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Insurance Agencies · Flint, MI/Updated June 13, 2026

The 10 Best Insurance Agents in Flint, MI

Flint's insurance market is competitive, with a mix of well-reviewed agencies and smaller shops ready to serve your needs.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceL.A. Insurance
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Flint-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

In Flint, MI, the insurance market is characterized by a mix of well-established agencies and smaller providers, creating a competitive landscape. With 10 evaluated agencies, the reviews indicate a strong local presence, particularly from leaders like L.A. Insurance and Eve Insurance, which have earned high ratings from customers.

This list was built through an extensive evaluation of each agency's ratings and reviews, ensuring a fair representation of the best options available in Flint. We do not accept payments for placement, and our rankings are refreshed monthly to reflect current customer feedback.

10insurance agents evaluated in Flint
4.56average rating across the field
1.4Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Flint? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

L.A. Insurance

★★★★★4.8(460 reviews)

L.A.

Read full review
Best Value
95Score

Eve Insurance

★★★★★4.9(66 reviews)

Eve Insurance holds a stellar rating of 4.9 based on 66 reviews.

Read full review
Most Reviewed
94Score

Phillips Insurance has a strong rating of 4.9 from 47 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
L.A. Insurance
L.A. Insurance
Editor's Choice
96Score
4.8★★★★★
460Personalized service and comprehensive insurance options
2
Eve Insurance
Eve Insurance
Best Value
95Score
4.9★★★★★
66Budget-conscious customers seeking quality service
3
94Score
4.9★★★★★
47Specialized coverage and personalized service
4
87Score
4.7★★★★★
106Excellent customer service
5
86Score
4.8★★★★★
45Understanding complex policies
6
84Score
4.5★★★★★
169Diverse insurance needs
7
82Score
4.5★★★★★
141Supporting local businesses
8
80Score
4.5★★★★★
35Tailored insurance solutions
9
78Score
4.0★★★★★
75No-frills insurance
10
78Score
4.0★★★★★
251Basic insurance solutions
Methodology

How we evaluated all 10 insurance agents.

To determine the best insurance agents in Flint, we assessed 10 local providers based on their customer ratings and total review counts. Each agency's Vetted Score reflects genuine customer experiences, highlighting those that consistently deliver quality service.

Our evaluation process is transparent and independent. No agency pays for a higher ranking, ensuring that our list accurately represents the top options for residents seeking insurance services in Flint.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

L.A. Insurance

★★★★★4.8(460 reviews)
96Score

L.A. Insurance has an impressive rating of 4.8 from 460 reviews. Customers appreciate their knowledgeable staff and competitive pricing. This agency excels in providing personalized service and a wide range of insurance products. However, some customers have noted occasional wait times during peak hours. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personalized service and comprehensive insurance options. It serves Flint, MI, with $100 to $300 pricing, and the honest trade-offs are occasional wait times and limited office hours.

Pros

  • Knowledgeable staff
  • Competitive pricing
  • Wide range of insurance products

Cons

  • Occasional wait times
  • Limited office hours
Best forPersonalized service and comprehensive insurance options
Service areaFlint, MI
Typical pricing$100 to $300
2
Best Value

Eve Insurance

★★★★★4.9(66 reviews)
95Score

Eve Insurance holds a stellar rating of 4.9 based on 66 reviews. Clients praise their affordability and responsive customer service. They are best for those looking for value without sacrificing quality. A downside is their smaller range of insurance products compared to larger agencies. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is budget-conscious customers seeking quality service. It serves Flint, MI, with $80 to $250 pricing, and the honest trade-offs are limited insurance product range and smaller agency.

Pros

  • Affordable rates
  • Responsive customer service
  • Friendly agents

Cons

  • Limited insurance product range
  • Smaller agency
Best forBudget-conscious customers seeking quality service
Service areaFlint, MI
Typical pricing$80 to $250
3
Most Reviewed

Phillips Insurance - An Independent Agency Since 1917

★★★★★4.9(47 reviews)
94Score

Phillips Insurance has a strong rating of 4.9 from 47 reviews. Customers appreciate their long-standing reputation and tailored insurance solutions. They are particularly good for those needing specialized coverage options. However, the agency's smaller size may limit their availability during busy times. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is specialized coverage and personalized service. It serves Flint, MI, with $90 to $280 pricing, and the honest trade-offs are limited availability during busy times and fewer online resources.

Pros

  • Tailored insurance solutions
  • Long-standing reputation
  • Experienced agents

Cons

  • Limited availability during busy times
  • Fewer online resources
Best forSpecialized coverage and personalized service
Service areaFlint, MI
Typical pricing$90 to $280
4

BGM Insurance Agency, Inc

★★★★★4.7(106 reviews)
87Score

BGM Insurance Agency, Inc has a solid rating of 4.7 based on 106 reviews. Clients commend their friendly staff and quick response times. They are best for those who prioritize customer service. However, some users reported slower claims processing compared to larger firms. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is excellent customer service. It serves Flint, MI, with $90 to $250 pricing, and the honest trade-offs are slower claims processing and limited office hours.

Pros

  • Friendly staff
  • Quick responses
  • Personalized service

Cons

  • Slower claims processing
  • Limited office hours
Best forExcellent customer service
Service areaFlint, MI
Typical pricing$90 to $250
5

Mark Owen Insurance Agency

★★★★★4.8(45 reviews)
86Score

Mark Owen Insurance Agency has a rating of 4.8 from 45 reviews. Customers appreciate their attentive service and willingness to explain complex policies. They are suitable for individuals seeking clarity in their insurance choices. Some clients have noted a lack of online tools for policy management. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is understanding complex policies. It serves Flint, MI, with $100 to $300 pricing, and the honest trade-offs are limited online tools and smaller agency.

