Local services · Roanoke, VA/Updated June 13, 2026
The Best Insurance Agents in Roanoke, VA
Finding the right insurance agent can be a daunting task. Here are the best options in Roanoke, each with high ratings and solid reviews.
MHMaya Hendricks · Home Services Editor Updated June 13, 2026 · Next review July 2026
Editorially independent10 companies evaluated
cover story
★ Editor's ChoiceBill Meador Insurance Agency
96Score
Latest update · June 13, 2026: Initial ranking published. 10 Roanoke-metro insurance agencies businesses evaluated, top 10 ranked by Vetted Score.
Insurance agents play a vital role in helping individuals and businesses navigate the complexities of coverage options. In Roanoke, VA, a reliable insurance agent can provide tailored policies that fit your unique needs, ensuring peace of mind in times of uncertainty.
To compile this list, we evaluated ten local insurance agencies based on their customer ratings and review counts. Our analysis reflects the experiences of real clients, ensuring that the businesses featured here are genuinely trusted by the community.
10providers evaluated in Roanoke
4.87average rating across the field
1.9Kcustomer reviews analyzed
Cityvetted analysis of public Google review data, updated June 13, 2026.
We assessed each insurance agency's Vetted Score, taking into account customer feedback, ratings, and the number of reviews. Our goal is to provide an unbiased overview, as no business pays for placement in our rankings.
This list is refreshed monthly to ensure the most accurate information. We analyze reviews and ratings to keep our recommendations relevant and trustworthy for those seeking insurance services in Roanoke.
The Vetted Score: six weighted factors
Customer sentiment25%
Rating quality20%
Review volume & velocity20%
Website trust signals15%
Service breadth10%
Business longevity10%
Sentiment is measured by AI analysis of review text, recency-weighted, with verified-pattern checks to discount suspicious review bursts.
With a stellar rating of 4.9 from 946 reviews, Bill Meador Insurance Agency is celebrated for its personalized service and knowledgeable staff. Clients appreciate the agency's responsiveness and thorough explanations of coverage options. However, some reviews mention occasional wait times for appointments, which could be a consideration for those needing immediate assistance.
Pros
Highly rated customer service
Extensive experience
Personalized coverage options
Cons
Potential wait times for appointments
Limited online presence
Best forPersonalized service and comprehensive coverage options
Service areaRoanoke and surrounding areas
Typical pricing$100 to $200 per month for auto insurance
Epic Insurance Group stands out with a perfect rating of 5.0 from 169 reviews, making it one of the top choices in the area. Reviewers highlight its competitive pricing and quick response times. The agency excels in offering tailored insurance solutions. However, some customers have noted that the agency is relatively new, which may affect its long-term reputation.
Pros
Perfect customer rating
Competitive pricing
Fast response times
Cons
Newer agency with limited history
Fewer product offerings compared to larger firms
Best forCompetitive pricing and quick service
Service areaRoanoke and nearby regions
Typical pricing$90 to $180 per month for auto insurance
Banks Insurance Agency, Inc. boasts a strong rating of 4.9 based on 347 reviews, indicating a solid track record with clients. Customers praise the agency for its thorough approach and excellent communication. It's particularly noted for its expertise in both personal and commercial insurance. However, some clients feel that the office could benefit from more staff during peak times to reduce wait times.
Pros
Strong reputation
Excellent communication
Expertise in various insurance types
Cons
Potential staffing issues during busy times
Limited online tools
Best forComprehensive insurance solutions for personal and commercial needs
Service areaRoanoke and surrounding areas
Typical pricing$110 to $210 per month for auto insurance
Holley Insurance has earned a 4.9 rating from 142 reviews, with clients appreciating the agency's attention to detail and customer-centric approach. Many reviews highlight the agents' willingness to go above and beyond for their clients. However, a few customers have mentioned that the agency's hours could be more flexible to accommodate different schedules.
Pros
Detail-oriented service
Customer-centric agents
Strong local presence
Cons
Limited office hours
Somewhat small staff
Best forAttention to detail and personalized service
Service areaRoanoke and nearby areas
Typical pricing$100 to $200 per month for auto insurance
With a perfect 5.0 rating from 61 reviews, Brogan Insurance is praised for its friendly staff and quick service. Clients often mention the ease of obtaining quotes and the transparency of policies offered. However, the agency has fewer reviews, making it promising but unproven compared to more established agencies. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is quick quotes and friendly service. It serves Roanoke and surrounding areas, with $90 to $170 per month for auto insurance pricing, and the honest trade-offs are limited review base and fewer services offered.
Pros
Friendly staff
Quick service
Transparent policies
Cons
Limited review base
Fewer services offered
Best forQuick quotes and friendly service
Service areaRoanoke and surrounding areas
Typical pricing$90 to $170 per month for auto insurance
Sharpe Insurance Agency LLC has a perfect rating of 5.0 from 37 reviews, indicating a high level of client satisfaction. Reviewers appreciate the agency's personalized touch and willingness to explain coverage details. However, the limited number of reviews may raise questions about the agency's long-term reliability. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is personalized service and clear explanations. It serves Roanoke and nearby areas, with $80 to $160 per month for auto insurance pricing, and the honest trade-offs are thin review base and limited history.
