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Mortgage Brokers · Greenville, SC/Updated June 13, 2026

The 10 Best Mortgage Brokers in Greenville, SC

With over 2,000 reviews combined, these mortgage brokers offer a range of services to meet your needs in Greenville. Find the right fit for your home financing.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceThe CL Team (Luminate Bank)
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Greenville-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In Greenville, the mortgage market features a mix of established leaders and smaller shops, each vying for your business. The standout, The CL Team (Luminate Bank), boasts an impressive 5-star rating from 497 reviews, setting a high bar compared to the rest of the field.

To compile this list, we evaluated 10 local mortgage brokers based on their Vetted Scores, customer ratings, and review counts. Our goal is to provide you with a clear picture of who to trust in your home financing journey.

10mortgage brokers evaluated in Greenville
4.88average rating across the field
2.1Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Greenville? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

The CL Team (Luminate Bank)

★★★★★5.0(497 reviews)

With a perfect rating of 5 stars from 497 reviews, The CL Team at Luminate Bank is a standout in Greenville's mortgage market.

Read full review
Best Value
95Score

Derek Horton, Greenville Mortgage Lender

★★★★★5.0(248 reviews)

Derek Horton, Greenville Mortgage Lender, holds a strong 5-star rating from 248 reviews.

Read full review
Most Reviewed
94Score

Best Life Mortgage Corp

★★★★★5.0(237 reviews)

Best Life Mortgage Corp has earned a 5-star rating from 237 reviews, making it a popular choice among Greenville residents.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
497Personalized mortgage solutions
2
95Score
5.0★★★★★
248First-time homebuyers
3
94Score
5.0★★★★★
237Quick mortgage approvals
4
92Score
5.0★★★★★
189Complex financial situations
5
90Score
4.9★★★★★
274Conventional loans
6
89Score
4.9★★★★★
235Variety of mortgage options
7
88Score
4.9★★★★★
195Guidance through the application process
8
84Score
4.7★★★★★
111Refinancing
9
82Score
4.6★★★★★
69Local residents seeking personalized service
10
80Score
4.8★★★★★
22Small, local lending
Methodology

How we evaluated all 10 mortgage brokers.

We assessed each mortgage broker's performance by analyzing their customer reviews, ratings, and overall reputation in the Greenville area. Our rankings are not influenced by payments for placement, ensuring that only the best service providers are highlighted.

This list is refreshed monthly to reflect the most current data available, giving you the best opportunity to choose a mortgage broker that fits your needs.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

The CL Team (Luminate Bank)

★★★★★5.0(497 reviews)
96Score

With a perfect rating of 5 stars from 497 reviews, The CL Team at Luminate Bank is a standout in Greenville's mortgage market. Customers appreciate their personalized service and expertise in navigating complex loan processes. They excel in providing tailored mortgage solutions, though some clients note longer wait times during peak seasons.

Pros

  • Highly rated customer service
  • Expertise in various mortgage options
  • Tailored solutions for clients

Cons

  • Potential wait times during busy periods
  • Limited physical locations
Best forPersonalized mortgage solutions
Service areaGreenville, SC
Typical pricing$1,500 to $3,000 in closing costs
2
Best Value

Derek Horton, Greenville Mortgage Lender

★★★★★5.0(248 reviews)
95Score

Derek Horton, Greenville Mortgage Lender, holds a strong 5-star rating from 248 reviews. Clients praise his competitive rates and straightforward communication. He is particularly adept at helping first-time homebuyers secure financing. However, some reviews mention that the office can be busy, which may lead to delays in responses. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Greenville, SC, with $1,200 to $2,800 in closing costs pricing, and the honest trade-offs are busy office can lead to delays and limited after-hours availability.

