CityVettedCityvetted
Independent. Never pay-to-play.
Local services · Chesapeake, VA/Updated June 13, 2026

The Best Mortgage Brokers in Chesapeake, VA

Finding the right mortgage broker can make all the difference in securing your dream home. Here are the best options in Chesapeake.

Editorially independent9 companies evaluated
cover story
★ Editor's ChoiceAtlantic Bay Mortgage Group
96Score
Latest update · June 13, 2026: Initial ranking published. 9 Chesapeake-metro mortgage brokers businesses evaluated, top 9 ranked by Vetted Score.

In Chesapeake, VA, choosing the right mortgage broker is essential for navigating the complexities of home financing. With varying rates, terms, and lender options, a knowledgeable broker can simplify the process and help you find the best fit for your financial situation.

We evaluated nine mortgage brokers based on their customer ratings and review counts, ensuring a transparent and fair analysis. Our rankings reflect genuine client experiences, with no paid placements influencing the results.

9providers evaluated in Chesapeake
4.99average rating across the field
890customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in Chesapeake? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

Atlantic Bay Mortgage Group

★★★★★5.0(281 reviews)

With a perfect rating of 5 from 281 reviews, Atlantic Bay Mortgage Group is a top choice for Chesapeake residents.

Read full review
Best Value
95Score

Briggs Team Lending - Taylor Briggs

★★★★★5.0(142 reviews)

Briggs Team Lending, led by Taylor Briggs, boasts a perfect 5-star rating from 142 reviews.

Read full review
Most Reviewed
94Score

The Broker - Mortgage Experts

★★★★★5.0(116 reviews)

The Broker - Mortgage Experts has earned a 5-star rating from 116 reviews, highlighting their expertise and customer-centric approach.

Read full review

All 9, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
281First-time homebuyers
2
95Score
5.0★★★★★
142Competitive rates
3
94Score
5.0★★★★★
116Diverse financial backgrounds
4
93Score
5.0★★★★★
96First-time buyers
5
92Score
4.9★★★★★
93Responsive service
6
91Score
5.0★★★★★
61Personalized service
7
90Score
5.0★★★★★
50Efficiency
8
89Score
5.0★★★★★
37Competitive guidance
9
82Score
5.0★★★★★
14Personalized service
Methodology

How we evaluated all 9 providers.

To determine the best mortgage brokers in Chesapeake, we analyzed numerous factors, including customer ratings, the volume of reviews, and overall client satisfaction. Each business is independently evaluated, ensuring an unbiased ranking that reflects the true quality of service.

This ranking is updated monthly to provide the latest insights based on fresh review data. We strive to keep our evaluations accurate and relevant, helping you make informed decisions.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Atlantic Bay Mortgage Group

★★★★★5.0(281 reviews)
96Score

With a perfect rating of 5 from 281 reviews, Atlantic Bay Mortgage Group is a top choice for Chesapeake residents. Clients appreciate their personalized service and expertise in securing favorable mortgage terms. They excel in helping first-time homebuyers navigate the process. However, some users noted longer wait times during peak periods.

Pros

  • Personalized service
  • Expertise in first-time homebuying
  • Strong customer support

Cons

  • Long wait times during busy periods
  • Limited office hours
Best forFirst-time homebuyers
Service areaChesapeake, VA
Typical pricing$300 to $800 in application fees
2
Best Value

Briggs Team Lending - Taylor Briggs

★★★★★5.0(142 reviews)
95Score

Briggs Team Lending, led by Taylor Briggs, boasts a perfect 5-star rating from 142 reviews. Customers commend their competitive rates and thorough explanations of mortgage options. They are particularly praised for their responsiveness and support throughout the loan process. A downside is their smaller team, which may lead to occasional delays in communication.

Pros

  • Competitive rates
  • Thorough mortgage explanations
  • Responsive communication

Cons

  • Smaller team may cause delays
  • Limited physical locations
Best forCompetitive rates
Service areaChesapeake, VA
Typical pricing$300 to $700 in application fees
3
Most Reviewed

The Broker - Mortgage Experts

★★★★★5.0(116 reviews)
94Score

The Broker - Mortgage Experts has earned a 5-star rating from 116 reviews, highlighting their expertise and customer-centric approach. Reviewers appreciate their ability to secure loans for varying situations, including those with unique financial backgrounds. However, some clients reported that the process could be slower than anticipated, especially during busy seasons.

Pros

  • Expertise in diverse financial situations
  • Customer-centric approach
  • Strong reputation

Cons

  • Potentially slower processing times
  • Limited loan options for self-employed borrowers
Best forDiverse financial backgrounds
Service areaChesapeake, VA
Typical pricing$300 to $800 in application fees
4
93Score

Shikma Rubin, a licensed mortgage advisor, holds a 5-star rating from 96 reviews. Clients praise her for her thorough guidance and dedication to finding the best mortgage solutions. She is particularly skilled at working with first-time buyers. A noted drawback is that her services may be less accessible due to limited operating hours.

