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Local services · Virginia Beach, VA/Updated June 13, 2026

The Best Insurance Agents in Virginia Beach, VA

Finding the right insurance agent is crucial for securing your peace of mind. Here are the top picks in Virginia Beach.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceLee Hudson - State Farm Insurance Agent
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Virginia Beach-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

In Virginia Beach, having a reliable insurance agent can make all the difference when it comes to protecting your assets and ensuring peace of mind. With a variety of services available, from auto to home insurance, choosing the right agent is key to finding the best coverage at a competitive price.

We evaluated ten of the most reputable insurance agencies in the area based on customer reviews, ratings, and overall service quality. Our list reflects the top choices, providing you with trustworthy options to consider for your insurance needs.

10providers evaluated in Virginia Beach
4.89average rating across the field
4.8Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does this service cost in Virginia Beach? See the price breakdown →

Our top picks

At a glance · three categories
Editor's Choice
96Score

Lee Hudson - State Farm Insurance Agent

★★★★★5.0(1,666 reviews)

With a perfect rating of 5 and 1,666 reviews, Lee Hudson - State Farm Insurance Agent stands out in Virginia Beach.

Read full review
Best Value
95Score

Tidewater Insurance Brokers

★★★★★5.0(650 reviews)

Tidewater Insurance Brokers holds a 5-star rating across 650 reviews, praised for their competitive pricing and excellent customer support.

Read full review
Most Reviewed
94Score

Evertree Insurance

★★★★★4.9(1,460 reviews)

Evertree Insurance, rated 4.9 with 1,460 reviews, is recognized for its friendly staff and quick service.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
1,666Comprehensive insurance needs
2
95Score
5.0★★★★★
650Business insurance solutions
3
Evertree Insurance
Evertree Insurance
Most Reviewed
94Score
4.9★★★★★
1,460Family insurance needs
4
91Score
4.9★★★★★
360Auto and home insurance
5
90Score
4.9★★★★★
284Personalized insurance service
6
89Score
4.9★★★★★
102Tailored insurance solutions
7
88Score
4.9★★★★★
82Friendly and local service
8
84Score
4.8★★★★★
59Comprehensive coverage
9
82Score
4.6★★★★★
122First-time insurance buyers
10
78Score
5.0★★★★★
13Budget-friendly auto insurance
Methodology

How we evaluated all 10 providers.

To identify the best insurance agents in Virginia Beach, we analyzed customer feedback across multiple platforms, focusing on ratings and the number of reviews. This approach ensures that our selections are based on real experiences and satisfaction levels.

We do not accept payment for placement in our rankings, allowing us to maintain impartiality. Our evaluations are refreshed monthly to reflect the most current data and trends in the industry.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Lee Hudson - State Farm Insurance Agent

★★★★★5.0(1,666 reviews)
96Score

With a perfect rating of 5 and 1,666 reviews, Lee Hudson - State Farm Insurance Agent stands out in Virginia Beach. Customers appreciate his thoroughness and personalized service, making him ideal for comprehensive insurance needs. One downside is that his office can get busy, so scheduling an appointment in advance is advisable.

Pros

  • High customer satisfaction
  • Personalized service
  • Extensive insurance options

Cons

  • Can be busy at times
  • Limited evening hours
Best forComprehensive insurance needs
Service areaVirginia Beach and surrounding areas
Typical pricing$100 to $300 per month
2
Best Value

Tidewater Insurance Brokers

★★★★★5.0(650 reviews)
95Score

Tidewater Insurance Brokers holds a 5-star rating across 650 reviews, praised for their competitive pricing and excellent customer support. They are especially noted for their business insurance offerings. However, some clients mention that response times can vary during peak periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is business insurance solutions. It serves Virginia Beach and nearby regions, with $200 to $500 per month pricing, and the honest trade-offs are variable response times and less focus on personal insurance.

Pros

  • Competitive pricing
  • Strong customer support
  • Business insurance specialists

Cons

  • Variable response times
  • Less focus on personal insurance
Best forBusiness insurance solutions
Service areaVirginia Beach and nearby regions
Typical pricing$200 to $500 per month
3
Most Reviewed

Evertree Insurance

★★★★★4.9(1,460 reviews)
94Score

Evertree Insurance, rated 4.9 with 1,460 reviews, is recognized for its friendly staff and quick service. Customers appreciate their wide range of products, especially for families. A common concern is that their office hours may not accommodate those with traditional work schedules. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is family insurance needs. It serves Virginia Beach area, with $150 to $350 per month pricing, and the honest trade-offs are limited office hours and occasional wait times.

Pros

  • Friendly and helpful staff
  • Quick service
  • Wide range of products

Cons

  • Limited office hours
  • Occasional wait times
Best forFamily insurance needs
Service areaVirginia Beach area
Typical pricing$150 to $350 per month
4

AB Insurance

★★★★★4.9(360 reviews)
91Score

AB Insurance boasts a rating of 4.9 from 360 reviews, highlighting their expertise in auto and home insurance. Clients appreciate their thorough explanations of policies. However, some reviews mention that their office can be hard to find. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is auto and home insurance. It serves Virginia Beach, with $120 to $280 per month pricing, and the honest trade-offs are difficult to locate and limited online presence.

Pros

  • Expertise in auto and home insurance
  • Thorough policy explanations
  • Friendly agents

Cons

  • Difficult to locate
  • Limited online presence
Best forAuto and home insurance
Service areaVirginia Beach
Typical pricing$120 to $280 per month
5

A&C Insurance and Multi Service Agency

★★★★★4.9(284 reviews)
90Score

A&C Insurance and Multi Service Agency, rated 4.9 with 284 reviews, is well-regarded for their diverse insurance offerings and personalized service. Customers feel valued and well-informed. A downside is their smaller team, which may lead to longer wait times during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personalized insurance service. It serves Virginia Beach and surrounding areas, with $100 to $250 per month pricing, and the honest trade-offs are smaller team and longer wait times during peak hours.

