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Insurance Agencies · Dearborn, MI/Updated June 13, 2026

The 10 Best Insurance Agents in Dearborn, MI

Finding the right insurance agent in Dearborn can feel overwhelming. Our ranked list highlights the best options to protect what matters most.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceAldais Insurance Group
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Dearborn-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

Choosing an insurance agent in Dearborn is a significant decision that impacts your financial security and peace of mind. With a mix of well-reviewed leaders and smaller shops, knowing who to trust is essential in a city where customer service can vary widely.

To create this list, we evaluated ten local insurance providers based on their customer ratings and review counts. Our rankings reflect real experiences from residents, ensuring you have the best information at your fingertips.

10insurance agents evaluated in Dearborn
4.70average rating across the field
1.6Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Dearborn? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Aldais Insurance Group

★★★★★5.0(560 reviews)

With a perfect rating of 5 stars from 560 reviews, Aldais Insurance Group is highly regarded for its knowledgeable agents and personalized service.

Read full review
Best for Customer Service
95Score

Welaya Insurance Exchange

★★★★★5.0(401 reviews)

Welaya Insurance Exchange holds a 5-star rating from 401 reviews, with clients frequently commending its exceptional customer support.

Read full review
Most Reviewed
93Score

Brightway Insurance, The Nahid Hammad Agency

★★★★★4.9(218 reviews)

With a 4.9-star rating from 218 reviews, Brightway Insurance, The Nahid Hammad Agency, is well-reviewed for its competitive rates and friendly staff.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Aldais Insurance Group
Aldais Insurance Group
Editor's Choice
96Score
5.0★★★★★
560Comprehensive insurance guidance
2
Welaya Insurance Exchange
Welaya Insurance Exchange
Best for Customer Service
95Score
5.0★★★★★
401Personalized insurance assistance
3
93Score
4.9★★★★★
218Affordable insurance options
4
90Score
4.9★★★★★
56Specialized insurance needs
5
88Score
5.0★★★★★
33Personalized attention
6
85Score
4.7★★★★★
107Straightforward insurance needs
7
82Score
4.5★★★★★
121Families seeking reliable coverage
8
80Score
4.8★★★★★
17Immediate assistance
9
78Score
5.0★★★★★
1Exploring new options
10
78Score
3.2★★★★★
73Brand recognition
Methodology

How we evaluated all 10 insurance agents.

We assessed each insurance agent in Dearborn by compiling their star ratings and the number of reviews from customers. Our evaluation process is transparent and unbiased; no business pays for placement in our rankings.

Each month, we refresh our data to reflect the most current customer feedback, guaranteeing that our rankings remain relevant and accurate for your decision-making.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Aldais Insurance Group

★★★★★5.0(560 reviews)
96Score

With a perfect rating of 5 stars from 560 reviews, Aldais Insurance Group is highly regarded for its knowledgeable agents and personalized service. Clients appreciate the thorough explanations of coverage options and claims processes. However, given its popularity, you may experience longer wait times during peak hours. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is comprehensive insurance guidance. It serves Dearborn, MI, with $200 to $500 pricing, and the honest trade-offs are possible longer wait times.

Pros

  • Knowledgeable agents
  • Personalized service
  • Excellent client reviews

Cons

  • Possible longer wait times
Best forComprehensive insurance guidance
Service areaDearborn, MI
Typical pricing$200 to $500
2
Best for Customer Service

Welaya Insurance Exchange

★★★★★5.0(401 reviews)
95Score

Welaya Insurance Exchange holds a 5-star rating from 401 reviews, with clients frequently commending its exceptional customer support. The agents take time to understand individual needs, making it ideal for those seeking tailored insurance solutions. Some customers note that response times can vary during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personalized insurance assistance. It serves Dearborn, MI, with $150 to $450 pricing, and the honest trade-offs are response times may vary.

Pros

  • Exceptional customer support
  • Tailored insurance solutions
  • Responsive agents

Cons

  • Response times may vary
Best forPersonalized insurance assistance
Service areaDearborn, MI
Typical pricing$150 to $450
3
Most Reviewed

Brightway Insurance, The Nahid Hammad Agency

★★★★★4.9(218 reviews)
93Score

With a 4.9-star rating from 218 reviews, Brightway Insurance, The Nahid Hammad Agency, is well-reviewed for its competitive rates and friendly staff. Customers appreciate the variety of policy options and the ease of the claims process. However, some clients mention occasional issues with policy renewals. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is affordable insurance options. It serves Dearborn, MI, with $180 to $400 pricing, and the honest trade-offs are occasional renewal issues.

Pros

  • Competitive rates
  • Friendly staff
  • Variety of policy options

Cons

  • Occasional renewal issues
Best forAffordable insurance options
Service areaDearborn, MI
Typical pricing$180 to $400
4

Oxford Risk, LLC

★★★★★4.9(56 reviews)
90Score

Oxford Risk, LLC has a solid 4.9-star rating from 56 reviews. Customers often highlight the agency's expertise in risk assessment and specialized coverage options. It's a good choice for businesses and individuals with unique insurance needs. However, the smaller review count means it’s still a bit unproven. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is specialized insurance needs. It serves Dearborn, MI, with $200 to $600 pricing, and the honest trade-offs are smaller review base.