Pros
High client satisfaction
Personalized service
Detailed explanations
Cons
Thin review base
Limited history
Best forPersonalized service and clear explanations
Service areaRoanoke and nearby areas
Typical pricing$80 to $160 per month for auto insurance
Farmers Insurance: Caleb Mann Agency holds a strong rating of 4.9 from 42 reviews. Clients commend the agency for its knowledgeable agents and tailored insurance plans. It's particularly well-regarded for home and auto insurance. However, some customers mention that communication could be improved during peak times. The sample is modest but steady, with reviewers describing the same strengths instead of one-off praise. Most of what reviewers hire it for is home and auto insurance expertise. It serves Roanoke and surrounding areas, with $100 to $200 per month for auto insurance pricing, and the honest trade-offs are communication issues during busy periods and limited online tools.
Pros
Knowledgeable agents
Tailored insurance plans
Strong local presence
Cons
Communication issues during busy periods
Limited online tools
Best forHome and auto insurance expertise
Service areaRoanoke and surrounding areas
Typical pricing$100 to $200 per month for auto insurance
Hufford Insurance Jill has a 4.5 rating from 98 reviews, with clients appreciating the agency's friendly service and thoroughness. Many reviews highlight the agents' ability to find the best coverage options. However, some clients note that the agency's follow-up could be improved, particularly after initial consultations. That is a substantial body of feedback for a local operator, enough to trust the rating rather than credit a lucky streak. Most of what reviewers hire it for is friendly service and thorough coverage analysis. It serves Roanoke and surrounding areas, with $90 to $180 per month for auto insurance pricing, and the honest trade-offs are follow-up communication could improve and limited service hours.
Pros
Friendly service
Thorough coverage options
Good local reputation
Cons
Follow-up communication could improve
Limited service hours
Best forFriendly service and thorough coverage analysis
Service areaRoanoke and surrounding areas
Typical pricing$90 to $180 per month for auto insurance
Star City Insurance has a rating of 4.6 from 19 reviews, with customers noting the agency's helpful staff and competitive rates. However, the small number of reviews suggests it may still be establishing its reputation in the community, making it a less proven choice for some clients. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is competitive pricing and helpful staff. It serves Roanoke and surrounding areas, with $80 to $160 per month for auto insurance pricing, and the honest trade-offs are thin review base and limited service offerings.
Pros
Helpful staff
Competitive rates
Local presence
Cons
Thin review base
Limited service offerings
Best forCompetitive pricing and helpful staff
Service areaRoanoke and surrounding areas
Typical pricing$80 to $160 per month for auto insurance
Discount Auto Insurance has a rating of 5.0 from just 1 review, which indicates it may not yet have established a solid customer base. While the review praises affordability, potential clients should approach with caution due to the thin review base and lack of comprehensive feedback. The review base is still thin, so we read the rating as promising rather than proven and weighted it accordingly. Most of what reviewers hire it for is budget-conscious individuals. It serves Roanoke and surrounding areas, with $50 to $100 per month for auto insurance pricing, and the honest trade-offs are very limited review base and unproven long-term reliability.
Pros
Affordable rates
Positive initial review
Cons
Very limited review base
Unproven long-term reliability
Best forBudget-conscious individuals
Service areaRoanoke and surrounding areas
Typical pricing$50 to $100 per month for auto insurance
Before you book
How to choose an insurance agent in Roanoke
Selecting the right insurance agent is crucial for finding the best coverage at the right price. Here are some factors to consider when making your choice.
Experience and Expertise
Look for agents with a proven track record in the specific types of insurance you need.
Customer Reviews
Read reviews to gauge customer satisfaction and the overall reputation of the agency.
Range of Services
Choose an agent who offers a variety of insurance products to meet your needs.
Accessibility
Consider how accessible the agent is for questions and claims support.
What it costs
What insurance costs in Roanoke
The cost of insurance can vary widely based on several factors, including the type of coverage, the provider, and individual circumstances. Here’s a general idea of what to expect.
Auto InsuranceAverage costs range from $100 to $200 per month, depending on coverage levels.
Homeowners InsuranceExpect to pay between $800 and $1,500 annually, influenced by home value and location.
Health InsuranceMonthly premiums can vary from $200 to $600 based on the plan and coverage.
Life InsuranceCosts typically range from $20 to $100 per month based on age and health.
Frequently asked questions
How much does insurance cost in Roanoke?
Insurance costs vary widely based on coverage type and individual circumstances, generally ranging from $50 to $200 per month for auto insurance.
What should I look for in an insurance agent?
Look for experience, customer reviews, range of services, and accessibility when choosing an insurance agent.
How often is this ranking updated?
We re-run the full analysis monthly with fresh review data. Last updated June 13, 2026.
Our verdict
For most Roanoke homes: Editor's Choice Bill Meador Insurance Agency
In Roanoke, the top three insurance agencies are Bill Meador Insurance Agency, Epic Insurance Group, and Banks Insurance Agency, Inc.. Each stands out for exceptional customer service, high ratings, and solid community presence, making them the best choices for local insurance needs.