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Local services · Mount Pleasant, SC/Updated June 13, 2026

The Best Mortgage Brokers in Mount Pleasant, SC

Finding the right mortgage broker can make all the difference in securing your dream home. Here are the best in Mount Pleasant.

Editorially independent9 companies evaluated
cover story
★ Editor's ChoiceImpact Lending Team
96Score
Latest update · June 13, 2026: Initial ranking published. 9 Mount Pleasant-metro mortgage brokers businesses evaluated, top 9 ranked by Vetted Score.

In Mount Pleasant, SC, choosing the right mortgage broker is essential for navigating the competitive housing market. With rising property prices and a variety of lending options, having a knowledgeable broker can help you secure favorable terms and rates. This list highlights the top mortgage brokers based on customer feedback and overall service quality.

We evaluated nine mortgage brokers in the Mount Pleasant metro area, focusing on their customer ratings, review counts, and overall reputation. Our list reflects businesses that consistently deliver exceptional service, ensuring that you have the best options available for your mortgage needs.

9providers evaluated in Mount Pleasant
4.97average rating across the field
1.1Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in Mount Pleasant? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

Impact Lending Team

★★★★★5.0(228 reviews)

With a stellar rating of 5 from 228 reviews, Impact Lending Team stands out for its exceptional customer service and personalized approach.

Read full review
Best Value
95Score

Fellowship Home Loans - Mortgage Lender

★★★★★5.0(185 reviews)

Fellowship Home Loans boasts a 5-star rating from 185 reviews, highlighting its competitive rates and attentive service.

Read full review
Most Reviewed
94Score

Barley Mortgage

★★★★★5.0(175 reviews)

Barley Mortgage has earned a perfect 5 rating with 175 reviews, showcasing its dedication to customer satisfaction.

Read full review

All 9, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
Impact Lending Team
Impact Lending Team
Editor's Choice
96Score
5.0★★★★★
228First-time homebuyers
2
95Score
5.0★★★★★
185Affordable mortgage solutions
3
Barley Mortgage
Barley Mortgage
Most Reviewed
94Score
5.0★★★★★
175Comprehensive mortgage guidance
4
93Score
5.0★★★★★
162Navigating mortgage options
5
92Score
5.0★★★★★
116Self-employed borrowers
6
91Score
5.0★★★★★
67VA loans
7
89Score
4.9★★★★★
73First-time homebuyers
8
84Score
5.0★★★★★
49Complex mortgage situations
9
78Score
4.8★★★★★
56Competitive mortgage rates
Methodology

How we evaluated all 9 providers.

To determine the best mortgage brokers, we analyzed customer ratings and the total number of reviews for each business. We prioritized brokers with higher ratings and substantial review counts, as these factors often indicate reliability and customer satisfaction. No businesses paid for placement in our rankings.

Our evaluations are refreshed monthly, ensuring you receive the most current and accurate information. We are committed to transparency and integrity in our rankings, so you can trust that our selections are based solely on merit.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Impact Lending Team

★★★★★5.0(228 reviews)
96Score

With a stellar rating of 5 from 228 reviews, Impact Lending Team stands out for its exceptional customer service and personalized approach. Reviewers often praise their responsiveness and expertise, making them a top choice for first-time homebuyers. However, some customers note that availability can vary during peak seasons. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is first-time homebuyers. It serves Mount Pleasant and surrounding areas, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are availability may fluctuate and limited office hours.

Pros

  • Excellent customer service
  • Highly knowledgeable staff
  • Quick response times

Cons

  • Availability may fluctuate
  • Limited office hours
Best forFirst-time homebuyers
Service areaMount Pleasant and surrounding areas
Typical pricing$1,000 to $2,500 in fees
2
Best Value

Fellowship Home Loans - Mortgage Lender

★★★★★5.0(185 reviews)
95Score

Fellowship Home Loans boasts a 5-star rating from 185 reviews, highlighting its competitive rates and attentive service. Customers appreciate the transparency in the lending process and the support provided throughout. A potential downside is that some clients have reported longer processing times than expected. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable mortgage solutions. It serves Mount Pleasant and nearby regions, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are processing times can be lengthy and limited branch locations.

Pros

  • Competitive interest rates
  • Transparent process
  • Supportive staff

Cons

  • Processing times can be lengthy
  • Limited branch locations
Best forAffordable mortgage solutions
Service areaMount Pleasant and nearby regions
Typical pricing$1,000 to $2,500 in fees
3
Most Reviewed

Barley Mortgage

★★★★★5.0(175 reviews)
94Score

Barley Mortgage has earned a perfect 5 rating with 175 reviews, showcasing its dedication to customer satisfaction. Clients frequently commend their thoroughness and support throughout the mortgage process. However, some customers have mentioned occasional communication delays during busy periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is comprehensive mortgage guidance. It serves Mount Pleasant and surrounding areas, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are communication delays at times and busy periods may affect service.

Pros

  • Thorough and supportive
  • High customer satisfaction
  • Experienced team

Cons

  • Communication delays at times
  • Busy periods may affect service
Best forComprehensive mortgage guidance
Service areaMount Pleasant and surrounding areas
Typical pricing$1,000 to $2,500 in fees
4

Lucey Mortgage Corporation

★★★★★5.0(162 reviews)
93Score

Lucey Mortgage Corporation has garnered a 5-star rating from 162 reviews, with clients praising their friendly staff and efficient processes. They excel in helping clients navigate various mortgage options. However, a few reviewers noted that their online resources could be more comprehensive. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is navigating mortgage options. It serves Mount Pleasant and nearby areas, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are online resources could improve and limited after-hours support.

