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Insurance Agencies · Virginia Beach, VA/Updated June 13, 2026

The 10 Best Insurance Agents in Virginia Beach, VA

Insurance is a necessity in Virginia Beach, but finding the right agent can be a challenge. We ranked the best to help you make an informed choice.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceTidewater Insurance Brokers
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Virginia Beach-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

In Virginia Beach, the right insurance agent can make all the difference in protecting your home, car, and business. With the coastal climate and unique local risks, having trustworthy coverage is essential. The competitive market features ten evaluated providers, showcasing a mix of service quality and customer satisfaction.

Our list reflects a careful analysis of each agency's ratings and reviews. We considered only those with a proven track record, ensuring that you can find an agent who meets your needs. This ranking is based on genuine customer feedback, with no paid placements influencing our results.

10insurance agents evaluated in Virginia Beach
4.88average rating across the field
4.5Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Virginia Beach? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Tidewater Insurance Brokers

★★★★★5.0(774 reviews)

With a perfect rating of 5 stars from 774 reviews, Tidewater Insurance Brokers is a standout choice for insurance needs in Virginia Beach.

Read full review
Most Reviewed
94Score

Evertree Insurance

★★★★★4.9(1,500 reviews)

Evertree Insurance has an impressive 4.9-star rating based on 1,500 reviews, reflecting their strong customer satisfaction.

Read full review
Best for Personalized Attention
93Score

AB Insurance

★★★★★4.9(361 reviews)

AB Insurance holds a 4.9-star rating from 361 reviews, showcasing a strong commitment to customer service.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
5.0★★★★★
774Tailored insurance solutions
2
Evertree Insurance
Evertree Insurance
Most Reviewed
94Score
4.9★★★★★
1,500Wide selection of insurance policies
3
AB Insurance
AB Insurance
Best for Personalized Attention
93Score
4.9★★★★★
361Individualized insurance needs
4
89Score
4.9★★★★★
351Bundled insurance options
5
88Score
4.8★★★★★
1,091Speed and simplicity in insurance
6
87Score
4.9★★★★★
102Friendly service and guidance
7
85Score
4.9★★★★★
86Accessible and attentive service
8
82Score
4.9★★★★★
50Guidance on complex insurance needs
9
81Score
5.0★★★★★
37Quick assistance and responsiveness
10
78Score
4.6★★★★★
121Affordable insurance options
Methodology

How we evaluated all 10 insurance agents.

To create this ranking, we evaluated ten insurance agencies in the Virginia Beach area, focusing on their customer ratings and review counts. The agencies were scored on a scale of 0 to 100, with the goal of identifying those that consistently provide outstanding service.

Our evaluation is updated monthly, ensuring that the information remains current and relevant. No agency can pay for a higher placement; the Vetted Score reflects only the quality of service as reported by actual customers.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Tidewater Insurance Brokers

★★★★★5.0(774 reviews)
96Score

With a perfect rating of 5 stars from 774 reviews, Tidewater Insurance Brokers is a standout choice for insurance needs in Virginia Beach. Customers appreciate their personalized service and knowledgeable agents, making it an ideal option for those seeking tailored insurance solutions. However, some clients have noted longer wait times during peak hours.

Pros

  • Personalized service
  • Knowledgeable agents
  • Strong local reputation

Cons

  • Longer wait times during peak hours
Best forTailored insurance solutions
Service areaVirginia Beach, VA
Typical pricing$100 to $300 monthly
2
Most Reviewed

Evertree Insurance

★★★★★4.9(1,500 reviews)
94Score

Evertree Insurance has an impressive 4.9-star rating based on 1,500 reviews, reflecting their strong customer satisfaction. Clients frequently highlight their extensive coverage options and competitive pricing. This agency is best for those looking for a wide selection of policies. Some customers mention occasional issues with response times, which could be improved.

Pros

  • Extensive coverage options
  • Competitive pricing
  • High customer satisfaction

Cons

  • Occasional response time issues
Best forWide selection of insurance policies
Service areaVirginia Beach, VA
Typical pricing$80 to $250 monthly
3
Best for Personalized Attention

AB Insurance

★★★★★4.9(361 reviews)
93Score

AB Insurance holds a 4.9-star rating from 361 reviews, showcasing a strong commitment to customer service. Clients appreciate the personalized attention and detailed explanations provided by agents. This agency excels in catering to individual needs, making it a great fit for those who value a hands-on approach. However, their smaller size may limit some specialized options.

Pros

  • Personalized attention
  • Detailed explanations
  • Strong customer service

Cons

  • Limited specialized options
Best forIndividualized insurance needs
Service areaVirginia Beach, VA
Typical pricing$90 to $280 monthly
4

A&C Insurance and Multi Service Agency

★★★★★4.9(351 reviews)
89Score

A&C Insurance and Multi Service Agency enjoys a 4.9-star rating with 351 reviews. Clients commend their knowledgeable staff and diverse range of services. This agency is well-suited for those looking for bundled insurance options. However, some customers feel that their website could be more user-friendly. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is bundled insurance options. It serves Virginia Beach, VA, with $75 to $250 monthly pricing, and the honest trade-offs are website usability issues.

Pros

  • Knowledgeable staff
  • Diverse services
  • Bundled options available

Cons

  • Website usability issues
Best forBundled insurance options
Service areaVirginia Beach, VA
Typical pricing$75 to $250 monthly
5

Greg Holestin - GEICO Insurance Agent

★★★★★4.8(1,091 reviews)
88Score

Greg Holestin - GEICO Insurance Agent has a solid 4.8-star rating from 1,091 reviews. Customers appreciate the efficiency and quick quotes they receive. This agency is ideal for those who prioritize speed and simplicity. However, some clients have reported that the availability of agents can vary during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is speed and simplicity in insurance. It serves Virginia Beach, VA, with $70 to $260 monthly pricing, and the honest trade-offs are variable agent availability.

