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Local services · Chesapeake, VA/Updated June 13, 2026

The Best Insurance Agents in Chesapeake, VA

Finding the right insurance agent is crucial for protecting your assets. Here are the best options in Chesapeake, VA.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceCenterville Insurance Agency
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Chesapeake-metro insurance agencies businesses evaluated, top 9 ranked by Vetted Score.

In Chesapeake, VA, having the right insurance agent is essential for safeguarding your home, vehicle, and health. With a variety of options available, consumers need to choose wisely to ensure they receive the best coverage and service. Our rankings highlight the top agencies based on real customer reviews and ratings.

We evaluated ten local insurance agencies in Chesapeake, focusing on customer feedback, service quality, and overall satisfaction. This list is updated monthly to reflect the latest reviews, ensuring that you have access to the most accurate and relevant information when choosing an insurance agent.

10providers evaluated in Chesapeake
4.53average rating across the field
645customer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in Chesapeake? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

Centerville Insurance Agency

★★★★★4.9(155 reviews)

With a stellar rating of 4.9 from 155 reviews, Centerville Insurance Agency is praised for its personalized service and knowledgeable agents.

Read full review
Best Value
95Score

Ferguson Insurance Center

★★★★★4.9(120 reviews)

Ferguson Insurance Center boasts a 4.9 rating from 120 reviews, with many customers praising its competitive pricing and attentive service.

Read full review
Most Reviewed
94Score

Direct Auto Insurance

★★★★★4.8(120 reviews)

Direct Auto Insurance holds a strong rating of 4.8 from 120 reviews.

Read full review

All 9, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
4.9★★★★★
155Comprehensive coverage options
2
95Score
4.9★★★★★
120Affordable insurance solutions
3
94Score
4.8★★★★★
120Quick and efficient service
4
93Score
4.8★★★★★
118Diverse insurance options
5
89Score
4.7★★★★★
53Personalized customer service
6
86Score
4.6★★★★★
36Professional and thorough service
7
83Score
4.7★★★★★
12Budget-conscious clients
8
80Score
4.8★★★★★
9Customized insurance solutions
9
78Score
2.6★★★★★
22Limited options
Methodology

How we evaluated all 10 providers.

To assess the best insurance agents in Chesapeake, we analyzed customer reviews from multiple platforms, considering both ratings and the number of reviews. Our aim was to provide a transparent and trustworthy ranking, with no businesses paying for placement. This ensures that our recommendations are based solely on quality and customer satisfaction.

Each agency's Vetted Score reflects its standing in the local market, allowing consumers to make informed decisions. We refresh our rankings monthly, incorporating the latest data to keep our recommendations current and reliable.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Centerville Insurance Agency

★★★★★4.9(155 reviews)
96Score

With a stellar rating of 4.9 from 155 reviews, Centerville Insurance Agency is praised for its personalized service and knowledgeable agents. Reviewers highlight the agency's responsiveness and commitment to finding the right coverage for clients. However, some customers mention occasional wait times during peak hours. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is comprehensive coverage options. It serves Chesapeake and surrounding areas, with $800 to $1,500 annually pricing, and the honest trade-offs are occasional wait times and limited office hours.

Pros

  • High customer satisfaction
  • Personalized service
  • Knowledgeable agents

Cons

  • Occasional wait times
  • Limited office hours
Best forComprehensive coverage options
Service areaChesapeake and surrounding areas
Typical pricing$800 to $1,500 annually
2
Best Value

Ferguson Insurance Center

★★★★★4.9(120 reviews)
95Score

Ferguson Insurance Center boasts a 4.9 rating from 120 reviews, with many customers praising its competitive pricing and attentive service. Clients appreciate the thorough explanations provided by agents, making it easy to understand policies. A downside noted is the limited variety of insurance products compared to larger firms. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable insurance solutions. It serves Chesapeake and nearby regions, with $800 to $1,500 annually pricing, and the honest trade-offs are limited product variety and smaller agency feel.

Pros

  • Competitive pricing
  • Attentive service
  • Clear explanations

Cons

  • Limited product variety
  • Smaller agency feel
Best forAffordable insurance solutions
Service areaChesapeake and nearby regions
Typical pricing$800 to $1,500 annually
3
Most Reviewed

Direct Auto Insurance

★★★★★4.8(120 reviews)
94Score

Direct Auto Insurance holds a strong rating of 4.8 from 120 reviews. Customers commend the agency for its quick quotes and efficient claims process. The agents are known for their helpfulness and willingness to answer questions. However, some reviews indicate that customer service can be inconsistent during busy times. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is quick and efficient service. It serves Chesapeake and surrounding areas, with $800 to $1,500 annually pricing, and the honest trade-offs are inconsistent customer service and limited office hours.

Pros

  • Quick quotes
  • Efficient claims process
  • Helpful agents

Cons

  • Inconsistent customer service
  • Limited office hours
Best forQuick and efficient service
Service areaChesapeake and surrounding areas
Typical pricing$800 to $1,500 annually
4

Garlow Insurance Agency - Nationwide Insurance

★★★★★4.8(118 reviews)
93Score

Garlow Insurance Agency - Nationwide Insurance has a solid rating of 4.8 from 118 reviews. Clients appreciate the agency's extensive knowledge of various insurance products and the personalized attention they receive. However, some customers mention that the agency's response times could be improved during high-demand periods. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is diverse insurance options. It serves Chesapeake and surrounding areas, with $800 to $1,500 annually pricing, and the honest trade-offs are response times can vary and occasional delays in service.

