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Local services · Greenville, SC/Updated June 13, 2026

The Best Mortgage Brokers in Greenville, SC

Finding the right mortgage broker can make all the difference in your home-buying journey. Here are the top choices in Greenville.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceThe CL Team (Luminate Bank)
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Greenville-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Securing a mortgage is a critical step for anyone looking to purchase a home, and the right mortgage broker can simplify the process significantly. In Greenville, SC, a variety of mortgage brokers are available to help navigate the complexities of financing a home. With numerous options, it’s essential to find a broker who understands the local market and can offer personalized guidance.

We evaluated ten mortgage brokers in the Greenville area based on customer ratings, the number of reviews, and overall client satisfaction. Our rankings reflect the best choices for homebuyers seeking reliable and trustworthy mortgage services, ensuring that each broker has been vetted thoroughly.

10providers evaluated in Greenville
4.88average rating across the field
2.0Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in Greenville? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

The CL Team (Luminate Bank)

★★★★★5.0(483 reviews)

The CL Team at Luminate Bank holds an impressive rating of 5 based on 483 reviews.

Read full review
Best Value
95Score

Derek Horton, Greenville Mortgage Lender

★★★★★5.0(240 reviews)

Derek Horton has earned a stellar 5-star rating from 240 reviews.

Read full review
Most Reviewed
94Score

Best Life Mortgage Corp

★★★★★5.0(226 reviews)

Best Life Mortgage Corp shines with a perfect 5-star rating from 226 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
483First-time homebuyers
2
95Score
5.0★★★★★
240Value-driven clients
3
94Score
5.0★★★★★
226Clients needing quick financing
4
93Score
5.0★★★★★
180Complex loan applications
5
91Score
4.9★★★★★
268Clients seeking a personal touch
6
90Score
4.9★★★★★
237Flexible mortgage solutions
7
89Score
4.9★★★★★
195First-time buyers needing guidance
8
84Score
4.7★★★★★
112Quick and simple loan processing
9
81Score
4.6★★★★★
69Local clients seeking friendly service
10
78Score
4.8★★★★★
18Clients wanting personalized attention
Methodology

How we evaluated all 10 providers.

To compile this list, we analyzed thousands of customer reviews and ratings for each mortgage broker in the Greenville metro area. We considered factors such as responsiveness, expertise, and customer service. Importantly, no business pays for placement in our rankings; our goal is to provide unbiased recommendations.

This ranking is updated monthly to reflect the latest reviews and ratings, ensuring that you have access to the most current information. Our last update was on June 13, 2026, providing you with the best insights into the local mortgage brokerage landscape.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

The CL Team (Luminate Bank)

★★★★★5.0(483 reviews)
96Score

The CL Team at Luminate Bank holds an impressive rating of 5 based on 483 reviews. Clients praise their attentive service and deep knowledge of mortgage products. They excel at providing tailored solutions for first-time homebuyers and those looking to refinance. However, some users mention that wait times for responses can vary during busy periods.

Pros

  • Highly rated customer service
  • Expertise in various loan types
  • Strong local market knowledge

Cons

  • Variable response times
  • Limited physical locations
Best forFirst-time homebuyers
Service areaGreenville, SC
Typical pricing$300 to $500 application fee
2
Best Value

Derek Horton, Greenville Mortgage Lender

★★★★★5.0(240 reviews)
95Score

Derek Horton has earned a stellar 5-star rating from 240 reviews. Reviewers commend his straightforward approach and commitment to finding the best rates. He is particularly praised for his ability to simplify the mortgage process, making it ideal for those unfamiliar with home financing. Some clients have reported longer processing times during peak seasons.

Pros

  • Transparent pricing
  • Personalized service
  • Strong negotiation skills

Cons

  • Longer processing times during peak seasons
  • Limited loan options compared to larger firms
Best forValue-driven clients
Service areaGreenville, SC
Typical pricing$0 to $300 origination fee
3
Most Reviewed

Best Life Mortgage Corp

★★★★★5.0(226 reviews)
94Score

Best Life Mortgage Corp shines with a perfect 5-star rating from 226 reviews. Clients appreciate their comprehensive support and quick turnaround times. They are well-regarded for assisting clients with diverse financial backgrounds. However, some have noted that their fees can be on the higher side compared to other brokers. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is clients needing quick financing. It serves Greenville, SC, with $500 to $1,000 processing fee pricing, and the honest trade-offs are higher fees than competitors and occasional communication delays.

Pros

  • Fast service
  • Diverse loan options
  • Excellent client support

Cons

  • Higher fees than competitors
  • Occasional communication delays
Best forClients needing quick financing
Service areaGreenville, SC
Typical pricing$500 to $1,000 processing fee
4

The Pender Team - CrossCountry Mortgage, LLC

★★★★★5.0(180 reviews)
93Score

The Pender Team at CrossCountry Mortgage, LLC boasts a perfect 5-star rating with 180 reviews. Customers highlight their friendly service and extensive mortgage knowledge. They excel in helping clients navigate complex loan applications. A downside is that they may have limited availability for urgent requests during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is complex loan applications. It serves Greenville, SC, with $300 to $500 application fee pricing, and the honest trade-offs are limited availability during peak times and occasional delays in communication.

Pros

  • Friendly and knowledgeable staff
  • Strong support for complex applications
  • Good loan variety

Cons

  • Limited availability during peak times
  • Occasional delays in communication
Best forComplex loan applications
Service areaGreenville, SC
Typical pricing$300 to $500 application fee
5

Palmetto State Home Mortgage

★★★★★4.9(268 reviews)
91Score

Palmetto State Home Mortgage has a strong rating of 4.9 from 268 reviews, with clients appreciating their local expertise and personalized service. They focus on building relationships with clients to find the best mortgage solutions. However, some clients have experienced longer wait times for loan approval. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is clients seeking a personal touch. It serves Greenville, SC, with $300 to $600 origination fee pricing, and the honest trade-offs are longer loan approval times and occasional communication issues.