Pros

  • Quick quotes
  • Efficient service
  • Strong brand recognition

Cons

  • Variable agent availability
Best forSpeed and simplicity in insurance
Service areaVirginia Beach, VA
Typical pricing$70 to $260 monthly
6

Mayo Insurance Agency - A Hilb Group Company

★★★★★4.9(102 reviews)
87Score

Mayo Insurance Agency - A Hilb Group Company has a 4.9-star rating from 102 reviews. Clients often mention the friendly staff and thorough policy explanations. This agency is best for those who appreciate a friendly atmosphere. However, their lower review count makes them a bit less proven compared to larger agencies.

Pros

  • Friendly staff
  • Thorough policy explanations
  • Welcoming atmosphere

Cons

  • Lower review count
Best forFriendly service and guidance
Service areaVirginia Beach, VA
Typical pricing$85 to $270 monthly
7

Matt Roenker Insurance Agency

★★★★★4.9(86 reviews)
85Score

Matt Roenker Insurance Agency has a 4.9-star rating from 86 reviews. Reviewers highlight their attentive service and willingness to answer questions. This agency is a good choice for those who value accessibility. However, the limited number of reviews suggests they are still building their reputation. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is accessible and attentive service. It serves Virginia Beach, VA, with $80 to $250 monthly pricing, and the honest trade-offs are limited number of reviews.

Pros

  • Attentive service
  • Willingness to answer questions
  • Accessible agents

Cons

  • Limited number of reviews
Best forAccessible and attentive service
Service areaVirginia Beach, VA
Typical pricing$80 to $250 monthly
8

Insurance Strategies - The Cooksey Agency

★★★★★4.9(50 reviews)
82Score

Insurance Strategies - The Cooksey Agency holds a 4.9-star rating with 50 reviews. Clients appreciate their expertise and helpful advice. This agency is suitable for those seeking guidance on complex insurance needs. However, the small review base leaves some uncertainty about their overall service consistency. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is guidance on complex insurance needs. It serves Virginia Beach, VA, with $90 to $300 monthly pricing, and the honest trade-offs are small review base.

Pros

  • Expertise in complex needs
  • Helpful advice
  • Knowledgeable agents

Cons

  • Small review base
Best forGuidance on complex insurance needs
Service areaVirginia Beach, VA
Typical pricing$90 to $300 monthly
9

Dress Insurance Agency

★★★★★5.0(37 reviews)
81Score

Dress Insurance Agency has a perfect 5-star rating from 37 reviews. Reviewers commend their customer service and responsiveness. This agency is great for those who prioritize quick assistance. However, the limited number of reviews makes it hard to gauge their long-term reliability. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is quick assistance and responsiveness. It serves Virginia Beach, VA, with $80 to $260 monthly pricing, and the honest trade-offs are limited number of reviews.

Pros

  • Responsive customer service
  • Positive feedback
  • Quick assistance

Cons

  • Limited number of reviews
Best forQuick assistance and responsiveness
Service areaVirginia Beach, VA
Typical pricing$80 to $260 monthly
10

Choice Insurance Agency

★★★★★4.6(121 reviews)
78Score

Choice Insurance Agency has a 4.6-star rating from 121 reviews. Clients appreciate their competitive rates and willingness to work with various budgets. This agency is suitable for those looking for affordable options. However, some customers have expressed concerns about the clarity of policy details. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is affordable insurance options. It serves Virginia Beach, VA, with $70 to $250 monthly pricing, and the honest trade-offs are clarity of policy details.

Pros

  • Competitive rates
  • Flexible with budgets
  • Willingness to work with clients

Cons

  • Clarity of policy details
Best forAffordable insurance options
Service areaVirginia Beach, VA
Typical pricing$70 to $250 monthly
Before you book

How to choose an insurance agent in Virginia Beach

Selecting the right insurance agent involves balancing cost with service quality. Here are key factors to consider as you make your decision.

Evaluate Customer Reviews

Look for agents with high ratings and a substantial number of reviews. This indicates a consistent level of service and reliability.

Compare Coverage Options

Different agents may offer varying policies. Assess what coverage options are available and how they align with your specific needs.

Consider Local Expertise

Choose agents who understand the Virginia Beach market. Local knowledge can be crucial in finding the right coverage for your unique circumstances.

What it costs

What insurance costs in Virginia Beach

The cost of insurance in Virginia Beach can vary widely based on coverage options and provider. Here’s a breakdown of typical pricing tiers.

Basic CoverageStarting at $500 to $1,000 annually, this option typically includes essential protection but may lack comprehensive features.
Standard CoverageRanging from $1,000 to $2,500 annually, this tier offers more extensive options and better protection for most households.
Comprehensive CoverageExpect to pay between $2,500 and $5,000 annually. This level includes a wide array of protections suitable for higher-value assets.
Premium CoverageFor top-tier protection, costs can exceed $5,000 annually. This often includes specialized coverage tailored for unique risks.

Frequently asked questions

How much does insurance cost in Virginia Beach?

Insurance costs can vary widely based on coverage and provider. On average, you might expect rates to range from $100 to $300 per month.

What factors affect insurance rates in Virginia Beach?

Factors include your driving record, the type of coverage you choose, and the specific insurance agency’s pricing structure.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Virginia Beach residents: <strong>Tidewater Insurance Brokers</strong>

Tidewater Insurance Brokers offers the best overall service with a perfect 5-star rating from 774 reviews. For those looking for exceptional value, Evertree Insurance is a close second with a 4.9 rating on 1,500 reviews. If you're ready to splurge, consider AB Insurance, also rated at 4.9 but with fewer reviews, making it promising yet unproven.