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Mortgage Brokers · Santa Ana, CA/Updated June 13, 2026

The 10 Best Mortgage Brokers in Santa Ana, CA

Finding the right mortgage broker can save you from costly mistakes. Our rankings help you avoid pitfalls in Santa Ana's competitive market.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoicePrime Mortgage
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Santa Ana-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Securing a mortgage is a critical step in homeownership, and in Santa Ana, the stakes are high. With a competitive market featuring over 10 providers, choosing the wrong broker can lead to financial strain and unnecessary delays.

To create our list, we evaluated 10 local mortgage brokers based on their ratings and review counts. The result is a transparent ranking that highlights the best options available, ensuring you can make an informed decision.

10mortgage brokers evaluated in Santa Ana
4.95average rating across the field
13.2Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Santa Ana? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Prime Mortgage

★★★★★5.0(718 reviews)

Rated 5 stars with 718 reviews, Prime Mortgage is highly regarded for its exceptional customer service and streamlined loan processes.

Read full review
Most Reviewed
95Score

New American Funding

★★★★★4.9(8,037 reviews)

With a stellar rating of 4.9 from 8,037 reviews, New American Funding is praised for its extensive range of loan programs and competitive rates.

Read full review
Best for First-Time Homebuyers
94Score

ARBOR Financial Group | #1 Mortgage Broker

★★★★★4.9(331 reviews)

Scoring 4.9 from 331 reviews, ARBOR Financial Group is noted for its expertise in assisting first-time homebuyers.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Prime Mortgage
Prime Mortgage
Editor's Choice
96Score
5.0★★★★★
718Personalized service
2
95Score
4.9★★★★★
8,037A wide variety of loan options
3
ARBOR Financial Group | #1 Mortgage Broker
ARBOR Financial Group | #1 Mortgage Broker
Best for First-Time Homebuyers
94Score
4.9★★★★★
331First-time homebuyers
4
93Score
5.0★★★★★
130Quick approvals
5
92Score
5.0★★★★★
119Tailored mortgage solutions
6
89Score
4.7★★★★★
3,694Competitive rates
7
88Score
5.0★★★★★
52Dedicated service
8
87Score
5.0★★★★★
34Personal touch
9
86Score
5.0★★★★★
32Attentive service
10
82Score
5.0★★★★★
22Personable approach
Methodology

How we evaluated all 10 mortgage brokers.

Our evaluation process involved analyzing the ratings and reviews of mortgage brokers in Santa Ana. We considered factors such as customer feedback and overall performance, ensuring that no company paid for placement in our rankings.

We refresh our rankings monthly to reflect the latest data and trends. This commitment to transparency guarantees that you receive accurate and up-to-date information when selecting a mortgage broker.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Prime Mortgage

★★★★★5.0(718 reviews)
96Score

Rated 5 stars with 718 reviews, Prime Mortgage is highly regarded for its exceptional customer service and streamlined loan processes. Clients often highlight the knowledgeable staff and their ability to simplify complex mortgage options. However, some users mention that response times can vary. Overall, it's an excellent choice for personalized service.

Pros

  • Exceptional customer service
  • Knowledgeable staff
  • Streamlined loan processes

Cons

  • Response times can vary
Best forPersonalized service
Service areaSanta Ana, CA
Typical pricing$300 to $1,000 in closing costs
2
Most Reviewed

New American Funding

★★★★★4.9(8,037 reviews)
95Score

With a stellar rating of 4.9 from 8,037 reviews, New American Funding is praised for its extensive range of loan programs and competitive rates. Customers appreciate the transparent communication and extensive online resources. On the downside, some clients reported occasional delays in processing times, especially during peak periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is a wide variety of loan options. It serves Santa Ana, CA, with $300 to $1,200 in closing costs pricing, and the honest trade-offs are occasional processing delays.

Pros

  • Extensive loan programs
  • Competitive rates
  • Transparent communication

Cons

  • Occasional processing delays
Best forA wide variety of loan options
Service areaSanta Ana, CA
Typical pricing$300 to $1,200 in closing costs
3
Best for First-Time Homebuyers

ARBOR Financial Group | #1 Mortgage Broker

★★★★★4.9(331 reviews)
94Score

Scoring 4.9 from 331 reviews, ARBOR Financial Group is noted for its expertise in assisting first-time homebuyers. Reviewers commend their patient and thorough approach to guiding clients through the mortgage process. However, some clients noted that their availability can be limited during busy periods, which may affect response times. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Santa Ana, CA, with $400 to $1,000 in closing costs pricing, and the honest trade-offs are limited availability during busy periods.

Pros

  • Expertise for first-time homebuyers
  • Patient and thorough guidance
  • Good communication

Cons

  • Limited availability during busy periods
Best forFirst-time homebuyers
Service areaSanta Ana, CA
Typical pricing$400 to $1,000 in closing costs
4

Fast Action Mortgage, Inc.

★★★★★5.0(130 reviews)
93Score

Fast Action Mortgage, Inc. holds a 5-star rating from 130 reviews. Clients appreciate their quick turnaround times and efficient processes. Many highlight the friendly staff and ease of obtaining pre-approval. However, the smaller review base means it is still a promising but unproven option for some borrowers. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is quick approvals. It serves Santa Ana, CA, with $300 to $800 in closing costs pricing, and the honest trade-offs are smaller review base.

Pros

  • Quick turnaround times
  • Efficient processes
  • Friendly staff

Cons

  • Smaller review base
Best forQuick approvals
Service areaSanta Ana, CA
Typical pricing$300 to $800 in closing costs
5
92Score

Dat Loans - Everyday Lending Group has a perfect 5-star rating from 119 reviews. Reviewers appreciate the personalized service and flexibility in loan options. However, some clients found the application process to be a bit more involved than expected. Still, it's a solid choice for tailored mortgage solutions. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is tailored mortgage solutions. It serves Santa Ana, CA, with $400 to $1,000 in closing costs pricing, and the honest trade-offs are more involved application process.

