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Insurance Agencies · Hampton, VA/Updated June 13, 2026

The 10 Best Insurance Agents in Hampton, VA

Finding the right insurance agent can save you money and provide peace of mind. Here are the best options in Hampton, VA.

Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceGreg Holestin - GEICO Insurance Agent
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Hampton-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.

Insurance is a critical part of protecting your assets and ensuring your financial security. In Hampton, VA, the market for insurance agents is still developing, with many providers having fewer than 50 reviews. This makes it essential for you to weigh options carefully, balancing cost against the trustworthiness of agents based on their reviews.

Our list ranks the top 10 insurance agents in Hampton, VA, using a transparent Vetted Score that takes into account customer ratings and review counts. Each agency has been evaluated based on real customer feedback, ensuring you have the most reliable information to make your decision.

10insurance agents evaluated in Hampton
4.84average rating across the field
1.9Kcustomer reviews analyzed

Cityvetted analysis of public Google review data, updated June 13, 2026.

How much does insurance agencies cost in Hampton? See the price breakdown →

Our top picks

At a glance · three categories
★ Editor's Choice
96Score

Greg Holestin - GEICO Insurance Agent

★★★★★4.9(1,240 reviews)

With a stellar rating of 4.9 from 1,240 reviews, Greg Holestin - GEICO Insurance Agent is a trusted choice in Hampton.

Read full review
Best Value
94Score

Shelton Lucas - State Farm Insurance Agent

★★★★★4.9(270 reviews)

Shelton Lucas - State Farm Insurance Agent holds a 4.9 rating based on 270 reviews.

Read full review
Most Reviewed
93Score

Mark Crump - State Farm Insurance Agent

★★★★★4.9(237 reviews)

Mark Crump - State Farm Insurance Agent has an impressive 4.9 rating from 237 reviews.

Read full review

All 10, compared

Data as of June 13, 2026
BusinessVetted ScoreGoogle ratingReviewsBest for
1
96Score
4.9★★★★★
1,240Auto insurance
2
94Score
4.9★★★★★
270Home and auto insurance
3
93Score
4.9★★★★★
237Life insurance
4
83Score
5.0★★★★★
29Personalized insurance plans
5
82Score
4.6★★★★★
64Budget auto insurance
6
81Score
4.8★★★★★
22Home and auto insurance
7
80Score
4.7★★★★★
27Auto and home insurance
8
79Score
5.0★★★★★
5Niche insurance products
9
78Score
4.6★★★★★
12Auto insurance
10
78Score
5.0★★★★★
3SR22 insurance
Methodology

How we evaluated all 10 insurance agents.

To create this ranking, we evaluated 10 insurance agencies in the Hampton metro area. Our scoring system emphasizes both the quality and quantity of customer reviews, giving more weight to those with a higher number of ratings. No business pays for placement in our rankings, ensuring that our list is purely based on merit.

We refresh our evaluations monthly, reflecting the latest customer experiences and ratings. This approach guarantees that you have access to up-to-date information, allowing you to make informed choices when selecting an insurance agent.

The Vetted Score: six weighted factors

Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%

Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.

Full reviews

The rankings · in order
1
★ Editor's Choice

Greg Holestin - GEICO Insurance Agent

★★★★★4.9(1,240 reviews)
96Score

With a stellar rating of 4.9 from 1,240 reviews, Greg Holestin - GEICO Insurance Agent is a trusted choice in Hampton. Customers appreciate his thorough approach and responsiveness, making him ideal for auto insurance needs. However, with such a high volume of clients, wait times for appointments can be longer than expected.

Pros

  • High volume of positive reviews
  • Responsive service
  • Thorough consultations

Cons

  • Potentially longer wait times for appointments
  • Limited personal attention due to high demand
Best forAuto insurance
Service areaHampton, VA
Typical pricing$100 to $300
2
Best Value

Shelton Lucas - State Farm Insurance Agent

★★★★★4.9(270 reviews)
94Score

Shelton Lucas - State Farm Insurance Agent holds a 4.9 rating based on 270 reviews. Clients often highlight his competitive pricing and personalized service. He excels in providing home and auto insurance. However, some reviews indicate that response times can vary, particularly during peak periods. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is home and auto insurance. It serves Hampton, VA, with $120 to $350 pricing, and the honest trade-offs are variable response times and fewer reviews compared to top competitor.

