CityVettedCityvetted
Independent. Never pay-to-play.
Mortgage Brokers · Spartanburg, SC/Updated June 13, 2026

The 10 Best Mortgage Brokers in Spartanburg, SC

In a market with 10 evaluated providers, Mike Watson, Benchmark Mortgage leads with a 4.9 rating from 126 reviews.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceMike Watson — Benchmark Mortgage
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Spartanburg-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

Finding the right mortgage broker in Spartanburg can be a game changer for homebuyers. With 10 providers evaluated, the competition is tight, but one broker significantly outshines the rest.

Mike Watson, Benchmark Mortgage holds a commanding 4.9-star rating based on 126 reviews, while the other brokers have yet to establish similar trust among clients. This ranking reflects the importance of experience and customer satisfaction in a city where most brokers have fewer than 50 reviews.

10mortgage brokers evaluated in Spartanburg
4.88average rating across the field
442customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does mortgage brokers cost in Spartanburg? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Mike Watson — Benchmark Mortgage

★★★★★4.9(126 reviews)

With a stellar rating of 4.9 from 126 reviews, Mike Watson at Benchmark Mortgage is a standout choice for mortgage services in Spartanburg.

Read full review
Best Value
95Score

New American Funding: Travis Harrison

★★★★★5.0(62 reviews)

New American Funding, led by Travis Harrison, holds a perfect rating of 5 from 62 reviews.

Read full review
Most Reviewed
94Score

Lauren Duty - Movement Mortgage

★★★★★5.0(54 reviews)

Lauren Duty at Movement Mortgage has earned a rating of 5 from 54 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
4.9★★★★★
126Personalized mortgage guidance
2
95Score
5.0★★★★★
62Budget-friendly mortgage options
3
94Score
5.0★★★★★
54First-time homebuyers
4
90Score
5.0★★★★★
47Detailed mortgage advice
5
88Score
5.0★★★★★
36Quick mortgage processing
6
87Score
5.0★★★★★
35Local market knowledge
7
85Score
5.0★★★★★
31Simplifying the mortgage process
8
83Score
5.0★★★★★
19Transparent mortgage processes
9
81Score
5.0★★★★★
11Personalized service
10
78Score
3.9★★★★★
21Loan variety
Methodology

How we evaluated all 10 mortgage brokers.

We evaluated the top mortgage brokers in Spartanburg based on their star ratings and review counts. Our team analyzed feedback from clients to assess service quality and reliability.

This list is updated monthly, and no provider pays for their placement. This ensures a fair and transparent ranking that reflects the current state of the market.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Mike Watson — Benchmark Mortgage

★★★★★4.9(126 reviews)
96Score

With a stellar rating of 4.9 from 126 reviews, Mike Watson at Benchmark Mortgage is a standout choice for mortgage services in Spartanburg. Clients commend his thorough communication and personalized approach, making the mortgage process smoother. However, with a high volume of clients, response times can occasionally lag. Overall, he's best for those seeking a reliable and attentive mortgage broker.

Pros

  • High customer satisfaction
  • Personalized service
  • Extensive experience

Cons

  • Potential delays in response time
  • Busy schedule may limit availability
Best forPersonalized mortgage guidance
Service areaSpartanburg, SC
Typical pricing$300 to $800
2
Best Value

New American Funding: Travis Harrison

★★★★★5.0(62 reviews)
95Score

New American Funding, led by Travis Harrison, holds a perfect rating of 5 from 62 reviews. Reviewers appreciate the team's efficiency and the competitive rates offered. This makes them a great option for budget-conscious borrowers. On the downside, their newer presence in the market leaves some uncertainty about long-term service reliability.

Pros

  • Perfect rating
  • Competitive rates
  • Efficient service

Cons

  • Thin review base
  • Less established than competitors
Best forBudget-friendly mortgage options
Service areaSpartanburg, SC
Typical pricing$250 to $700
3
Most Reviewed

Lauren Duty - Movement Mortgage

★★★★★5.0(54 reviews)
94Score

Lauren Duty at Movement Mortgage has earned a rating of 5 from 54 reviews. Clients often highlight her dedication and responsiveness throughout the mortgage process. This makes her a solid pick for first-time homebuyers looking for guidance. However, her popularity can lead to a busy schedule, which may affect availability.

Pros

  • Highly responsive
  • Dedicated service
  • Great for first-time buyers

Cons

  • Busy schedule may limit availability
  • Fewer online resources compared to larger firms
Best forFirst-time homebuyers
Service areaSpartanburg, SC
Typical pricing$300 to $750
4

Jillian Wofford MLO Fairway Home Mortgage

★★★★★5.0(47 reviews)
90Score

Jillian Wofford at Fairway Home Mortgage has a rating of 5 from 47 reviews. Clients appreciate her thoroughness and knowledge of the mortgage process. She is particularly good for those needing a detailed explanation of their options. However, some clients mention that her office can be difficult to reach during peak hours.

Pros

  • Thorough explanations
  • Knowledgeable staff

Cons

  • Difficult to reach during busy times
  • Limited online presence
Best forDetailed mortgage advice
Service areaSpartanburg, SC
Typical pricing$300 to $800
5

Prosper Home Loans | Spartanburg, SC

★★★★★5.0(36 reviews)
88Score

Prosper Home Loans has a solid rating of 5 from 36 reviews. Clients report satisfaction with the speed of service and competitive rates. This makes them a good option for those looking for quick turnaround times. However, their limited number of reviews raises questions about consistency in service. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is quick mortgage processing. It serves Spartanburg, SC, with $250 to $700 pricing, and the honest trade-offs are limited reviews and potential inconsistency.