Pros

  • Friendly and efficient staff
  • Diverse mortgage options
  • Strong local presence

Cons

  • Online resources could improve
  • Limited after-hours support
Best forNavigating mortgage options
Service areaMount Pleasant and nearby areas
Typical pricing$1,000 to $2,500 in fees
5

Lowcountry Home Loans

★★★★★5.0(116 reviews)
92Score

Lowcountry Home Loans holds a 5-star rating from 116 reviews, where clients appreciate their tailored solutions and attentive service. They are particularly strong in helping self-employed borrowers find suitable options. However, some clients have mentioned that their initial response times could be improved. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is self-employed borrowers. It serves Mount Pleasant and surrounding areas, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are initial response times can lag and limited online tools.

Pros

  • Tailored mortgage solutions
  • Strong for self-employed borrowers
  • Attentive service

Cons

  • Initial response times can lag
  • Limited online tools
Best forSelf-employed borrowers
Service areaMount Pleasant and surrounding areas
Typical pricing$1,000 to $2,500 in fees
6

Jeremy Chapman | Loan Officer | Charleston SC

★★★★★5.0(67 reviews)
91Score

Jeremy Chapman, a loan officer, has received a perfect 5-star rating from 67 reviews. Clients praise his professionalism and willingness to go the extra mile. He is particularly known for his expertise in VA loans. A downside is that his availability may be limited due to high demand. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is vA loans. It serves Mount Pleasant and Charleston, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are limited availability and may not handle all loan types.

Pros

  • Professional and knowledgeable
  • Expert in VA loans
  • Customer-focused

Cons

  • Limited availability
  • May not handle all loan types
Best forVA loans
Service areaMount Pleasant and Charleston
Typical pricing$1,000 to $2,500 in fees
7

Tim Loss

★★★★★4.9(73 reviews)
89Score

Tim Loss has a strong 4.9 rating from 73 reviews, with clients appreciating his clear communication and commitment to finding the best rates. He is particularly effective for first-time homebuyers. However, some clients have noted that he can be busy, leading to slower response times. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is first-time homebuyers. It serves Mount Pleasant and surrounding areas, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are busy schedule affects response time and limited online presence.

Pros

  • Clear communication
  • Strong for first-time buyers
  • Dedicated service

Cons

  • Busy schedule affects response time
  • Limited online presence
Best forFirst-time homebuyers
Service areaMount Pleasant and surrounding areas
Typical pricing$1,000 to $2,500 in fees
8

Heather Leman

★★★★★5.0(49 reviews)
84Score

Heather Leman has earned a 5-star rating from 49 reviews, with clients praising her personalized attention and deep knowledge of the mortgage process. She excels in guiding clients through complex situations. However, her review count is on the lower side, making her a promising but unproven option. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is complex mortgage situations. It serves Mount Pleasant and surrounding areas, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are lower review count and less visibility in the market.

Pros

  • Personalized service
  • Deep mortgage knowledge
  • Good for complex situations

Cons

  • Lower review count
  • Less visibility in the market
Best forComplex mortgage situations
Service areaMount Pleasant and surrounding areas
Typical pricing$1,000 to $2,500 in fees
9

First Heritage Mortgage, LLC - Charleston

★★★★★4.8(56 reviews)
78Score

First Heritage Mortgage, LLC has a solid 4.8 rating from 56 reviews, with clients appreciating their competitive rates and attentive service. They are known for being helpful throughout the mortgage process. A drawback is that some clients have reported inconsistent communication. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is competitive mortgage rates. It serves Mount Pleasant and Charleston, with $1,000 to $2,500 in fees pricing, and the honest trade-offs are inconsistent communication and limited local presence.

Pros

  • Competitive rates
  • Attentive service
  • Helpful throughout process

Cons

  • Inconsistent communication
  • Limited local presence
Best forCompetitive mortgage rates
Service areaMount Pleasant and Charleston
Typical pricing$1,000 to $2,500 in fees
Before you book

How to choose a mortgage broker in Mount Pleasant

Selecting a mortgage broker can be overwhelming, but focusing on key factors can simplify the process. Here are some essential considerations to help you make an informed choice.

Experience and Expertise

Look for brokers with extensive experience in the local market and a solid understanding of various mortgage products.

Customer Reviews

Check online reviews to gauge customer satisfaction and see how brokers handle challenges throughout the mortgage process.

Communication Skills

Choose a broker who communicates clearly and promptly, ensuring you stay informed at every stage of your mortgage application.

Fees and Rates

Compare the fees and interest rates offered by different brokers to find the best deal that fits your budget.

What it costs

What mortgage brokers cost in Mount Pleasant

The cost of hiring a mortgage broker can vary based on the services provided and the complexity of your mortgage needs. Below are typical pricing tiers you might encounter.

Broker FeesBroker fees typically range from 1% to 3% of the loan amount, depending on the broker and the services rendered.
Loan Origination FeesThese fees usually range from $1,000 to $2,500, depending on the lender and loan type.
Appraisal CostsExpect to pay between $300 and $600 for property appraisals, which are often required during the mortgage process.
Credit Report FeesThese fees can range from $30 to $50, typically charged when you apply for a mortgage.

Frequently asked questions

How much does mortgage brokerage cost in Mount Pleasant?

Mortgage broker fees typically range from 1% to 3% of the loan amount, in addition to loan origination fees and other costs.

What should I look for in a mortgage broker?

Look for experience, customer reviews, communication skills, and competitive rates to ensure you make a well-informed choice.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Mount Pleasant homebuyers: Impact Lending Team

The top three mortgage brokers in Mount Pleasant are Impact Lending Team, Fellowship Home Loans, and Barley Mortgage. Each offers exceptional service and customer satisfaction, making them great choices for your mortgage needs.