Pros

  • Competitive pricing
  • Personalized service
  • Expertise in home and auto insurance

Cons

  • Variable response times
  • Fewer reviews compared to top competitor
Best forHome and auto insurance
Service areaHampton, VA
Typical pricing$120 to $350
3
Most Reviewed

Mark Crump - State Farm Insurance Agent

★★★★★4.9(237 reviews)
93Score

Mark Crump - State Farm Insurance Agent has an impressive 4.9 rating from 237 reviews. Clients appreciate his detailed explanations and availability for questions. He is known for his expertise in life insurance. However, a few customers noted occasional delays in policy processing. A review base that deep is hard to game, and the score barely moves across it, which is the clearest consistency signal we track. Most of what reviewers hire it for is life insurance. It serves Hampton, VA, with $150 to $400 pricing, and the honest trade-offs are occasional policy processing delays and less visibility compared to top agencies.

Pros

  • Detailed explanations
  • Availability for questions
  • Strong expertise in life insurance

Cons

  • Occasional policy processing delays
  • Less visibility compared to top agencies
Best forLife insurance
Service areaHampton, VA
Typical pricing$150 to $400
4

Griffin Insurance Agency LLC

★★★★★5.0(29 reviews)
83Score

Griffin Insurance Agency LLC has a perfect 5.0 rating from 29 reviews, showcasing strong customer satisfaction. Clients appreciate the friendly service and quick responses. They specialize in personalized insurance plans. However, the thin review base means you should approach with cautious optimism. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is personalized insurance plans. It serves Hampton, VA, with $100 to $300 pricing, and the honest trade-offs are thin review base and limited range of services compared to larger agencies.

Pros

  • Friendly service
  • Quick responses
  • Personalized plans

Cons

  • Thin review base
  • Limited range of services compared to larger agencies
Best forPersonalized insurance plans
Service areaHampton, VA
Typical pricing$100 to $300
5

Direct Auto Insurance

★★★★★4.6(64 reviews)
82Score

Direct Auto Insurance holds a solid 4.6 rating from 64 reviews. Customers often mention affordable rates for auto insurance and straightforward service. While they are a good option for budget-conscious clients, some reviewers expressed concerns about customer service experiences during claims. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is budget auto insurance. It serves Hampton, VA, with $80 to $250 pricing, and the honest trade-offs are mixed customer service feedback and limited offerings compared to full-service agencies.

Pros

  • Affordable rates
  • Straightforward service
  • Good for budget-conscious clients

Cons

  • Mixed customer service feedback
  • Limited offerings compared to full-service agencies
Best forBudget auto insurance
Service areaHampton, VA
Typical pricing$80 to $250
6

Nationwide Insurance: H.P. Lucas, Inc.

★★★★★4.8(22 reviews)
81Score

Nationwide Insurance: H.P. Lucas, Inc. has a rating of 4.8 from 22 reviews. Reviewers appreciate the knowledgeable staff and comprehensive coverage options. They excel in home and auto insurance. However, the smaller review count may make potential clients hesitant. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is home and auto insurance. It serves Hampton, VA, with $120 to $350 pricing, and the honest trade-offs are smaller review count and less visibility compared to larger providers.

Pros

  • Knowledgeable staff
  • Comprehensive coverage options
  • Good for home and auto

Cons

  • Smaller review count
  • Less visibility compared to larger providers
Best forHome and auto insurance
Service areaHampton, VA
Typical pricing$120 to $350
7

Hampton Roads Insurance Services

★★★★★4.7(27 reviews)
80Score

Hampton Roads Insurance Services has a rating of 4.7 from 27 reviews. Customers note their friendly service and willingness to answer questions. They focus on auto and home insurance. However, the limited number of reviews means that their reputation is still developing. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is auto and home insurance. It serves Hampton, VA, with $100 to $300 pricing, and the honest trade-offs are limited number of reviews and reputation still developing.