Pros

  • Personalized service
  • Flexible loan options
  • Good communication

Cons

  • More involved application process
Best forTailored mortgage solutions
Service areaSanta Ana, CA
Typical pricing$400 to $1,000 in closing costs
6

E Mortgage Capital, Inc.

★★★★★4.7(3,694 reviews)
89Score

E Mortgage Capital, Inc. has a solid 4.7 rating from 3,694 reviews. Clients commend their competitive rates and knowledgeable staff. Many appreciate the online application process. On the flip side, some users reported that customer service could be slow at times. This option is good for those seeking competitive rates.

Pros

  • Competitive rates
  • Knowledgeable staff
  • Online application process

Cons

  • Slow customer service at times
Best forCompetitive rates
Service areaSanta Ana, CA
Typical pricing$300 to $1,200 in closing costs
7

Vanessa Schwartz - The Schwartz Group

★★★★★5.0(52 reviews)
88Score

Vanessa Schwartz from The Schwartz Group holds a 5-star rating based on 52 reviews. Clients appreciate her personalized attention and ability to cater to individual needs. However, the limited number of reviews may raise concerns for potential clients. Still, she can be a good choice for those looking for dedicated service.

Pros

  • Personalized attention
  • Catered to individual needs
  • Dedicated service

Cons

  • Limited number of reviews
Best forDedicated service
Service areaSanta Ana, CA
Typical pricing$400 to $1,000 in closing costs
8

Stahl Mortgage

★★★★★5.0(34 reviews)
87Score

Stahl Mortgage has a 5-star rating from 34 reviews. Clients often mention their friendly service and willingness to answer questions. However, the smaller review count may not provide a full picture of their capabilities. It's a promising choice for those who value a personal touch in mortgage dealings. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personal touch. It serves Santa Ana, CA, with $300 to $800 in closing costs pricing, and the honest trade-offs are smaller review count.

Pros

  • Friendly service
  • Willingness to answer questions
  • Personal touch

Cons

  • Smaller review count
Best forPersonal touch
Service areaSanta Ana, CA
Typical pricing$300 to $800 in closing costs
9

Peter Le Mortgage Consultant/Broker

★★★★★5.0(32 reviews)
86Score

Peter Le, Mortgage Consultant/Broker, has a perfect 5-star rating from 32 reviews. Clients appreciate his thoroughness and willingness to go the extra mile. However, the limited review base may lead to some uncertainty about consistency. Still, he is a solid choice for those seeking attentive service. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is attentive service. It serves Santa Ana, CA, with $400 to $1,000 in closing costs pricing, and the honest trade-offs are limited review base.

Pros

  • Thorough service
  • Willing to go the extra mile
  • Attentive

Cons

  • Limited review base
Best forAttentive service
Service areaSanta Ana, CA
Typical pricing$400 to $1,000 in closing costs
10

Arshawn Ashari - Mortgage Broker

★★★★★5.0(22 reviews)
82Score

Arshawn Ashari, Mortgage Broker, scores 5 stars from 22 reviews. Clients highlight his friendly demeanor and helpful advice. However, with a smaller number of reviews, there is less feedback to gauge overall reliability. He may be a good fit for those who prioritize a personable approach. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personable approach. It serves Santa Ana, CA, with $300 to $800 in closing costs pricing, and the honest trade-offs are smaller number of reviews.

Pros

  • Friendly demeanor
  • Helpful advice
  • Personable approach

Cons

  • Smaller number of reviews
Best forPersonable approach
Service areaSanta Ana, CA
Typical pricing$300 to $800 in closing costs
Before you book

How to choose a mortgage broker in Santa Ana

Selecting the right mortgage broker is essential in Santa Ana's dynamic real estate market. Avoiding common pitfalls can save you time and money.

Check for Experience

Look for brokers with a proven track record in Santa Ana. Experience can significantly impact your mortgage process.

Review Client Feedback

Examine reviews and ratings to gauge customer satisfaction. Brokers with high ratings and numerous reviews are often more reliable.

Understand Their Fees

Inquire about all fees upfront. Transparency regarding costs will help you avoid unexpected expenses down the line.

What it costs

What mortgage brokers cost in Santa Ana

Mortgage broker fees in Santa Ana can vary significantly based on the broker and the complexity of your needs. Here’s a breakdown of typical costs.

Basic ServicesExpect to pay around $1,000 to $2,500 for standard mortgage brokerage services.
Comprehensive SupportFor more extensive services, fees can range from $2,500 to $5,000.
Specialized Lending NeedsIf your situation is unique, costs may rise to $5,000 to $10,000.
No-Cost OptionsSome brokers may offer no upfront fees, recouping costs through lender commissions.

Frequently asked questions

How much does a mortgage broker cost in Santa Ana?

Mortgage broker fees in Santa Ana typically range from 1% to 2% of the loan amount, depending on the broker and the complexity of the loan.

What should I look for in a mortgage broker?

Look for a broker with a strong rating and a substantial number of reviews, as this indicates reliability and customer satisfaction. Consider their responsiveness and expertise in your specific loan needs.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Santa Ana homebuyers: <strong>Prime Mortgage</strong>

Prime Mortgage is your best bet for a top-notch mortgage experience. If you need a larger volume of past client feedback, go with New American Funding, especially if you value a broker with extensive reviews. For a more personalized touch and competitive service, ARBOR Financial Group is ideal, particularly for first-time homebuyers seeking guidance throughout the process.