★
24Clear communication
9
79Score
5.0★★★★★
21Personalized touch
10
78Score
5.0★★★★★
12Attention to detail
Methodology

How we evaluated all 10 mortgage brokers.

Our evaluation process involved analyzing customer feedback and ratings from various sources. We considered factors such as the number of reviews and overall satisfaction to compile our rankings.

We do not accept payments for placement; our rankings are updated monthly to reflect the most current data. This ensures that you have access to reliable and unbiased information when selecting a mortgage broker.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Homeowners Financial Group

★★★★★5.0(896 reviews)
96Score

With a perfect 5-star rating from 896 reviews, Homeowners Financial Group is highly regarded for its personalized service and expert guidance throughout the mortgage process. Clients appreciate the team's responsiveness and thoroughness. However, the high volume of business may lead to occasional delays in communication during peak times. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is best overall mortgage service. It serves Scottsdale and surrounding areas, with $300 to $1,200 in closing costs pricing, and the honest trade-offs are potential delays during peak times and high volume may affect individual attention.

Pros

  • Highly rated for personalized service
  • Expert guidance throughout the mortgage process
  • Responsive team

Cons

  • Potential delays during peak times
  • High volume may affect individual attention
Best forBest overall mortgage service
Service areaScottsdale and surrounding areas
Typical pricing$300 to $1,200 in closing costs
2
Best Value

Modern Home Lending

★★★★★5.0(157 reviews)
95Score

Modern Home Lending has earned a 5-star rating from 157 reviews, with clients often highlighting its competitive rates and straightforward application process. The team is known for its transparency and helpfulness, making it a strong choice for first-time homebuyers. Some users mention a need for more online resources to assist with the process.

Pros

  • Competitive rates
  • Straightforward application process
  • Transparent communication

Cons

  • Limited online resources
  • Fewer reviews may indicate less experience
Best forBest value for first-time homebuyers
Service areaScottsdale and nearby areas
Typical pricing$250 to $1,000 in closing costs
3
Most Reviewed

AZ Mortgage Broker, LLC

★★★★★5.0(114 reviews)
94Score

AZ Mortgage Broker, LLC holds a 5-star rating from 114 reviews. Customers appreciate the tailored approach to each mortgage application and the commitment to finding the best loan options. While many express satisfaction with the service, a few clients have noted that the initial response times could improve. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is most reviewed mortgage broker. It serves Scottsdale and surrounding regions, with $300 to $1,100 in closing costs pricing, and the honest trade-offs are initial response times may vary and smaller operation compared to larger firms.

Pros

  • Tailored mortgage solutions
  • Strong customer service focus
  • Good loan options

Cons

  • Initial response times may vary
  • Smaller operation compared to larger firms
Best forMost reviewed mortgage broker
Service areaScottsdale and surrounding regions
Typical pricing$300 to $1,100 in closing costs
4

Simplicity Home Loans

★★★★★5.0(107 reviews)
91Score

Simplicity Home Loans boasts a 5-star rating from 107 reviews. Customers often praise the straightforward process and friendly staff. This company is particularly noted for helping clients understand their options. On the downside, some users felt the online application could be more user-friendly. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is clear communication and education. It serves Scottsdale and nearby areas, with $300 to $1,000 in closing costs pricing, and the honest trade-offs are online application could be improved and limited loan products compared to larger firms.

Pros

  • Straightforward process
  • Friendly staff
  • Educational approach

Cons

  • Online application could be improved
  • Limited loan products compared to larger firms
Best forClear communication and education
Service areaScottsdale and nearby areas
Typical pricing$300 to $1,000 in closing costs
5

Strategic Mortgage

★★★★★5.0(98 reviews)
90Score

Strategic Mortgage has a 5-star rating from 98 reviews. Clients appreciate the dedicated service and the ability to navigate complex loan scenarios. However, some reviews indicate that turnaround times for approvals could be slower than expected, particularly during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is complex loan scenarios. It serves Scottsdale area, with $300 to $1,200 in closing costs pricing, and the honest trade-offs are slower turnaround times during busy periods and limited marketing presence.

Pros

  • Dedicated service
  • Expertise in complex loans
  • Personalized approach

Cons

  • Slower turnaround times during busy periods
  • Limited marketing presence
Best forComplex loan scenarios
Service areaScottsdale area
Typical pricing$300 to $1,200 in closing costs
6

Match Mortgage Co

★★★★★5.0(62 reviews)
89Score

Match Mortgage Co has a 5-star rating from 62 reviews. Clients frequently highlight the personalized service and quick responses. While most reviews are positive, a few clients noted that the range of mortgage products offered could be broader. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized mortgage experience. It serves Scottsdale and surrounding areas, with $250 to $1,000 in closing costs pricing, and the honest trade-offs are limited range of mortgage products and less experience than larger firms.