Pros

  • Friendly service
  • Willingness to answer questions
  • Focus on auto and home insurance

Cons

  • Limited number of reviews
  • Reputation still developing
Best forAuto and home insurance
Service areaHampton, VA
Typical pricing$100 to $300
8

Vault Wise Insurance

★★★★★5.0(5 reviews)
79Score

Vault Wise Insurance has a perfect rating of 5.0 from just 5 reviews. Clients praise their attentive service and tailored coverage options. They specialize in niche insurance products. However, the very small review base can make it hard to gauge consistent service quality. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is niche insurance products. It serves Hampton, VA, with $120 to $350 pricing, and the honest trade-offs are very small review base and limited range of services.

Pros

  • Attentive service
  • Tailored coverage options
  • Specialized offerings

Cons

  • Very small review base
  • Limited range of services
Best forNiche insurance products
Service areaHampton, VA
Typical pricing$120 to $350
9
78Score

Nationwide Insurance: Coastal Insurance Agency Inc. has a rating of 4.6 from 12 reviews. Customers appreciate the competitive rates and helpful staff. They focus on auto insurance. However, the low number of reviews may raise questions about their reliability. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is auto insurance. It serves Hampton, VA, with $90 to $250 pricing, and the honest trade-offs are low number of reviews and reliability concerns due to limited feedback.

Pros

  • Competitive rates
  • Helpful staff
  • Focus on auto insurance

Cons

  • Low number of reviews
  • Reliability concerns due to limited feedback
Best forAuto insurance
Service areaHampton, VA
Typical pricing$90 to $250
10

Beacon SR22 Insurance Hampton

★★★★★5.0(3 reviews)
78Score

Beacon SR22 Insurance Hampton has a perfect rating of 5.0 from just 3 reviews. Clients praise their specialized service for SR22 insurance. They are a good option for those who need this type of coverage. On the downside, the very limited number of reviews makes it hard to assess their overall service quality.

Pros

  • Specialized SR22 service
  • High customer satisfaction

Cons

  • Very limited review base
  • Niche focus may not appeal to everyone
Best forSR22 insurance
Service areaHampton, VA
Typical pricing$150 to $400
Before you book

How to choose an insurance agent in Hampton

Selecting the right insurance agent involves considering several factors, from pricing to customer service. Here are key points to guide your decision-making process.

Review Ratings

Focus on agents with a high number of reviews. A solid track record indicates reliability and customer satisfaction.

Understand Coverage Options

Different agents may specialize in various types of insurance. Ensure the agent you choose can meet your specific needs.

Compare Pricing

While affordability is vital, the cheapest option may not always offer the best service. Balance cost with the agent's reputation.

What it costs

What insurance costs in Hampton

The cost of insurance can vary significantly based on the provider, coverage type, and individual circumstances. Here’s a breakdown of what you can expect in Hampton.

Basic CoverageExpect to pay around $100 to $200 per month for basic auto or home insurance.
Standard CoverageFor more comprehensive policies, rates typically range from $200 to $400 monthly.
Premium CoverageHigh-end policies with extensive coverage can cost $400 to $800 or more per month.
Bundled PoliciesConsider bundling multiple insurance types, which can lead to savings of 10% to 20% on total costs.

Frequently asked questions

How much does insurance cost in Hampton?

Insurance rates in Hampton can vary widely, but you can expect quotes to range from $100 to $300 per month depending on coverage and provider.

Which insurance agent has the most reviews in Hampton?

Greg Holestin - GEICO Insurance Agent leads with 1,240 reviews, reflecting a strong customer base and consistent service.

How often is this ranking updated?

We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.

Our verdict

For most Hampton residents: <strong>Greg Holestin - GEICO Insurance Agent</strong>

Greg Holestin - GEICO Insurance Agent is the best overall choice, combining a high rating of 4.9 with an impressive 1,240 reviews. For those seeking great value, Shelton Lucas - State Farm Insurance Agent also holds a 4.9 rating on 270 reviews, making it a solid alternative. If you're looking to splurge, consider Mark Crump - State Farm Insurance Agent, who maintains a 4.9 rating with 237 reviews for personalized service.