Insurance Agencies · Virginia Beach, VA/Updated June 13, 2026
The 10 Best Insurance Agents in Virginia Beach, VA
Insurance is a necessity in Virginia Beach, but finding the right agent can be a challenge. We ranked the best to help you make an informed choice.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceTidewater Insurance Brokers
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Virginia Beach-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.
In Virginia Beach, the right insurance agent can make all the difference in protecting your home, car, and business. With the coastal climate and unique local risks, having trustworthy coverage is essential. The competitive market features ten evaluated providers, showcasing a mix of service quality and customer satisfaction.
Our list reflects a careful analysis of each agency's ratings and reviews. We considered only those with a proven track record, ensuring that you can find an agent who meets your needs. This ranking is based on genuine customer feedback, with no paid placements influencing our results.
10insurance agents evaluated in Virginia Beach
4.88average rating across the field
4.5Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
To create this ranking, we evaluated ten insurance agencies in the Virginia Beach area, focusing on their customer ratings and review counts. The agencies were scored on a scale of 0 to 100, with the goal of identifying those that consistently provide outstanding service.
Our evaluation is updated monthly, ensuring that the information remains current and relevant. No agency can pay for a higher placement; the Vetted Score reflects only the quality of service as reported by actual customers.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
With a perfect rating of 5 stars from 774 reviews, Tidewater Insurance Brokers is a standout choice for insurance needs in Virginia Beach. Customers appreciate their personalized service and knowledgeable agents, making it an ideal option for those seeking tailored insurance solutions. However, some clients have noted longer wait times during peak hours.
Evertree Insurance has an impressive 4.9-star rating based on 1,500 reviews, reflecting their strong customer satisfaction. Clients frequently highlight their extensive coverage options and competitive pricing. This agency is best for those looking for a wide selection of policies. Some customers mention occasional issues with response times, which could be improved.
AB Insurance holds a 4.9-star rating from 361 reviews, showcasing a strong commitment to customer service. Clients appreciate the personalized attention and detailed explanations provided by agents. This agency excels in catering to individual needs, making it a great fit for those who value a hands-on approach. However, their smaller size may limit some specialized options.
A&C Insurance and Multi Service Agency enjoys a 4.9-star rating with 351 reviews. Clients commend their knowledgeable staff and diverse range of services. This agency is well-suited for those looking for bundled insurance options. However, some customers feel that their website could be more user-friendly. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is bundled insurance options. It serves Virginia Beach, VA, with $75 to $250 monthly pricing, and the honest trade-offs are website usability issues.
Greg Holestin - GEICO Insurance Agent has a solid 4.8-star rating from 1,091 reviews. Customers appreciate the efficiency and quick quotes they receive. This agency is ideal for those who prioritize speed and simplicity. However, some clients have reported that the availability of agents can vary during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is speed and simplicity in insurance. It serves Virginia Beach, VA, with $70 to $260 monthly pricing, and the honest trade-offs are variable agent availability.
Mayo Insurance Agency - A Hilb Group Company has a 4.9-star rating from 102 reviews. Clients often mention the friendly staff and thorough policy explanations. This agency is best for those who appreciate a friendly atmosphere. However, their lower review count makes them a bit less proven compared to larger agencies.
Matt Roenker Insurance Agency has a 4.9-star rating from 86 reviews. Reviewers highlight their attentive service and willingness to answer questions. This agency is a good choice for those who value accessibility. However, the limited number of reviews suggests they are still building their reputation. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is accessible and attentive service. It serves Virginia Beach, VA, with $80 to $250 monthly pricing, and the honest trade-offs are limited number of reviews.
Insurance Strategies - The Cooksey Agency holds a 4.9-star rating with 50 reviews. Clients appreciate their expertise and helpful advice. This agency is suitable for those seeking guidance on complex insurance needs. However, the small review base leaves some uncertainty about their overall service consistency. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is guidance on complex insurance needs. It serves Virginia Beach, VA, with $90 to $300 monthly pricing, and the honest trade-offs are small review base.
Dress Insurance Agency has a perfect 5-star rating from 37 reviews. Reviewers commend their customer service and responsiveness. This agency is great for those who prioritize quick assistance. However, the limited number of reviews makes it hard to gauge their long-term reliability. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is quick assistance and responsiveness. It serves Virginia Beach, VA, with $80 to $260 monthly pricing, and the honest trade-offs are limited number of reviews.
Choice Insurance Agency has a 4.6-star rating from 121 reviews. Clients appreciate their competitive rates and willingness to work with various budgets. This agency is suitable for those looking for affordable options. However, some customers have expressed concerns about the clarity of policy details. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable insurance options. It serves Virginia Beach, VA, with $70 to $250 monthly pricing, and the honest trade-offs are clarity of policy details.
How to choose an insurance agent in Virginia Beach
Selecting the right insurance agent involves balancing cost with service quality. Here are key factors to consider as you make your decision.
Evaluate Customer Reviews
Look for agents with high ratings and a substantial number of reviews. This indicates a consistent level of service and reliability.
Compare Coverage Options
Different agents may offer varying policies. Assess what coverage options are available and how they align with your specific needs.
Consider Local Expertise
Choose agents who understand the Virginia Beach market. Local knowledge can be crucial in finding the right coverage for your unique circumstances.
What it costs
What insurance costs in Virginia Beach
The cost of insurance in Virginia Beach can vary widely based on coverage options and provider. Here’s a breakdown of typical pricing tiers.
Basic CoverageStarting at $500 to $1,000 annually, this option typically includes essential protection but may lack comprehensive features.
Standard CoverageRanging from $1,000 to $2,500 annually, this tier offers more extensive options and better protection for most households.
Comprehensive CoverageExpect to pay between $2,500 and $5,000 annually. This level includes a wide array of protections suitable for higher-value assets.
Premium CoverageFor top-tier protection, costs can exceed $5,000 annually. This often includes specialized coverage tailored for unique risks.
Frequently asked questions
How much does insurance cost in Virginia Beach?
Insurance costs can vary widely based on coverage and provider. On average, you might expect rates to range from $100 to $300 per month.
What factors affect insurance rates in Virginia Beach?
Factors include your driving record, the type of coverage you choose, and the specific insurance agency’s pricing structure.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Virginia Beach residents: <strong>Tidewater Insurance Brokers</strong>
Tidewater Insurance Brokers offers the best overall service with a perfect 5-star rating from 774 reviews. For those looking for exceptional value, Evertree Insurance is a close second with a 4.9 rating on 1,500 reviews. If you're ready to splurge, consider AB Insurance, also rated at 4.9 but with fewer reviews, making it promising yet unproven.