Pros

  • Personalized service
  • Quick responses
  • Friendly staff

Cons

  • Limited range of mortgage products
  • Less experience than larger firms
Best forPersonalized mortgage experience
Service areaScottsdale and surrounding areas
Typical pricing$250 to $1,000 in closing costs
7

All Reverse Mortgage, Inc. (ARLO™)

★★★★★4.9(49 reviews)
84Score

All Reverse Mortgage, Inc. (ARLO™) has a 4.9-star rating from 49 reviews. This company focuses on reverse mortgages and is praised for its expertise in the niche. While many clients appreciate the guidance provided, some have mentioned that the process can be somewhat slow. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is reverse mortgage expertise. It serves Scottsdale and surrounding areas, with $0 to $1,500 in closing costs pricing, and the honest trade-offs are slower process and limited to reverse mortgages.

Pros

  • Expertise in reverse mortgages
  • Helpful guidance
  • Niche focus

Cons

  • Slower process
  • Limited to reverse mortgages
Best forReverse mortgage expertise
Service areaScottsdale and surrounding areas
Typical pricing$0 to $1,500 in closing costs
8

Blake Mortgage

★★★★★5.0(24 reviews)
81Score

Blake Mortgage holds a 5-star rating from 24 reviews. Clients appreciate the prompt service and the clear explanations of the mortgage process. However, with fewer reviews, it may be a less proven option compared to others in the area. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clear communication. It serves Scottsdale area, with $300 to $1,000 in closing costs pricing, and the honest trade-offs are limited reviews and less experience.

Pros

  • Prompt service
  • Clear explanations
  • Friendly staff

Cons

  • Limited reviews
  • Less experience
Best forClear communication
Service areaScottsdale area
Typical pricing$300 to $1,000 in closing costs
9

The Home Loan Company LLC

★★★★★5.0(21 reviews)
79Score

The Home Loan Company LLC has a 5-star rating from 21 reviews. Customers often mention the friendly service and willingness to go the extra mile. However, the limited number of reviews suggests this company is still building its reputation in Scottsdale. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personalized touch. It serves Scottsdale area, with $250 to $1,000 in closing costs pricing, and the honest trade-offs are limited reviews and still building reputation.

Pros

  • Friendly service
  • Willingness to help
  • Good communication

Cons

  • Limited reviews
  • Still building reputation
Best forPersonalized touch
Service areaScottsdale area
Typical pricing$250 to $1,000 in closing costs
10

Logan Masseth

★★★★★5.0(12 reviews)
78Score

Logan Masseth has a 5-star rating from 12 reviews. While clients report satisfaction with the service and attention to detail, the small number of reviews indicates this provider is promising but unproven in the competitive Scottsdale market. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is attention to detail. It serves Scottsdale area, with $300 to $1,200 in closing costs pricing, and the honest trade-offs are very limited reviews and unproven in the market.

Pros

  • Attention to detail
  • Satisfaction reported by clients
  • Personalized service

Cons

  • Very limited reviews
  • Unproven in the market
Best forAttention to detail
Service areaScottsdale area
Typical pricing$300 to $1,200 in closing costs
Before you book

How to choose a mortgage broker in Scottsdale

Selecting the right mortgage broker can make or break your home-buying experience. Here are key factors to consider when making your choice.

Look for Strong Reviews

Prioritize brokers with high ratings and numerous reviews. This indicates a consistent level of service and satisfied clients.

Check for Local Expertise

Choose brokers familiar with the Scottsdale market. Their knowledge can help you navigate local housing trends and financing options.

Evaluate Communication Style

Find a broker who communicates clearly and promptly. Good communication can alleviate stress and keep you informed throughout the process.

What it costs

What mortgage brokers cost in Scottsdale

The cost of hiring a mortgage broker in Scottsdale can vary widely based on services provided and the complexity of your financial situation. Here are typical pricing tiers.

Basic ConsultationTypically ranges from $0 to $300, covering initial assessments and advice.
Standard Service FeeMost brokers charge between $1,000 and $3,000 for standard services, including loan application and processing.
Complex TransactionsFor more complicated financing needs, fees can go from $3,000 to $5,000 or more.
Commission-Based PaymentSome brokers work on a commission basis, earning 1% to 2% of the loan amount.

Frequently asked questions

How much does a mortgage broker cost in Scottsdale?

Most mortgage brokers in Scottsdale charge fees that range from $1,000 to $3,000, depending on the complexity of the loan and the services provided.

What factors should I consider when choosing a mortgage broker?

Consider their experience, customer reviews, and the variety of loan products they offer. Look for brokers with a strong reputation and a track record of successful transactions.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Scottsdale homebuyers: <strong>Homeowners Financial Group</strong>

Call Homeowners Financial Group first for its extensive experience and volume of positive reviews. If you have a unique financial situation, Modern Home Lending may provide tailored solutions. For those seeking a straightforward process, AZ Mortgage Broker, LLC can offer competitive rates and efficient service.