Pros

  • Competitive interest rates
  • Clear communication
  • Good for first-time buyers

Cons

  • Busy office can lead to delays
  • Limited after-hours availability
Best forFirst-time homebuyers
Service areaGreenville, SC
Typical pricing$1,200 to $2,800 in closing costs
3
Most Reviewed

Best Life Mortgage Corp

★★★★★5.0(237 reviews)
94Score

Best Life Mortgage Corp has earned a 5-star rating from 237 reviews, making it a popular choice among Greenville residents. Reviewers commend their fast processing times and friendly staff. This company is particularly good for those seeking quick mortgage approvals. Some customers have noted occasional miscommunication during the application process.

Pros

  • Fast processing times
  • Friendly and approachable staff
  • Strong customer satisfaction

Cons

  • Occasional miscommunication
  • Limited loan options compared to larger firms
Best forQuick mortgage approvals
Service areaGreenville, SC
Typical pricing$1,000 to $2,500 in closing costs
4

The Pender Team - CrossCountry Mortgage, LLC

★★★★★5.0(189 reviews)
92Score

The Pender Team at CrossCountry Mortgage has a solid 5-star rating from 189 reviews. Customers appreciate their thoroughness and commitment to finding the right loan product. They are particularly adept at helping clients with unique financial situations. However, some clients mention that the mortgage process can feel lengthy. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is complex financial situations. It serves Greenville, SC, with $1,500 to $3,000 in closing costs pricing, and the honest trade-offs are lengthy mortgage process and higher fees than some competitors.

Pros

  • Thorough and detailed service
  • Good for unique financial situations
  • Strong communication

Cons

  • Lengthy mortgage process
  • Higher fees than some competitors
Best forComplex financial situations
Service areaGreenville, SC
Typical pricing$1,500 to $3,000 in closing costs
5

Palmetto State Home Mortgage

★★★★★4.9(274 reviews)
90Score

Palmetto State Home Mortgage holds a 4.9-star rating from 274 reviews, known for their friendly service and quick responses. They have a strong local presence and are well-regarded for conventional loans. Some clients, however, have expressed dissatisfaction with the variety of loan products offered. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is conventional loans. It serves Greenville, SC, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are limited loan product variety and occasional processing delays.

Pros

  • Friendly and responsive team
  • Strong local presence
  • Good for conventional loans

Cons

  • Limited loan product variety
  • Occasional processing delays
Best forConventional loans
Service areaGreenville, SC
Typical pricing$1,000 to $2,500 in closing costs
6

On Q Home Loans | Greenville

★★★★★4.9(235 reviews)
89Score

On Q Home Loans has a rating of 4.9 stars from 235 reviews. Clients appreciate their knowledgeable staff and competitive rates. They are particularly good for those looking for a variety of mortgage options. Some clients have noted issues with follow-up communication after initial contact. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is variety of mortgage options. It serves Greenville, SC, with $1,200 to $2,800 in closing costs pricing, and the honest trade-offs are follow-up communication issues and limited office hours.

Pros

  • Knowledgeable staff
  • Competitive rates
  • Variety of mortgage options

Cons

  • Follow-up communication issues
  • Limited office hours
Best forVariety of mortgage options
Service areaGreenville, SC
Typical pricing$1,200 to $2,800 in closing costs
7

Randy Shamburger Greenville Mortgage Lender

★★★★★4.9(195 reviews)
88Score

Randy Shamburger, Greenville Mortgage Lender, has a 4.9-star rating from 195 reviews. Reviewers commend his responsiveness and personalized service. He excels in guiding clients through the application process. However, some clients have reported challenges with loan processing times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is guidance through the application process. It serves Greenville, SC, with $1,200 to $2,500 in closing costs pricing, and the honest trade-offs are loan processing times can be slow and limited loan options.

Pros

  • Responsive and personalized service
  • Good guidance through the application process
  • Strong reputation

Cons

  • Loan processing times can be slow
  • Limited loan options
Best forGuidance through the application process
Service areaGreenville, SC
Typical pricing$1,200 to $2,500 in closing costs
8

United Home Loan Services, Inc.

