Local services · Virginia Beach, VA/Updated June 13, 2026
The Best Insurance Agents in Virginia Beach, VA
Finding the right insurance agent is crucial for securing your peace of mind. Here are the top picks in Virginia Beach.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceLee Hudson - State Farm Insurance Agent
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Virginia Beach-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.
In Virginia Beach, having a reliable insurance agent can make all the difference when it comes to protecting your assets and ensuring peace of mind. With a variety of services available, from auto to home insurance, choosing the right agent is key to finding the best coverage at a competitive price.
We evaluated ten of the most reputable insurance agencies in the area based on customer reviews, ratings, and overall service quality. Our list reflects the top choices, providing you with trustworthy options to consider for your insurance needs.
10providers evaluated in Virginia Beach
4.89average rating across the field
4.8Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
To identify the best insurance agents in Virginia Beach, we analyzed customer feedback across multiple platforms, focusing on ratings and the number of reviews. This approach ensures that our selections are based on real experiences and satisfaction levels.
We do not accept payment for placement in our rankings, allowing us to maintain impartiality. Our evaluations are refreshed monthly to reflect the most current data and trends in the industry.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
With a perfect rating of 5 and 1,666 reviews, Lee Hudson - State Farm Insurance Agent stands out in Virginia Beach. Customers appreciate his thoroughness and personalized service, making him ideal for comprehensive insurance needs. One downside is that his office can get busy, so scheduling an appointment in advance is advisable.
Tidewater Insurance Brokers holds a 5-star rating across 650 reviews, praised for their competitive pricing and excellent customer support. They are especially noted for their business insurance offerings. However, some clients mention that response times can vary during peak periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is business insurance solutions. It serves Virginia Beach and nearby regions, with $200 to $500 per month pricing, and the honest trade-offs are variable response times and less focus on personal insurance.
Evertree Insurance, rated 4.9 with 1,460 reviews, is recognized for its friendly staff and quick service. Customers appreciate their wide range of products, especially for families. A common concern is that their office hours may not accommodate those with traditional work schedules. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is family insurance needs. It serves Virginia Beach area, with $150 to $350 per month pricing, and the honest trade-offs are limited office hours and occasional wait times.
AB Insurance boasts a rating of 4.9 from 360 reviews, highlighting their expertise in auto and home insurance. Clients appreciate their thorough explanations of policies. However, some reviews mention that their office can be hard to find. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is auto and home insurance. It serves Virginia Beach, with $120 to $280 per month pricing, and the honest trade-offs are difficult to locate and limited online presence.
A&C Insurance and Multi Service Agency, rated 4.9 with 284 reviews, is well-regarded for their diverse insurance offerings and personalized service. Customers feel valued and well-informed. A downside is their smaller team, which may lead to longer wait times during busy periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is personalized insurance service. It serves Virginia Beach and surrounding areas, with $100 to $250 per month pricing, and the honest trade-offs are smaller team and longer wait times during peak hours.
Mayo Insurance Agency - A Hilb Group Company has a strong 4.9 rating from 102 reviews, known for their attentive service and tailored coverage options. They excel in both personal and business insurance. However, their review count is lower than some competitors, making them promising but unproven. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is tailored insurance solutions. It serves Virginia Beach, with $150 to $300 per month pricing, and the honest trade-offs are lower review count and limited online resources.
Matt Roenker Insurance Agency has a solid rating of 4.9 from 82 reviews, appreciated for their friendly approach and local expertise. They cater to a variety of insurance needs. However, some customers note that their office hours are limited, which may be inconvenient for some clients. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is friendly and local service. It serves Virginia Beach, with $120 to $280 per month pricing, and the honest trade-offs are limited office hours and smaller team.
Armor Insurance Group holds a 4.8 rating from 59 reviews, known for their competitive rates and knowledgeable agents. They focus on providing comprehensive coverage for both individuals and businesses. One downside is their relatively small number of reviews, which may not fully reflect their service quality. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is comprehensive coverage. It serves Virginia Beach, with $100 to $250 per month pricing, and the honest trade-offs are limited reviews and smaller agency.
Choice Insurance Agency, rated 4.6 with 122 reviews, is recognized for their straightforward approach and clear communication. They are ideal for first-time insurance buyers. However, some clients have expressed a desire for more personalized service. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is first-time insurance buyers. It serves Virginia Beach, with $80 to $200 per month pricing, and the honest trade-offs are less personalized service and fewer coverage options.
All's Cheap Car Insurance has a perfect rating of 5 from 13 reviews, appealing for those seeking budget-friendly auto insurance. Customers appreciate the low rates. However, the limited review base makes it a promising but unproven option. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is budget-friendly auto insurance. It serves Virginia Beach, with $50 to $150 per month pricing, and the honest trade-offs are limited review base and fewer service options.
Pros
Budget-friendly rates
Positive customer feedback
Simple process
Cons
Limited review base
Fewer service options
Best forBudget-friendly auto insurance
Service areaVirginia Beach
Typical pricing$50 to $150 per month
Before you book
How to choose an insurance agent in Virginia Beach
Selecting the right insurance agent requires careful consideration of various factors. Here are some key points to keep in mind when making your choice.
Check Reviews and Ratings
Look for agents with high ratings and a significant number of reviews to gauge customer satisfaction.
Evaluate Services Offered
Consider what types of insurance coverage you need and choose an agent who specializes in those areas.
Assess Communication Style
Choose an agent who communicates clearly and responds promptly to your inquiries.
Compare Pricing
Get quotes from multiple agents to find competitive pricing that fits your budget.
What it costs
What insurance costs in Virginia Beach
The cost of insurance can vary widely based on coverage types and individual circumstances. Here’s a general overview of what you might expect to pay.
Auto InsuranceTypically ranges from $100 to $300 per month, depending on the vehicle and coverage levels.
Homeowners InsuranceAverage costs are about $800 to $1,500 annually based on property value and location.
Life InsuranceMonthly premiums can range from $20 to $100, depending on age and health.
Health InsuranceCosts vary significantly but generally fall between $200 to $600 per month.
Frequently asked questions
How much does insurance cost in Virginia Beach?
Insurance costs vary widely based on the type of coverage, but generally range from $50 to $600 per month.
What types of insurance can I get in Virginia Beach?
You can find various types, including auto, home, life, and health insurance, among others.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Virginia Beach homes: Lee Hudson - State Farm Insurance Agent
For those seeking top-notch service and reliability, Lee Hudson - State Farm Insurance Agent is the clear choice. With a stellar reputation and extensive offerings, they excel in meeting diverse insurance needs. Tidewater Insurance Brokers follows closely, providing excellent value, especially for business coverage. Finally, Evertree Insurance rounds out the top three with their friendly service and family-focused options.