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Local services · Spartanburg, SC/Updated June 13, 2026

The Best Mortgage Brokers in Spartanburg, SC

Finding the right mortgage broker is crucial for a smooth home buying experience. Here are the top picks in Spartanburg.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceMike Watson — Benchmark Mortgage
95Score
Latest update · June 13, 2026: Initial ranking published. 10 Spartanburg-metro mortgage brokers businesses evaluated, top 10 ranked by Vetted Score.

In Spartanburg, SC, securing a mortgage is a pivotal step for many homebuyers and homeowners looking to refinance. The right mortgage broker can help navigate the complexities of loans, rates, and terms, ensuring you get the best deal possible. With a range of options available, choosing the right broker can make all the difference in your home buying journey.

To build this list of the best mortgage brokers, we evaluated ten local providers based on their customer ratings, review counts, and overall reputation in the community. Our goal is to guide you to professionals who are not only highly rated but also trusted by their clients.

10providers evaluated in Spartanburg
4.68average rating across the field
379customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in Spartanburg? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
95Score

Mike Watson — Benchmark Mortgage

★★★★★4.9(113 reviews)

With a stellar rating of 4.9 from 113 reviews, Mike Watson at Benchmark Mortgage is highly praised for his personalized service and quick responses.

Read full review
Best Value
94Score

Travis Harrison boasts a perfect 5-star rating from 61 reviews, with clients lauding his transparent communication and competitive rates.

Read full review
Most Reviewed
93Score

Lauren Duty - Movement Mortgage

★★★★★5.0(49 reviews)

Lauren Duty has a perfect 5-star rating from 49 reviews, with clients praising her dedication and thoroughness.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
95Score
4.9★★★★★
113Personalized mortgage solutions
2
94Score
5.0★★★★★
61First-time homebuyers
3
93Score
5.0★★★★★
49Thorough guidance through the mortgage process
4
90Score
5.0★★★★★
41Clients needing detailed guidance
5
89Score
5.0★★★★★
29Friendly and efficient service
6
88Score
5.0★★★★★
29Locally-focused mortgage needs
7
85Score
5.0★★★★★
17Straightforward mortgage solutions
8
82Score
5.0★★★★★
11Clients needing support and guidance
9
80Score
3.9★★★★★
21Clients seeking diverse options
10
78Score
3.0★★★★★
8Clients seeking product variety
Methodology

How we evaluated all 10 providers.

We assessed each mortgage broker in Spartanburg by analyzing their online reviews, customer feedback, and overall performance. No one pays for placement in our rankings, ensuring an unbiased evaluation of each business. Our rankings are updated monthly to reflect the most current data and trends in the mortgage industry.

This month, we found ten brokers with strong customer ratings, showcasing their commitment to service and reliability. Each selection is backed by real feedback from clients, so you can trust you're getting a well-rounded view of each mortgage broker's capabilities.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Mike Watson — Benchmark Mortgage

★★★★★4.9(113 reviews)
95Score

With a stellar rating of 4.9 from 113 reviews, Mike Watson at Benchmark Mortgage is highly praised for his personalized service and quick responses. Clients appreciate his knowledge of the mortgage process and ability to secure great rates. However, some note that availability can vary due to high demand. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is personalized mortgage solutions. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are availability may vary.

Pros

  • High customer satisfaction
  • Quick response times
  • Expertise in mortgage options

Cons

  • Availability may vary
Best forPersonalized mortgage solutions
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
2
Best Value

Travis Harrison - Fairway Independent Mortgage Corporation

★★★★★5.0(61 reviews)
94Score

Travis Harrison boasts a perfect 5-star rating from 61 reviews, with clients lauding his transparent communication and competitive rates. He is particularly noted for his ability to simplify complex processes. The only drawback is the limited review base, which makes it hard to gauge consistency over time. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is first-time homebuyers. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are limited review base.

Pros

  • Highly rated for customer service
  • Transparent communication
  • Competitive rates

Cons

  • Limited review base
Best forFirst-time homebuyers
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
3
Most Reviewed

Lauren Duty - Movement Mortgage

★★★★★5.0(49 reviews)
93Score

Lauren Duty has a perfect 5-star rating from 49 reviews, with clients praising her dedication and thoroughness. She is known for her proactive approach and strong communication skills, helping clients feel informed throughout the mortgage process. However, some clients mention occasional delays in processing times. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is thorough guidance through the mortgage process. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are occasional processing delays.

Pros

  • Dedicated service
  • Strong communication
  • Proactive approach

Cons

  • Occasional processing delays
Best forThorough guidance through the mortgage process
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
4

Jillian Wofford MLO Fairway Home Mortgage

★★★★★5.0(41 reviews)
90Score

Jillian Wofford holds a 5-star rating from 41 reviews, recognized for her patience and clear explanations. Clients appreciate her ability to demystify the mortgage process. One downside is that her office might be busy, leading to longer wait times for appointments. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is clients needing detailed guidance. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are busy office may lead to longer wait times.