Pros

  • Extensive product knowledge
  • Personalized attention
  • Strong reputation

Cons

  • Response times can vary
  • Occasional delays in service
Best forDiverse insurance options
Service areaChesapeake and surrounding areas
Typical pricing$800 to $1,500 annually
5

COVA Insurance

★★★★★4.7(53 reviews)
89Score

COVA Insurance has a respectable rating of 4.7 from 53 reviews. Customers often highlight its friendly staff and willingness to assist with selecting policies. While the agency is noted for its strong customer relations, some clients feel that the coverage options could be more extensive. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized customer service. It serves Chesapeake and nearby areas, with $800 to $1,500 annually pricing, and the honest trade-offs are limited coverage options and smaller agency.

Pros

  • Friendly staff
  • Willingness to assist
  • Strong customer relations

Cons

  • Limited coverage options
  • Smaller agency
Best forPersonalized customer service
Service areaChesapeake and nearby areas
Typical pricing$800 to $1,500 annually
6

Nationwide Insurance: W T Jennings Insurance Agency Inc. has a rating of 4.6 from 36 reviews. Clients appreciate the professionalism of the agents and the thoroughness of the consultations. However, with a smaller review base, it remains promising but unproven in terms of long-term customer satisfaction. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is professional and thorough service. It serves Chesapeake and surrounding areas, with $800 to $1,500 annually pricing, and the honest trade-offs are smaller review base and limited recognition.

Pros

  • Professional agents
  • Thorough consultations
  • Reputable brand

Cons

  • Smaller review base
  • Limited recognition
Best forProfessional and thorough service
Service areaChesapeake and surrounding areas
Typical pricing$800 to $1,500 annually
7
83Score

Albearlie Affordable Insurance Agency has a rating of 4.7 from 12 reviews. Customers have praised the affordability and accessibility of their services. While the agency is recognized for its budget-friendly policies, the thin review base leaves its long-term reliability somewhat uncertain. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is budget-conscious clients. It serves Chesapeake and nearby areas, with $800 to $1,500 annually pricing, and the honest trade-offs are thin review base and limited product offerings.

Pros

  • Affordable options
  • Accessible services
  • Friendly agents

Cons

  • Thin review base
  • Limited product offerings
Best forBudget-conscious clients
Service areaChesapeake and nearby areas
Typical pricing$800 to $1,500 annually
8

Strong Future Insurance Group VA

★★★★★4.8(9 reviews)
80Score

Strong Future Insurance Group VA has a rating of 4.8 from 9 reviews. Clients appreciate the personalized attention and willingness to tailor policies to fit individual needs. However, the low review count makes it a promising option but unproven in the competitive insurance market. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is customized insurance solutions. It serves Chesapeake and surrounding areas, with $800 to $1,500 annually pricing, and the honest trade-offs are low review count and limited visibility.

Pros

  • Personalized attention
  • Tailored policies
  • Responsive agents

Cons

  • Low review count
  • Limited visibility
Best forCustomized insurance solutions
Service areaChesapeake and surrounding areas
Typical pricing$800 to $1,500 annually
9

Chesapeake Insurance Services

★★★★★2.6(22 reviews)
78Score

Chesapeake Insurance Services has a low rating of 2.6 from 22 reviews. Many customers express dissatisfaction with the service and the perceived lack of professionalism. This agency may not be the best choice for those seeking reliable insurance services, as negative feedback outweighs the positive. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is limited options. It serves Chesapeake, with $800 to $1,500 annually pricing, and the honest trade-offs are low overall rating and dissatisfaction with service.

Pros

  • Some positive feedback
  • Variety of products

Cons

  • Low overall rating
  • Dissatisfaction with service
Best forLimited options
Service areaChesapeake
Typical pricing$800 to $1,500 annually
Before you book

How to choose an insurance agent in Chesapeake

Selecting the right insurance agent involves understanding your needs and evaluating potential candidates based on their reputation, services, and customer support.

Assess your insurance needs

Determine what types of insurance you require (home, auto, health) to find an agent with relevant expertise.

Check reviews and ratings

Read customer feedback to gauge satisfaction and service quality.

Consider local agents

Local agents often understand regional risks better and can provide tailored advice.

Evaluate communication style

Choose an agent who communicates clearly and is responsive to your inquiries.

What it costs

What insurance costs in Chesapeake

Insurance costs can vary widely based on coverage type, provider, and individual circumstances. Understanding typical pricing can help you budget effectively.

Auto InsuranceExpect to pay between $800 to $1,500 annually, depending on your driving record and vehicle.
Homeowners InsuranceAnnual premiums typically range from $1,000 to $2,500, influenced by property value and location.
Health InsuranceCosts vary greatly, but expect to pay $250 to $600 monthly for individual plans.
Life InsurancePremiums can range from $300 to $1,200 annually, based on age and health.

Frequently asked questions

How much does insurance cost in Chesapeake?

Insurance costs in Chesapeake typically range from $800 to $1,500 annually for auto and homeowners insurance.

What factors affect insurance premiums?

Factors include your driving record, property value, location, and coverage options.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Chesapeake residents: Editor's Choice Centerville Insurance Agency

The top three insurance agents in Chesapeake are Centerville Insurance Agency, Ferguson Insurance Center, and Direct Auto Insurance. Each of these agencies excels in customer service and has received high ratings from satisfied clients, making them the best choices for your insurance needs.