Mortgage Brokers · North Charleston, SC/Updated June 13, 2026
The Best Mortgage Brokers in North Charleston, SC
Navigating the mortgage landscape in North Charleston can be overwhelming. We break down the best brokers to help you make an informed choice.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent5 companies evaluated
cover story
★ Editor's ChoiceHome Loans Inc: Jason Sharon, Mortgage Broker
96Score
Latest update · June 13, 2026: Initial ranking published. 5 North Charleston-metro mortgage brokers businesses evaluated, top 5 ranked by Vetted Score.
Securing a mortgage is a significant step in the home-buying process, and in North Charleston, it can be a complex journey. With a mix of well-reviewed leaders and smaller shops, understanding which mortgage broker to trust is crucial for your financial future.
Our list of the top mortgage brokers in North Charleston was built by evaluating five local providers based on their ratings and review counts. We focused on transparency and customer satisfaction to rank these businesses, ensuring that the best options rise to the top.
5mortgage brokers evaluated in North Charleston
4.98average rating across the field
1.0Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
With a perfect rating of 5 stars from 436 reviews, Home Loans Inc: Jason Sharon, Mortgage Broker, is widely recognized for its exceptional customer service and tailored mortgage solutions.
Peoples Bank Mortgage and SBA Loans earns a solid 4.9-star rating from 283 reviews, highlighting its reputation for reliable service and expertise in both mortgage and SBA loans.
We assessed each mortgage broker in North Charleston based on their Vetted Scores, which consider customer reviews, ratings, and overall satisfaction. This ranking process is refreshed monthly to reflect any changes in performance or customer feedback.
No broker pays for placement in our rankings. Our commitment to unbiased evaluations means you can trust our findings, whether you're looking for a competitive rate or a broker with a proven track record.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
With a perfect rating of 5 stars from 436 reviews, Home Loans Inc: Jason Sharon, Mortgage Broker, is widely recognized for its exceptional customer service and tailored mortgage solutions. Clients appreciate Jason's responsiveness and expertise in navigating the mortgage process. However, with a larger client base, wait times can be longer during peak periods.
Pros
Excellent customer service
Highly knowledgeable staff
Tailored mortgage solutions
Cons
Potential wait times during busy periods
Limited appointment availability
Best forFirst-time homebuyers looking for personalized guidance
Service areaNorth Charleston and surrounding areas
Lending with Mark holds an impressive 5-star rating from 262 reviews, making it a strong contender for value-driven mortgage services. Clients commend Mark's clear communication and competitive rates. While many praise the affordability, some mention that personal touch can vary based on the volume of clients at any given time.
Pros
Competitive interest rates
Clear communication
Good value for services
Cons
Personal attention may vary
Smaller team may lead to delays
Best forHomebuyers prioritizing budget-friendly options
Peoples Bank Mortgage and SBA Loans earns a solid 4.9-star rating from 283 reviews, highlighting its reputation for reliable service and expertise in both mortgage and SBA loans. Many clients appreciate the bank's comprehensive approach and knowledgeable staff. However, a few reviews suggest that the process can be slower than expected.
Pros
Expertise in SBA loans
Reliable service
Strong community presence
Cons
Potentially slower processing times
Less personalized service for larger clients
Best forThose seeking a bank with diverse lending options
Service areaNorth Charleston and surrounding communities
Otter Mortgage Team powered by Edge Home Finance has a 5-star rating from 30 reviews, showcasing a promising start in the mortgage market. Clients appreciate the friendly service and innovative solutions. However, the limited review base raises questions about their long-term reliability and experience. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is clients looking for newer options in mortgage services. It serves North Charleston and nearby areas, with $300 to $1,200 in closing costs pricing, and the honest trade-offs are limited reviews and still building a reputation.
Pros
Friendly service
Innovative mortgage solutions
Cons
Limited reviews
Still building a reputation
Best forClients looking for newer options in mortgage services
Debbie Berry at Edge Home Finance has garnered a 5-star rating from 28 reviews, reflecting a positive reception among her clients. Reviewers highlight her dedication and personalized service. However, the small number of reviews suggests that clients should approach with cautious optimism as she builds her business. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is homebuyers seeking a personal touch. It serves North Charleston and surrounding regions, with $300 to $1,000 in closing costs pricing, and the honest trade-offs are limited review base and may lack extensive experience.
Pros
Personalized service
Dedicated to client needs
Cons
Limited review base
May lack extensive experience
Best forHomebuyers seeking a personal touch
Service areaNorth Charleston and surrounding regions
How to choose a mortgage broker in North Charleston
Selecting the right mortgage broker involves balancing cost and trustworthiness. Here are key factors to consider.
Review Ratings
Look for brokers with high ratings and substantial review counts. A broker with a solid track record can provide peace of mind.
Compare Fees
Evaluate the fees charged by different brokers. Sometimes, the cheapest option may not provide the best service or support.
Personal Recommendations
Seek referrals from friends or family who have recently secured a mortgage. Personal experiences can guide you toward reliable brokers.
What it costs
What mortgage brokers cost in North Charleston
Understanding the costs associated with mortgage brokers can help you budget effectively. Here's what you can expect.
Basic ConsultationMany brokers offer free initial consultations to discuss your needs and options.
Application FeesExpect application fees ranging from $300 to $600, depending on the broker and complexity of your loan.
Broker FeesBroker fees can vary widely, typically from 1% to 2% of the loan amount, so clarify these charges upfront.
Closing CostsClosing costs may range from $2,000 to $5,000, including fees for appraisals, inspections, and more.
Frequently asked questions
How much does a mortgage broker cost in North Charleston?
Mortgage broker fees in North Charleston typically range from 1% to 2% of the loan amount, which can vary based on the broker and the complexity of your situation.
What should I look for in a mortgage broker?
You should consider their ratings, the number of reviews, and their experience in the North Charleston market to ensure you get reliable advice and service.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most North Charleston homeowners: <strong>Home Loans Inc: Jason Sharon, Mortgage Broker</strong>
Home Loans Inc: Jason Sharon, Mortgage Broker is the best overall choice due to its 5-star rating from 436 reviews, ensuring reliable service. For great value, consider Lending with Mark, which also holds a 5-star rating but with fewer reviews, indicating solid performance at potentially lower costs. If you're looking to splurge, Peoples Bank Mortgage and SBA Loans offers a strong 4.9-star rating with a respectable review count, making it a solid option for those wanting top-tier service.
Cityvetted