★★★★★4.7(111 reviews)
84Score

United Home Loan Services, Inc. has a 4.7-star rating from 111 reviews. Clients appreciate their straightforward approach and clarity in the mortgage process. They are particularly good for those needing assistance with refinancing. Some clients mention that the responsiveness could improve. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is refinancing. It serves Greenville, SC, with $1,000 to $2,000 in closing costs pricing, and the honest trade-offs are responsiveness could improve and limited loan options.

Pros

  • Straightforward approach
  • Clear communication
  • Good for refinancing

Cons

  • Responsiveness could improve
  • Limited loan options
Best forRefinancing
Service areaGreenville, SC
Typical pricing$1,000 to $2,000 in closing costs
9

Upstate Mortgage

★★★★★4.6(69 reviews)
82Score

Upstate Mortgage has a 4.6-star rating from 69 reviews. They are praised for their friendly staff and local knowledge. However, the review base is small, making their reputation promising but unproven for many potential clients. Their services are best for local residents looking for personalized attention. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is local residents seeking personalized service. It serves Greenville, SC, with $1,000 to $2,500 in closing costs pricing, and the honest trade-offs are small review base and limited service offerings.

Pros

  • Friendly staff
  • Good local knowledge
  • Personalized attention

Cons

  • Small review base
  • Limited service offerings
Best forLocal residents seeking personalized service
Service areaGreenville, SC
Typical pricing$1,000 to $2,500 in closing costs
10

Hanover Mortgage Company

★★★★★4.8(22 reviews)
80Score

Hanover Mortgage Company has a 4.8-star rating from 22 reviews. They are noted for their friendly service and commitment to helping clients understand their options. However, the small number of reviews raises concerns about their reliability. They may be a good fit for those looking for a small, local lender.

Pros

  • Friendly service
  • Commitment to client education

Cons

  • Small review base raises reliability concerns
  • Limited product offerings
Best forSmall, local lending
Service areaGreenville, SC
Typical pricing$1,000 to $2,500 in closing costs
Before you book

How to choose a mortgage broker in Greenville

Selecting the right mortgage broker can significantly impact your home buying experience. Here are key factors to consider when making your choice.

Review Ratings and Count

Look at both the star ratings and the number of reviews. A high rating with a substantial review count suggests reliability.

Specialization

Some brokers may specialize in certain types of loans or first-time buyers. Choose one that aligns with your specific needs.

Customer Service Experience

Read through customer testimonials to gauge the level of service you can expect. Good communication can make the process smoother.

What it costs

What mortgage services cost in Greenville

Understanding the costs associated with mortgage services can help you budget effectively. Here are common pricing tiers.

Origination FeesTypically range from 0.5% to 1% of the loan amount, depending on the broker and loan type.
Application FeesThese can vary but generally fall between $300 to $500.
Closing CostsExpect to pay between $2,000 to $5,000, which includes various fees like appraisal and title insurance.
Interest RatesRates fluctuate but currently average around 3.5% to 4.5%, depending on credit score and loan terms.

Frequently asked questions

How much does a mortgage broker cost in Greenville?

Mortgage broker fees in Greenville typically range from 1% to 2% of the loan amount, depending on the broker and the complexity of your mortgage.

What is the average mortgage rate in Greenville?

As of October 2023, average mortgage rates in Greenville hover around 7.0%, but can vary based on your credit score and the lender.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Greenville homebuyers: <strong>The CL Team (Luminate Bank)</strong>

The best choice for mortgage brokerage in Greenville is The CL Team (Luminate Bank). With a perfect 5-star rating from 497 reviews, their proven track record is hard to beat. Close behind is Derek Horton, Greenville Mortgage Lender, also rated 5 stars but with fewer reviews at 248, indicating solid service but less experience. Finally, Best Life Mortgage Corp rounds out the top three with a 5-star rating on 237 reviews, making them a reliable option for those seeking competitive rates and good customer service.