Pros

  • Diverse insurance offerings
  • Personalized service
  • Valued customer relationships

Cons

  • Smaller team
  • Longer wait times during peak hours
Best forPersonalized insurance service
Service areaVirginia Beach and surrounding areas
Typical pricing$100 to $250 per month
6

Mayo Insurance Agency - A Hilb Group Company

★★★★★4.9(102 reviews)
89Score

Mayo Insurance Agency - A Hilb Group Company has a strong 4.9 rating from 102 reviews, known for their attentive service and tailored coverage options. They excel in both personal and business insurance. However, their review count is lower than some competitors, making them promising but unproven. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is tailored insurance solutions. It serves Virginia Beach, with $150 to $300 per month pricing, and the honest trade-offs are lower review count and limited online resources.

Pros

  • Attentive service
  • Tailored coverage options
  • Personal and business insurance

Cons

  • Lower review count
  • Limited online resources
Best forTailored insurance solutions
Service areaVirginia Beach
Typical pricing$150 to $300 per month
7

Matt Roenker Insurance Agency

★★★★★4.9(82 reviews)
88Score

Matt Roenker Insurance Agency has a solid rating of 4.9 from 82 reviews, appreciated for their friendly approach and local expertise. They cater to a variety of insurance needs. However, some customers note that their office hours are limited, which may be inconvenient for some clients. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is friendly and local service. It serves Virginia Beach, with $120 to $280 per month pricing, and the honest trade-offs are limited office hours and smaller team.

Pros

  • Friendly agents
  • Local expertise
  • Diverse insurance options

Cons

  • Limited office hours
  • Smaller team
Best forFriendly and local service
Service areaVirginia Beach
Typical pricing$120 to $280 per month
8

Armor Insurance Group

★★★★★4.8(59 reviews)
84Score

Armor Insurance Group holds a 4.8 rating from 59 reviews, known for their competitive rates and knowledgeable agents. They focus on providing comprehensive coverage for both individuals and businesses. One downside is their relatively small number of reviews, which may not fully reflect their service quality. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is comprehensive coverage. It serves Virginia Beach, with $100 to $250 per month pricing, and the honest trade-offs are limited reviews and smaller agency.

Pros

  • Competitive rates
  • Knowledgeable agents
  • Comprehensive coverage

Cons

  • Limited reviews
  • Smaller agency
Best forComprehensive coverage
Service areaVirginia Beach
Typical pricing$100 to $250 per month
9

Choice Insurance Agency

★★★★★4.6(122 reviews)
82Score

Choice Insurance Agency, rated 4.6 with 122 reviews, is recognized for their straightforward approach and clear communication. They are ideal for first-time insurance buyers. However, some clients have expressed a desire for more personalized service. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is first-time insurance buyers. It serves Virginia Beach, with $80 to $200 per month pricing, and the honest trade-offs are less personalized service and fewer coverage options.

Pros

  • Straightforward communication
  • Good for first-time buyers
  • Affordable options

Cons

  • Less personalized service
  • Fewer coverage options
Best forFirst-time insurance buyers
Service areaVirginia Beach
Typical pricing$80 to $200 per month
10

All's Cheap Car Insurance

★★★★★5.0(13 reviews)
78Score

All's Cheap Car Insurance has a perfect rating of 5 from 13 reviews, appealing for those seeking budget-friendly auto insurance. Customers appreciate the low rates. However, the limited review base makes it a promising but unproven option. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is budget-friendly auto insurance. It serves Virginia Beach, with $50 to $150 per month pricing, and the honest trade-offs are limited review base and fewer service options.

Pros

  • Budget-friendly rates
  • Positive customer feedback
  • Simple process

Cons

  • Limited review base
  • Fewer service options
Best forBudget-friendly auto insurance
Service areaVirginia Beach
Typical pricing$50 to $150 per month
Before you book

How to choose an insurance agent in Virginia Beach

Selecting the right insurance agent requires careful consideration of various factors. Here are some key points to keep in mind when making your choice.

Check Reviews and Ratings

Look for agents with high ratings and a significant number of reviews to gauge customer satisfaction.

Evaluate Services Offered

Consider what types of insurance coverage you need and choose an agent who specializes in those areas.

Assess Communication Style

Choose an agent who communicates clearly and responds promptly to your inquiries.

Compare Pricing

Get quotes from multiple agents to find competitive pricing that fits your budget.

What it costs

What insurance costs in Virginia Beach

The cost of insurance can vary widely based on coverage types and individual circumstances. Here’s a general overview of what you might expect to pay.

Auto InsuranceTypically ranges from $100 to $300 per month, depending on the vehicle and coverage levels.
Homeowners InsuranceAverage costs are about $800 to $1,500 annually based on property value and location.
Life InsuranceMonthly premiums can range from $20 to $100, depending on age and health.
Health InsuranceCosts vary significantly but generally fall between $200 to $600 per month.

Frequently asked questions

How much does insurance cost in Virginia Beach?

Insurance costs vary widely based on the type of coverage, but generally range from $50 to $600 per month.

What types of insurance can I get in Virginia Beach?

You can find various types, including auto, home, life, and health insurance, among others.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Virginia Beach homes: Lee Hudson - State Farm Insurance Agent

For those seeking top-notch service and reliability, Lee Hudson - State Farm Insurance Agent is the clear choice. With a stellar reputation and extensive offerings, they excel in meeting diverse insurance needs. Tidewater Insurance Brokers follows closely, providing excellent value, especially for business coverage. Finally, Evertree Insurance rounds out the top three with their friendly service and family-focused options.