Pros

  • Patient and clear explanations
  • Demystifies mortgage processes
  • Strong client relationships

Cons

  • Busy office may lead to longer wait times
Best forClients needing detailed guidance
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
5

Prosper Home Loans | Spartanburg, SC

★★★★★5.0(29 reviews)
89Score

With a 5-star rating from 29 reviews, Prosper Home Loans is praised for its friendly staff and efficient service. Clients report a smooth mortgage process and helpful advice. A drawback is that the review count is relatively low, making long-term reliability less certain. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is friendly and efficient service. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are low review count.

Pros

  • Friendly staff
  • Efficient service
  • Smooth process

Cons

  • Low review count
Best forFriendly and efficient service
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
6

Local Mortgage Authority of Spartanburg

★★★★★5.0(29 reviews)
88Score

Local Mortgage Authority has a perfect 5-star rating from 29 reviews, with clients highlighting their local expertise and personalized service. Many appreciate the attention to detail in their mortgage applications. However, similar to Prosper, their limited review base raises some questions about long-term consistency. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is locally-focused mortgage needs. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are limited review base.

Pros

  • Local expertise
  • Personalized service
  • Attention to detail

Cons

  • Limited review base
Best forLocally-focused mortgage needs
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
7
85Score

PrimeLending has received a 5-star rating from 17 reviews, with clients appreciating their straightforward approach and competitive rates. Many praise the efficiency of the application process. However, the fewer reviews may leave potential clients wanting more feedback from a broader base. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is straightforward mortgage solutions. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are fewer reviews.

Pros

  • Straightforward approach
  • Competitive rates
  • Efficient application process

Cons

  • Fewer reviews
Best forStraightforward mortgage solutions
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
8

Kristina Pinchuk Mortgage Loan Officer

★★★★★5.0(11 reviews)
82Score

Kristina Pinchuk has a 5-star rating from 11 reviews, with clients praising her responsiveness and willingness to explain options. Her clients often feel supported throughout the mortgage process. However, the limited number of reviews might make potential clients hesitant about her experience. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients needing support and guidance. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are limited number of reviews.

Pros

  • Responsive and supportive
  • Willing to explain options
  • Client-focused

Cons

  • Limited number of reviews
Best forClients needing support and guidance
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
9

New American Funding Mortgage

★★★★★3.9(21 reviews)
80Score

New American Funding has a rating of 3.9 from 21 reviews. Clients often appreciate their diverse loan options and knowledgeable staff. However, some reviews mention communication issues, which can hinder the overall experience for clients looking for clarity in the process. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients seeking diverse options. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are communication issues reported.

Pros

  • Diverse loan options
  • Knowledgeable staff

Cons

  • Communication issues reported
Best forClients seeking diverse options
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
10

Guild Mortgage Company

★★★★★3.0(8 reviews)
78Score

Guild Mortgage Company has a low rating of 3 from 8 reviews, with clients expressing dissatisfaction with slow responses and lack of support. While they offer a range of products, the negative feedback raises concerns about customer service and reliability. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is clients seeking product variety. It serves Spartanburg, SC, with $2,000 to $5,000 in closing costs pricing, and the honest trade-offs are slow responses and lack of support.

Pros

  • Range of mortgage products

Cons

  • Slow responses
  • Lack of support
Best forClients seeking product variety
Service areaSpartanburg, SC
Typical pricing$2,000 to $5,000 in closing costs
Before you book

How to choose a mortgage broker in Spartanburg

Selecting the right mortgage broker is essential for securing the best financing options for your home. Consider these factors to make an informed choice.

Experience and Reputation

Look for brokers with a solid track record and positive reviews from past clients.

Loan Options Available

Ensure the broker offers a variety of loan products to fit your financial needs.

Customer Service

Choose brokers known for their responsiveness and support throughout the mortgage process.

Transparency in Fees

Select brokers who provide clear information on fees and closing costs.

What it costs

What mortgage services cost in Spartanburg

The cost of mortgage services can vary significantly based on the broker and the type of loan. Here are some typical pricing tiers.

Origination FeesTypically range from 0.5% to 1% of the loan amount.
Closing CostsAverage between $2,000 to $5,000 depending on the loan size and location.
Appraisal FeesUsually cost between $300 and $500.
Home InspectionCosts can range from $300 to $600, depending on the property's size.

Frequently asked questions

How much does mortgage service cost in Spartanburg?

Mortgage service costs typically range from $2,000 to $5,000 in closing costs.

What should I look for in a mortgage broker?

Look for experience, loan options, customer service, and transparency in fees.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Spartanburg homeowners: Mike Watson, Benchmark Mortgage

The best mortgage brokers in Spartanburg include Mike Watson, Benchmark Mortgage, known for personalized service, Travis Harrison - Fairway Independent Mortgage Corporation, offering great value, and Lauren Duty - Movement Mortgage, praised for thorough guidance. Each brings unique strengths to help you secure the right mortgage.