Pros

  • Thorough guidance
  • Dedicated service
  • Expertise with first-time buyers

Cons

  • Limited operating hours
  • Potentially high fees
Best forFirst-time buyers
Service areaChesapeake, VA
Typical pricing$300 to $700 in application fees
5

Tidewater Home Funding

★★★★★4.9(93 reviews)
92Score

Tidewater Home Funding has a strong rating of 4.9 from 93 reviews. Customers commend their knowledgeable staff and smooth application process. They are especially noted for their responsiveness and customer service. However, some reviews mentioned a lack of transparency in fee structures, which could be a concern for potential clients.

Pros

  • Knowledgeable staff
  • Smooth application process
  • Great customer service

Cons

  • Lack of fee transparency
  • Limited online tools
Best forResponsive service
Service areaChesapeake, VA
Typical pricing$300 to $750 in application fees
6

Vantage Point Mortgage

★★★★★5.0(61 reviews)
91Score

Vantage Point Mortgage has garnered a 5-star rating from 61 reviews. Clients appreciate their personalized approach and ability to tailor mortgage products to individual needs. They excel in communication and follow-ups. However, their smaller scale may limit options compared to larger firms. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized service. It serves Chesapeake, VA, with $300 to $700 in application fees pricing, and the honest trade-offs are smaller scale limits options and less market visibility.

Pros

  • Personalized approach
  • Excellent communication
  • Tailored mortgage products

Cons

  • Smaller scale limits options
  • Less market visibility
Best forPersonalized service
Service areaChesapeake, VA
Typical pricing$300 to $700 in application fees
7

C&F Mortgage Corp

★★★★★5.0(50 reviews)
90Score

C&F Mortgage Corp holds a 5-star rating from 50 reviews, with clients praising their professional service and efficiency. They are recognized for their clear communication and quick turnaround times. However, some users reported occasional inconsistencies in service quality. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is efficiency. It serves Chesapeake, VA, with $300 to $800 in application fees pricing, and the honest trade-offs are occasional service inconsistencies and limited loan products.

Pros

  • Professional service
  • Efficient processing
  • Clear communication

Cons

  • Occasional service inconsistencies
  • Limited loan products
Best forEfficiency
Service areaChesapeake, VA
Typical pricing$300 to $800 in application fees
8

Marcie Ellis Richard at CrossCountry Mortgage

★★★★★5.0(37 reviews)
89Score

Marcie Ellis Richard at CrossCountry Mortgage has achieved a 5-star rating from 37 reviews. Clients appreciate her dedication and ability to find competitive rates. She is particularly effective in guiding clients through the mortgage process. However, her limited client base may make her less known compared to larger brokers. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is competitive guidance. It serves Chesapeake, VA, with $300 to $700 in application fees pricing, and the honest trade-offs are limited client base and less recognition in the market.

Pros

  • Dedicated service
  • Competitive rates
  • Guidance through the process

Cons

  • Limited client base
  • Less recognition in the market
Best forCompetitive guidance
Service areaChesapeake, VA
Typical pricing$300 to $700 in application fees
9

Mortgage 757, LLC

★★★★★5.0(14 reviews)
82Score

Mortgage 757, LLC has a solid rating of 5 stars from 14 reviews. Clients appreciate the personalized attention they receive and the willingness to answer all questions. However, the thin review base makes it a promising but unproven option for clients seeking mortgage assistance. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personalized service. It serves Chesapeake, VA, with $300 to $700 in application fees pricing, and the honest trade-offs are thin review base and limited experience.

Pros

  • Personalized attention
  • Willingness to answer questions
  • Client-focused service

Cons

  • Thin review base
  • Limited experience
Best forPersonalized service
Service areaChesapeake, VA
Typical pricing$300 to $700 in application fees
Before you book

How to choose a mortgage broker in Chesapeake

Selecting the right mortgage broker is critical for a smooth home buying experience. Here are some key factors to consider when making your choice.

Experience in the industry

Look for brokers with a solid track record and extensive experience in the local market.

Client reviews and testimonials

Read through reviews to gauge client satisfaction and the broker's responsiveness.

Range of loan products

Choose a broker that offers a variety of loan products to find the best rates and terms for your needs.

Transparency in fees

Ensure the broker is upfront about all fees and costs associated with the mortgage process.

What it costs

What mortgage brokers cost in Chesapeake

Mortgage broker fees can vary based on services provided and loan amounts. Understanding typical pricing can help you budget effectively.

Origination feesTypically range from 0.5% to 1% of the loan amount, depending on the broker.
Application feesThese may range from $300 to $800, covering the cost of processing your application.
Commission feesBrokers may receive a commission from lenders, often around 1% of the loan amount.
Prepayment penaltiesSome brokers may charge fees if you pay off your mortgage early, so clarify this upfront.

Frequently asked questions

How much does mortgage brokerage cost in Chesapeake?

Mortgage brokerage fees typically range from $300 to $800 in application fees, with additional costs for origination and commission fees.

What factors should I consider when choosing a mortgage broker?

Consider factors such as experience, client reviews, range of loan products, and fee transparency.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Chesapeake homeowners: Editor's Choice Atlantic Bay Mortgage Group

For those in Chesapeake seeking the best mortgage experience, look no further than Atlantic Bay Mortgage Group, recognized for its exceptional service and extensive client support. Following closely are Briggs Team Lending, praised for value, and The Broker - Mortgage Experts, known for their diverse solutions.