Pros

  • Local expertise
  • Personalized service
  • Strong client relationships

Cons

  • Longer loan approval times
  • Occasional communication issues
Best forClients seeking a personal touch
Service areaGreenville, SC
Typical pricing$300 to $600 origination fee
6

On Q Home Loans | Greenville

★★★★★4.9(237 reviews)
90Score

On Q Home Loans has garnered a 4.9-star rating from 237 reviews. Clients praise their innovative loan products and excellent customer service. They are particularly good for clients looking for flexible mortgage options. However, some clients have reported challenges with timely communication during peak times. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is flexible mortgage solutions. It serves Greenville, SC, with $300 to $500 application fee pricing, and the honest trade-offs are timely communication challenges and limited physical offices.

Pros

  • Innovative loan products
  • Flexible options
  • Great customer service

Cons

  • Timely communication challenges
  • Limited physical offices
Best forFlexible mortgage solutions
Service areaGreenville, SC
Typical pricing$300 to $500 application fee
7

Randy Shamburger Greenville Mortgage Lender

★★★★★4.9(195 reviews)
89Score

Randy Shamburger has a solid rating of 4.9 from 195 reviews. Clients commend his thoroughness and ability to secure competitive rates. He is well-suited for first-time buyers looking for guidance. A few clients mention that his office can get busy, leading to longer wait times for responses. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is first-time buyers needing guidance. It serves Greenville, SC, with $300 to $500 origination fee pricing, and the honest trade-offs are busy office leading to wait times and limited loan options compared to larger firms.

Pros

  • Thorough service
  • Competitive rates
  • Good for first-time buyers

Cons

  • Busy office leading to wait times
  • Limited loan options compared to larger firms
Best forFirst-time buyers needing guidance
Service areaGreenville, SC
Typical pricing$300 to $500 origination fee
8

United Home Loan Services, Inc.

★★★★★4.7(112 reviews)
84Score

United Home Loan Services, Inc. holds a 4.7 rating from 112 reviews. Clients appreciate their straightforward approach and efficiency in handling applications. They are a good option for clients looking for a quick and simple process. However, some have noted that their customer service could be more responsive. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is quick and simple loan processing. It serves Greenville, SC, with $300 to $500 application fee pricing, and the honest trade-offs are less responsive customer service and limited loan types.

Pros

  • Straightforward process
  • Efficiency in applications
  • Good for quick loans

Cons

  • Less responsive customer service
  • Limited loan types
Best forQuick and simple loan processing
Service areaGreenville, SC
Typical pricing$300 to $500 application fee
9

Upstate Mortgage

★★★★★4.6(69 reviews)
81Score

Upstate Mortgage has a rating of 4.6 from 69 reviews. Clients appreciate their friendly service and helpful staff. They are a decent option for local clients, but with a thinner review base, they are somewhat unproven in comparison to others on this list. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is local clients seeking friendly service. It serves Greenville, SC, with $300 to $600 application fee pricing, and the honest trade-offs are thin review base and limited recognition compared to others.

Pros

  • Friendly service
  • Helpful staff
  • Local expertise

Cons

  • Thin review base
  • Limited recognition compared to others
Best forLocal clients seeking friendly service
Service areaGreenville, SC
Typical pricing$300 to $600 application fee
10

Hanover Mortgage Company

★★★★★4.8(18 reviews)
78Score

Hanover Mortgage Company has a rating of 4.8 from only 18 reviews. While clients commend their service, the thin review base makes them promising but unproven as a reliable option. They may be suitable for those seeking personalized attention, but potential clients should consider the limited feedback. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients wanting personalized attention. It serves Greenville, SC, with $300 to $500 application fee pricing, and the honest trade-offs are thin review base and limited overall recognition.

Pros

  • Personalized service
  • Positive client feedback

Cons

  • Thin review base
  • Limited overall recognition
Best forClients wanting personalized attention
Service areaGreenville, SC
Typical pricing$300 to $500 application fee
Before you book

How to choose a mortgage broker in Greenville

Choosing the right mortgage broker can significantly affect your home buying experience. Here are some key factors to consider during your selection process.

Experience and Expertise

Look for brokers with a strong track record and extensive knowledge of the local market.

Customer Reviews

Check online reviews to gauge client satisfaction and reliability.

Communication Style

Choose a broker who communicates clearly and is responsive to your questions.

Range of Services

Consider brokers that offer a variety of loan options tailored to your needs.

What it costs

What mortgage brokers cost in Greenville

Mortgage broker fees can vary significantly, depending on the services offered and the complexity of your mortgage. Here are some typical costs to expect in Greenville.

Origination FeesTypically range from 0.5% to 1% of the loan amount.
Application FeesThese can vary but often fall between $300 to $500.
Consultation FeesSome brokers charge a fee for initial consultations, usually around $100 to $300.
Processing FeesThese fees can range from $500 to $1,000, depending on the broker.

Frequently asked questions

How much does mortgage brokers cost in Greenville?

Mortgage broker fees typically range from $300 to $1,000 depending on services.

What should I look for in a mortgage broker?

Look for experience, customer reviews, and communication style.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Greenville homebuyers: Editor's Choice The CL Team

For those seeking the best mortgage experience in Greenville, The CL Team stands out with its exceptional service and expertise. Close behind are Derek Horton, known for great value, and Best Life Mortgage Corp, praised for their speed and support.