Pros

  • Expertise in risk assessment
  • Specialized coverage options

Cons

  • Smaller review base
Best forSpecialized insurance needs
Service areaDearborn, MI
Typical pricing$200 to $600
5

Almasri Insurance

★★★★★5.0(33 reviews)
88Score

Almasri Insurance enjoys a 5-star rating from 33 reviews, with clients praising its friendly service and competitive pricing. It's a promising option for those looking for personalized attention. However, the limited review base makes it hard to fully assess their long-term performance. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized attention. It serves Dearborn, MI, with $150 to $400 pricing, and the honest trade-offs are limited review base.

Pros

  • Friendly service
  • Competitive pricing

Cons

  • Limited review base
Best forPersonalized attention
Service areaDearborn, MI
Typical pricing$150 to $400
6

Firefly Insurance Agency

★★★★★4.7(107 reviews)
85Score

Firefly Insurance Agency has a 4.7-star rating from 107 reviews. Clients appreciate the prompt service and clear communication. It's a solid choice for straightforward insurance needs. However, some users report that they would like more options for additional coverage. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is straightforward insurance needs. It serves Dearborn, MI, with $200 to $450 pricing, and the honest trade-offs are limited coverage options.

Pros

  • Prompt service
  • Clear communication

Cons

  • Limited coverage options
Best forStraightforward insurance needs
Service areaDearborn, MI
Typical pricing$200 to $450
7

The Dearborn Agency Inc

★★★★★4.5(121 reviews)
82Score

The Dearborn Agency Inc holds a 4.5-star rating from 121 reviews. Reviewers note the agency's reliability and thorough coverage explanations. It's a dependable option for families. However, some clients feel that the pricing could be more competitive compared to other local agencies. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is families seeking reliable coverage. It serves Dearborn, MI, with $250 to $500 pricing, and the honest trade-offs are pricing could be more competitive.

Pros

  • Reliable service
  • Thorough coverage explanations

Cons

  • Pricing could be more competitive
Best forFamilies seeking reliable coverage
Service areaDearborn, MI
Typical pricing$250 to $500
8

Kelly Insurance

★★★★★4.8(17 reviews)
80Score

With a 4.8-star rating from 17 reviews, Kelly Insurance is noted for its friendly agents and quick response times. It's a good pick for those needing immediate assistance. However, the small review count may leave you wondering about their overall consistency. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is immediate assistance. It serves Dearborn, MI, with $150 to $400 pricing, and the honest trade-offs are small review count.

Pros

  • Friendly agents
  • Quick response times

Cons

  • Small review count
Best forImmediate assistance
Service areaDearborn, MI
Typical pricing$150 to $400
9

Dearborn Auto Insurance Discounters

★★★★★5.0(1 reviews)
78Score

Dearborn Auto Insurance Discounters has a perfect 5-star rating from only 1 review. While the rating is promising, the unproven track record raises some concerns about reliability. It may be worth considering if you're looking for a fresh option. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is exploring new options. It serves Dearborn, MI, with $100 to $300 pricing, and the honest trade-offs are unproven track record.

Pros

  • Perfect rating from initial review

Cons

  • Unproven track record
Best forExploring new options
Service areaDearborn, MI
Typical pricing$100 to $300
10
78Score

AAA Insurance - East Dearborn Insurance Agency has a 3.2-star rating from 73 reviews. While it offers a well-known brand, many customers express dissatisfaction with service delays and pricing. This may not be the best choice if you're looking for prompt service and competitive rates. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is brand recognition. It serves Dearborn, MI, with $250 to $600 pricing, and the honest trade-offs are service delays and higher pricing concerns.

Pros

  • Well-known brand

Cons

  • Service delays
  • Higher pricing concerns
Best forBrand recognition
Service areaDearborn, MI
Typical pricing$250 to $600
Before you book

How to choose an insurance agent in Dearborn

Selecting the right insurance agent requires asking the right questions. Here are key considerations to guide your choice.

What types of insurance do you specialize in?

Different agents may focus on auto, home, or business insurance. Ensure the agent you choose aligns with your specific needs.

How do you handle claims?

Understanding the claims process is vital. Ask how the agent supports clients during claims and what response times you can expect.

What are your fees and commission structures?

Clarify any potential costs upfront. This transparency helps avoid surprises later and ensures you understand how your agent is compensated.

What it costs

What insurance agents cost in Dearborn

The cost of insurance can vary based on coverage, provider, and personal circumstances. Here’s a breakdown of typical pricing structures in Dearborn.

Basic CoverageExpect to pay around $100 to $300 per month for basic auto or home insurance.
Standard CoverageFor more comprehensive options, costs generally range from $300 to $600 per month.
Premium CoverageHigh-end policies with extensive coverage can start at $600 and go up significantly based on factors like property value.
Specialty InsuranceFor unique needs, such as business or high-value items, pricing can vary widely from $500 to $1,500 or more monthly.

Frequently asked questions

How much does insurance cost in Dearborn?

Insurance costs in Dearborn vary widely based on coverage and provider. On average, you might expect to pay between $100 to $300 monthly, depending on your needs.

What types of insurance can I get from these agencies?

You can find a range of insurance types including auto, home, renters, and life insurance among the agencies listed.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Dearborn residents: <strong>Aldais Insurance Group</strong>

For the best overall service, choose Aldais Insurance Group. They lead with a perfect 5-star rating from 560 reviews, making them a reliable choice for your insurance needs. If you value personalized service and a strong reputation, consider Welaya Insurance Exchange as a close alternative, especially if you prefer a firm with a solid number of reviews at 401. For those who want a specialized approach, Brightway Insurance, The Nahid Hammad Agency is a great option, particularly for clients looking for tailored insurance solutions, despite having fewer reviews at 218.