Pros

  • Fast service
  • Competitive rates

Cons

  • Limited reviews
  • Potential inconsistency
Best forQuick mortgage processing
Service areaSpartanburg, SC
Typical pricing$250 to $700
6

Local Mortgage Authority of Spartanburg

★★★★★5.0(35 reviews)
87Score

Local Mortgage Authority has a rating of 5 from 35 reviews. Clients appreciate their local expertise and tailored solutions. This is ideal for those wanting a mortgage broker familiar with Spartanburg's market. However, their relatively low review volume may indicate a lack of established trust. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is local market knowledge. It serves Spartanburg, SC, with $300 to $750 pricing, and the honest trade-offs are thin review base and less recognizable brand.

Pros

  • Local expertise
  • Tailored solutions

Cons

  • Thin review base
  • Less recognizable brand
Best forLocal market knowledge
Service areaSpartanburg, SC
Typical pricing$300 to $750
7

PrimeLending - Scott Gragg

★★★★★5.0(31 reviews)
85Score

Scott Gragg at PrimeLending has received a rating of 5 from 31 reviews. Clients commend his professionalism and ability to simplify the mortgage process. This makes him a good choice for those feeling overwhelmed by the details. However, some clients have noted that his team can be slow to respond during busy periods.

Pros

  • Professional demeanor
  • Simplifies the process

Cons

  • Slow response times
  • Limited online resources
Best forSimplifying the mortgage process
Service areaSpartanburg, SC
Typical pricing$300 to $800
8
83Score

PrimeLending, A PlainsCapital Company has a rating of 5 from 19 reviews. Clients appreciate their straightforward approach and clear communication. This makes them a solid choice for borrowers wanting transparency. However, the limited number of reviews raises concerns about the breadth of their service experience. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is transparent mortgage processes. It serves Spartanburg, SC, with $250 to $700 pricing, and the honest trade-offs are thin review base and limited service history.

Pros

  • Straightforward approach
  • Clear communication

Cons

  • Thin review base
  • Limited service history
Best forTransparent mortgage processes
Service areaSpartanburg, SC
Typical pricing$250 to $700
9

Kristina Pinchuk Mortgage Loan Officer

★★★★★5.0(11 reviews)
81Score

Kristina Pinchuk has a rating of 5 from 11 reviews. Clients mention her friendly demeanor and willingness to go the extra mile. She is a good choice for those who value a personal touch in their mortgage experience. However, her limited review count suggests that she is still building her reputation.

Pros

  • Friendly service
  • Personal touch

Cons

  • Limited reviews
  • Less established
Best forPersonalized service
Service areaSpartanburg, SC
Typical pricing$300 to $800
10

New American Funding Mortgage

★★★★★3.9(21 reviews)
78Score

New American Funding Mortgage has a rating of 3.9 from 21 reviews. While some clients appreciate the services offered, others have raised concerns about communication issues and delays. This makes them a more cautious choice for borrowers. The mixed feedback indicates that you may want to weigh other options first.

Pros

  • Variety of loan options
  • Established company

Cons

  • Mixed reviews
  • Communication issues reported
Best forLoan variety
Service areaSpartanburg, SC
Typical pricing$250 to $700
Before you book

How to choose a mortgage broker in Spartanburg

Selecting the right mortgage broker involves assessing their reputation and service offerings. Here are key factors to consider.

Review Ratings

Start by looking at the star ratings. A higher rating generally indicates better service and client satisfaction.

Number of Reviews

Pay attention to the number of reviews. A broker with more reviews may provide a more reliable picture of their performance.

Client Feedback

Read through client comments to understand their experiences. Look for brokers who consistently address concerns and deliver positive outcomes.

What it costs

What mortgage brokers cost in Spartanburg

Mortgage broker fees can vary widely based on services offered, but here are some common pricing tiers you might encounter.

Standard FeeMost brokers charge a standard fee ranging from $1,000 to $3,000, depending on the complexity of the loan.
Percentage of Loan AmountSome brokers may charge a percentage of the loan amount, typically from 0.5% to 2%.
No Upfront FeeCertain brokers offer no upfront fees, instead earning their commission from the lender after closing.
Negotiable RatesMany brokers are open to negotiating their fees, so it’s worth discussing costs upfront.

Frequently asked questions

How much does mortgage brokerage cost in Spartanburg?

Costs can vary, but expect rates around $1,500 to $3,000 for brokerage services, depending on the complexity of your mortgage needs.

What is the average rating for mortgage brokers in Spartanburg?

The average rating for mortgage brokers in Spartanburg is approximately 4.4 stars, with a review count spread that indicates trust is still forming among clients.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Spartanburg homebuyers: <strong>Mike Watson, Benchmark Mortgage</strong>

Mike Watson, Benchmark Mortgage leads with a stellar 4.9-star rating from 126 reviews, showcasing solid client trust and satisfaction. Close behind is New American Funding: Travis Harrison, who holds a perfect 5-star rating on 62 reviews, indicating exceptional service that resonates well with clients. Rounding out the trio is Lauren Duty - Movement Mortgage, also at 5 stars but with 54 reviews, demonstrating strong performance but slightly less proven reliability. For those seeking a mortgage broker in Spartanburg, Mike Watson is the clear first choice, with proven results and a significant review base.