Pros

  • Attentive service
  • Clear explanations
  • Local agency

Cons

  • Limited online tools
  • Smaller agency
Best forUnderstanding complex policies
Service areaFlint, MI
Typical pricing$100 to $300
6

Security First Insurance Agency, Inc

★★★★★4.5(169 reviews)
84Score

Security First Insurance Agency, Inc has a rating of 4.5 from 169 reviews. Clients appreciate their wide range of products and knowledgeable agents. They are ideal for those needing diverse coverage options. However, some customers have mentioned inconsistent communication during the policy process. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is diverse insurance needs. It serves Flint, MI, with $100 to $350 pricing, and the honest trade-offs are inconsistent communication and busy office.

Pros

  • Wide range of products
  • Knowledgeable agents
  • Competitive pricing

Cons

  • Inconsistent communication
  • Busy office
Best forDiverse insurance needs
Service areaFlint, MI
Typical pricing$100 to $350
7

Al Bourdeau Insurance Agency

★★★★★4.5(141 reviews)
82Score

Al Bourdeau Insurance Agency has a rating of 4.5 from 141 reviews. Customers like their friendly approach and local expertise. They are best for those who prefer to support local businesses. A drawback is that their office can get busy, leading to longer wait times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is supporting local businesses. It serves Flint, MI, with $90 to $260 pricing, and the honest trade-offs are busy office and longer wait times.

Pros

  • Friendly agents
  • Local expertise
  • Community-focused

Cons

  • Busy office
  • Longer wait times
Best forSupporting local businesses
Service areaFlint, MI
Typical pricing$90 to $260
8

Irving Insurance Agency, Inc.

★★★★★4.5(35 reviews)
80Score

Irving Insurance Agency, Inc. has a rating of 4.5 from 35 reviews. Clients appreciate their personalized service and willingness to work with unique insurance needs. They are suitable for individuals looking for tailored policies. However, their smaller size may limit some offerings. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is tailored insurance solutions. It serves Flint, MI, with $80 to $240 pricing, and the honest trade-offs are limited offerings and fewer resources.

Pros

  • Personalized service
  • Tailored policies
  • Experienced agents

Cons

  • Limited offerings
  • Fewer resources
Best forTailored insurance solutions
Service areaFlint, MI
Typical pricing$80 to $240
9

PLPD Insurance - Flint

★★★★★4.0(75 reviews)
78Score

PLPD Insurance has a rating of 4 based on 75 reviews. Customers appreciate their straightforward pricing and basic coverage options. They are best for those seeking no-frills insurance. However, some clients have reported limited customer support availability. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is no-frills insurance. It serves Flint, MI, with $60 to $150 pricing, and the honest trade-offs are limited customer support and basic offerings.

Pros

  • Straightforward pricing
  • Basic coverage options
  • Affordable

Cons

  • Limited customer support
  • Basic offerings
Best forNo-frills insurance
Service areaFlint, MI
Typical pricing$60 to $150
10

L.A. Insurance

★★★★★4.0(251 reviews)
78Score

L.A. Insurance has a rating of 4 from 251 reviews. While they offer a range of services, some clients mention inconsistency in service quality across different agents. They are best for those who need basic insurance solutions. However, be prepared for varying customer experiences. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is basic insurance solutions. It serves Flint, MI, with $70 to $200 pricing, and the honest trade-offs are inconsistent service quality and varying customer experiences.

Pros

  • Range of services
  • Affordable options
  • Multiple locations

Cons

  • Inconsistent service quality
  • Varying customer experiences
Best forBasic insurance solutions
Service areaFlint, MI
Typical pricing$70 to $200
Before you book

How to choose an insurance agent in Flint

Selecting the right insurance agent in Flint involves considering several key factors that can affect your experience and coverage.

Evaluate service area

Ensure the agency serves your specific location in Flint, as this can impact response times and availability.

Check response times

Look for agents with quick response times, especially if you need immediate assistance or have urgent questions.

Verify state licensing

Confirm that the agent is properly licensed in Michigan to provide the insurance services you need.

What it costs

What insurance costs in Flint

Insurance costs can vary significantly based on factors like coverage type and provider. Here's a general breakdown of what you might expect in Flint.

Basic coverage$50 to $100 per month, ideal for minimal protection needs.
Standard coverage$100 to $200 per month, suitable for most homeowners and vehicle owners.
Comprehensive coverage$200 to $400 per month, offering extensive protection for multiple assets.
Premium packages$400 and up per month, designed for high-value properties and specialized needs.

Frequently asked questions

How much does insurance cost in Flint?

Insurance costs in Flint vary widely based on coverage and provider. On average, you might expect premiums to range from $100 to $300 monthly, depending on your needs.

What types of insurance can I get in Flint?

In Flint, you can find various types of insurance, including auto, home, health, and life insurance. Many agencies like L.A. Insurance and Eve Insurance offer comprehensive packages.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Flint residents: L.A. Insurance

If you're looking for reliable service with a strong track record, L.A. Insurance is your best bet. They cater well to families needing comprehensive coverage. For those who prioritize high ratings with a personal touch, Eve Insurance is a great choice, especially for individuals or small families. If you want a long-established agency with a history of service, Phillips Insurance - An Independent Agency Since 1917 is an excellent pick for anyone wanting to work with seasoned professionals.